Non-Patent Literature 
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| 1 | US20050139649A1 (Jonathan Metcalf, 2005) | (Original Assignee) Metcalf Jonathan H.; O'leary Robert J.; Barth Merlyn W.; Gunther Jacob H.; Peterson Erik S.; Rogers Heath W. | System for vending products and services using an identification card and associated methods | ▪ card device, card device reader ≈ following equations ▪ card information ≈ card information ▪ magnetic strip ≈ magnetic strip ▪ audit purposes ≈ audit data ▪ card data ≈ card data ▪ bar code, computer program ≈ bar code | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches which is the methods that provides the means for transmission of a marketing data in a post issuance data… ▪ teaches that an ownership record for each of the purchasers is created in the purchaser history database see abstract… ▪ teaches that adding wherein the financial transaction is one of cashing a check by the individual helps to provide an… ▪ teaches said authorization signal indicates the user associated with the pass should be at least one of permitted… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 2 | US20050039052A1 (James O'Donnell, 2005) | (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc | Ease of use transaction terminal | ▪ enrolment method ≈ fingerprint scanner ▪ solid state memory ≈ operating program ▪ information input ≈ information input ▪ key fob ≈ virtual keyboard ▪ access system ≈ said first side ▪ card data ≈ base portion, card data ▪ outputting information ≈ output data ▪ memory location ≈ smart card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ teaches bundling a signature with transaction database to effect proof of a transaction… ▪ teaches receiving reflected laser light from the optical code wherein the laser light results from laser light… ▪ teaches determining that the decoded information requires a form of identification and capturing an image of the… ▪ teaches the step of detecting included detecting a proffered biometric at a sensor con gured to communicate with the… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | ||||||
| 3 | US20050116810A1 (Blayn Beenau, 2005) | (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC | Method and system for vascular pattern recognition biometrics on a fob | ▪ key fob ≈ mutual authentication, security system ▪ solid state memory ≈ said device ▪ card information, card device ≈ debit card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ teaches that the transponder record the access information in the direct link fob usage history data file… ▪ teaches wherein said sensoring includes an environmental sensor… ▪ teaches wherein the audio start event is further identified based on one of head orientation eye position eye… ▪ discloses a rotational tag and that the tag is activated by rotating par… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 4 | US20040238621A1 (Blayn Beenau, 2004) | (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC | Method and system for fingerprint biometrics on a fob | ▪ key fob ≈ mutual authentication, security system ▪ solid state memory ≈ said device ▪ card information, card device ≈ debit card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ teaches that the transponder record the access information in the direct link fob usage history data file… ▪ teaches wherein said sensoring includes an environmental sensor… ▪ teaches wherein the audio start event is further identified based on one of head orientation eye position eye… ▪ discloses a rotational tag and that the tag is activated by rotating par… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 5 | US20040233037A1 (Blayn Beenau, 2004) | (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC | Method and system for iris scan recognition biometrics on a fob | ▪ key fob ≈ mutual authentication, security system ▪ solid state memory ≈ said device ▪ card information, card device ≈ debit card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses networked cameras connected to nodes that receive image data over a single network bus gure… ▪ discloses having two separate RFID chips in a secure tender electronic card but… ▪ discloses the control method wherein the control system is a pointofsale POS system the controller and the device are… ▪ teaches a security code wherein said security code and said credit card are operable to be utilized to complete a… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 6 | US20040239481A1 (Blayn Beenau, 2004) | (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC | Method and system for facial recognition biometrics on a fob | ▪ key fob ≈ mutual authentication, security system ▪ solid state memory ≈ said device ▪ card information, card device ≈ debit card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ teaches that the transponder record the access information in the direct link fob usage history data file… ▪ teaches wherein said sensoring includes an environmental sensor… ▪ teaches wherein the audio start event is further identified based on one of head orientation eye position eye… ▪ discloses a rotational tag and that the tag is activated by rotating par… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 7 | US20040232222A1 (Blayn Beenau, 2004) | (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC | Method and system for signature recognition biometrics on a fob | ▪ key fob ≈ mutual authentication, security system ▪ solid state memory ≈ said device ▪ card information, card device ≈ debit card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ teaches that the transponder record the access information in the direct link fob usage history data file… ▪ teaches wherein said sensoring includes an environmental sensor… ▪ teaches wherein the audio start event is further identified based on one of head orientation eye position eye… ▪ discloses a rotational tag and that the tag is activated by rotating par… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 8 | US20040236699A1 (Blayn Beenau, 2004) | (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC | Method and system for hand geometry recognition biometrics on a fob | ▪ key fob ≈ mutual authentication, security system ▪ audit purposes ≈ imaging system ▪ solid state memory ≈ said device ▪ card information, card device ≈ debit card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches having lower standards of confirmation based on the riskiness of the transaction where one of the elements of… ▪ teaches a security code wherein said security code and said credit card are operable to be utilized to complete a… ▪ teaches such a focus when approving transactions see at least… ▪ discloses a system method and article of manufacturing for development architecture framework e… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 9 | US20040233038A1 (Blayn Beenau, 2004) | (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC | Method and system for retinal scan recognition biometrics on a fob | ▪ key fob ≈ mutual authentication, security system ▪ solid state ≈ blood vessel ▪ solid state memory ≈ said device ▪ card information, card device ≈ debit card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses networked cameras connected to nodes that receive image data over a single network bus gure… ▪ discloses having two separate RFID chips in a secure tender electronic card but… ▪ teaches a security code wherein said security code and said credit card are operable to be utilized to complete a… ▪ discloses the control method wherein the control system is a pointofsale POS system the controller and the device are… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 10 | US20040232221A1 (Blayn Beenau, 2004) | (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC | Method and system for voice recognition biometrics on a fob | ▪ key fob ≈ mutual authentication, security system ▪ solid state memory ≈ said device ▪ card information, card device ≈ debit card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ teaches that the transponder record the access information in the direct link fob usage history data file… ▪ teaches wherein said sensoring includes an environmental sensor… ▪ teaches wherein the audio start event is further identified based on one of head orientation eye position eye… ▪ discloses a rotational tag and that the tag is activated by rotating par… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 11 | CN1479248A (冈田政信, 2004) | (Original Assignee) Omron Corp (Current Assignee) Hitachi Omron Financial System Co Ltd | 读卡器和交易处理装置 | ▪ receiving card information ≈ 的接收 ▪ outputting information ≈ 的输出 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ discloses the claimed subject matter a method of accessing a door see claim… ▪ teaches an ampli er incorporating a switched offset null col… ▪ teaches de ning the range of card position valid for connecting to the reader using a microcontact using having… ▪ teaches the object presence sensor switches power to deenergize the token reader upon negative indication of token… | X | X | X | X | X | |||||||||||||||
| 12 | CN1482568A (�������ɭ, 2004) | (Original Assignee) Panasonic Corp (Current Assignee) Panasonic Corp | 用于防止记录介质非授权使用的系统 | ▪ inputting information ≈ 输入/输 ▪ local memory ≈ 单元判 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches a RFID tag identi cation device providing biometric information of a person col… ▪ discloses the claimed limitations as described above see claim… ▪ teaches passive RF tags are an alternative to the active tags and active tags are used in order to achieve a longer… ▪ discloses a second transmitter comprises a local transceiver complementary to a transceiver on the remote apparatus and… | X | X | X | X | X | X | X | |||||||||||||
| 13 | CN1650603A (A·甘特曼, 2005) | (Original Assignee) Qualcomm Inc (Current Assignee) Qualcomm Inc | 声学双要素认证的系统和方法 | ▪ readable medium ≈ 一种认证 ▪ solid state ≈ 认证方法 ▪ receiving card information ≈ 的接收 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) ▪ 35 U.S.C. 102(b) | ▪ discloses a user authenticating to a system who chooses a music data which has been set earlier to authenticate to the… ▪ discloses a query from the network operator to the user in which said query is intended to be a form of ensuring the… ▪ discloses the smartcard based token redemption system as shown in the rejections above… ▪ teaches perform an alternative transaction and determine two wireless mobile communication devices are not in… | X | X | X | X | X | X | X | X | ||||||||||||
| 14 | US20030139994A1 (John Jones, 2003) | (Original Assignee) Cummins Allison Corp (Current Assignee) Cummins Allison Corp | Financial institution system | ▪ card information, card data ≈ storage device ▪ card reader ≈ card reader | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses a payment card reader apparatus coupled to a terminal the payment card reader apparatus… ▪ discloses receipt scanning system and method taking photographs andor for implementing a connection between a camera… ▪ discloses a writing implement for identity veri cation system… ▪ discloses biometricPIN code combinations and database storage see at least column… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | ||||||
| 15 | US20030132294A1 (Garrison Gomez, 2003) | (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc | Transaction terminal including signature entry feedback | ▪ card data ≈ base portion ▪ card reader ≈ card reader ▪ outputting information ≈ output data | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) | ▪ teaches such procedures through signature veri cation abstract… ▪ teaches storing of digital and electronic signature for record keeping purposes paragraph… ▪ teaches receiving reflected laser light from the optical code wherein the laser light results from laser light… ▪ teaches the step of detecting includes at least one of detecting processing and storing at least one second proffered… | X | X | X | |||||||||||||||||
| 16 | US20030132297A1 (Melvin McCall, 2003) | (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc | Transaction terminal having elongated finger recess | ▪ enrolment method ≈ fingerprint scanner ▪ readable medium ≈ touch screen ▪ card reader ≈ card reader | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ teaches storing of digital and electronic signature for record keeping purposes paragraph… ▪ teaches receiving reflected laser light from the optical code wherein the laser light results from laser light… ▪ teaches determining that the decoded information requires a form of identification and capturing an image of the… ▪ teaches the step of detecting included detecting a proffered biometric at a sensor con gured to communicate with the… | X | X | X | X | X | |||||||||||||||
| 17 | US20030132293A1 (Timothy Fitch, 2003) | (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc | Transaction terminal including raised surface peripheral to touch screen | ▪ providing access ≈ prompt message ▪ card reader ≈ card reader | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ teaches bundling a signature with transaction database to effect proof of a transaction… ▪ teaches receiving reflected laser light from the optical code wherein the laser light results from laser light… ▪ teaches determining that the decoded information requires a form of identification and capturing an image of the… ▪ teaches the step of detecting included detecting a proffered biometric at a sensor con gured to communicate with the… | X | X | X | X | ||||||||||||||||
| 18 | US20030132292A1 (Garrison Gomez, 2003) | (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc | Transaction terminal including imaging module | ▪ readable medium ≈ touch screen ▪ card reader ≈ card reader ▪ bar code, computer program ≈ bar code | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ teaches bundling a signature with transaction database to effect proof of a transaction… ▪ discloses a method and system of presenting an image of a receipt to a consumer the method comprising electronically… ▪ discloses the claimed invention but fails to explicitly disclose wherein the bill is displayed on the display screen of… ▪ discloses receipt scanning system and method taking photographs andor for implementing a connection between a camera… | X | X | X | X | X | X | ||||||||||||||
| 19 | US6796492B1 (James G. Gatto, 2004) | (Original Assignee) IPXL HOLDINGS LLC (Current Assignee) Millennium Commerce LLC ; Callahan Cellular LLC | Electronic fund transfer or transaction system | ▪ card information, card device ≈ financial institution, storage device ▪ audit purposes ≈ global transaction | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches that adding the feature helps to provide an transaction receipt or other messages to a user of an automated… ▪ teaches wherein the institution system is associated with a financial services institution and the personalized… ▪ discloses a method of presenting a reason for the rejection of a credit application from an applicant comprising… ▪ teaches wherein said code objects comprise documents expressed in a terminal mark up language TML that supports… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 20 | CN1549977A (藤泽知德, 2004) | (Original Assignee) Eighting KK (Current Assignee) Eighting KK | 个人认证方法 | ▪ card reader ≈ 方法的特征在于 ▪ solid state ≈ 认证方法 ▪ proof manner ≈ 认证服务 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches a method and system for credit card and debit card transactions the method include the step of determining… ▪ teaches use of information relating to identity of said credit card user inputted from a portable communications… ▪ teaches the transaction is a commercial transaction conducted through a call center… ▪ teaches the invention substantially as claimed including method and apparatus for efficiently initialization mobile… | X | X | X | |||||||||||||||||
| 21 | US20020138351A1 (Robert Houvener, 2002) | (Original Assignee) Image Data LLC (Current Assignee) Image Data LLC | Positive identification system and method | ▪ inputting information ≈ inputting information ▪ key fob ≈ authorized user ▪ magnetic strip ≈ magnetic strip ▪ readable medium ≈ touch screen ▪ card reader ≈ card reader ▪ memory location ≈ smart card ▪ bar code, computer program ≈ bar code | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses the electronic portrait enabling generation of a physical identi er for comparison to the buyer by a seller… ▪ discloses receipt scanning system and method taking photographs andor for implementing a connection between a camera… ▪ discloses all the elements of the claimed invention but is silent regarding obtaining at least one photograph by a… ▪ teaches the steps of receiving information from the consumer computer… | X | X | X | X | X | X | X | X | X | X | X | X | ||||||||
| 22 | CN1369858A (古山浩志, 2002) | (Original Assignee) Panasonic Corp (Current Assignee) Panasonic Corp | 信息终端装置以及认证系统 | ▪ readable medium ≈ 一种认证 ▪ inputting information ≈ 装置输入 ▪ magnetic strip ≈ 信息对 ▪ service provider ≈ 网络从 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) ▪ 35 U.S.C. 102(b) | ▪ teaches a RFID tag identi cation device providing biometric information of a person col… ▪ discloses an analogous art security system and method with credential or ID card… ▪ teaches passive RF tags are an alternative to the active tags and active tags are used in order to achieve a longer… ▪ discloses a second transmitter comprises a local transceiver complementary to a transceiver on the remote apparatus and… | X | X | X | X | X | X | X | X | X | |||||||||||
| 23 | EP1229496A2 (Hiroshi Furuyuma, 2002) | (Original Assignee) Panasonic Corp; Matsushita Electric Industrial Co Ltd (Current Assignee) Panasonic Corp | Information terminal apparatus and authenticating system | ▪ information input ≈ information input ▪ card data ≈ face image | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) ▪ 35 U.S.C. 102(b) | ▪ teaches a RFID tag identi cation device providing biometric information of a person col… ▪ discloses an analogous art security system and method with credential or ID card… ▪ teaches passive RF tags are an alternative to the active tags and active tags are used in order to achieve a longer… ▪ discloses a second transmitter comprises a local transceiver complementary to a transceiver on the remote apparatus and… | X | X | ||||||||||||||||||
| 24 | US20030132918A1 (Timothy Fitch, 2003) | (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc | Ergonomically designed multifunctional transaction terminal | ▪ enrolment method ≈ fingerprint scanner ▪ key fob ≈ virtual keyboard ▪ card reader, card information ≈ card reader, card unit ▪ memory location ≈ smart card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) | ▪ teaches such procedures through signature veri cation abstract… ▪ teaches storing of digital and electronic signature for record keeping purposes paragraph… ▪ teaches receiving reflected laser light from the optical code wherein the laser light results from laser light… ▪ teaches the step of detecting includes at least one of detecting storing and processing a proffered biometric sample… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | ||||||
| 25 | US20030135751A1 (James O'Donnell, 2003) | (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc | Transaction terminal encryption apparatus comprising encryption mode indicator | ▪ enrolment method ≈ fingerprint scanner ▪ solid state memory ≈ operating program ▪ information input ≈ information input ▪ key fob ≈ virtual keyboard ▪ readable medium ≈ touch screen ▪ card data ≈ base portion, card data ▪ memory location ≈ smart card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ discloses a method and system of presenting an image of a receipt to a consumer the method comprising electronically… ▪ discloses all the elements of the claimed invention but is silent regarding obtaining at least one photograph by a… ▪ discloses receipt scanning system and method taking photographs andor for implementing a connection between a camera… ▪ teaches that different methods can be used to prevent tampering or to show an indication when an object is tampered… | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||||
| 26 | US20030150907A1 (Jonathan Metcalf, 2003) | (Original Assignee) Chesterfield Holdings LLC (Current Assignee) CNT TECHNOLOGIES Inc | System for vending products and services using an identification card and associated methods | ▪ card device, card device reader ≈ following equations ▪ card information ≈ card information ▪ magnetic strip ≈ magnetic strip ▪ audit purposes ≈ audit data ▪ card data ≈ card data ▪ bar code, computer program ≈ bar code | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches which is the methods that provides the means for transmission of a marketing data in a post issuance data… ▪ teaches that an ownership record for each of the purchasers is created in the purchaser history database see abstract… ▪ teaches that adding wherein the financial transaction is one of cashing a check by the individual helps to provide an… ▪ teaches said authorization signal indicates the user associated with the pass should be at least one of permitted… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 27 | EP1207503A2 (Jinsam Kim, 2002) | (Original Assignee) Jinsam Kim | System and method of authenticating a credit card using a fingerprint | ▪ card information, card device ≈ financial institution, card reader ▪ providing access ≈ network service | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) ▪ 35 U.S.C. 102(b) | ▪ teaches aggregating two or more risk quotients and the aggregation of the risk quotients is indicative of a total… ▪ teaches customizing the report for the destination including travel risk categories associated with the traveler and… ▪ discloses a method for predicting financial risk is disclosed… ▪ teaches bundling a signature with transaction database to effect proof of a transaction… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | ||
| 28 | EP1199684A2 (Steven N. Terranova, 2002) | (Original Assignee) Marconi Commerce Systems Inc (Current Assignee) Gilbarco Inc | A method of, and retail transaction station for, associating a customer transaction account with a customer identifier | ▪ memory location ≈ recognition system ▪ magnetic strip ≈ magnetic strip ▪ subsequent presentation ≈ comprises d ▪ card reader ≈ card reader | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) ▪ 35 U.S.C. 102(b) | ▪ discloses the pen is connected to a base station computer column… ▪ discloses a writing implement for identity veri cation system… ▪ teaches payment identification means using pulse meter and fingerprints according to claim… ▪ teaches a portable computer comprising at least one storage component paragraph… | X | X | X | X | X | X | X | X | X | X | X | |||||||||
| 29 | US20020035542A1 (David Tumey, 2002) | (Original Assignee) Tumey David M.; Tianning Xu (Current Assignee) FaceKey Corp | Transaction authentication system utilizing a key with integrated biometric sensor | ▪ key fob ≈ authentication system ▪ card information, card device ≈ debit card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches further comprising in response to control command enabling an input encoder such that an input command is… ▪ teaches enabling an output of nonrecognition characters on the display wherein a non recognition character corresponds… ▪ discloses a method of tracking and storing a record of user activities on a client computer… ▪ discloses a writing implement for identity veri cation system… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 30 | CN1537301A (J, 2004) | (Original Assignee) G Holdings Ltd (Current Assignee) G Holdings Ltd | 在便携式事务处理装置上替换标识数据的系统和方法 | ▪ card reader ≈ 方法的特征在于 ▪ service provider ≈ 通信装 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ discloses the actions are monitored based on recognition of screens displayed to the user… ▪ discloses a method and system of presenting an image of a receipt to a consumer the method comprising electronically… ▪ discloses an authentication method abstract comprising the steps of a storing on the server a user profile comprising… ▪ discloses all the elements of the claimed invention but is silent regarding obtaining at least one photograph by a… | X | X | X | X | ||||||||||||||||
| 31 | EP1237327A2 (Yukio Itakura, 2002) | (Original Assignee) ID Technica Co Ltd; NTT Data Technology Corp (Current Assignee) ID Technica Co Ltd ; NTT Data Technology Corp | Method and system for individual authentication and digital signature utilizing article having DNA based ID information mark | ▪ key fob ≈ authentication system, random number ▪ verification station ≈ authentication method ▪ bar code, computer program ≈ bar code | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses a security system and method to restrict access to systems such as locomotives in col… ▪ discloses the invention substantially as disclosed and as described above for claim… ▪ teaches which is the methods that provides the means for transmission of a marketing data in a post issuance data… ▪ discloses subsequently prompting a user to input another biometric if at least one previously input biometric does not… | X | X | X | X | X | X | X | X | X | X | X | |||||||||
| 32 | CN1328309A (玉井诚一郎, 2001) | (Original Assignee) Panasonic Corp (Current Assignee) Panasonic Corp | 基于生物测量的身份鉴定装置、身份鉴定系统、身份鉴定卡及身份鉴定方法 | ▪ solid state ≈ 信号进行 ▪ receiving card information ≈ 的接收 ▪ magnetic strip ≈ 信息对 ▪ access system ≈ 的形态 ▪ computer program ≈ 将存储 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses a writing implement for identity veri cation system… ▪ discloses a method of tracking and storing a record of user activities on a client computer… ▪ teaches further comprising in response to the control command disabling an output on a display of at least one keypad… ▪ discloses the actions are monitored based on recognition of screens displayed to the user… | X | X | X | X | X | X | X | X | X | |||||||||||
| 33 | EP1139301A2 (Seiichiro Tamai, 2001) | (Original Assignee) Panasonic Corp; Matsushita Electric Industrial Co Ltd (Current Assignee) Panasonic Corp | An apparatus for identity verification, a system for identity verification, a card for identity verification and a method for identity verification based on identification by biometrics | ▪ computer program ≈ readable recording medium ▪ receiving card information ≈ transmitting means ▪ card reader, card device reader ≈ vending machine | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses a writing implement for identity veri cation system… ▪ discloses a method of tracking and storing a record of user activities on a client computer… ▪ teaches further comprising in response to the control command disabling an output on a display of at least one keypad… ▪ discloses the actions are monitored based on recognition of screens displayed to the user… | X | X | X | X | X | X | X | X | X | |||||||||||
| 34 | EP1152378A2 (Alexander William Whytock, 2001) | (Original Assignee) NCR International Inc (Current Assignee) NCR International Inc | Encrypting keypad module | ▪ key fob ≈ secure location ▪ information input ≈ keypad system | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches these as magnetic stripe card reader encodes the magnetic strip and sensor pad see atleast… ▪ discloses a system for distributing secure emailfax transmissions using biometric authentication… ▪ discloses a user authenticating to a system who chooses a music data which has been set earlier to authenticate to the… ▪ discloses utilizing a biometric information inputting apparatus that allows a user to submit and register multiple types… | X | X | X | |||||||||||||||||
| 35 | CN1418351A (王永坚（迈克尔）, 2003) | (Original Assignee) 王永坚（迈克尔） | 电子信用卡 | ▪ receiving card information ≈ 接收信息 ▪ proof manner ≈ 电子方式 ▪ local memory ≈ 是为了 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) | ▪ discloses that the card may exchange information via a wired contact… ▪ teaches different biometric identi ers associated with different accounts… ▪ teaches a security code wherein said security code and said credit card are operable to be utilized to complete a… ▪ teaches the use of multiple accounts and that the system automatically selects the best account that would yield the… | X | X | X | X | X | X | X | |||||||||||||
| 36 | CN1406365A (雅各布·埃伦斯瓦德, 2003) | (Original Assignee) Cypak AB (Current Assignee) Cypak AB | 用于识别和验证的方法和装置 | ▪ proof manner ≈ 连接的多个 ▪ receiving card information ≈ 接收信息 ▪ providing card information ≈ 移动电子 ▪ inputting information ≈ 装置输入 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches the motivation of sending a notification if the validity check fails so that the user may be informed… ▪ discloses all the subject matter of the method as discussed above with respect to claim… ▪ discloses allowing a bank customer when requesting an instrument to specify the address of the payee of the instrument… ▪ teaches the method computer readable medium and system of claims… | X | X | X | X | X | X | ||||||||||||||
| 37 | CN1365474A (金卷裕史, 2002) | (Original Assignee) Sony Corp (Current Assignee) Sony Corp | 认证装置 | ▪ card information ≈ 将从上 ▪ computer program ≈ 将存储 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses an obtaining portion for obtaining apparatus identification information identifying an external apparatus that… ▪ teaches this limitation as abstract the ability ofa client and an authentication server to generate a onetimeuse key… ▪ discloses an authentication system wherein a second transaction function call is made upon receiving results of… ▪ teaches assessing a processing fee collected for processing transactions… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | ||||||
| 38 | EP1204079A1 (Marco Pasotti, 2002) | (Original Assignee) STMicroelectronics SRL; SGS Thomson Microelectronics SRL (Current Assignee) STMicroelectronics SRL | A portable data substrate | ▪ memory location ≈ personal data ▪ inputting information ≈ input means | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches storing of digital and electronic signature for record keeping purposes paragraph… ▪ teaches receiving identi cation information from the tag col… ▪ discloses a cell phone and PDA that include a self authenticating card including by reference the card disclosed by… ▪ discloses an analogous art security system and method with credential or ID card… | X | X | X | X | X | X | X | X | X | X | ||||||||||
| 39 | EP1083527A2 (William J. Infosino, 2001) | (Original Assignee) AT&T Corp (Current Assignee) AT&T Corp | A universal magnetic stripe card | ▪ enrolment method ≈ following steps ▪ card information, card data ≈ storage device ▪ magnetic strip ≈ magnetic strip ▪ card reader ≈ card reader ▪ solid state memory ≈ said device | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches wherein said host is integrated into a portable electronic device having other functions… ▪ teaches further comprising an authentication sensor keypad operatively coupled to said processor wherein said… ▪ teaches a transaction card system said system comprising a drone card… ▪ discloses a system in the same eld of writing information onto a magnetic material readerwriter at column… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | ||||||
| 40 | EP1073025A2 (Ted B. Lowery, 2001) | (Original Assignee) Nortel Networks Corp (Current Assignee) Nortel Networks Corp | System, method and computer program product for smart card to smart card transactions | ▪ card reader ≈ card reader ▪ inputting information ≈ input means | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses a system for distributing secure emailfax transmissions using biometric authentication… ▪ discloses the electronic portrait enabling generation of a physical identi er for comparison to the buyer by a seller… ▪ discloses that the timestamp represents the time that the document was received from the user see column… ▪ teaches the method of receiving print identification data obtained from the individual using an identification device… | X | X | ||||||||||||||||||
| 41 | CN1398385A (爱德华·卡雷尔·德容, 2003) | (Original Assignee) Sun Microsystems Inc (Current Assignee) Sun Microsystems Inc | 带识别装置的保密照片及该识别装置的验证装置和方法 | ▪ solid state ≈ 具有开口 ▪ providing card information ≈ 计算机程 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) ▪ 35 U.S.C. 102(b) | ▪ discloses an encoder for encoding source information to obtain media information which is a data rate compressed version… ▪ teaches A computer readable medium having software for performing the method of claim… ▪ discloses using a first information comprising a plural bit message… ▪ teaches a user authentication unit or trusted information module that initiates an authentication and authorization… | X | X | X | |||||||||||||||||
| 42 | EP1236181A1 (Eduard Karel De Jong, 2002) | (Original Assignee) SonionMicrotronic Nederland BV (Current Assignee) Sun Microsystems Inc | Secure photo carrying identification device, as well as means and method for authenticating such an identification device | ▪ computer program ≈ computer program ▪ enrolment method ≈ following steps | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) ▪ 35 U.S.C. 102(b) | ▪ discloses an encoder for encoding source information to obtain media information which is a data rate compressed version… ▪ teaches A computer readable medium having software for performing the method of claim… ▪ discloses using a first information comprising a plural bit message… ▪ teaches a user authentication unit or trusted information module that initiates an authentication and authorization… | X | X | X | X | ||||||||||||||||
| 43 | EP0994439A2 (Toshiyuki Imagawa, 2000) | (Original Assignee) Sony Corp (Current Assignee) Sony Corp | IC card | ▪ card device ≈ detecting element ▪ memory location ≈ peripheral region, outputting data | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ discloses a wireless state identification system wherein the device associated with the user appears to transmit… ▪ discloses a biometrically activated portable telecommunication device… ▪ discloses a cell phone and PDA that include a self authenticating card including by reference the card disclosed by… ▪ teaches the smart card is distinguishable over prior smart cards because the bearer of the smart card can be… | X | X | X | X | X | X | X | X | X | X | X | X | ||||||||
| 44 | EP0973118A2 (Sinji c/o LSI Card Corporation Ohki, 2000) | (Original Assignee) LSI Card Corp (Current Assignee) LSI Card Corp | Fingerprint checking system, fingerprint checking method and memory card used for the same | ▪ card data ≈ writing information ▪ card reader ≈ card reader | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ teaches a portable computer comprising at least one storage component paragraph… ▪ discloses the invention substantially as described in claims… ▪ teaches a similar method of using the device for facilitating website browses… ▪ discloses fingerprint controlled public key cryptographic system… | X | X | ||||||||||||||||||
| 45 | US6397194B1 (Robert C. Houvener, 2002) | (Original Assignee) Image Data LLC (Current Assignee) ALTOR LLC ; Image Data LLC ; LexisNexis Risk Solutions GA Inc | Receipt scanning system and method | ▪ key fob ≈ authorized user ▪ card device reader ≈ data processor | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses the electronic portrait enabling generation of a physical identi er for comparison to the buyer by a seller… ▪ discloses all the elements of the claimed invention but is silent regarding obtaining at least one photograph by a… ▪ discloses receipt scanning system and method taking photographs andor for implementing a connection between a camera… ▪ teaches the steps of receiving information from the consumer computer… | X | X | X | X | X | X | ||||||||||||||
| 46 | US6850916B1 (Ynjiun Paul Wang, 2005) | (Original Assignee) Esignx Corp (Current Assignee) Servstor Technologies LLC ; Callahan Cellular LLC ; Esignx Corp | Portable electronic charge and authorization devices and methods therefor | ▪ magnetic strip ≈ magnetic strip ▪ memory location ≈ smart card ▪ card data ≈ card data | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) ▪ 35 U.S.C. 102(b) | ▪ teaches the method for verifying a transaction according to claim… ▪ discloses a query from the network operator to the user in which said query is intended to be a form of ensuring the… ▪ teaches a system apparatus and the exemplary analysis given above for the rejection of method… ▪ teaches an electronic coupon system which provides electronic coupons to users having a cell phone with a display… | X | X | X | X | X | X | X | X | X | X | X | X | ||||||||
| 47 | US6154879A (David Ferrin Pare, 2000) | (Original Assignee) SmartTouch Inc (Current Assignee) INDIVOS Corp A DELAWARE CORPORATION ; Open Invention Network LLC ; Excel Innovations Inc | Tokenless biometric ATM access system | ▪ service provider ≈ prevent unauthorized access ▪ verification station ≈ authentication information | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses storing the approval from the check veri cation server in a merchant le in the check server… ▪ teaches the use of different biometrics with multiple accounts and… ▪ discloses con rming the order or payment by a message from the merchant server to the client computer and the check veri… ▪ teaches based on transaction amounts different information is required in order to provide securityassurance that the… | X | X | X | X | X | X | X | X | X | X | X | X | ||||||||
| 48 | EP0878780A2 (Alexander W. Whytock, 1998) | (Original Assignee) NCR International Inc (Current Assignee) NCR International Inc | User verification system | ▪ card reader ≈ card reader ▪ memory location ≈ smart card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ discloses a method of tracking and storing a record of user activities on a client computer… ▪ teaches further comprising in response to control command enabling an input encoder such that an input command is… ▪ teaches enabling an output of nonrecognition characters on the display wherein a non recognition character corresponds… ▪ discloses the actions are monitored based on recognition of screens displayed to the user… | X | X | X | X | X | X | X | X | X | |||||||||||
| 49 | EP0864996A2 (Masaru Ohki, 1998) | (Original Assignee) Hitachi Ltd (Current Assignee) Hitachi Ltd | Portable electronic device and method for personal identification | ▪ information input ≈ information input ▪ key fob ≈ random number ▪ inputting information ≈ said position | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches receiving identi cation information from the tag col… ▪ teaches further comprising in response to the control command disabling an output on a display of at least one keypad… ▪ discloses a wireless state identification system wherein the device associated with the user appears to transmit… ▪ discloses a cell phone and PDA that include a self authenticating card including by reference the card disclosed by… | X | X | X | |||||||||||||||||
| 50 | EP0936583A1 (Ali Hassan Al-Khaja, 1999) | (Original Assignee) Ali Hassan Al-Khaja | A method and system for providing a communication terminal device with networking access control features and in particular with internet authentication and online shopping features | ▪ key fob ≈ virtual keyboard ▪ service provider ≈ service provider ▪ solid state memory ≈ online shopping ▪ verification station ≈ reading module ▪ card data, card information ≈ writing device, smart cards ▪ providing access ≈ work site, user name ▪ computer program ≈ PIN code | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses a security system and method to restrict access to systems such as locomotives in col… ▪ discloses the invention substantially as disclosed and as described above for claim… ▪ discloses a cell phone and PDA that include a self authenticating card including by reference the card disclosed by… ▪ describes how management software is valuable because it allows an administrator to control maintain and update files… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X |
| 51 | EP0854456A1 (Kenneth J. Peters, 1998) | (Original Assignee) NCR International Inc (Current Assignee) NCR International Inc | Self service financial terminal | ▪ computer program ≈ digital storage ▪ card information, card data ≈ storage device ▪ readable medium ≈ receive inputs ▪ memory location ≈ writing data ▪ card reader ≈ card reader ▪ solid state memory ≈ said device | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches these as magnetic stripe card reader encodes the magnetic strip and sensor pad see atleast… ▪ discloses a system for distributing secure emailfax transmissions using biometric authentication… ▪ discloses the electronic portrait enabling generation of a physical identi er for comparison to the buyer by a seller… ▪ teaches the method of receiving print identification data obtained from the individual using an identification device… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | ||||||
| 52 | EP0851397A2 (Kazuhito Takai, 1998) | (Original Assignee) NEC Corp (Current Assignee) NEC Corp | Card type recording medium, certifying method and apparatus for the recording medium, forming system for recording medium, enciphering system, decoder therefor, and recording medium | ▪ readable medium ≈ said recording medium, formation information ▪ magnetic strip ≈ magnetic strip | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches which is the methods that provides the means for transmission of a marketing data in a post issuance data… ▪ discloses a method and system of presenting an image of a receipt to a consumer the method comprising electronically… ▪ teaches a portable computer comprising at least one storage component paragraph… ▪ teaches that an ownership record for each of the purchasers is created in the purchaser history database see abstract… | X | X | X | X | X | |||||||||||||||
| 53 | WO9815924A2 (David F. Pare, 1998) | (Original Assignee) Smarttouch | Tokenless biometric automated teller machine access system | ▪ service provider ≈ prevent unauthorized access ▪ subsequent presentation ≈ allowed access | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches these as magnetic stripe card reader encodes the magnetic strip and sensor pad see atleast… ▪ discloses a system for distributing secure emailfax transmissions using biometric authentication… ▪ discloses the electronic portrait enabling generation of a physical identi er for comparison to the buyer by a seller… ▪ discloses utilizing a biometric information inputting apparatus that allows a user to submit and register multiple types… | X | X | X | X | ||||||||||||||||
| 54 | EP0863491A1 (designation of the inventor has not yet been filed The, 1998) | (Original Assignee) British Telecommunications PLC (Current Assignee) British Telecommunications PLC | Security check provision | ▪ memory location ≈ more storage ▪ card device reader ≈ data capture ▪ solid state memory ≈ said device ▪ inputting information ≈ input means | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses an analogous art security system and method with credential or ID card… ▪ discloses all of the claim elements features as discussed above in rejection for claim… ▪ teaches storing of digital and electronic signature for record keeping purposes paragraph… ▪ teaches bundling a signature with transaction database to effect proof of a transaction… | X | X | X | X | X | X | X | X | X | X | X | X | ||||||||
| 55 | US5764789A (David Ferrin Pare, 1998) | (Original Assignee) SmartTouch LLC (Current Assignee) Open Invention Network LLC ; Excel Innovations Inc | Tokenless biometric ATM access system | ▪ service provider ≈ prevent unauthorized access ▪ subsequent presentation ≈ allowed access | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches these as magnetic stripe card reader encodes the magnetic strip and sensor pad see atleast… ▪ discloses a system for distributing secure emailfax transmissions using biometric authentication… ▪ discloses the electronic portrait enabling generation of a physical identi er for comparison to the buyer by a seller… ▪ discloses utilizing a biometric information inputting apparatus that allows a user to submit and register multiple types… | X | X | X | X | ||||||||||||||||
| 56 | CN1191027A (尼德·霍夫曼, 1998) | (Original Assignee) 斯马特·塔奇公司 | 用于电子交易和电子传输授权的无代价券识别系统 | ▪ card data, access system ≈ 序列号 ▪ service provider ≈ 通信装 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches these as magnetic stripe card reader encodes the magnetic strip and sensor pad see atleast… ▪ discloses a system for distributing secure emailfax transmissions using biometric authentication… ▪ discloses the electronic portrait enabling generation of a physical identi er for comparison to the buyer by a seller… ▪ discloses utilizing a biometric information inputting apparatus that allows a user to submit and register multiple types… | X | X | X | X | X | |||||||||||||||
| 57 | CA2142227A1 (Frank H. Lindqvist, 1996) | (Original Assignee) INFOTAG SYSTEMS INC. (Current Assignee) RFID SYSTEMS CORP | Combination radiofrequency identification card - fingerprint identification system | ▪ card reader, card device reader ≈ identification member, read only memory ▪ readable medium ≈ analysis program ▪ memory location ≈ frequency data | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ discloses a method of tracking and storing a record of user activities on a client computer… ▪ teaches further comprising in response to control command enabling an input encoder such that an input command is… ▪ discloses the actions are monitored based on recognition of screens displayed to the user… ▪ teaches enabling an output of nonrecognition characters on the display wherein a non recognition character corresponds… | X | X | X | X | X | X | X | X | X | X | X | |||||||||
| 58 | EP0653717A2 (Ryoko Sato, 1995) | (Original Assignee) Hitachi Ltd (Current Assignee) Hitachi Ltd | Automatic cash transaction system | ▪ audit purposes ≈ transaction processing ▪ information input ≈ inputted data | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches wherein rotating the first password by one degree comprises making a last character of the first password a… ▪ discloses a payment card reader apparatus coupled to a terminal the payment card reader apparatus… ▪ discloses a writing implement for identity veri cation system… ▪ discloses system and method for assessing parking space occupancy and for reserving same… | X | X | ||||||||||||||||||
| 59 | EP0650146A1 (Lawrence A. C/O Eastman Kodak Company Ray, 1995) | (Original Assignee) Eastman Kodak Co (Current Assignee) Eastman Kodak Co | Method and apparatus for transaction card verification | ▪ key fob ≈ authorized user ▪ information input, access system ≈ receiving port ▪ providing access ≈ compact disk | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses generating a new verification at the time of credit card use and further discloses both the credit card and… ▪ teaches that biometric capturing devices that capturing other biometric information can be used as alternatives for… ▪ discloses all the elements of the claimed invention but is silent regarding obtaining at least one photograph by a… ▪ teaches a portable device for authenticating identity of a person… | X | X | X | X | X | X | X | |||||||||||||
| 60 | EP0651357A1 (Christopher James Holloway, 1995) | (Original Assignee) International Business Machines Corp (Current Assignee) International Business Machines Corp | Transaction processing system | ▪ key fob ≈ random number ▪ card reader ≈ card reader ▪ memory location ≈ smart card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) ▪ 35 U.S.C. 102(b) | ▪ teaches computing a probability that the financial transaction will be compromised based on a securityrelated sensor… ▪ teaches the claimed invention as described above see claim… ▪ discloses a query from the network operator to the user in which said query is intended to be a form of ensuring the… ▪ teaches A computer readable medium having software for performing the method of claim… | X | X | X | X | X | X | X | X | X | X | X | |||||||||
| 61 | US5457747A (Jerome Drexler, 1995) | (Original Assignee) Drexler Technology Corp (Current Assignee) Assa Abloy AB | Anti-fraud verification system using a data card | ▪ card data ≈ temporary storage, writing device ▪ memory location ≈ writing data | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses a security system and method to restrict access to systems such as locomotives in col… ▪ discloses the invention substantially as disclosed and as described above for claim… ▪ teaches which is the methods that provides the means for transmission of a marketing data in a post issuance data… ▪ discloses subsequently prompting a user to input another biometric if at least one previously input biometric does not… | X | X | X | X | X | X | X | X | X | X | ||||||||||
| 62 | CN1091844A (G·A·格林, 1994) | (Original Assignee) COMS21 Pty Ltd (Current Assignee) COMS21 Pty Ltd ; COMS21 Ltd | 安全使用权控制系统 | ▪ computer program ≈ 提供数据 ▪ service provider ≈ 通信装 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses a method and system of presenting an image of a receipt to a consumer the method comprising electronically… ▪ discloses a biometric reader capable of a setting user verification information see paragraphs… ▪ teaches a central computer providing accessauthorization request and reply messages sent to and received from a… ▪ teaches receiving user data including biometric inputs with one embodiment using a picture of a human face… | X | X | X | X | X | X | ||||||||||||||
| 63 | EP0399718A1 (Stephen James Turner, 1990) | (Original Assignee) Products From Ideas Ltd (Current Assignee) Products From Ideas Ltd | A recognition procedure and an apparatus for carrying out the recognition procedure | ▪ memory location ≈ recognition system ▪ card information, card device ≈ output ports ▪ inputting information ≈ input means | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches storing of digital and electronic signature for record keeping purposes paragraph… ▪ teaches receiving identi cation information from the tag col… ▪ discloses a cell phone and PDA that include a self authenticating card including by reference the card disclosed by… ▪ discloses an analogous art security system and method with credential or ID card… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | ||||
| 64 | EP0393784A1 (Johannes Harm Lukas Hogen Esch, 1990) | (Original Assignee) Nederlandsche Apparatenfabriek NEDAP NV (Current Assignee) Nederlandsche Apparatenfabriek NEDAP NV | Multifunctional identification and information card | ▪ bar code ≈ security data ▪ wireless signal ≈ one terminal ▪ subsequent presentation ≈ comprises d ▪ inputting information ≈ input means | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ discloses including a global positioning system device on their smart card… ▪ teaches a portable computer comprising at least one storage component paragraph… ▪ teaches that the same device may be used as a player tracking card and a debit card in a casinohotel environment… ▪ discloses an electronic system which assists a customer in making a purchase transaction by providing compatibility… | X | X | X | X | ||||||||||||||||
| 65 | EP0379333A1 (Marcel Albert Graves, 1990) | (Original Assignee) Marcel Albert Graves | Secure data interchange system | ▪ computer program ≈ computer program ▪ wireless signal ≈ one terminal ▪ card reader ≈ card reader ▪ inputting information ≈ input means | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses an analogous art security system and method with credential or ID card… ▪ teaches storing of digital and electronic signature for record keeping purposes paragraph… ▪ teaches bundling a signature with transaction database to effect proof of a transaction… ▪ discloses all of the claim elements features as discussed above in rejection for claim… | X | X | X | X | X | X | X | |||||||||||||
| 66 | EP1494164A2 (Michael Arnouse, 2005) | (Original Assignee) Michael Arnouse | Aircraft security system based on biometric data | ▪ key fob ≈ security device, authorized user ▪ subsequent presentation ≈ comprises d | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ teaches means for communication to an onboard preprogrammed autopilot system and allowing the autopilot system to… ▪ teaches tracking the movement of multiple autonomous vehicles and generating a flight path to maintain a desired… ▪ teaches predicting a future state of the first individual or group and predicating a future state of the vehicle… ▪ discloses that the air supply to the cockpit and passenger cabin is to be monitored for contaminants eg… | X | X | X | |||||||||||||||||
| 67 | US20040059923A1 (Andrew ShamRao, 2004) | (Original Assignee) Shamrao Andrew Divaker | Systems and methods for authentication | ▪ key fob ≈ authentication system ▪ card information, card data ≈ storage device ▪ magnetic strip ≈ magnetic strip | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) | ▪ discloses a method for controlling fraud and enhancing security and privacy by using a personal hybrid card for a… ▪ discloses wherein each of the audit packets includes a biometric reading an audit point identity and transaction… ▪ teaches wherein the touch screen is unlocked when the user wins the game… ▪ teaches a method of applying network resource access policy the method comprising receiving from a user agent a… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | ||||||
| 68 | JP2003296800A (Kaoru Yoshida, 2003) | (Original Assignee) Hitachi Building Systems Co Ltd; 株式会社日立ビルシステム | 本人認証装置 | ▪ wireless signal ≈ どうか ▪ information input ≈ 利用者 | X | X | X | |||||||||||||||||||
| 69 | JP2003132023A (Isao Watanabe, 2003) | (Original Assignee) Toshiba Corp; 株式会社東芝 | 個人認証方法、個人認証装置および個人認証システム | ▪ biometric card, biometric card pointer ≈ 個人認証方法 ▪ receiving card information ≈ データ送 ▪ information input ≈ 利用者 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) | ▪ teaches system and method for managing data privacy in a database management system that allows the storing of one or… ▪ discloses utilizing a biometric information inputting apparatus that allows a user to submit and register multiple types… ▪ teaches that during the transmission step when a buyer accepts a seller proposal transaction the computer system… ▪ teaches linking the results of genetic testing with the biometric data and a unique correlating code col… | X | X | X | X | X | X | ||||||||||||||
| 70 | JP2002302016A (Oku Kuraki, 2002) | (Original Assignee) Nippon Telegr & Teleph Corp <Ntt>; 日本電信電話株式会社 | 車輌セキュリティシステム、車輌およびセキュリティセンタ | ▪ biometric reader ≈ 速度センサ ▪ information input ≈ 利用者 | X | X | X | X | ||||||||||||||||||
| 71 | JP2002288424A (Emi Nonaka, 2002) | (Original Assignee) Oki Electric Ind Co Ltd; 沖電気工業株式会社 | 自動取引装置の取引制御方法 | ▪ verification station ≈ 照合データ ▪ information input ≈ 利用者 | X | X | X | X | X | X | X | X | X | |||||||||||||
| 72 | US6557754B2 (Robert J. Gray, 2003) | (Original Assignee) Litronic Inc (Current Assignee) RDSK Inc | Apparatus and method of providing a dual mode card and reader | ▪ providing access ≈ second voltage ▪ subsequent presentation ≈ comprises d | X | X | X | X | ||||||||||||||||||
| 73 | JP2001351047A (Junichi Horie, 2001) | (Original Assignee) Akesesu:Kk; 株式会社 アケセス | 個人認証方法 | ▪ biometric card, biometric card pointer ≈ 個人認証方法 ▪ service provider ≈ サーバ側 ▪ outputting information ≈ データ入 ▪ computer program ≈ 要求送信 | X | X | X | X | X | X | X | X | X | X | ||||||||||||
| 74 | US6676016B1 (Ernest C. Coskrey, 2004) | (Original Assignee) NCR Corp (Current Assignee) NCR Corp | Retail terminal configured as consumer gateway to electronic billing application | ▪ magnetic strip ≈ magnetic strip ▪ memory location ≈ smart card ▪ bar code, computer program ≈ bar code | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses the use of third party data in promoting andor evaluating a potential transaction… ▪ teaches the limitations as shown in the rejection of claim… ▪ discloses A smart card that allows a user to spend membership rewards points… ▪ teaches tracking payment installment status and storing data to a computer system see… | X | X | X | X | X | X | X | X | X | X | X | |||||||||
| 75 | US6373511B1 (David Henry Groves, 2002) | (Original Assignee) IVI Checkmate Corp (Current Assignee) Ingenico Corp | Combination terminal and printer | ▪ proof manner ≈ module support ▪ magnetic strip ≈ magnetic strip ▪ card information, card device ≈ output ports ▪ card reader, card data ≈ memory cards, base portion ▪ readable medium ≈ touch screen ▪ solid state, access system ≈ one end | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches a print media feed mechanism for feeding print media relative to the printhead so that the printing operation… ▪ teaches in which the radio signal processing circuitry is that of a mobile telephone… ▪ discloses a recording device that records the information and a reading device that reads service information from the… ▪ discloses an upselling system that includes the features of a web interface with selectable buttons price indication and… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 76 | US6340115B1 (Jerome Swartz, 2002) | (Original Assignee) Symbol Technologies LLC (Current Assignee) Symbol Technologies LLC | Card reader and method for completing transactions | ▪ readable medium ≈ real time basis ▪ bar code, computer program ≈ bar code | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ discloses a hologram with embedded attributes with encrypted protection and password or personal identification… ▪ discloses verifying the authenticity and ownership of a registered item or article by querying the accrediting authority… ▪ teaches manufacturing a computer system and entering appropriate data including details into the computer being… ▪ teaches logging modi cations as they are made built database see col… | X | X | X | X | X | |||||||||||||||
| 77 | US6424249B1 (Robert C. Houvener, 2002) | (Original Assignee) Image Data LLC (Current Assignee) ALTOR LLC ; Image Data LLC ; LexisNexis Risk Solutions GA Inc | Positive identity verification system and method including biometric user authentication | ▪ enrolment method ≈ fingerprint scanner ▪ verification station ≈ system integrity | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses a method and system of presenting an image of a receipt to a consumer the method comprising electronically… ▪ discloses all the elements of the claimed invention but is silent regarding taking photographs andor for implementing a… ▪ discloses receipt scanning system and method obtaining at least one photograph by a camera device connected to or built… ▪ teaches the accumulated movement information forecasts the transfer route of the registered people and sends control… | X | X | X | X | X | X | X | X | X | X | X | |||||||||
| 78 | US6357662B1 (Patrick L. Helton, 2002) | (Original Assignee) Intermec IP Corp (Current Assignee) Intermec IP Corp | Hand-held, dual-mode asset tracking reader with light-activated switch | ▪ solid state memory ≈ said device ▪ information input ≈ said switch | X | X | X | |||||||||||||||||||
| 79 | US6257486B1 (Mordechai Teicher, 2001) | (Original Assignee) Cardis Res and Dev Ltd (Current Assignee) Cardis Enterprise International NV | Smart card pin system, card, and reader | ▪ key fob ≈ authorized user ▪ card information, card device ≈ smart cards, function f | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches a contactless smart card that being mutual authentication after an input PIN is entered col… ▪ discloses that the payment card further comprises a hologram col… ▪ discloses a method and apparatus for an electronic transaction between a network and a portable electronic device… ▪ teaches the data card comprising a plurality of application stored therein for conducting various transactions using… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 80 | WO9911021A2 (Claudio R. Ballard, 1999) | (Original Assignee) Csp Holdings, Llc | Remote image capture with centralized processing and storage | ▪ audit purposes ≈ report generation ▪ solid state, solid state memory ≈ read only memory ▪ computer program ≈ digital storage ▪ card reader, card device ≈ debit card, credit cards ▪ proof manner ≈ one card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) ▪ 35 U.S.C. 102(b) | ▪ discloses a remote image capture with central processing and storage… ▪ teaches secured communications channels over the telecommunications network in paragraph… ▪ discloses a step wherein information is provided to a local user regarding at least one of network status batch status… ▪ discloses an electronic transaction veri cation system for use at a location where a transaction token is presented for… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 81 | US6196460B1 (Min Chul Shin, 2001) | (Original Assignee) Cardcom Inc (Current Assignee) Cardcom Inc | Age verification device | ▪ memory location ≈ display control ▪ solid state memory ≈ said device | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses a server and interface that allows rules to be set to control the usage of a card… ▪ teaches providing a more secure way of using existing credit cards and in particular to providing an improved way of… ▪ discloses limiteduse credit card limited for use based on or category of merchant for which the card can be used col… ▪ discloses a credit card can be used to implement a debit plan where the credit card is limited to a specific merchant… | X | X | X | X | X | X | X | X | X | X | X | |||||||||
| 82 | JP2003067687A (Hideichiro Ito, 2003) | (Original Assignee) Stance:Kk; 株式会社スタンス | 電子認証システムとそのカード | ▪ biometric card pointer system, biometric card pointer enrolment system ≈ 外部装置 ▪ outputting information ≈ データ入 | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses a system for distributing secure emailfax transmissions using biometric authentication… ▪ teaches performing a risk management clearinghouse check on a person associated with the payment vehicle col… ▪ discloses the electronic portrait enabling generation of a physical identi er for comparison to the buyer by a seller… ▪ discloses that the timestamp represents the time that the document was received from the user see column… | X | X | X | X | X | |||||||||||||||
| 83 | US6234389B1 (Aziz Valliani, 2001) | (Original Assignee) Pos com Inc (Current Assignee) Pos com Inc | PCMCIA-based point of sale transaction system | ▪ solid state memory ≈ solid state memory, said device ▪ enrolment method ≈ following steps ▪ card reader ≈ card reader ▪ audit purposes ≈ further use | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ discloses identifying a track data element located at a first data location in a data track to encrypt altering the… ▪ teaches funds allocated to account from parent company and from rewards for performance para… ▪ teaches credit accounts for purchasing being set up for credit line purchases between customers and merchants with the… ▪ teaches a responsibility list performance and completion thereof para… | X | X | X | X | X | X | ||||||||||||||
| 84 | US6230970B1 (Joseph F. Walsh, 2001) | (Original Assignee) E Comm Inc (Current Assignee) F Poszat HU LLC | Low-power hand-held transaction device | ▪ providing access ≈ electrical energy storage device ▪ inputting information ≈ inputting information ▪ card data ≈ multiple frequency ▪ card reader ≈ card reader ▪ memory location ≈ smart card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ teaches a method of authorizing a data transaction as de ned in claim… ▪ discloses that the customer initiates the payment transaction and inserts a payment card… ▪ teaches the feature wherein the communication is performed in over a wireless communication interface abstract… ▪ discloses an electronic payment and fulfillment system utilized by a customer for purchasing a digital good includes a… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | ||||||
| 85 | US6016476A (Stephane Herman Maes, 2000) | (Original Assignee) International Business Machines Corp (Current Assignee) Toshiba Global Commerce Solutions Holdings Corp | Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security | ▪ audit purposes ≈ transaction processing ▪ key fob ≈ authorized user ▪ card reader ≈ card reader ▪ solid state memory ≈ said device | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches a means of linking the audio data in digital format… ▪ discloses an ID system which authorizes user with biometric input including signature or other writing col… ▪ discloses wherein the module is to send to a financial party the financial data associated with funds of the user… ▪ discloses a method and system of enabling a user to access a computer system comprising the steps of capturing biometric… | X | X | X | X | ||||||||||||||||
| 86 | WO9825371A1 (Ynjiun Wang, 1998) | (Original Assignee) Ynjiun Wang | Portable electronic authorization devices and methods therefor | ▪ magnetic strip ≈ parallel communication ▪ receiving card information ≈ transmitting means ▪ subsequent presentation ≈ comprises d ▪ information input ≈ said switch | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) ▪ 35 U.S.C. 102(b) | ▪ teaches the method for verifying a transaction according to claim… ▪ teaches a system apparatus and the exemplary analysis given above for the rejection of method… ▪ discloses a query from the network operator to the user in which said query is intended to be a form of ensuring the… ▪ teaches exchange a secure message with another registered portable electronic authorization device user by using the… | X | X | X | X | X | X | X | X | ||||||||||||
| 87 | US6679425B1 (Clinton S. Sheppard, 2004) | (Original Assignee) Express Tech Inc (Current Assignee) Express Tech Inc | Systems, apparatus and processes to verify a person's age to determine if the person is authorized | ▪ magnetic strip ≈ magnetic strip ▪ card device ≈ serial data | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) ▪ 35 U.S.C. 102(b) | ▪ teaches the motivation of the card issuer utilizing standard generalized markup language in order to implement for… ▪ discloses a customer service system having a point value and discount rate… ▪ teaches the determining whether the at least one association based on the commodity offering pricing values between a… ▪ discloses receiving means for receiving a point redemption request for redeeming points owned by said customer for money… | X | X | X | X | X | X | X | X | ||||||||||||
| 88 | US6193152B1 (Llavanya Fernando, 2001) | (Original Assignee) Receiptcity Com Inc (Current Assignee) Symbol Technologies LLC ; Receiptcity Com Inc ; Penware Inc | Modular signature and data-capture system and point of transaction payment and reward system | ▪ enrolment method ≈ following steps ▪ memory location ≈ writing data ▪ card reader ≈ card reader | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses that the present invention provides a modular signature and data capture device that employs a standardized… ▪ discloses a method of tracking and storing a record of user activities on a client computer… ▪ discloses a writing implement for identity veri cation system… ▪ teaches a point of sales system that comprises a program builder for recon guring the operating program… | X | X | X | X | X | X | X | X | X | |||||||||||
| 89 | US5864125A (Laszlo Szabo, 1999) | (Original Assignee) Szabo; Laszlo | Navigation system data entry card having imprinted pictorial and bar code navigation information | ▪ enrolment method, information input ≈ predetermined destination ▪ bar code, computer program ≈ bar code | ▪ 35 U.S.C. 103(a) | ▪ teaches a navigation system data entry card having imprinted pictorial and bar code navigation information… | X | X | X | X | X | X | X | |||||||||||||
| 90 | US6065679A (Stephen Alan Levie, 2000) | (Original Assignee) IVI Checkmate Inc (Current Assignee) Ingenico Inc | Modular transaction terminal | ▪ card data, information input ≈ terminal communication, interface unit ▪ wireless signal ≈ static random access ▪ card reader ≈ smart card interface, card reader ▪ key fob ≈ cryptographic keys, based security ▪ magnetic strip ≈ magnetic strip ▪ verification station ≈ reading module, processor bus ▪ access system ≈ bus interface | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches a print media feed mechanism for feeding print media relative to the printhead so that the printing operation… ▪ teaches receiving prior to checkout an indication of one or more items the customer plans to purchase wherein the… ▪ discloses a recording device that records the information and a reading device that reads service information from the… ▪ teaches in which the radio signal processing circuitry and the printing processing circuitry are configured so that… | X | X | X | X | X | X | X | X | X | X | X | |||||||||
| 91 | US6512840B1 (Bruce Tognazzini, 2003) | (Original Assignee) Sun Microsystems Inc (Current Assignee) Oracle America Inc | Digital encoding of personal signatures | ▪ readable medium ≈ touch screen ▪ card reader ≈ card reader | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ teaches a keypad appearing on the display said keypad including a plurality of buttons that collectively define a… ▪ teaches a method of authenticating debit card transactions engaged in by a cardholder on a communications network said… ▪ teaches the method wherein the keypad appears on a graphical user interface GUI presented to the user for entry of the… ▪ discloses an independent POS function comprises at least one function selected from the group of functions consisting of… | X | X | X | X | ||||||||||||||||
| 92 | US5740232A (Jean-Claude Pailles, 1998) | (Original Assignee) Francais Ministre des PTT; France Telecom SA; Cogecom (Current Assignee) Francais Ministre des PTT ; Cogecom ; Orange SA | Smart card based system for telephone-securized transactions | ▪ proof manner ≈ operation mechanism ▪ wireless signal ≈ one terminal | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(e) ▪ 35 U.S.C. 102(b) | ▪ discloses the claimed invention except for determining that the buyer is present with the seller at the time of the… ▪ teaches use of information relating to identity of said credit card user inputted from a portable communications… ▪ discloses providing services to user while maintaining user anonymity US… ▪ discloses a method and system to prevent fraudulent payment in creditdebit card transactions comprising a transaction… | X | X | ||||||||||||||||||
| 93 | US5895902A (Witold A. Ziarno, 1999) | (Original Assignee) Ziarno; Witold A. (Current Assignee) PIERUN Corp | Method of contributions management, and device and networks therefor | ▪ information input ≈ information input ▪ computer program ≈ intermediate data ▪ readable medium ≈ touch screen ▪ card reader, card information ≈ card reader, debit card ▪ inputting information ≈ input means, amount data ▪ memory location ≈ smart card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ discloses the essential elements of the claimed invention except for a political organization… ▪ discloses the uploading the transaction information from the entertainment subsystem to a portable device see at least… ▪ discloses a gift registry computer system configured to enable a gift giver to make a contribution of any desired… ▪ discloses one or more virtual data islands rst donation kettle second donation kettle… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | ||||
| 94 | US5640002A (Jonathan Paul Ruppert, 1997) | (Original Assignee) SCAN-EM CORP (Current Assignee) RUPPERT JONATHAN P | Portable RF ID tag and barcode reader | ▪ card reader ≈ smart card interface ▪ key fob ≈ security system ▪ magnetic strip ≈ magnetic strip ▪ outputting information ≈ output data, code sensor | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses an electronic shopping cart display system comprising a plurality of display units having a display screen… ▪ teaches that prior art advertising systems are very complex and time and labor intensive… ▪ discloses transceiver units for sending productspecific promotions… ▪ teaches that shopping is difficult and inconvenient when making comprehensive lists and when price comparing large of… | X | X | X | X | ||||||||||||||||
| 95 | US5613012A (Ned Hoffman, 1997) | (Original Assignee) SmartTouch LLC (Current Assignee) INDIVOS Corp A DELAWARE CORPORATION ; Open Invention Network LLC ; Excel Innovations Inc | Tokenless identification system for authorization of electronic transactions and electronic transmissions | ▪ inputting information ≈ encryption code ▪ key fob ≈ authorized user ▪ magnetic strip ≈ magnetic strip ▪ wireless signal ≈ one terminal ▪ card information, card device ≈ smart cards, debit card ▪ subsequent presentation ≈ comprises d | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches these as magnetic stripe card reader encodes the magnetic strip and sensor pad see atleast… ▪ discloses a system for distributing secure emailfax transmissions using biometric authentication… ▪ discloses the electronic portrait enabling generation of a physical identi er for comparison to the buyer by a seller… ▪ discloses utilizing a biometric information inputting apparatus that allows a user to submit and register multiple types… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | ||||
| 96 | US5577109A (Charles J. Stimson, 1996) | (Original Assignee) Call Processing Inc (Current Assignee) TGIP Inc | Pre-paid card system and method | ▪ memory location ≈ predetermined locations ▪ card data ≈ credit balance | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches providing a more secure way of using existing credit cards and in particular to providing an improved way of… ▪ discloses limiteduse credit card limited for use based on or category of merchant for which the card can be used col… ▪ discloses a method of operating a computer account system at an agency the method comprising maintaining a plurality of… ▪ discloses that these limitations can be altered once a is issued by updating the issuer database and the user maintained… | X | X | X | X | X | X | X | X | X | X | ||||||||||
| 97 | US5604342A (Shuzo Fujioka, 1997) | (Original Assignee) Renesas Design Corp; Mitsubishi Electric Corp (Current Assignee) Renesas Design Corp ; Mitsubishi Electric Corp | Noncontact card and card system | ▪ receiving card information ≈ transmitting antenna ▪ card reader ≈ card reader ▪ information input ≈ said switch | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) | ▪ discloses a communication system comprising an access point met by an interrogatorreader… ▪ teaches a comparator to which is applied a reference voltage in order to detect a threshold voltage col… ▪ teaches the RFID card reader unit and RFID inductor unit comprising a codec unit for encodingdecoding RFID data in… ▪ discloses that the wake up circuit rectifies incident RF energy and rectification is the process of converting an AC… | X | X | X | X | X | X | ||||||||||||||
| 98 | US5625695A (David M'Raihi, 1997) | (Original Assignee) Gemplus Card International SA (Current Assignee) Thales DIS France SA | Process for generating DSA signatures with low-cost portable apparatuses | ▪ enrolment method ≈ following steps ▪ key fob ≈ random number | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches further comprising a layer on the back of said housing that is operable to receive and retain pen marks… ▪ teaches wherein said verification code is derived from a private key stored in said credit card KLM… ▪ discloses the digital data transmitting system and method according to claim… ▪ discloses the claimed invention except for the authorizing one or more delegates to use a delegated digital credential… | X | X | X | X | ||||||||||||||||
| 99 | US5748737A (Robert N. Daggar, 1998) | (Original Assignee) Daggar; Robert N. | Multimedia electronic wallet with generic card | ▪ card reader ≈ smart card interface ▪ readable medium ≈ transferring data ▪ card information ≈ card information ▪ inputting information ≈ said position ▪ memory location ≈ writing data ▪ information input ≈ thin film | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches further comprising an authentication sensor keypad operatively coupled to said processor wherein said… ▪ teaches wherein said portable electronic device is a cellular telephone device… ▪ teaches a method of producing a presentation instrument comprising receiving a file having an account producing the… ▪ discloses the use of a cell phone to carry out financial transactions to thus serve as an electronic wallet abstract col… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 100 | US5485510A (Raymond O. Colbert, 1996) | (Original Assignee) AT&T Corp (Current Assignee) Citicorp USA Inc | Secure credit/debit card authorization | ▪ subsequent presentation ≈ comprises d ▪ card information, card device ≈ debit card | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ teaches logging out but does not teach log out in response to a determined time of inactivity… ▪ discloses authentication in a telecommunications network which includes closing a session after a length of time of… ▪ discloses a method and apparatus for preauthorizing credit card transactions wherein the customer s credit card vendor… ▪ discloses wherein creditdebit card smartcard or a paper check is used by the payor to conduct the financial transaction… | X | X | X | X | X | X | X | X | X | X | X | X | X | X | X | |||||
| 101 | US5629981A (Virupax M. Nerlikar, 1997) | (Original Assignee) Texas Instruments Inc (Current Assignee) Texas Instruments Inc | Information management and security system | ▪ memory location ≈ second locations, two locations ▪ key fob ≈ authorized user, random number ▪ outputting information ≈ output data | ▪ 35 U.S.C. 103(a) ▪ 35 U.S.C. 102(b) ▪ 35 U.S.C. 102(e) | ▪ discloses a datetime stamp can be output periodically such as once per day therefore in order for the system to write a… ▪ teaches that the data comprises biological information that is input via inputting means… ▪ discloses a veri cation system wherein the electronic instrument is an image processing apparatus which has at least two… ▪ discloses a secure remote device management system comprising a remote management unit for coupling one or more user… | X | X | X | X | X | X | X | X | X | X | X | X | ||||||||
| 102 | US5625370A (Loek J. D'Hont, 1997) | (Original Assignee) Texas Instruments Inc (Current Assignee) Texas Instruments Inc | Identification system antenna with impedance transformer | ▪ card device ≈ electrically conductive ▪ card device reader ≈ impedance transformer | X | X | X | X | X | X | X | X | ||||||||||||||
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20050139649A1 Filed: 2004-08-10 Issued: 2005-06-30 System for vending products and services using an identification card and associated methods (Original Assignee) Metcalf Jonathan H.; O'leary Robert J.; Barth Merlyn W.; Gunther Jacob H.; Peterson Erik S.; Rogers Heath W. Jonathan Metcalf, Robert O'Leary, Merlyn Barth, Jacob Gunther, Erik Peterson, Heath Rogers |
|---|---|
| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (card information) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (card information) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (card information) from a card device (following equations) to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20050139649A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (following equations) is one of : a card in which the card information (card information) is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code (bar code) ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20050139649A1 CLAIM 24 . The optical scanning unit of claim 15 , wherein the image includes a bar code (bar code, computer program) . US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20050139649A1 CLAIM 94 . A method for verifying the identity of a person using a terminal , comprising : (a) receiving optical image data from a first form at the terminal ; (b) analyzing the optical image data to determine first information about the person ; (c) receiving magnetic data from a magnetic strip (magnetic strip) on a second form at the terminal ; (d) analyzing the magnetic data to determine second information about the person ; and (e) comparing the first information and the second information to verify the identity of the person . US20050139649A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (card information) provided in the step (a) comprises a header and card data (card data) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20050139649A1 CLAIM 44 . The system of claim 43 , wherein the integrated system is selected from the group consisting of credit card data (card data) bases , governmental law enforcement databases , consumer reporting agency databases , and financial services system databases . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (card information) from the verification station . |
US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (following equations) is not authorised authorized . |
US20050139649A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (card information) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes (audit data) . |
US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20050139649A1 CLAIM 163 . The method of claim 158 , wherein the configuration data enables audit data (audit purposes) to be sent from the machine to the network . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (following equations) reader for receiving card information (card information) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20050139649A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (card information) to the card device (following equations) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20050139649A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (following equations) reader for receiving card information (card information) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20050139649A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (following equations) reader is one of : a reader for a card in which the card information (card information) is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code (bar code) ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20050139649A1 CLAIM 24 . The optical scanning unit of claim 15 , wherein the image includes a bar code (bar code, computer program) . US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20050139649A1 CLAIM 94 . A method for verifying the identity of a person using a terminal , comprising : (a) receiving optical image data from a first form at the terminal ; (b) analyzing the optical image data to determine first information about the person ; (c) receiving magnetic data from a magnetic strip (magnetic strip) on a second form at the terminal ; (d) analyzing the magnetic data to determine second information about the person ; and (e) comparing the first information and the second information to verify the identity of the person . US20050139649A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (card information) , provided to a card device (following equations) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20050139649A1 CLAIM 24 . The optical scanning unit of claim 15 , wherein the image includes a bar code (bar code, computer program) . US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20050139649A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (card information) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20050139649A1 CLAIM 24 . The optical scanning unit of claim 15 , wherein the image includes a bar code (bar code, computer program) . US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (card information) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20050139649A1 CLAIM 24 . The optical scanning unit of claim 15 , wherein the image includes a bar code (bar code, computer program) . US20050139649A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20050039052A1 Filed: 2004-05-07 Issued: 2005-02-17 Ease of use transaction terminal (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc James O'Donnell, Eric Coleman, Timothy Fitch, Donna Fletcher, James Gresko, Garrison Gomez, Paul Higgins, Paul Klock, David Mangicaro, Melvin McCall, Russ Meseroll, James Rosetti, Joseph Sakal, Thomas Siegler, George Smith, David Miller, David Sperduti |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20050039052A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing configured to read at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method (fingerprint scanner) of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US20050039052A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing configured to read at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . US20050039052A1 CLAIM 16 . The system claim 9 , wherein said interface is a fingerprint scanner (enrolment method) . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20050039052A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing configured to read at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (operating program) on the smart card ; and a key fob (virtual keyboard) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20050039052A1 CLAIM 15 . The system of claim 11 , wherein said keyboard is a virtual keyboard (key fob) displayed on a touch screen . US20050039052A1 CLAIM 22 . The system of claim 9 , wherein said system further comprises a program builder system in breakable communication with said secure information entry circuit for reconfiguring said operating program (solid state memory) , wherein said program includes an interpreter program and a script program , wherein said script program is reconfigurable using said program builder system and wherein said cryptographic firmware is included in stored instructions of said interpreter program . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data (base portion, card data) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20050039052A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing configured to read at least one of mag stripe and smart card data (card data) ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . US20050039052A1 CLAIM 7 . The terminal of claim 1 , wherein said housing includes a base and a head portion , said head portion extending forwardly from said base portion (card data) to define a lip , wherein said reader is disposed in said lip . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station ; and outputting at least some of the information input (information input) from the keypad . |
US20050039052A1 CLAIM 27 . A method of assuring the secure entry of designated-secure information input (information input) by a user into a computer system , said method comprising the steps of : (a) configuring said computer system to include cryptographic firmware that changes the state of an encryption mode signal when an encryption routine is executed ; (b) connecting a user-observable indicator to said computer system in such manner that said indicator is responsive to said encryption mode signal to indicate a secure mode condition ; (c) informing said user that said user should enter said secure-designated information into said computer system only if said indicator indicates a secure mode condition ; (d) executing said encryption routine to change said state of said encryption mode signal so that said indicator is activated when said encryption routine is executed , whereby said user is informed that said encryption routine is active by observation of said indicator . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information (output data) indicating that the user of the card device is not authorised authorized . |
US20050039052A1 CLAIM 44 . A transaction terminal comprising : a housing ; a card reader ; a touch screen configured to output data (outputting information) either when actuated by a finger or by a stylus ; a control circuit including a memory , said memory storing signature capture area data corresponding to a signature capture area ; wherein said control circuit operates in accordance with an operating mode in which said control circuit : (a) displays on said touch screen a signature capture area ; (b) monitors said output data output by said touch screen to determine whether said output data of said touch screen is data included in or not included in said signature area data ; (c) outputs signature data to said touch screen within said signature capture area if said output data is included in said signature capture area data ; and (d) writes a prompt message on said touch screen if said output data is not included in said signature capture area data . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20050039052A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing configured to read at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system (said first side) comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US20050039052A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing configured to read at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . US20050039052A1 CLAIM 63 . The transaction terminal of claim 62 , wherein said first side (access system) ward extending lip is an arcuate surface . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20050039052A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing configured to read at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (operating program) on the smart card ; and a receiver for a key fob (virtual keyboard) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20050039052A1 CLAIM 15 . The system of claim 11 , wherein said keyboard is a virtual keyboard (key fob) displayed on a touch screen . US20050039052A1 CLAIM 22 . The system of claim 9 , wherein said system further comprises a program builder system in breakable communication with said secure information entry circuit for reconfiguring said operating program (solid state memory) , wherein said program includes an interpreter program and a script program , wherein said script program is reconfigurable using said program builder system and wherein said cryptographic firmware is included in stored instructions of said interpreter program . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20050039052A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing configured to read at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20050039052A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing configured to read at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method (fingerprint scanner) of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US20050039052A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing configured to read at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . US20050039052A1 CLAIM 16 . The system claim 9 , wherein said interface is a fingerprint scanner (enrolment method) . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20050116810A1 Filed: 2004-03-26 Issued: 2005-06-02 Method and system for vascular pattern recognition biometrics on a fob (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (debit card) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (debit card) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (debit card) from a card device (debit card) to a card reader (debit card) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (debit card) is one of : a card in which the card information (debit card) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20050116810A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a vascular scan sensor configured to detect a proffered vascular scan sample , said vascular scan sensor configured to communicate with said system ; and , a device configured to verify said proffered vascular scan sample to facilitate a transaction . US20050116810A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said device (solid state memory) configured to compare a vascular scan sample is at least one of a third-party security vendor device and protocol/sequence controller . US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20050116810A1 CLAIM 19 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered vascular scan sample . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (debit card) provided in the step (a) comprises a header and card data (debit card) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (debit card) from the verification station . |
US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (debit card) is not authorised authorized . |
US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (debit card) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (debit card) reader for receiving card information (debit card) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (debit card) to the card device (debit card) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (debit card) reader for receiving card information (debit card) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (debit card) reader is one of : a reader for a card in which the card information (debit card) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a receiver for a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20050116810A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a vascular scan sensor configured to detect a proffered vascular scan sample , said vascular scan sensor configured to communicate with said system ; and , a device configured to verify said proffered vascular scan sample to facilitate a transaction . US20050116810A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said device (solid state memory) configured to compare a vascular scan sample is at least one of a third-party security vendor device and protocol/sequence controller . US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20050116810A1 CLAIM 19 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered vascular scan sample . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (debit card) , provided to a card device (debit card) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (debit card) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (debit card) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20050116810A1 CLAIM 16 . The transponder-reader transaction system of claim 15 , wherein said registered vascular scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20040238621A1 Filed: 2004-03-26 Issued: 2004-12-02 Method and system for fingerprint biometrics on a fob (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders |
|---|---|
| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (debit card) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (debit card) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (debit card) from a card device (debit card) to a card reader (debit card) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (debit card) is one of : a card in which the card information (debit card) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040238621A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a fingerprint sensor configured to detect a proffered fingerprint sample , said fingerprint sensor configured to communicate with said system ; and , a device configured to verify said proffered fingerprint sample to facilitate a transaction . US20040238621A1 CLAIM 12 . The transponder-reader transaction system of claim 11 , wherein said device (solid state memory) configured to compare a fingerprint sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040238621A1 CLAIM 17 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered fingerprint sample . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (debit card) provided in the step (a) comprises a header and card data (debit card) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (debit card) from the verification station . |
US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (debit card) is not authorised authorized . |
US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (debit card) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (debit card) reader for receiving card information (debit card) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (debit card) to the card device (debit card) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (debit card) reader for receiving card information (debit card) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (debit card) reader is one of : a reader for a card in which the card information (debit card) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a receiver for a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040238621A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a fingerprint sensor configured to detect a proffered fingerprint sample , said fingerprint sensor configured to communicate with said system ; and , a device configured to verify said proffered fingerprint sample to facilitate a transaction . US20040238621A1 CLAIM 12 . The transponder-reader transaction system of claim 11 , wherein said device (solid state memory) configured to compare a fingerprint sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040238621A1 CLAIM 17 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered fingerprint sample . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (debit card) , provided to a card device (debit card) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (debit card) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (debit card) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040238621A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered fingerprint sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20040233037A1 Filed: 2004-03-26 Issued: 2004-11-25 Method and system for iris scan recognition biometrics on a fob (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (debit card) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (debit card) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (debit card) from a card device (debit card) to a card reader (debit card) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (debit card) is one of : a card in which the card information (debit card) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040233037A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; an iris scan sensor configured to detect a proffered iris scan sample , said iris scan sensor configured to communicate with said system ; and , a device configured to verify said proffered iris scan sample to facilitate a transaction . US20040233037A1 CLAIM 13 . The transponder-reader transaction system of claim 12 , wherein said device (solid state memory) configured to compare an iris scan sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040233037A1 CLAIM 18 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered iris scan sample . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (debit card) provided in the step (a) comprises a header and card data (debit card) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (debit card) from the verification station . |
US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (debit card) is not authorised authorized . |
US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (debit card) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (debit card) reader for receiving card information (debit card) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (debit card) to the card device (debit card) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (debit card) reader for receiving card information (debit card) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (debit card) reader is one of : a reader for a card in which the card information (debit card) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a receiver for a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040233037A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; an iris scan sensor configured to detect a proffered iris scan sample , said iris scan sensor configured to communicate with said system ; and , a device configured to verify said proffered iris scan sample to facilitate a transaction . US20040233037A1 CLAIM 13 . The transponder-reader transaction system of claim 12 , wherein said device (solid state memory) configured to compare an iris scan sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040233037A1 CLAIM 18 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered iris scan sample . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (debit card) , provided to a card device (debit card) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (debit card) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (debit card) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040233037A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered iris scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20040239481A1 Filed: 2004-03-26 Issued: 2004-12-02 Method and system for facial recognition biometrics on a fob (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (debit card) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (debit card) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (debit card) from a card device (debit card) to a card reader (debit card) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (debit card) is one of : a card in which the card information (debit card) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040239481A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a facial scan sensor configured to detect a proffered facial scan sample , said facial scan sensor configured to communicate with said system ; and , a device configured to verify said proffered facial scan sample to facilitate a transaction . US20040239481A1 CLAIM 12 . The transponder-reader transaction system of claim 11 , wherein said device (solid state memory) configured to compare a facial scan sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040239481A1 CLAIM 17 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered facial scan sample . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (debit card) provided in the step (a) comprises a header and card data (debit card) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (debit card) from the verification station . |
US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (debit card) is not authorised authorized . |
US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (debit card) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (debit card) reader for receiving card information (debit card) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (debit card) to the card device (debit card) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (debit card) reader for receiving card information (debit card) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (debit card) reader is one of : a reader for a card in which the card information (debit card) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a receiver for a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040239481A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a facial scan sensor configured to detect a proffered facial scan sample , said facial scan sensor configured to communicate with said system ; and , a device configured to verify said proffered facial scan sample to facilitate a transaction . US20040239481A1 CLAIM 12 . The transponder-reader transaction system of claim 11 , wherein said device (solid state memory) configured to compare a facial scan sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040239481A1 CLAIM 17 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered facial scan sample . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (debit card) , provided to a card device (debit card) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (debit card) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (debit card) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040239481A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered facial scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20040232222A1 Filed: 2004-03-26 Issued: 2004-11-25 Method and system for signature recognition biometrics on a fob (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (debit card) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (debit card) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (debit card) from a card device (debit card) to a card reader (debit card) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (debit card) is one of : a card in which the card information (debit card) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040232222A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a signature scan sensor configured to detect a proffered signature scan sample , said signature scan sensor configured to communicate with said system ; and , a device configured to verify said proffered signature scan sample to facilitate a transaction . US20040232222A1 CLAIM 12 . The transponder-reader transaction system of claim 11 , wherein said device (solid state memory) configured to compare a signature scan sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040232222A1 CLAIM 17 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered signature scan sample . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (debit card) provided in the step (a) comprises a header and card data (debit card) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (debit card) from the verification station . |
US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (debit card) is not authorised authorized . |
US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (debit card) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (debit card) reader for receiving card information (debit card) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (debit card) to the card device (debit card) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (debit card) reader for receiving card information (debit card) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (debit card) reader is one of : a reader for a card in which the card information (debit card) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a receiver for a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040232222A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a signature scan sensor configured to detect a proffered signature scan sample , said signature scan sensor configured to communicate with said system ; and , a device configured to verify said proffered signature scan sample to facilitate a transaction . US20040232222A1 CLAIM 12 . The transponder-reader transaction system of claim 11 , wherein said device (solid state memory) configured to compare a signature scan sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040232222A1 CLAIM 17 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered signature scan sample . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (debit card) , provided to a card device (debit card) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (debit card) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (debit card) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040232222A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered signature scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20040236699A1 Filed: 2004-03-26 Issued: 2004-11-25 Method and system for hand geometry recognition biometrics on a fob (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (debit card) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (debit card) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (debit card) from a card device (debit card) to a card reader (debit card) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (debit card) is one of : a card in which the card information (debit card) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040236699A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a hand geometry scan sensor configured to detect a proffered hand geometry scan sample , said hand geometry scan sensor configured to communicate with said system ; and , a device configured to verify said proffered hand geometry scan sample to facilitate a transaction . US20040236699A1 CLAIM 12 . The transponder-reader transaction system of claim 11 , wherein said device (solid state memory) configured to compare a hand geometry scan sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040236699A1 CLAIM 17 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered hand geometry scan sample . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (debit card) provided in the step (a) comprises a header and card data (debit card) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (debit card) from the verification station . |
US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (debit card) is not authorised authorized . |
US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (debit card) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes (imaging system) . |
US20040236699A1 CLAIM 8 . The transponder-reader transaction system of claim 1 , wherein said hand geometry scan sensor device is configured with at least one of an infrared optical sensor and a three-dimensional imaging system (audit purposes) . US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (debit card) reader for receiving card information (debit card) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (debit card) to the card device (debit card) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (debit card) reader for receiving card information (debit card) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (debit card) reader is one of : a reader for a card in which the card information (debit card) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a receiver for a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040236699A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a hand geometry scan sensor configured to detect a proffered hand geometry scan sample , said hand geometry scan sensor configured to communicate with said system ; and , a device configured to verify said proffered hand geometry scan sample to facilitate a transaction . US20040236699A1 CLAIM 12 . The transponder-reader transaction system of claim 11 , wherein said device (solid state memory) configured to compare a hand geometry scan sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040236699A1 CLAIM 17 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered hand geometry scan sample . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (debit card) , provided to a card device (debit card) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (debit card) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (debit card) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040236699A1 CLAIM 14 . The transponder-reader transaction system of claim 13 , wherein said registered hand geometry scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20040233038A1 Filed: 2004-03-26 Issued: 2004-11-25 Method and system for retinal scan recognition biometrics on a fob (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (debit card) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (debit card) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (debit card) from a card device (debit card) to a card reader (debit card) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (debit card) is one of : a card in which the card information (debit card) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state (blood vessel) memory on the smart card ; and a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040233038A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a retinal scan sensor configured to detect a proffered retinal scan sample , said retinal scan sensor configured to communicate with said system ; and , a device configured to verify said proffered retinal scan sample to facilitate a transaction . US20040233038A1 CLAIM 10 . The transponder-reader transaction system of claim 1 , wherein said retinal scan sensor is configured to detect and verify retinal scan characteristics including blood vessel (solid state) patterns . US20040233038A1 CLAIM 13 . The transponder-reader transaction system of claim 12 , wherein said device (solid state memory) configured to compare a retinal scan sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040233038A1 CLAIM 18 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered retinal scan sample . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (debit card) provided in the step (a) comprises a header and card data (debit card) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (debit card) from the verification station . |
US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (debit card) is not authorised authorized . |
US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (debit card) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (debit card) reader for receiving card information (debit card) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (debit card) to the card device (debit card) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (debit card) reader for receiving card information (debit card) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (debit card) reader is one of : a reader for a card in which the card information (debit card) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state (blood vessel) memory on the smart card ; and a receiver for a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040233038A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a retinal scan sensor configured to detect a proffered retinal scan sample , said retinal scan sensor configured to communicate with said system ; and , a device configured to verify said proffered retinal scan sample to facilitate a transaction . US20040233038A1 CLAIM 10 . The transponder-reader transaction system of claim 1 , wherein said retinal scan sensor is configured to detect and verify retinal scan characteristics including blood vessel (solid state) patterns . US20040233038A1 CLAIM 13 . The transponder-reader transaction system of claim 12 , wherein said device (solid state memory) configured to compare a retinal scan sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040233038A1 CLAIM 18 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered retinal scan sample . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (debit card) , provided to a card device (debit card) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (debit card) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (debit card) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040233038A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered retinal scan sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20040232221A1 Filed: 2004-03-26 Issued: 2004-11-25 Method and system for voice recognition biometrics on a fob (Original Assignee) American Express Travel Related Services Co Inc (Current Assignee) Chartoleaux KG LLC ; Liberty Peak Ventures LLC Blayn Beenau, David Bonalle, Seth Fields, William Gray, Carl Larkin, Joshua Montgomery, Peter Saunders |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (debit card) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (debit card) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (debit card) from a card device (debit card) to a card reader (debit card) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (debit card) is one of : a card in which the card information (debit card) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040232221A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a voice print sensor configured to detect a proffered voice print sample , said voice print sensor configured to communicate with said system ; and , a device configured to verify said proffered voice print sample to facilitate a transaction . US20040232221A1 CLAIM 13 . The transponder-reader transaction system of claim 12 , wherein said device (solid state memory) configured to compare a voice print sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040232221A1 CLAIM 18 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered voice print sample . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (debit card) provided in the step (a) comprises a header and card data (debit card) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (debit card) from the verification station . |
US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (debit card) is not authorised authorized . |
US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (debit card) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (debit card) reader for receiving card information (debit card) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (debit card) to the card device (debit card) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (debit card) reader for receiving card information (debit card) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (debit card) reader is one of : a reader for a card in which the card information (debit card) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a receiver for a key fob (mutual authentication, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040232221A1 CLAIM 1 . A transponder-reader transaction system configured with a biometric security system (key fob) , said system comprising : a transponder configured to communicate with a reader ; a reader configured to communicate with said system ; a voice print sensor configured to detect a proffered voice print sample , said voice print sensor configured to communicate with said system ; and , a device configured to verify said proffered voice print sample to facilitate a transaction . US20040232221A1 CLAIM 13 . The transponder-reader transaction system of claim 12 , wherein said device (solid state memory) configured to compare a voice print sample is at least one of a third-party security vendor device and protocol/sequence controller . US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . US20040232221A1 CLAIM 18 . The transponder-reader transaction system of claim 1 , wherein said transponder-reader transaction system is configured to begin mutual authentication (key fob) upon verification of said proffered voice print sample . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (debit card) , provided to a card device (debit card) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (debit card) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (debit card) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040232221A1 CLAIM 15 . The transponder-reader transaction system of claim 14 , wherein said registered voice print sample is associated with at least one of : personal information , credit card information , debit card (card information, card device, card reader, card data, card device reader) information , savings account information , and loyalty point information . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CN1479248A Filed: 2003-08-01 Issued: 2004-03-03 读卡器和交易处理装置 (Original Assignee) Omron Corp (Current Assignee) Hitachi Omron Financial System Co Ltd 冈田政信 |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (的接收) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1479248A CLAIM 5 . 一种读卡器，具有：卡入口，用于读取从卡入口插入的卡中记录的信息的读出头，用于输出由读出头读取的信息的输出电路，用于将卡退出的卡传送机构，由向卡入口的外部发射超声波的发射器和当物体出现在卡入口时从物体接收超声波的反射波的接收 (receiving card information) 器组成的超声波传感器，用于预先存储从超声波的发射到卡出现在卡入口外部时接收所需的延续时间作为参考延续时间的存储器，以及对在卡传送机构将卡退出时接收从发射器发射的超声波时所需的延续时间与存储器中存储的参考延续时间进行比较，并且根据比较结果输出是否出现异常的异常确定单元。 |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information (的输出) indicating that the user of the card device is not authorised authorized . |
CN1479248A CLAIM 1 . 一种读卡器，具有卡入口，用于读取从卡入口插入的卡中记录的信息的读出头，用于输出由读出头读取的信息的输出 (outputting information) 电路，用于将卡退出的卡传送机构，以及用于当卡传送机构退出卡时检测卡是否出现在卡入口外部的超声波传感器。 |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (的接收) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1479248A CLAIM 5 . 一种读卡器，具有：卡入口，用于读取从卡入口插入的卡中记录的信息的读出头，用于输出由读出头读取的信息的输出电路，用于将卡退出的卡传送机构，由向卡入口的外部发射超声波的发射器和当物体出现在卡入口时从物体接收超声波的反射波的接收 (receiving card information) 器组成的超声波传感器，用于预先存储从超声波的发射到卡出现在卡入口外部时接收所需的延续时间作为参考延续时间的存储器，以及对在卡传送机构将卡退出时接收从发射器发射的超声波时所需的延续时间与存储器中存储的参考延续时间进行比较，并且根据比较结果输出是否出现异常的异常确定单元。 |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (的接收) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1479248A CLAIM 5 . 一种读卡器，具有：卡入口，用于读取从卡入口插入的卡中记录的信息的读出头，用于输出由读出头读取的信息的输出电路，用于将卡退出的卡传送机构，由向卡入口的外部发射超声波的发射器和当物体出现在卡入口时从物体接收超声波的反射波的接收 (receiving card information) 器组成的超声波传感器，用于预先存储从超声波的发射到卡出现在卡入口外部时接收所需的延续时间作为参考延续时间的存储器，以及对在卡传送机构将卡退出时接收从发射器发射的超声波时所需的延续时间与存储器中存储的参考延续时间进行比较，并且根据比较结果输出是否出现异常的异常确定单元。 |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (的接收) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1479248A CLAIM 5 . 一种读卡器，具有：卡入口，用于读取从卡入口插入的卡中记录的信息的读出头，用于输出由读出头读取的信息的输出电路，用于将卡退出的卡传送机构，由向卡入口的外部发射超声波的发射器和当物体出现在卡入口时从物体接收超声波的反射波的接收 (receiving card information) 器组成的超声波传感器，用于预先存储从超声波的发射到卡出现在卡入口外部时接收所需的延续时间作为参考延续时间的存储器，以及对在卡传送机构将卡退出时接收从发射器发射的超声波时所需的延续时间与存储器中存储的参考延续时间进行比较，并且根据比较结果输出是否出现异常的异常确定单元。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CN1482568A Filed: 2003-07-17 Issued: 2004-03-17 用于防止记录介质非授权使用的系统 (Original Assignee) Panasonic Corp (Current Assignee) Panasonic Corp �������ɭ, 大森基司, ����һ, 上田健一, , 植田荣治 |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory (单元判) external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1482568A CLAIM 1 . 一种便携式记录介质，包括：存储单元，在其中存储验证用户的验证信息，并且具有一个对应于所述存储验证信息的区域；判断单元，可操作地判断是否去实施验证；接收单元，如果所述判断单元判 (local memory) 断是肯定的，可操作地去接收验证用户的接收验证信息；验证单元，其是抗干扰的并且是可操作地去判断所述接收的接收验证信息是否和所述存储验证信息相匹配；和处理单元，如果所述接收验证信息被判定和所述存储验证信息相匹配，可操作地去允许使用所述区域。 |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory (单元判) , defined by the subsequently presented card information . |
CN1482568A CLAIM 1 . 一种便携式记录介质，包括：存储单元，在其中存储验证用户的验证信息，并且具有一个对应于所述存储验证信息的区域；判断单元，可操作地判断是否去实施验证；接收单元，如果所述判断单元判 (local memory) 断是肯定的，可操作地去接收验证用户的接收验证信息；验证单元，其是抗干扰的并且是可操作地去判断所述接收的接收验证信息是否和所述存储验证信息相匹配；和处理单元，如果所述接收验证信息被判定和所述存储验证信息相匹配，可操作地去允许使用所述区域。 |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (输入/输) from a keypad to the verification station ; and outputting at least some of the information input from the keypad . |
CN1482568A CLAIM 13 . 一种用于防止非授权使用安装在一个终端设备上的记录介质的系统，其中：所述记录介质包括：存储单元，在其中存储验证用户的验证信息，并且具有一个对应于所述存储验证信息的区域；判断单元，可操作地判断是否去实施验证；接收单元，如果所述判断单元判断是肯定的，可操作地去接收验证一个用户的接收验证信息；验证单元，其是抗干扰的并且是可操作地去判断所述接收的接收验证信息是否和所述存储验证信息相匹配；和处理单元，如果所述接收验证信息被判定和所述存储验证信息相匹配，可操作地去允许使用所述区域；并且所述终端设备包括：输入/输 (inputting information) 出单元，可操作地去接收所述接收验证信息的输入，并且输出所述接收的接收验证信息给所述记录介质。 |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory (单元判) external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1482568A CLAIM 1 . 一种便携式记录介质，包括：存储单元，在其中存储验证用户的验证信息，并且具有一个对应于所述存储验证信息的区域；判断单元，可操作地判断是否去实施验证；接收单元，如果所述判断单元判 (local memory) 断是肯定的，可操作地去接收验证用户的接收验证信息；验证单元，其是抗干扰的并且是可操作地去判断所述接收的接收验证信息是否和所述存储验证信息相匹配；和处理单元，如果所述接收验证信息被判定和所述存储验证信息相匹配，可操作地去允许使用所述区域。 |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory (单元判) , defined by the subsequently presented card information . |
CN1482568A CLAIM 1 . 一种便携式记录介质，包括：存储单元，在其中存储验证用户的验证信息，并且具有一个对应于所述存储验证信息的区域；判断单元，可操作地判断是否去实施验证；接收单元，如果所述判断单元判 (local memory) 断是肯定的，可操作地去接收验证用户的接收验证信息；验证单元，其是抗干扰的并且是可操作地去判断所述接收的接收验证信息是否和所述存储验证信息相匹配；和处理单元，如果所述接收验证信息被判定和所述存储验证信息相匹配，可操作地去允许使用所述区域。 |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory (单元判) external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1482568A CLAIM 1 . 一种便携式记录介质，包括：存储单元，在其中存储验证用户的验证信息，并且具有一个对应于所述存储验证信息的区域；判断单元，可操作地判断是否去实施验证；接收单元，如果所述判断单元判 (local memory) 断是肯定的，可操作地去接收验证用户的接收验证信息；验证单元，其是抗干扰的并且是可操作地去判断所述接收的接收验证信息是否和所述存储验证信息相匹配；和处理单元，如果所述接收验证信息被判定和所述存储验证信息相匹配，可操作地去允许使用所述区域。 |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory (单元判) , defined by the subsequently presented card information . |
CN1482568A CLAIM 1 . 一种便携式记录介质，包括：存储单元，在其中存储验证用户的验证信息，并且具有一个对应于所述存储验证信息的区域；判断单元，可操作地判断是否去实施验证；接收单元，如果所述判断单元判 (local memory) 断是肯定的，可操作地去接收验证用户的接收验证信息；验证单元，其是抗干扰的并且是可操作地去判断所述接收的接收验证信息是否和所述存储验证信息相匹配；和处理单元，如果所述接收验证信息被判定和所述存储验证信息相匹配，可操作地去允许使用所述区域。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CN1650603A Filed: 2003-02-12 Issued: 2005-08-03 声学双要素认证的系统和方法 (Original Assignee) Qualcomm Inc (Current Assignee) Qualcomm Inc A·甘特曼, G·G·罗斯 |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (的接收) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1650603A CLAIM 1 . 一种认证方法，包括给授权计算机至少提供PIN和机密公钥；在授权计算机和至少一个远离计算机的接收 (receiving card information) 机之间建立通信链路，通信链路不限于是安全的；在接收机处接收至少一个代表至少一个私钥产生的信号的声学信号，接收机把所述声学信号转换为签名信号；在接收机处接收PIN，PIN和声学信号被分开接收；用PIN对签名信号加密以产生加密的签名信号；以及把加密的签名信号发送给授权计算机以使用PIN和机密公钥验证签名。 |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state (认证方法) memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CN1650603A CLAIM 1 . 一种认证方法 (solid state) ，包括给授权计算机至少提供PIN和机密公钥；在授权计算机和至少一个远离计算机的接收机之间建立通信链路，通信链路不限于是安全的；在接收机处接收至少一个代表至少一个私钥产生的信号的声学信号，接收机把所述声学信号转换为签名信号；在接收机处接收PIN，PIN和声学信号被分开接收；用PIN对签名信号加密以产生加密的签名信号；以及把加密的签名信号发送给授权计算机以使用PIN和机密公钥验证签名。 |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (的接收) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1650603A CLAIM 1 . 一种认证方法，包括给授权计算机至少提供PIN和机密公钥；在授权计算机和至少一个远离计算机的接收 (receiving card information) 机之间建立通信链路，通信链路不限于是安全的；在接收机处接收至少一个代表至少一个私钥产生的信号的声学信号，接收机把所述声学信号转换为签名信号；在接收机处接收PIN，PIN和声学信号被分开接收；用PIN对签名信号加密以产生加密的签名信号；以及把加密的签名信号发送给授权计算机以使用PIN和机密公钥验证签名。 |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (的接收) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1650603A CLAIM 1 . 一种认证方法，包括给授权计算机至少提供PIN和机密公钥；在授权计算机和至少一个远离计算机的接收 (receiving card information) 机之间建立通信链路，通信链路不限于是安全的；在接收机处接收至少一个代表至少一个私钥产生的信号的声学信号，接收机把所述声学信号转换为签名信号；在接收机处接收PIN，PIN和声学信号被分开接收；用PIN对签名信号加密以产生加密的签名信号；以及把加密的签名信号发送给授权计算机以使用PIN和机密公钥验证签名。 |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state (认证方法) memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CN1650603A CLAIM 1 . 一种认证方法 (solid state) ，包括给授权计算机至少提供PIN和机密公钥；在授权计算机和至少一个远离计算机的接收机之间建立通信链路，通信链路不限于是安全的；在接收机处接收至少一个代表至少一个私钥产生的信号的声学信号，接收机把所述声学信号转换为签名信号；在接收机处接收PIN，PIN和声学信号被分开接收；用PIN对签名信号加密以产生加密的签名信号；以及把加密的签名信号发送给授权计算机以使用PIN和机密公钥验证签名。 |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (一种认证) having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1650603A CLAIM 1 . 一种认证 (readable medium) 方法，包括给授权计算机至少提供PIN和机密公钥；在授权计算机和至少一个远离计算机的接收机之间建立通信链路，通信链路不限于是安全的；在接收机处接收至少一个代表至少一个私钥产生的信号的声学信号，接收机把所述声学信号转换为签名信号；在接收机处接收PIN，PIN和声学信号被分开接收；用PIN对签名信号加密以产生加密的签名信号；以及把加密的签名信号发送给授权计算机以使用PIN和机密公钥验证签名。 |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (一种认证) having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (的接收) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1650603A CLAIM 1 . 一种认证 (readable medium) 方法，包括给授权计算机至少提供PIN和机密公钥；在授权计算机和至少一个远离计算机的接收 (receiving card information) 机之间建立通信链路，通信链路不限于是安全的；在接收机处接收至少一个代表至少一个私钥产生的信号的声学信号，接收机把所述声学信号转换为签名信号；在接收机处接收PIN，PIN和声学信号被分开接收；用PIN对签名信号加密以产生加密的签名信号；以及把加密的签名信号发送给授权计算机以使用PIN和机密公钥验证签名。 |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (一种认证) having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
CN1650603A CLAIM 1 . 一种认证 (readable medium) 方法，包括给授权计算机至少提供PIN和机密公钥；在授权计算机和至少一个远离计算机的接收机之间建立通信链路，通信链路不限于是安全的；在接收机处接收至少一个代表至少一个私钥产生的信号的声学信号，接收机把所述声学信号转换为签名信号；在接收机处接收PIN，PIN和声学信号被分开接收；用PIN对签名信号加密以产生加密的签名信号；以及把加密的签名信号发送给授权计算机以使用PIN和机密公钥验证签名。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20030139994A1 Filed: 2003-01-22 Issued: 2003-07-24 Financial institution system (Original Assignee) Cummins Allison Corp (Current Assignee) Cummins Allison Corp John Jones |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (storage device) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (storage device) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (storage device) from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . US20030139994A1 CLAIM 59 . The system of claim 57 , wherein the customer identification reader is a card reader (card reader) and the customer identification card includes associated therewith reference biometric data which is obtained by the card reader , and wherein the person characteristic acquisition device is a biometric sensor that obtains person biometric data of a person who presented the customer identification card to the financial institution terminal , and further wherein the processor receives the reference and person biometric data from the financial institution terminal for review and further operates to perform the financial institution function requested by the person if it is determined that the person biometric data is consistent with the reference biometric data . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information (storage device) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (storage device) provided in the step (a) comprises a header and card data (storage device) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (storage device) from the verification station . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (storage device) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (storage device) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (storage device) to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (storage device) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information (storage device) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (storage device) , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (storage device) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (storage device) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20030139994A1 CLAIM 21 . The financial institution system of claim 1 , further including a storage device (card information, card data, providing card information) for storing at least the person image in association with an account of that person , the image taking device of the financial institution terminal further obtaining a current image of a person requesting access to the account , the processor operating to allow access to the account as requested by the person if it is determined that the stored person image and the current person image appear to be of the same person . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20030132294A1 Filed: 2002-09-23 Issued: 2003-07-17 Transaction terminal including signature entry feedback (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc Garrison Gomez, Timothy Fitch, Donna Fletcher, Melvin McCall, David Miller, James O'Donnell, David Sperduti |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030132294A1 CLAIM 1 . A transaction terminal comprising : a housing ; a card reader (card reader) ; a touch screen configured to output data either when actuated by a finger or by a stylus ; a control circuit including a memory , said memory storing signature capture area data corresponding to a signature capture area ; wherein said control circuit operates in accordance with an operating mode in which said control circuit : (a) displays on said touch screen a signature capture area ; (b) monitors said output data output by said touch screen to determine whether said output data of said touch screen is data included in or not included in said signature area data ; (c) outputs signature data to said touch screen within said signature capture area if said output data is included in said signature capture area data ; and (d) writes a prompt message on said touch screen if said output data is not included in said signature capture area data . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data (base portion) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20030132294A1 CLAIM 8 . The transaction terminal of claim 1 , wherein said housing includes an enlarged head portion extending leftward from a base portion (card data) of said housing , said leftward extending portion of said head portion defining a left hand grip adapted to receive a user' ; s left hand during signature entry . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information (output data) indicating that the user of the card device is not authorised authorized . |
US20030132294A1 CLAIM 1 . A transaction terminal comprising : a housing ; a card reader ; a touch screen configured to output data (outputting information) either when actuated by a finger or by a stylus ; a control circuit including a memory , said memory storing signature capture area data corresponding to a signature capture area ; wherein said control circuit operates in accordance with an operating mode in which said control circuit : (a) displays on said touch screen a signature capture area ; (b) monitors said output data output by said touch screen to determine whether said output data of said touch screen is data included in or not included in said signature area data ; (c) outputs signature data to said touch screen within said signature capture area if said output data is included in said signature capture area data ; and (d) writes a prompt message on said touch screen if said output data is not included in said signature capture area data . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20030132297A1 Filed: 2002-09-23 Issued: 2003-07-17 Transaction terminal having elongated finger recess (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc Melvin McCall, Timothy Fitch, Garrison Gomez, James O'Donnell, David Sperduti |
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| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method (fingerprint scanner) of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20030132297A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; a card reader including a card cavity defined by said housing ; a fingerprint scanner (enrolment method) having a sensor ; a control circuit in communication with said touch screen , said card reader , and said fingerprint scanner ; a finger recess partially defined by said housing , and partially defined by said fingerprint scanner sensor , wherein said finger recess is formed integral with said card cavity . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030132297A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; a card reader (card reader) including a card cavity defined by said housing ; a fingerprint scanner having a sensor ; a control circuit in communication with said touch screen , said card reader , and said fingerprint scanner ; a finger recess partially defined by said housing , and partially defined by said fingerprint scanner sensor , wherein said finger recess is formed integral with said card cavity . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030132297A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen (readable medium) ; a card reader including a card cavity defined by said housing ; a fingerprint scanner having a sensor ; a control circuit in communication with said touch screen , said card reader , and said fingerprint scanner ; a finger recess partially defined by said housing , and partially defined by said fingerprint scanner sensor , wherein said finger recess is formed integral with said card cavity . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030132297A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen (readable medium) ; a card reader including a card cavity defined by said housing ; a fingerprint scanner having a sensor ; a control circuit in communication with said touch screen , said card reader , and said fingerprint scanner ; a finger recess partially defined by said housing , and partially defined by said fingerprint scanner sensor , wherein said finger recess is formed integral with said card cavity . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method (fingerprint scanner) of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20030132297A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen (readable medium) ; a card reader including a card cavity defined by said housing ; a fingerprint scanner (enrolment method) having a sensor ; a control circuit in communication with said touch screen , said card reader , and said fingerprint scanner ; a finger recess partially defined by said housing , and partially defined by said fingerprint scanner sensor , wherein said finger recess is formed integral with said card cavity . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20030132293A1 Filed: 2002-09-23 Issued: 2003-07-17 Transaction terminal including raised surface peripheral to touch screen (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc Timothy Fitch, Donna Fletcher, Garrison Gomez, Melvin McCall, David Miller, James O'Donnell, David Sperduti |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030132293A1 CLAIM 1 . A transaction terminal comprising : a housing ; a card reader (card reader) disposed in said housing ; a touch screen ; a control circuit in communication with said touch screen , wherein said housing includes a raised surface disposed peripherally about at least one edge of said touch screen , and wherein said raised surface is raised at least 0 . 10 inches relative to said touch screen . |
| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (prompt message) to a service dependent upon receipt of the outputted information . |
US20030132293A1 CLAIM 10 . The transaction terminal of claim 1 , wherein said control circuit displays a signature capture area on said touch screen , wherein said control circuit monitors data received from said touch screen , and wherein said control circuit displays a prompt message (providing access) on said touch screen if said monitored touch screen data does not correspond to said touch screen area . |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (prompt message) to a service dependent upon receipt of the outputted information . |
US20030132293A1 CLAIM 10 . The transaction terminal of claim 1 , wherein said control circuit displays a signature capture area on said touch screen , wherein said control circuit monitors data received from said touch screen , and wherein said control circuit displays a prompt message (providing access) on said touch screen if said monitored touch screen data does not correspond to said touch screen area . |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (prompt message) to a service dependent upon receipt of the outputted information . |
US20030132293A1 CLAIM 10 . The transaction terminal of claim 1 , wherein said control circuit displays a signature capture area on said touch screen , wherein said control circuit monitors data received from said touch screen , and wherein said control circuit displays a prompt message (providing access) on said touch screen if said monitored touch screen data does not correspond to said touch screen area . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20030132292A1 Filed: 2002-09-23 Issued: 2003-07-17 Transaction terminal including imaging module (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc Garrison Gomez, Timothy Fitch, Melvin McCall, James O'Donnell, George Smith, David Sperduti |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030132292A1 CLAIM 1 . A transaction terminal comprising : a housing having a front , a top , and a rear ; a card reader (card reader) ; a touch screen disposed on said top of said housing intermediate of said front and said rear ; a rear imaging module assembly including a rear imaging module and a capture and decode circuit , said rear imaging module being disposed in said housing and having an imaging axis extending rearward from said housing ; and a control circuit in communication with said card reader , said touch screen , and said rear imaging module . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code (bar code) ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20030132292A1 CLAIM 20 . The system of claim 15 , further including a bar code (bar code, computer program) reader in communication with said cash register , and wherein said product code is derived by decoding a bar code on a product using said bar code reader . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code (bar code) ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20030132292A1 CLAIM 20 . The system of claim 15 , further including a bar code (bar code, computer program) reader in communication with said cash register , and wherein said product code is derived by decoding a bar code on a product using said bar code reader . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program (bar code) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030132292A1 CLAIM 1 . A transaction terminal comprising : a housing having a front , a top , and a rear ; a card reader ; a touch screen (readable medium) disposed on said top of said housing intermediate of said front and said rear ; a rear imaging module assembly including a rear imaging module and a capture and decode circuit , said rear imaging module being disposed in said housing and having an imaging axis extending rearward from said housing ; and a control circuit in communication with said card reader , said touch screen , and said rear imaging module . US20030132292A1 CLAIM 20 . The system of claim 15 , further including a bar code (bar code, computer program) reader in communication with said cash register , and wherein said product code is derived by decoding a bar code on a product using said bar code reader . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program (bar code) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030132292A1 CLAIM 1 . A transaction terminal comprising : a housing having a front , a top , and a rear ; a card reader ; a touch screen (readable medium) disposed on said top of said housing intermediate of said front and said rear ; a rear imaging module assembly including a rear imaging module and a capture and decode circuit , said rear imaging module being disposed in said housing and having an imaging axis extending rearward from said housing ; and a control circuit in communication with said card reader , said touch screen , and said rear imaging module . US20030132292A1 CLAIM 20 . The system of claim 15 , further including a bar code (bar code, computer program) reader in communication with said cash register , and wherein said product code is derived by decoding a bar code on a product using said bar code reader . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program (bar code) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20030132292A1 CLAIM 1 . A transaction terminal comprising : a housing having a front , a top , and a rear ; a card reader ; a touch screen (readable medium) disposed on said top of said housing intermediate of said front and said rear ; a rear imaging module assembly including a rear imaging module and a capture and decode circuit , said rear imaging module being disposed in said housing and having an imaging axis extending rearward from said housing ; and a control circuit in communication with said card reader , said touch screen , and said rear imaging module . US20030132292A1 CLAIM 20 . The system of claim 15 , further including a bar code (bar code, computer program) reader in communication with said cash register , and wherein said product code is derived by decoding a bar code on a product using said bar code reader . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6796492B1 Filed: 2002-09-10 Issued: 2004-09-28 Electronic fund transfer or transaction system (Original Assignee) IPXL HOLDINGS LLC (Current Assignee) Millennium Commerce LLC ; Callahan Cellular LLC James G. Gatto |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (financial institution, storage device) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (financial institution, storage device) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (financial institution, storage device) from a card device (financial institution, storage device) to a card reader (financial institution, storage device) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (financial institution, storage device) is one of : a card in which the card information (financial institution, storage device) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (financial institution, storage device) provided in the step (a) comprises a header and card data (financial institution, storage device) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (financial institution, storage device) from the verification station . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (financial institution, storage device) is not authorised authorized . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (financial institution, storage device) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes (global transaction) . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . US6796492B1 CLAIM 45 . The system of claim 17 wherein the user may store global transaction (audit purposes) parameters , where the global transaction parameters are transaction parameters that may be used with all transactions executed by the user . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (financial institution, storage device) reader for receiving card information (financial institution, storage device) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (financial institution, storage device) to the card device (financial institution, storage device) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (financial institution, storage device) reader for receiving card information (financial institution, storage device) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (financial institution, storage device) reader is one of : a reader for a card in which the card information (financial institution, storage device) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (financial institution, storage device) , provided to a card device (financial institution, storage device) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (financial institution, storage device) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (financial institution, storage device) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6796492B1 CLAIM 1 . An apparatus for providing automated financial transactions without the use of a card , the apparatus comprising : a user input device to receive a user identifier from a user ; a biometric device to acquire biometric information of the user ; a communication device to communicate with a remote financial services provider ; a storage device (card information, card device, card reader, card data, card device reader, providing card information) including a database of user information , including stored biometric information on the user and user defined transaction information ; a processor configured to : access the database to obtain the stored biometric information on the user , confirm the identity of the user using the acquired biometric information and the stored biometric information on the user and without using information obtained from a card , and provided a user customized display based on the user defined transaction information . US6796492B1 CLAIM 30 . The system of claim 17 wherein one of the transaction parameters comprises at least one account with which the user has with a financial relationship , and for a given transaction , the user may select an account from among a plurality of accounts the user has with a plurality of financial institution (card information, card device, card reader, card data, card device reader, providing card information) s so that the selected account may be used for the transaction . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CN1549977A Filed: 2002-09-02 Issued: 2004-11-24 个人认证方法 (Original Assignee) Eighting KK (Current Assignee) Eighting KK 藤泽知德, 治, 佐藤昭治 |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (方法的特征在于) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1549977A CLAIM 1 . 一种个人认证方法，基于便携式终端的请求，用所述便携式终端接收认证服务器所生成的质询符号，将所述质询符号从销售管理服务器返回给认证服务器，在所述认证服务器中对照上述生成的质询符号和经由销售管理服务器的质询符号，当两者一致时，将与质询符号对应的个人信息发送给所述销售管理服务器，所述方法的特征在于 (card reader) ：使上述便携式终端接收的质询符号进行图像显示。 |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state (认证方法) memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CN1549977A CLAIM 1 . 一种个人认证方法 (solid state) ，基于便携式终端的请求，用所述便携式终端接收认证服务器所生成的质询符号，将所述质询符号从销售管理服务器返回给认证服务器，在所述认证服务器中对照上述生成的质询符号和经由销售管理服务器的质询符号，当两者一致时，将与质询符号对应的个人信息发送给所述销售管理服务器，所述方法的特征在于：使上述便携式终端接收的质询符号进行图像显示。 |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state (认证方法) memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CN1549977A CLAIM 1 . 一种个人认证方法 (solid state) ，基于便携式终端的请求，用所述便携式终端接收认证服务器所生成的质询符号，将所述质询符号从销售管理服务器返回给认证服务器，在所述认证服务器中对照上述生成的质询符号和经由销售管理服务器的质询符号，当两者一致时，将与质询符号对应的个人信息发送给所述销售管理服务器，所述方法的特征在于：使上述便携式终端接收的质询符号进行图像显示。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20020138351A1 Filed: 2002-05-24 Issued: 2002-09-26 Positive identification system and method (Original Assignee) Image Data LLC (Current Assignee) Image Data LLC Robert Houvener, Ian Hoenisch |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20020138351A1 CLAIM 4 . The positive identity verification system as claimed in claim 1 wherein said means for verifying that said point of verification terminal is authorized to access said remote database site is selected from the group consisting of : standard caller identification information ; a software token ; a hardware token ; a hardware identification code ; a software key , a smart card (memory location) ; a user' ; s fingerprint scan ; a user' ; s retinal scan ; a user' ; s voice scan ; and a user PIN (personal identification number) ; login identification and or password entered into to said point of verification terminal . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US20020138351A1 CLAIM 4 . The positive identity verification system as claimed in claim 1 wherein said means for verifying that said point of verification terminal is authorized to access said remote database site is selected from the group consisting of : standard caller identification information ; a software token ; a hardware token ; a hardware identification code ; a software key , a smart card (memory location) ; a user' ; s fingerprint scan ; a user' ; s retinal scan ; a user' ; s voice scan ; and a user PIN (personal identification number) ; login identification and or password entered into to said point of verification terminal . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20020138351A1 CLAIM 4 . The positive identity verification system as claimed in claim 1 wherein said means for verifying that said point of verification terminal is authorized to access said remote database site is selected from the group consisting of : standard caller identification information ; a software token ; a hardware token ; a hardware identification code ; a software key , a smart card (memory location) ; a user' ; s fingerprint scan ; a user' ; s retinal scan ; a user' ; s voice scan ; and a user PIN (personal identification number) ; login identification and or password entered into to said point of verification terminal . US20020138351A1 CLAIM 13 . A positive identity verification system to ensure that a presenter of a credit card is authorized to use said credit card comprising : a credit card reader (card reader) means for use by a sales clerk for accepting credit card account information , said credit card reader being located at a point of sale and identity verification ; a remote database means for storing corroborating identifying information in the form of physical characteristics individuals , each of said physical characteristics being associated with specified credit card account information ; a means for communicating between said credit card reader and said remote database means to transmit said credit card account information from said card reader to said database means and for transmitting the physical characteristics associated at said database storage means with said transmitted account information to a point of identity verification ; a means for verifying that said credit card reader is authorized to access said remote database site ; a means for displaying said received physical characteristics at the point of verification for visual observation by said sales clerk for comparison with the physical appearance of said presenter at the point of identity verification ; and a user means for accepting an input from said sales clerk to indicate that at least one of the physical characteristics displayed on said display means has been compared to and matches the physical appearance of the presenter of said credit card . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code (bar code) ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (authorized user) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20020138351A1 CLAIM 2 . The positive identity verification system as claimed in claim 1 , wherein said means for accepting identification information presented by a person to be positively identified at said point of verification terminal includes at least one device selected from the group consisting of : a keypad ; a check scanner ; a bar code (bar code, computer program) reader ; a magnetic strip (magnetic strip) e reader ; a CCD imager ; a microphone ; a video camera ; a signature pad ; a retinal scanner ; a signature digitizer ; a hand geometry reader ; and a fingerprint reader . US20020138351A1 CLAIM 8 . A positive identity verification system for use in verifying that a presenter of a credit card , check , boarding pass , or other input indicia is an authorized user (key fob) of said credit card or other input indicia , comprising : a point of verification terminal having a means for accepting information presented by a person to be positively identified at said point of verification , said information associated with a credit card account ; at least one remote database site having stored therein a database comprising a plurality of records of corroborating identifying information about a person , each such record of corroborating identifying information accessible in response to said information accepted from a properly corresponding person to be positively identified at said point of verification terminal , said properly corresponding person properly associated with at least one credit card account or other input indicia and corresponding to at least one authorized user of said credit card or other input indicia . ; a means for communicating between the point of verification terminal and the remote database site ; a means for verifying that said point of verification terminal is authorized to access said corroborating identifying information stored at said remote database site ; a means for transmitting said account or other input indicia information to said remote database site ; a means for retrieving said one or more of corroborating identifying information associated with said credit card account or other input indicia ; a means for displaying at least one corroborating identifying information at said point of verification terminal ; and a means for inputting information at the point of verification terminal to indicate that an identifier at the point of verification terminal has visually verified that said at least one corroborating identifying information displayed on the display means matches a physical characteristic of the presenter of the credit card or other input indicia for use . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (inputting information) from a keypad to the verification station ; and outputting at least some of the information input from the keypad . |
US20020138351A1 CLAIM 8 . A positive identity verification system for use in verifying that a presenter of a credit card , check , boarding pass , or other input indicia is an authorized user of said credit card or other input indicia , comprising : a point of verification terminal having a means for accepting information presented by a person to be positively identified at said point of verification , said information associated with a credit card account ; at least one remote database site having stored therein a database comprising a plurality of records of corroborating identifying information about a person , each such record of corroborating identifying information accessible in response to said information accepted from a properly corresponding person to be positively identified at said point of verification terminal , said properly corresponding person properly associated with at least one credit card account or other input indicia and corresponding to at least one authorized user of said credit card or other input indicia . ; a means for communicating between the point of verification terminal and the remote database site ; a means for verifying that said point of verification terminal is authorized to access said corroborating identifying information stored at said remote database site ; a means for transmitting said account or other input indicia information to said remote database site ; a means for retrieving said one or more of corroborating identifying information associated with said credit card account or other input indicia ; a means for displaying at least one corroborating identifying information at said point of verification terminal ; and a means for inputting information (inputting information) at the point of verification terminal to indicate that an identifier at the point of verification terminal has visually verified that said at least one corroborating identifying information displayed on the display means matches a physical characteristic of the presenter of the credit card or other input indicia for use . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20020138351A1 CLAIM 4 . The positive identity verification system as claimed in claim 1 wherein said means for verifying that said point of verification terminal is authorized to access said remote database site is selected from the group consisting of : standard caller identification information ; a software token ; a hardware token ; a hardware identification code ; a software key , a smart card (memory location) ; a user' ; s fingerprint scan ; a user' ; s retinal scan ; a user' ; s voice scan ; and a user PIN (personal identification number) ; login identification and or password entered into to said point of verification terminal . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US20020138351A1 CLAIM 4 . The positive identity verification system as claimed in claim 1 wherein said means for verifying that said point of verification terminal is authorized to access said remote database site is selected from the group consisting of : standard caller identification information ; a software token ; a hardware token ; a hardware identification code ; a software key , a smart card (memory location) ; a user' ; s fingerprint scan ; a user' ; s retinal scan ; a user' ; s voice scan ; and a user PIN (personal identification number) ; login identification and or password entered into to said point of verification terminal . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20020138351A1 CLAIM 4 . The positive identity verification system as claimed in claim 1 wherein said means for verifying that said point of verification terminal is authorized to access said remote database site is selected from the group consisting of : standard caller identification information ; a software token ; a hardware token ; a hardware identification code ; a software key , a smart card (memory location) ; a user' ; s fingerprint scan ; a user' ; s retinal scan ; a user' ; s voice scan ; and a user PIN (personal identification number) ; login identification and or password entered into to said point of verification terminal . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code (bar code) ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (authorized user) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20020138351A1 CLAIM 2 . The positive identity verification system as claimed in claim 1 , wherein said means for accepting identification information presented by a person to be positively identified at said point of verification terminal includes at least one device selected from the group consisting of : a keypad ; a check scanner ; a bar code (bar code, computer program) reader ; a magnetic strip (magnetic strip) e reader ; a CCD imager ; a microphone ; a video camera ; a signature pad ; a retinal scanner ; a signature digitizer ; a hand geometry reader ; and a fingerprint reader . US20020138351A1 CLAIM 8 . A positive identity verification system for use in verifying that a presenter of a credit card , check , boarding pass , or other input indicia is an authorized user (key fob) of said credit card or other input indicia , comprising : a point of verification terminal having a means for accepting information presented by a person to be positively identified at said point of verification , said information associated with a credit card account ; at least one remote database site having stored therein a database comprising a plurality of records of corroborating identifying information about a person , each such record of corroborating identifying information accessible in response to said information accepted from a properly corresponding person to be positively identified at said point of verification terminal , said properly corresponding person properly associated with at least one credit card account or other input indicia and corresponding to at least one authorized user of said credit card or other input indicia . ; a means for communicating between the point of verification terminal and the remote database site ; a means for verifying that said point of verification terminal is authorized to access said corroborating identifying information stored at said remote database site ; a means for transmitting said account or other input indicia information to said remote database site ; a means for retrieving said one or more of corroborating identifying information associated with said credit card account or other input indicia ; a means for displaying at least one corroborating identifying information at said point of verification terminal ; and a means for inputting information at the point of verification terminal to indicate that an identifier at the point of verification terminal has visually verified that said at least one corroborating identifying information displayed on the display means matches a physical characteristic of the presenter of the credit card or other input indicia for use . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program (bar code) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20020138351A1 CLAIM 2 . The positive identity verification system as claimed in claim 1 , wherein said means for accepting identification information presented by a person to be positively identified at said point of verification terminal includes at least one device selected from the group consisting of : a keypad ; a check scanner ; a bar code (bar code, computer program) reader ; a magnetic stripe reader ; a CCD imager ; a microphone ; a video camera ; a signature pad ; a retinal scanner ; a signature digitizer ; a hand geometry reader ; and a fingerprint reader . US20020138351A1 CLAIM 4 . The positive identity verification system as claimed in claim 1 wherein said means for verifying that said point of verification terminal is authorized to access said remote database site is selected from the group consisting of : standard caller identification information ; a software token ; a hardware token ; a hardware identification code ; a software key , a smart card (memory location) ; a user' ; s fingerprint scan ; a user' ; s retinal scan ; a user' ; s voice scan ; and a user PIN (personal identification number) ; login identification and or password entered into to said point of verification terminal . US20020138351A1 CLAIM 5 . The positive identity verification system as claimed in claim 1 wherein said means for verifying that an identifier present at the point of verification terminal has compared the corroborating identifying information about a person displayed on the display means with said at least one physical characteristic of said person being identified at the point of verification terminal includes at least one device selected from the group consisting of : a computer ; a keypad ; an accept key ; a decline key ; an alphanumeric keyboard ; a touch screen (readable medium) ; a signature digitizer ; a bar code reader ; a mouse or similar pointing device ; a display screen such as a CRT or LCD flat panel ; a “yes” key ; a “no” key ; an “accept” key ; a “decline” key ; a “match” key ; a “no match” key ; and an “allow to proceed” key . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program (bar code) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20020138351A1 CLAIM 2 . The positive identity verification system as claimed in claim 1 , wherein said means for accepting identification information presented by a person to be positively identified at said point of verification terminal includes at least one device selected from the group consisting of : a keypad ; a check scanner ; a bar code (bar code, computer program) reader ; a magnetic stripe reader ; a CCD imager ; a microphone ; a video camera ; a signature pad ; a retinal scanner ; a signature digitizer ; a hand geometry reader ; and a fingerprint reader . US20020138351A1 CLAIM 4 . The positive identity verification system as claimed in claim 1 wherein said means for verifying that said point of verification terminal is authorized to access said remote database site is selected from the group consisting of : standard caller identification information ; a software token ; a hardware token ; a hardware identification code ; a software key , a smart card (memory location) ; a user' ; s fingerprint scan ; a user' ; s retinal scan ; a user' ; s voice scan ; and a user PIN (personal identification number) ; login identification and or password entered into to said point of verification terminal . US20020138351A1 CLAIM 5 . The positive identity verification system as claimed in claim 1 wherein said means for verifying that an identifier present at the point of verification terminal has compared the corroborating identifying information about a person displayed on the display means with said at least one physical characteristic of said person being identified at the point of verification terminal includes at least one device selected from the group consisting of : a computer ; a keypad ; an accept key ; a decline key ; an alphanumeric keyboard ; a touch screen (readable medium) ; a signature digitizer ; a bar code reader ; a mouse or similar pointing device ; a display screen such as a CRT or LCD flat panel ; a “yes” key ; a “no” key ; an “accept” key ; a “decline” key ; a “match” key ; a “no match” key ; and an “allow to proceed” key . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program (bar code) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US20020138351A1 CLAIM 2 . The positive identity verification system as claimed in claim 1 , wherein said means for accepting identification information presented by a person to be positively identified at said point of verification terminal includes at least one device selected from the group consisting of : a keypad ; a check scanner ; a bar code (bar code, computer program) reader ; a magnetic stripe reader ; a CCD imager ; a microphone ; a video camera ; a signature pad ; a retinal scanner ; a signature digitizer ; a hand geometry reader ; and a fingerprint reader . US20020138351A1 CLAIM 4 . The positive identity verification system as claimed in claim 1 wherein said means for verifying that said point of verification terminal is authorized to access said remote database site is selected from the group consisting of : standard caller identification information ; a software token ; a hardware token ; a hardware identification code ; a software key , a smart card (memory location) ; a user' ; s fingerprint scan ; a user' ; s retinal scan ; a user' ; s voice scan ; and a user PIN (personal identification number) ; login identification and or password entered into to said point of verification terminal . US20020138351A1 CLAIM 5 . The positive identity verification system as claimed in claim 1 wherein said means for verifying that an identifier present at the point of verification terminal has compared the corroborating identifying information about a person displayed on the display means with said at least one physical characteristic of said person being identified at the point of verification terminal includes at least one device selected from the group consisting of : a computer ; a keypad ; an accept key ; a decline key ; an alphanumeric keyboard ; a touch screen (readable medium) ; a signature digitizer ; a bar code reader ; a mouse or similar pointing device ; a display screen such as a CRT or LCD flat panel ; a “yes” key ; a “no” key ; an “accept” key ; a “decline” key ; a “match” key ; a “no match” key ; and an “allow to proceed” key . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CN1369858A Filed: 2002-02-01 Issued: 2002-09-18 信息终端装置以及认证系统 (Original Assignee) Panasonic Corp (Current Assignee) Panasonic Corp 古山浩志, 长尾健司, 山田伸, 秋元俊昭 |
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| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip (信息对) ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CN1369858A CLAIM 1 . 一种信息终端装置，其特征在于，具备显示输入的用户的人体信息的显示手段和根据所述人体信息对 (magnetic strip) 于预先登录的用户进行个人认证用的认证手段，所述显示手段显示用于指定所述人体信息的大小以及位置的指标。 |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (装置输入) from a keypad to the verification station ; and outputting at least some of the information input from the keypad . |
CN1369858A CLAIM 8 . 一种认证系统，其特征在于这，具备(a)权利要求1～7中任意一项所述的信息终端装置；以及(b)登录用服务器，所述登录用服务器(b)具有：将通过通信网络从所述信息终端装置输入 (inputting information) 的所述人体信息登记到数据库，并且从所述人体信息与已经登录的数据库中的各人体信息中研究各人的识别函数的研究手段(b1)；管理所述人体信息、所述识别函数及ID的系统管理手段(b2)。 |
| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider (网络从) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
CN1369858A CLAIM 8 . 一种认证系统，其特征在于这，具备(a)权利要求1～7中任意一项所述的信息终端装置；以及(b)登录用服务器，所述登录用服务器(b)具有：将通过通信网络从 (service provider) 所述信息终端装置输入的所述人体信息登记到数据库，并且从所述人体信息与已经登录的数据库中的各人体信息中研究各人的识别函数的研究手段(b1)；管理所述人体信息、所述识别函数及ID的系统管理手段(b2)。 |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider (网络从) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
CN1369858A CLAIM 8 . 一种认证系统，其特征在于这，具备(a)权利要求1～7中任意一项所述的信息终端装置；以及(b)登录用服务器，所述登录用服务器(b)具有：将通过通信网络从 (service provider) 所述信息终端装置输入的所述人体信息登记到数据库，并且从所述人体信息与已经登录的数据库中的各人体信息中研究各人的识别函数的研究手段(b1)；管理所述人体信息、所述识别函数及ID的系统管理手段(b2)。 |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider (网络从) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
CN1369858A CLAIM 8 . 一种认证系统，其特征在于这，具备(a)权利要求1～7中任意一项所述的信息终端装置；以及(b)登录用服务器，所述登录用服务器(b)具有：将通过通信网络从 (service provider) 所述信息终端装置输入的所述人体信息登记到数据库，并且从所述人体信息与已经登录的数据库中的各人体信息中研究各人的识别函数的研究手段(b1)；管理所述人体信息、所述识别函数及ID的系统管理手段(b2)。 |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip (信息对) ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CN1369858A CLAIM 1 . 一种信息终端装置，其特征在于，具备显示输入的用户的人体信息的显示手段和根据所述人体信息对 (magnetic strip) 于预先登录的用户进行个人认证用的认证手段，所述显示手段显示用于指定所述人体信息的大小以及位置的指标。 |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (一种认证) having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1369858A CLAIM 8 . 一种认证 (readable medium) 系统，其特征在于这，具备(a)权利要求1～7中任意一项所述的信息终端装置；以及(b)登录用服务器，所述登录用服务器(b)具有：将通过通信网络从所述信息终端装置输入的所述人体信息登记到数据库，并且从所述人体信息与已经登录的数据库中的各人体信息中研究各人的识别函数的研究手段(b1)；管理所述人体信息、所述识别函数及ID的系统管理手段(b2)。 |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (一种认证) having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1369858A CLAIM 8 . 一种认证 (readable medium) 系统，其特征在于这，具备(a)权利要求1～7中任意一项所述的信息终端装置；以及(b)登录用服务器，所述登录用服务器(b)具有：将通过通信网络从所述信息终端装置输入的所述人体信息登记到数据库，并且从所述人体信息与已经登录的数据库中的各人体信息中研究各人的识别函数的研究手段(b1)；管理所述人体信息、所述识别函数及ID的系统管理手段(b2)。 |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (一种认证) having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
CN1369858A CLAIM 8 . 一种认证 (readable medium) 系统，其特征在于这，具备(a)权利要求1～7中任意一项所述的信息终端装置；以及(b)登录用服务器，所述登录用服务器(b)具有：将通过通信网络从所述信息终端装置输入的所述人体信息登记到数据库，并且从所述人体信息与已经登录的数据库中的各人体信息中研究各人的识别函数的研究手段(b1)；管理所述人体信息、所述识别函数及ID的系统管理手段(b2)。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP1229496A2 Filed: 2002-01-30 Issued: 2002-08-07 Information terminal apparatus and authenticating system (Original Assignee) Panasonic Corp; Matsushita Electric Industrial Co Ltd (Current Assignee) Panasonic Corp Hiroshi Furuyuma, Kenji Nagao, Shin Yamada, Toshiaki Akimoto |
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| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data (face image) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
EP1229496A2 CLAIM 2 An information terminal apparatus according to claim 1 , wherein the physical information is any one of a face image (card data) of the user or a face image and voice of the user . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station ; and outputting at least some of the information input (information input) from the keypad . |
EP1229496A2 CLAIM 8 An authenticating system comprising : (a) an information terminal apparatus according to any of claims 1 to 7 ; and (b) a registering server having (b1) a learning unit for registering the physical information input (information input) ted from the information terminal through a communication network to a database and learning a discriminating function on each person from the physical information and each piece of already registered physical information in a database , and (b2) a system managing unit for managing the physical information , the discriminating function and an ID . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20030132918A1 Filed: 2002-01-11 Issued: 2003-07-17 Ergonomically designed multifunctional transaction terminal (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc Timothy Fitch, Eric Coleman, Donna Fletcher, James Gresko, Garrison Gomez, Paul Higgins, Paul Klock, David Mangicaro, Melvin McCall, Russ Meseroll, James O'Donnell, James Rosetti, Joseph Sakal, Thomas Siegler, George Smith, David Sperduti |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (card reader, card unit) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card (memory location) reader , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method (fingerprint scanner) of claim 1 ; subsequently presenting card information (card reader, card unit) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card (memory location) reader , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 4 . The terminal of claim 1 , wherein said housing further comprises an integrated fingerprint scanner (enrolment method) unit . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (card reader, card unit) from a card device to a card reader (card reader, card unit) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card reader (card reader, card information, card data, providing card information) , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information (card reader, card unit) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (virtual keyboard) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard (key fob) for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card reader (card reader, card information, card data, providing card information) , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (card reader, card unit) provided in the step (a) comprises a header and card data (card reader, card unit) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card reader (card reader, card information, card data, providing card information) , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (card reader, card unit) from the verification station . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card reader (card reader, card information, card data, providing card information) , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (card reader, card unit) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card reader (card reader, card information, card data, providing card information) , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (card reader, card unit) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card (memory location) reader , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (card reader, card unit) to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card (memory location) reader , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (card reader, card unit) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card (memory location) reader , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information (card reader, card unit) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (virtual keyboard) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard (key fob) for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card reader (card reader, card information, card data, providing card information) , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (card reader, card unit) , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card (memory location) reader , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (card reader, card unit) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card (memory location) reader , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method (fingerprint scanner) of claim 19 ; code for subsequently presenting card information (card reader, card unit) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US20030132918A1 CLAIM 1 . A portable desk top transaction terminal for processing debit or credit card POS transactions , said terminal comprising : a housing having a base , a top , and an enlarged head portion extending forwardly from said base to define a lip ; a touch screen disposed in said head portion comprising display and a touch sensitive overly , wherein said touch screen partially defines said housing top , said terminal having a mode of operation in which said touch screen displays a virtual keyboard for accommodation of data entry into side keypad ; and an insert style reader unit comprising at least one of a mag stripe and smart card (memory location) reader , wherein said reader unit is disposed in said lip , said reader unit having a feed slot opening toward a front of said housing . US20030132918A1 CLAIM 4 . The terminal of claim 1 , wherein said housing further comprises an integrated fingerprint scanner (enrolment method) unit . US20030132918A1 CLAIM 5 . The transaction terminal of claim 1 , wherein said reader unit is a hybrid mag stripe and smart card unit (card reader, card information, card data, providing card information) . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20030135751A1 Filed: 2002-01-11 Issued: 2003-07-17 Transaction terminal encryption apparatus comprising encryption mode indicator (Original Assignee) Hand Held Products Inc (Current Assignee) Hand Held Products Inc James O'Donnell, Eric Coleman, Timothy Fitch, Donna Fletcher, James Gresko, Garrison Gomez, Paul Higgins, Paul Klock, David Mangicaro, Melvin McCall, Russ Meseroll, James Rosetti, Joseph Sakal, Thomas Siegler, George Smith, David Sperduti |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030135751A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing for reading at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method (fingerprint scanner) of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US20030135751A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing for reading at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . US20030135751A1 CLAIM 13 . The system claim 9 , wherein said interface is a fingerprint scanner (enrolment method) . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030135751A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing for reading at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (operating program) on the smart card ; and a key fob (virtual keyboard) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20030135751A1 CLAIM 12 . The system of claim 11 , wherein said keyboard is a virtual keyboard (key fob) displayed on a touch screen . US20030135751A1 CLAIM 19 . The system of claim 9 , wherein said system further comprises a program builder system in breakable communication with said secure information entry circuit for reconfiguring said operating program (solid state memory) , wherein said program includes an interpreter program and a script program , wherein said script program is reconfigurable using said program builder system and wherein said cryptophic firmware is included in stored instructions of said interpreter program . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data (base portion, card data) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20030135751A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing for reading at least one of mag stripe and smart card data (card data) ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . US20030135751A1 CLAIM 7 . The terminal of claim 1 , wherein said housing includes a base and a head portion , said head portion extending forwardly from said base portion (card data) to define a lip , wherein said reader is disposed in said lip . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station ; and outputting at least some of the information input (information input) from the keypad . |
US20030135751A1 CLAIM 22 . A method of assuring the secure entry of designated-secure information input (information input) by a user into a computer system , said method comprising the steps of : (a) configuring said computer system to include cryptographic firmware that changes the state of an encryption mode signal when an encryption routine is executed ; (b) connecting a user-observable indicator to said computer system in such manner that said indicator is responsive to said encryption mode signal to indicate a secure mode condition ; (c) informing said user that said user should enter said secure-designated information into said computer system only if said indicator indicates a secure mode condition ; (d) executing said encryption routine to change said state of said encryption mode signal so that said indicator is activated when said encryption routine is executed , whereby said user is informed that said encryption routine is active by observation of said indicator . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030135751A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing for reading at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US20030135751A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing for reading at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030135751A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen ; an integrated reader unit integrated in said housing for reading at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (operating program) on the smart card ; and a receiver for a key fob (virtual keyboard) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20030135751A1 CLAIM 12 . The system of claim 11 , wherein said keyboard is a virtual keyboard (key fob) displayed on a touch screen . US20030135751A1 CLAIM 19 . The system of claim 9 , wherein said system further comprises a program builder system in breakable communication with said secure information entry circuit for reconfiguring said operating program (solid state memory) , wherein said program includes an interpreter program and a script program , wherein said script program is reconfigurable using said program builder system and wherein said cryptophic firmware is included in stored instructions of said interpreter program . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030135751A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen (readable medium) ; an integrated reader unit integrated in said housing for reading at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030135751A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen (readable medium) ; an integrated reader unit integrated in said housing for reading at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method (fingerprint scanner) of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US20030135751A1 CLAIM 1 . A transaction terminal comprising : a housing ; a touch screen (readable medium) ; an integrated reader unit integrated in said housing for reading at least one of mag stripe and smart card (memory location) data ; a secure information entry circuit disposed in said housing , said circuit including a central processing unit operating under the control of a program including an encryption routine ; cryptographic firmware established in said circuit , said cryptographic firmware changing the state of an encryption mode signal when said central processing unit executes said encryption routine ; and an indicator responsive to said encryption mode signal , said circuit being configured so that a user of said terminal can perceive whether data input into said terminal is being encrypted by observation of said indicator . US20030135751A1 CLAIM 13 . The system claim 9 , wherein said interface is a fingerprint scanner (enrolment method) . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20030150907A1 Filed: 2001-10-19 Issued: 2003-08-14 System for vending products and services using an identification card and associated methods (Original Assignee) Chesterfield Holdings LLC (Current Assignee) CNT TECHNOLOGIES Inc Jonathan Metcalf, Robert O'Leary, Merlyn Barth, Jacob Gunther, Rabia Malik, Erik Peterson, Heath Rogers, Mikhail Sashnikov |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (card information) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (card information) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (card information) from a card device (following equations) to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20030150907A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 where |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (following equations) is one of : a card in which the card information (card information) is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code (bar code) ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20030150907A1 CLAIM 24 . The optical scanning unit of claim 15 , wherein the image includes a bar code (bar code, computer program) . US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20030150907A1 CLAIM 94 . A method for verifying the identity of a person using a terminal , comprising : (a) receiving optical image data from a first form at the terminal ; (b) analyzing the optical image data to determine first information about the person ; (c) receiving magnetic data from a magnetic strip (magnetic strip) on a second form at the terminal ; (d) analyzing the magnetic data to determine second information about the person ; and (e) comparing the first information and the second information to verify the identity of the person . US20030150907A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 where |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (card information) provided in the step (a) comprises a header and card data (card data) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20030150907A1 CLAIM 44 . The system of claim 43 , wherein the integrated system is selected from the group consisting of credit card data (card data) bases , governmental law enforcement databases , consumer reporting agency databases , and financial services system databases . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (card information) from the verification station . |
US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (following equations) is not authorised authorized . |
US20030150907A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 where |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (card information) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes (audit data) . |
US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20030150907A1 CLAIM 163 . The method of claim 158 , wherein the configuration data enables audit data (audit purposes) to be sent from the machine to the network . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (following equations) reader for receiving card information (card information) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20030150907A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 where |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (card information) to the card device (following equations) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20030150907A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 where |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (following equations) reader for receiving card information (card information) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20030150907A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 where |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (following equations) reader is one of : a reader for a card in which the card information (card information) is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code (bar code) ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20030150907A1 CLAIM 24 . The optical scanning unit of claim 15 , wherein the image includes a bar code (bar code, computer program) . US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20030150907A1 CLAIM 94 . A method for verifying the identity of a person using a terminal , comprising : (a) receiving optical image data from a first form at the terminal ; (b) analyzing the optical image data to determine first information about the person ; (c) receiving magnetic data from a magnetic strip (magnetic strip) on a second form at the terminal ; (d) analyzing the magnetic data to determine second information about the person ; and (e) comparing the first information and the second information to verify the identity of the person . US20030150907A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 where |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (card information) , provided to a card device (following equations) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20030150907A1 CLAIM 24 . The optical scanning unit of claim 15 , wherein the image includes a bar code (bar code, computer program) . US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . US20030150907A1 CLAIM 123 . The method of claim 122 , wherein α and β are calculated in accordance with the following equations (card device, card device reader) : α = m k n k A - BC Δ β = Ω C - AB Δ where A = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) T k (i , j) B = ∑ i = 1 m k ∑ j = 1 n k T k (i , j) C = ∑ i = 1 m k ∑ j = 1 n k D (r + i , s + j) Ω = ∑ i = 1 m k ∑ j = 1 n k T k 2 (i , j) Π = ∑ i = 1 m k ∑ j = 1 n k D 2 (r + i , s + j) Δ = m k n k Ω - B 2 where |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (card information) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20030150907A1 CLAIM 24 . The optical scanning unit of claim 15 , wherein the image includes a bar code (bar code, computer program) . US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (card information) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20030150907A1 CLAIM 24 . The optical scanning unit of claim 15 , wherein the image includes a bar code (bar code, computer program) . US20030150907A1 CLAIM 38 . The system of claim 37 , wherein the data is selected from the group consisting of DEX information , information concerning the contents of the terminal , consumer account information , and consumer credit card information (card information) . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP1207503A2 Filed: 2001-10-12 Issued: 2002-05-22 System and method of authenticating a credit card using a fingerprint (Original Assignee) Jinsam Kim Jinsam Kim |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (financial institution, card reader) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (financial institution, card reader) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (financial institution, card reader) from a card device (financial institution, card reader) to a card reader (financial institution, card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (financial institution, card reader) is one of : a card in which the card information (financial institution, card reader) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (financial institution, card reader) provided in the step (a) comprises a header and card data (financial institution, card reader) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (financial institution, card reader) from the verification station . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (network service) to a service dependent upon receipt of the outputted information . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service (providing access) for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (network service) to a service dependent upon receipt of the outputted information . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service (providing access) for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (financial institution, card reader) is not authorised authorized . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (network service) to a service dependent upon receipt of the outputted information . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service (providing access) for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (financial institution, card reader) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (financial institution, card reader) reader for receiving card information (financial institution, card reader) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (financial institution, card reader) to the card device (financial institution, card reader) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (financial institution, card reader) reader for receiving card information (financial institution, card reader) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (financial institution, card reader) reader is one of : a reader for a card in which the card information (financial institution, card reader) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (financial institution, card reader) , provided to a card device (financial institution, card reader) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (financial institution, card reader) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (financial institution, card reader) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP1207503A2 CLAIM 4 A system of authenticating the transaction via financing card , comprising : A fingerprint-registered financing card ; a server of a card company performing the procedures for the issuance of said fingerprint-registered financing card ; a card reader (card information, card device, card reader, card data, card device reader, providing card information) requesting a user to input the user' ; s fingerprint and checking the authenticity by referring the reference fingerprint and B/L database ; an ATM processing said requested transaction and taking the fingerprint image of the user ; a server of a financial institution (card information, card device, card reader, card data, card device reader, providing card information) , connected to said server of a card company , communicating data including the fingerprint information with said ATM ; and a VAN performing network service for referring the B/L database or the fingerprint data . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP1199684A2 Filed: 2001-10-10 Issued: 2002-04-24 A method of, and retail transaction station for, associating a customer transaction account with a customer identifier (Original Assignee) Marconi Commerce Systems Inc (Current Assignee) Gilbarco Inc Steven N. Terranova |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (recognition system) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1199684A2 CLAIM 3 The method of claim 1 or 2 wherein said step of identifying the customer comprises reading a customer identifier at said retail transaction station by means of an RFID reader , optical reader , card reader , biometric reader or camera with an associated image recognition system (memory location) . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (recognition system) , in said local memory , defined by the subsequently presented card information . |
EP1199684A2 CLAIM 3 The method of claim 1 or 2 wherein said step of identifying the customer comprises reading a customer identifier at said retail transaction station by means of an RFID reader , optical reader , card reader , biometric reader or camera with an associated image recognition system (memory location) . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (recognition system) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1199684A2 CLAIM 3 The method of claim 1 or 2 wherein said step of identifying the customer comprises reading a customer identifier at said retail transaction station by means of an RFID reader , optical reader , card reader (card reader) , biometric reader or camera with an associated image recognition system (memory location) . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP1199684A2 CLAIM 6 The method of any preceding claim wherein said step of obtaining transaction account information comprises reading transaction account information using a magnetic strip (magnetic strip) e card reader at said retail transaction station . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (recognition system) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1199684A2 CLAIM 3 The method of claim 1 or 2 wherein said step of identifying the customer comprises reading a customer identifier at said retail transaction station by means of an RFID reader , optical reader , card reader , biometric reader or camera with an associated image recognition system (memory location) . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation (comprises d) of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (recognition system) , in said local memory , defined by the subsequently presented card information . |
EP1199684A2 CLAIM 2 The method of claim 1 wherein step a) comprises d (subsequent presentation) etecting an identifier associated with the customer and step b) comprises obtaining transaction account information from a customer input characterised in that the customer identifier need not be exclusively associated with the transaction account input by the customer . EP1199684A2 CLAIM 3 The method of claim 1 or 2 wherein said step of identifying the customer comprises reading a customer identifier at said retail transaction station by means of an RFID reader , optical reader , card reader , biometric reader or camera with an associated image recognition system (memory location) . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (recognition system) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1199684A2 CLAIM 3 The method of claim 1 or 2 wherein said step of identifying the customer comprises reading a customer identifier at said retail transaction station by means of an RFID reader , optical reader , card reader , biometric reader or camera with an associated image recognition system (memory location) . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP1199684A2 CLAIM 6 The method of any preceding claim wherein said step of obtaining transaction account information comprises reading transaction account information using a magnetic strip (magnetic strip) e card reader at said retail transaction station . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (recognition system) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1199684A2 CLAIM 3 The method of claim 1 or 2 wherein said step of identifying the customer comprises reading a customer identifier at said retail transaction station by means of an RFID reader , optical reader , card reader , biometric reader or camera with an associated image recognition system (memory location) . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (recognition system) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1199684A2 CLAIM 3 The method of claim 1 or 2 wherein said step of identifying the customer comprises reading a customer identifier at said retail transaction station by means of an RFID reader , optical reader , card reader , biometric reader or camera with an associated image recognition system (memory location) . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (recognition system) , in said local memory , defined by the subsequently presented card information . |
EP1199684A2 CLAIM 3 The method of claim 1 or 2 wherein said step of identifying the customer comprises reading a customer identifier at said retail transaction station by means of an RFID reader , optical reader , card reader , biometric reader or camera with an associated image recognition system (memory location) . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20020035542A1 Filed: 2001-09-12 Issued: 2002-03-21 Transaction authentication system utilizing a key with integrated biometric sensor (Original Assignee) Tumey David M.; Tianning Xu (Current Assignee) FaceKey Corp David Tumey, Tianning Xu |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (debit card) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (debit card) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (debit card) from a card device (debit card) to a card reader (debit card) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (debit card) is one of : a card in which the card information (debit card) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (authentication system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . US20020035542A1 CLAIM 10 . A financial authentication system (key fob) comprising : a receiver for receiving a key-like device with an integral fingerprint sensor ; a processor associated with the fingerprint sensor and capable of manipulating signals therefrom ; mating electrical contacts for connecting said fingerprint sensor to said processor ; software resident on said processor for identifying a human user and providing an output signal indicative of recognition for use in authenticating financial transactions . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (debit card) provided in the step (a) comprises a header and card data (debit card) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (debit card) from the verification station . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (debit card) is not authorised authorized . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (debit card) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (debit card) reader for receiving card information (debit card) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (debit card) to the card device (debit card) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (debit card) reader for receiving card information (debit card) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (debit card) reader is one of : a reader for a card in which the card information (debit card) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (authentication system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . US20020035542A1 CLAIM 10 . A financial authentication system (key fob) comprising : a receiver for receiving a key-like device with an integral fingerprint sensor ; a processor associated with the fingerprint sensor and capable of manipulating signals therefrom ; mating electrical contacts for connecting said fingerprint sensor to said processor ; software resident on said processor for identifying a human user and providing an output signal indicative of recognition for use in authenticating financial transactions . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (debit card) , provided to a card device (debit card) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (debit card) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (debit card) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20020035542A1 CLAIM 7 . The key system of claim 4 , wherein said financial transactions are further characterized to include credit and debit card (card information, card device, card reader, card data, card device reader) transactions . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CN1537301A Filed: 2001-05-28 Issued: 2004-10-13 在便携式事务处理装置上替换标识数据的系统和方法 (Original Assignee) G Holdings Ltd (Current Assignee) G Holdings Ltd J, J·加亚尔 |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (方法的特征在于) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1537301A CLAIM 8 . 根据权利要求2所述的方法，在步骤(h)之后进一步包括如下的步骤：i)所说的PTD产生所说的第二标识数据的收到的确认消息；j)所说的PTD将所说的第二标识数据的收到的确认的所说的消息传送给所说的产品或服务提供商的所说的接口终端；和k)所说的产品或服务提供商的所说的终端将所说的第二标识数据的收到的确认的所说的消息传送给所说的金融机构；所说的方法的特征在于 (card reader) 一旦所说的金融机构接收到所说的第二标识数据的收到的确认的所说的消息仅在步骤(k)之后完成步骤(e)。 |
| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider (通信装) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
CN1537301A CLAIM 21 . 允许完成事务处理的系统，包括：-掌管账户的金融机构；-PTD，包括：-具有在其上能够读和写的存储部件的电子芯片；-与所说的金融机构能够建立临时通信的通信装 (service provider) 置；和-允许访问存储在所说的电子芯片中的数据的接口装置；和-标识所说的账户并与所说的账户关联的动态标识数据，所说的动态标识数据存储在所说的PTD的所说的电子芯片上和在所说的金融机构中，并且在所说的PTD的所说的电子芯片中和在所说的金融机构中都能够更新它。 |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider (通信装) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
CN1537301A CLAIM 21 . 允许完成事务处理的系统，包括：-掌管账户的金融机构；-PTD，包括：-具有在其上能够读和写的存储部件的电子芯片；-与所说的金融机构能够建立临时通信的通信装 (service provider) 置；和-允许访问存储在所说的电子芯片中的数据的接口装置；和-标识所说的账户并与所说的账户关联的动态标识数据，所说的动态标识数据存储在所说的PTD的所说的电子芯片上和在所说的金融机构中，并且在所说的PTD的所说的电子芯片中和在所说的金融机构中都能够更新它。 |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider (通信装) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
CN1537301A CLAIM 21 . 允许完成事务处理的系统，包括：-掌管账户的金融机构；-PTD，包括：-具有在其上能够读和写的存储部件的电子芯片；-与所说的金融机构能够建立临时通信的通信装 (service provider) 置；和-允许访问存储在所说的电子芯片中的数据的接口装置；和-标识所说的账户并与所说的账户关联的动态标识数据，所说的动态标识数据存储在所说的PTD的所说的电子芯片上和在所说的金融机构中，并且在所说的PTD的所说的电子芯片中和在所说的金融机构中都能够更新它。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP1237327A2 Filed: 2001-05-17 Issued: 2002-09-04 Method and system for individual authentication and digital signature utilizing article having DNA based ID information mark (Original Assignee) ID Technica Co Ltd; NTT Data Technology Corp (Current Assignee) ID Technica Co Ltd ; NTT Data Technology Corp Yukio Itakura, Toshio Nagashima, Hisao Itoh |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station (authentication method) , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1237327A2 CLAIM 21 An authentication method (verification station) utilizing an article having an identification mark that encodes genome related information capable of identifying an individual to be identified , the method comprising : extracting a first genome related information indicated by the identification mark of the article ; and judging authenticity by matching the first genome related information with a second genome related information which is registered in advance or obtained from DNA directly acquired from the individual . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code (bar code) ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (authentication system, random number) adapted to provide the card information by transmitting a wireless signal to the verification station (authentication method) . |
EP1237327A2 CLAIM 2 The article of claim 1 , wherein the identification mark is provided in a form of a two dimensional bar code (bar code, computer program) . EP1237327A2 CLAIM 19 The article of claim 17 , wherein the secret key is given by a combination of the genome related information and a secret random number (key fob) . EP1237327A2 CLAIM 21 An authentication method (verification station) utilizing an article having an identification mark that encodes genome related information capable of identifying an individual to be identified , the method comprising : extracting a first genome related information indicated by the identification mark of the article ; and judging authenticity by matching the first genome related information with a second genome related information which is registered in advance or obtained from DNA directly acquired from the individual . EP1237327A2 CLAIM 36 An authentication system (key fob) utilizing an article having an identification mark that encodes genome related information capable of identifying an individual to be identified , the system comprising : a identification mark reader device configured to extract a first genome related information indicated by the identification mark of the article ; and an authentication device configured to Judge authenticity by matching the first genome related information with a second genome related information that is registered in advance or obtained from DNA directly acquired from the individual . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station (authentication method) . |
EP1237327A2 CLAIM 21 An authentication method (verification station) utilizing an article having an identification mark that encodes genome related information capable of identifying an individual to be identified , the method comprising : extracting a first genome related information indicated by the identification mark of the article ; and judging authenticity by matching the first genome related information with a second genome related information which is registered in advance or obtained from DNA directly acquired from the individual . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information from the verification station (authentication method) . |
EP1237327A2 CLAIM 21 An authentication method (verification station) utilizing an article having an identification mark that encodes genome related information capable of identifying an individual to be identified , the method comprising : extracting a first genome related information indicated by the identification mark of the article ; and judging authenticity by matching the first genome related information with a second genome related information which is registered in advance or obtained from DNA directly acquired from the individual . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station (authentication method) ; and outputting at least some of the information input from the keypad . |
EP1237327A2 CLAIM 21 An authentication method (verification station) utilizing an article having an identification mark that encodes genome related information capable of identifying an individual to be identified , the method comprising : extracting a first genome related information indicated by the identification mark of the article ; and judging authenticity by matching the first genome related information with a second genome related information which is registered in advance or obtained from DNA directly acquired from the individual . |
| US8620039B2 CLAIM 15 . A verification station (authentication method) for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1237327A2 CLAIM 21 An authentication method (verification station) utilizing an article having an identification mark that encodes genome related information capable of identifying an individual to be identified , the method comprising : extracting a first genome related information indicated by the identification mark of the article ; and judging authenticity by matching the first genome related information with a second genome related information which is registered in advance or obtained from DNA directly acquired from the individual . |
| US8620039B2 CLAIM 16 . A verification station (authentication method) according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code (bar code) ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (authentication system, random number) adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP1237327A2 CLAIM 2 The article of claim 1 , wherein the identification mark is provided in a form of a two dimensional bar code (bar code, computer program) . EP1237327A2 CLAIM 19 The article of claim 17 , wherein the secret key is given by a combination of the genome related information and a secret random number (key fob) . EP1237327A2 CLAIM 21 An authentication method (verification station) utilizing an article having an identification mark that encodes genome related information capable of identifying an individual to be identified , the method comprising : extracting a first genome related information indicated by the identification mark of the article ; and judging authenticity by matching the first genome related information with a second genome related information which is registered in advance or obtained from DNA directly acquired from the individual . EP1237327A2 CLAIM 36 An authentication system (key fob) utilizing an article having an identification mark that encodes genome related information capable of identifying an individual to be identified , the system comprising : a identification mark reader device configured to extract a first genome related information indicated by the identification mark of the article ; and an authentication device configured to Judge authenticity by matching the first genome related information with a second genome related information that is registered in advance or obtained from DNA directly acquired from the individual . |
| US8620039B2 CLAIM 17 . A verification station (authentication method) according to claim 15 , wherein the memory is incorporated in a tamper-proof manner in the verification station . |
EP1237327A2 CLAIM 21 An authentication method (verification station) utilizing an article having an identification mark that encodes genome related information capable of identifying an individual to be identified , the method comprising : extracting a first genome related information indicated by the identification mark of the article ; and judging authenticity by matching the first genome related information with a second genome related information which is registered in advance or obtained from DNA directly acquired from the individual . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method for securing a process at a verification station (authentication method) , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1237327A2 CLAIM 2 The article of claim 1 , wherein the identification mark is provided in a form of a two dimensional bar code (bar code, computer program) . EP1237327A2 CLAIM 21 An authentication method (verification station) utilizing an article having an identification mark that encodes genome related information capable of identifying an individual to be identified , the method comprising : extracting a first genome related information indicated by the identification mark of the article ; and judging authenticity by matching the first genome related information with a second genome related information which is registered in advance or obtained from DNA directly acquired from the individual . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1237327A2 CLAIM 2 The article of claim 1 , wherein the identification mark is provided in a form of a two dimensional bar code (bar code, computer program) . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP1237327A2 CLAIM 2 The article of claim 1 , wherein the identification mark is provided in a form of a two dimensional bar code (bar code, computer program) . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CN1328309A Filed: 2001-03-24 Issued: 2001-12-26 基于生物测量的身份鉴定装置、身份鉴定系统、身份鉴定卡及身份鉴定方法 (Original Assignee) Panasonic Corp (Current Assignee) Panasonic Corp 玉井诚一郎 |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (的接收) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1328309A CLAIM 26 . 一种由通过通信网络相连的鉴定终端和鉴定服务器构成的并利用基于生物测量的身份确认而进行电子结算的电子结算系统，所述鉴定终端包括操作者接收进行电子结算的要求的接收 (receiving card information) 机构、通过不接触地拍摄操作者的身体部位而获取生物测量图象的摄影器械、显示出所获的生物测量图象的生物测量图象显示器；在所述生物测量图象上重叠地显示出表示当在适当拍摄位置拍摄所述部位时的部位轮廓的导向画面的导向显示器、根据所述生物测量图象来判断是否在适当拍摄位置拍摄下所述部位的判断机构、在判断出是在适当拍摄位置进行拍摄时从所述生物测量图象中抽出表示所述部位的形态特征的生物测量信息并和指定所述电子结算的信息一起送往所述鉴定服务器的生物测量信息抽出机构，所述鉴定服务器包括存储预记录的多个生物测量信息的生物测量信息存储器、通过对照已从所述鉴定终端发送来的生物测量信息和存储在所述生物测量存储器中的生物测量信息来进行身份确认的鉴定机构、当成功地确认了身份时进行根据已由所述鉴定终端送来的信息而定的电子结算的结算机构。 |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip (信息对) ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state (信号进行) memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CN1328309A CLAIM 1 . 一种基于生物测量进行身份确认的身份鉴定装置，它包括：通过不接触地拍摄身体部位而获得生物测量图象的摄影器械；显示出所获得的生物测量图象的生物测量图象显示器；接收开始鉴定的指示的鉴定开始指示接收器；在接收到鉴定开始指示时，从所述生物材料图象中抽出表示所述部位形态特征的生物测量信息并且与预记录的生物测量信号进行 (solid state) 对照而由此进行身份确认的鉴定机构。 CN1328309A CLAIM 2 . 一种基于生物测量进行身份确认的身份鉴定装置，它包括：通过不接触地拍摄身体部位而获得生物测量图象的摄影器械；显示出所获得的生物测量图象的生物测量图象显示器；在所述生物测量图象上重叠地显示出表示在适当拍摄位置拍摄所述部位时的部位外形的指导图象的导向显示器；根据所述生物测量图象判断是否在适当拍摄位置拍摄了所述部位的判断机构；在判断出在适当拍摄位置进行摄影的场合下，从所述生物测量图象中抽出表示所述部位形态特征的生物测量信息并且与预记录的生物测量信息对 (magnetic strip) 照而进行身份确认的鉴定机构。 |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (的接收) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1328309A CLAIM 26 . 一种由通过通信网络相连的鉴定终端和鉴定服务器构成的并利用基于生物测量的身份确认而进行电子结算的电子结算系统，所述鉴定终端包括操作者接收进行电子结算的要求的接收 (receiving card information) 机构、通过不接触地拍摄操作者的身体部位而获取生物测量图象的摄影器械、显示出所获的生物测量图象的生物测量图象显示器；在所述生物测量图象上重叠地显示出表示当在适当拍摄位置拍摄所述部位时的部位轮廓的导向画面的导向显示器、根据所述生物测量图象来判断是否在适当拍摄位置拍摄下所述部位的判断机构、在判断出是在适当拍摄位置进行拍摄时从所述生物测量图象中抽出表示所述部位的形态特征的生物测量信息并和指定所述电子结算的信息一起送往所述鉴定服务器的生物测量信息抽出机构，所述鉴定服务器包括存储预记录的多个生物测量信息的生物测量信息存储器、通过对照已从所述鉴定终端发送来的生物测量信息和存储在所述生物测量存储器中的生物测量信息来进行身份确认的鉴定机构、当成功地确认了身份时进行根据已由所述鉴定终端送来的信息而定的电子结算的结算机构。 |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system (的形态) comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
CN1328309A CLAIM 16 . 一种基于由通过通信网络相连的鉴定终端和鉴定服务器构成的生物测量的身份确认系统，它包括：通过不接触地拍摄身体部位而获得生物测量图象的摄影器械；显示出所获得的生物测量图象的生物测量图象显示器；在所述生物测量图象上重叠地显示出表示在适当拍摄位置拍摄所述部位时的部位外形的指导图象的导向显示器；根据所述生物测量图象判断是否在适当拍摄位置拍摄了所述部位的判断机构；在判断出在适当位置进行拍摄的场合下从所述生物测量图象中抽出表示所述部位的形态 (access system) 特征的生物测量信息并将其送往所述鉴定服务器的生物测量信息抽出机构，所述鉴定服务器包括：存储多个生物测量信息的生物测量信息存储器；通过对照已从所述鉴定终端发送来的生物测量信息和存储在所述生物测量信息存储器中的生物测量信息地进行身份确认的鉴定机构。 |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (的接收) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1328309A CLAIM 26 . 一种由通过通信网络相连的鉴定终端和鉴定服务器构成的并利用基于生物测量的身份确认而进行电子结算的电子结算系统，所述鉴定终端包括操作者接收进行电子结算的要求的接收 (receiving card information) 机构、通过不接触地拍摄操作者的身体部位而获取生物测量图象的摄影器械、显示出所获的生物测量图象的生物测量图象显示器；在所述生物测量图象上重叠地显示出表示当在适当拍摄位置拍摄所述部位时的部位轮廓的导向画面的导向显示器、根据所述生物测量图象来判断是否在适当拍摄位置拍摄下所述部位的判断机构、在判断出是在适当拍摄位置进行拍摄时从所述生物测量图象中抽出表示所述部位的形态特征的生物测量信息并和指定所述电子结算的信息一起送往所述鉴定服务器的生物测量信息抽出机构，所述鉴定服务器包括存储预记录的多个生物测量信息的生物测量信息存储器、通过对照已从所述鉴定终端发送来的生物测量信息和存储在所述生物测量存储器中的生物测量信息来进行身份确认的鉴定机构、当成功地确认了身份时进行根据已由所述鉴定终端送来的信息而定的电子结算的结算机构。 |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip (信息对) ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state (信号进行) memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CN1328309A CLAIM 1 . 一种基于生物测量进行身份确认的身份鉴定装置，它包括：通过不接触地拍摄身体部位而获得生物测量图象的摄影器械；显示出所获得的生物测量图象的生物测量图象显示器；接收开始鉴定的指示的鉴定开始指示接收器；在接收到鉴定开始指示时，从所述生物材料图象中抽出表示所述部位形态特征的生物测量信息并且与预记录的生物测量信号进行 (solid state) 对照而由此进行身份确认的鉴定机构。 CN1328309A CLAIM 2 . 一种基于生物测量进行身份确认的身份鉴定装置，它包括：通过不接触地拍摄身体部位而获得生物测量图象的摄影器械；显示出所获得的生物测量图象的生物测量图象显示器；在所述生物测量图象上重叠地显示出表示在适当拍摄位置拍摄所述部位时的部位外形的指导图象的导向显示器；根据所述生物测量图象判断是否在适当拍摄位置拍摄了所述部位的判断机构；在判断出在适当拍摄位置进行摄影的场合下，从所述生物测量图象中抽出表示所述部位形态特征的生物测量信息并且与预记录的生物测量信息对 (magnetic strip) 照而进行身份确认的鉴定机构。 |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (将存储) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1328309A CLAIM 14 . 如权利要求2所述的身份鉴定装置，其特征在于，它还包括在记录生物测量信息时存储所记录的生物测量图象的存储器、将存储 (computer program) 在所述存储器中的生物测量信息更换成通过所述鉴定机构抽出的生物测量信息的记录信息更新机构。 |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (将存储) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (的接收) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1328309A CLAIM 14 . 如权利要求2所述的身份鉴定装置，其特征在于，它还包括在记录生物测量信息时存储所记录的生物测量图象的存储器、将存储 (computer program) 在所述存储器中的生物测量信息更换成通过所述鉴定机构抽出的生物测量信息的记录信息更新机构。 CN1328309A CLAIM 26 . 一种由通过通信网络相连的鉴定终端和鉴定服务器构成的并利用基于生物测量的身份确认而进行电子结算的电子结算系统，所述鉴定终端包括操作者接收进行电子结算的要求的接收 (receiving card information) 机构、通过不接触地拍摄操作者的身体部位而获取生物测量图象的摄影器械、显示出所获的生物测量图象的生物测量图象显示器；在所述生物测量图象上重叠地显示出表示当在适当拍摄位置拍摄所述部位时的部位轮廓的导向画面的导向显示器、根据所述生物测量图象来判断是否在适当拍摄位置拍摄下所述部位的判断机构、在判断出是在适当拍摄位置进行拍摄时从所述生物测量图象中抽出表示所述部位的形态特征的生物测量信息并和指定所述电子结算的信息一起送往所述鉴定服务器的生物测量信息抽出机构，所述鉴定服务器包括存储预记录的多个生物测量信息的生物测量信息存储器、通过对照已从所述鉴定终端发送来的生物测量信息和存储在所述生物测量存储器中的生物测量信息来进行身份确认的鉴定机构、当成功地确认了身份时进行根据已由所述鉴定终端送来的信息而定的电子结算的结算机构。 |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (将存储) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
CN1328309A CLAIM 14 . 如权利要求2所述的身份鉴定装置，其特征在于，它还包括在记录生物测量信息时存储所记录的生物测量图象的存储器、将存储 (computer program) 在所述存储器中的生物测量信息更换成通过所述鉴定机构抽出的生物测量信息的记录信息更新机构。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP1139301A2 Filed: 2001-03-23 Issued: 2001-10-04 An apparatus for identity verification, a system for identity verification, a card for identity verification and a method for identity verification based on identification by biometrics (Original Assignee) Panasonic Corp; Matsushita Electric Industrial Co Ltd (Current Assignee) Panasonic Corp Seiichiro Tamai |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (transmitting means) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1139301A2 CLAIM 17 The identity verification system in Claim 16 , wherein the verification terminal further comprises : an ID data obtaining means for obtaining object ID data to verify the person' ; s identity incident to scanning , a downloading means for downloading from the verification server the reference biometric information which corresponds to the object ID data ; and a verification means for verifying identity by comparing the extracted biometric information with the downloaded reference biometric information ; and the verification server further comprises : an ID data storage means for storing reference ID data corresponding to each of the plurality of sets of reference biometric information stored in the biometric information storage means ; a biometric information transmitting means (receiving card information) for receiving object ID data from the verification terminal , referring to the ID data storage means for the corresponding reference ID data , referring to the biometric information storage means to obtain a corresponding set of reference biometric information , and transmitting the corresponding set of reference biometric information to the verification terminal . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (vending machine) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1139301A2 CLAIM 23 An automatic vending machine (card reader, card device reader) , comprising : the identity verification apparatus in Claim 2 ; and a control means for dispensing a specified product when identity is verified by the identity verification apparatus . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader (vending machine) for receiving card information (transmitting means) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1139301A2 CLAIM 17 The identity verification system in Claim 16 , wherein the verification terminal further comprises : an ID data obtaining means for obtaining object ID data to verify the person' ; s identity incident to scanning , a downloading means for downloading from the verification server the reference biometric information which corresponds to the object ID data ; and a verification means for verifying identity by comparing the extracted biometric information with the downloaded reference biometric information ; and the verification server further comprises : an ID data storage means for storing reference ID data corresponding to each of the plurality of sets of reference biometric information stored in the biometric information storage means ; a biometric information transmitting means (receiving card information) for receiving object ID data from the verification terminal , referring to the ID data storage means for the corresponding reference ID data , referring to the biometric information storage means to obtain a corresponding set of reference biometric information , and transmitting the corresponding set of reference biometric information to the verification terminal . EP1139301A2 CLAIM 23 An automatic vending machine (card reader, card device reader) , comprising : the identity verification apparatus in Claim 2 ; and a control means for dispensing a specified product when identity is verified by the identity verification apparatus . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader (vending machine) and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP1139301A2 CLAIM 23 An automatic vending machine (card reader, card device reader) , comprising : the identity verification apparatus in Claim 2 ; and a control means for dispensing a specified product when identity is verified by the identity verification apparatus . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader (vending machine) for receiving card information (transmitting means) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1139301A2 CLAIM 17 The identity verification system in Claim 16 , wherein the verification terminal further comprises : an ID data obtaining means for obtaining object ID data to verify the person' ; s identity incident to scanning , a downloading means for downloading from the verification server the reference biometric information which corresponds to the object ID data ; and a verification means for verifying identity by comparing the extracted biometric information with the downloaded reference biometric information ; and the verification server further comprises : an ID data storage means for storing reference ID data corresponding to each of the plurality of sets of reference biometric information stored in the biometric information storage means ; a biometric information transmitting means (receiving card information) for receiving object ID data from the verification terminal , referring to the ID data storage means for the corresponding reference ID data , referring to the biometric information storage means to obtain a corresponding set of reference biometric information , and transmitting the corresponding set of reference biometric information to the verification terminal . EP1139301A2 CLAIM 23 An automatic vending machine (card reader, card device reader) , comprising : the identity verification apparatus in Claim 2 ; and a control means for dispensing a specified product when identity is verified by the identity verification apparatus . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader (vending machine) is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP1139301A2 CLAIM 23 An automatic vending machine (card reader, card device reader) , comprising : the identity verification apparatus in Claim 2 ; and a control means for dispensing a specified product when identity is verified by the identity verification apparatus . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (readable recording medium) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader (vending machine) incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1139301A2 CLAIM 23 An automatic vending machine (card reader, card device reader) , comprising : the identity verification apparatus in Claim 2 ; and a control means for dispensing a specified product when identity is verified by the identity verification apparatus . EP1139301A2 CLAIM 28 A computer-readable recording medium (computer program) , which stores a program for verifying identity based on biometrics , the program comprising instructions for a computer to execute the identity verification method in Claim 27 . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (readable recording medium) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (transmitting means) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1139301A2 CLAIM 17 The identity verification system in Claim 16 , wherein the verification terminal further comprises : an ID data obtaining means for obtaining object ID data to verify the person' ; s identity incident to scanning , a downloading means for downloading from the verification server the reference biometric information which corresponds to the object ID data ; and a verification means for verifying identity by comparing the extracted biometric information with the downloaded reference biometric information ; and the verification server further comprises : an ID data storage means for storing reference ID data corresponding to each of the plurality of sets of reference biometric information stored in the biometric information storage means ; a biometric information transmitting means (receiving card information) for receiving object ID data from the verification terminal , referring to the ID data storage means for the corresponding reference ID data , referring to the biometric information storage means to obtain a corresponding set of reference biometric information , and transmitting the corresponding set of reference biometric information to the verification terminal . EP1139301A2 CLAIM 28 A computer-readable recording medium (computer program) , which stores a program for verifying identity based on biometrics , the program comprising instructions for a computer to execute the identity verification method in Claim 27 . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (readable recording medium) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP1139301A2 CLAIM 28 A computer-readable recording medium (computer program) , which stores a program for verifying identity based on biometrics , the program comprising instructions for a computer to execute the identity verification method in Claim 27 . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP1152378A2 Filed: 2001-03-12 Issued: 2001-11-07 Encrypting keypad module (Original Assignee) NCR International Inc (Current Assignee) NCR International Inc Alexander William Whytock |
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| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (secure location) adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP1152378A2 CLAIM 8 A method of changing secure information stored in an encrypting keypad module (10) , the method comprising the steps of : storing secure information on a secure device in a secure location (key fob) ; transporting the secure device to an encrypting keypad module ; coupling the secure device to the encrypting keypad module to allow the secure device to transmit secure information to the keypad ; and removing the secure device from the module . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station ; and outputting at least some of the information input (keypad system) from the keypad . |
EP1152378A2 CLAIM 6 An encrypting keypad system (information input) (80) comprising an encrypting keypad module (10) , characterised in that the encrypting keypad module (10) includes a reader (16) , and the system (80) further comprises a removable secure device (50) coupled to the reader (16) , where the keypad module (10) is operable to communicate with the device (50) and to receive secure data therefrom . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (secure location) adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP1152378A2 CLAIM 8 A method of changing secure information stored in an encrypting keypad module (10) , the method comprising the steps of : storing secure information on a secure device in a secure location (key fob) ; transporting the secure device to an encrypting keypad module ; coupling the secure device to the encrypting keypad module to allow the secure device to transmit secure information to the keypad ; and removing the secure device from the module . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CN1418351A Filed: 2001-02-16 Issued: 2003-05-14 电子信用卡 (Original Assignee) 王永坚（迈克尔） 王永坚（迈克尔） |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (接收信息) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory (是为了) external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1418351A CLAIM 1 . 电子信用卡-ECC是一种智能卡。它是一种能够以电子方式发送并接收信息 (receiving card information) 的电子设备。该设备用它的内部设备能够与主机通信，该主机是大型机或个人计算机(PC)。 CN1418351A CLAIM 4 . 如果进行了预定次数的尝试发送SAC以获得对它的操作的访问，则ECC被自毁。这是为了 (local memory) 在ECC被盗时防止欺诈行为。特许的批发商能够通过用于发行ECC的控制管理系统重新初始化ECC。 |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory (是为了) , defined by the subsequently presented card information . |
CN1418351A CLAIM 4 . 如果进行了预定次数的尝试发送SAC以获得对它的操作的访问，则ECC被自毁。这是为了 (local memory) 在ECC被盗时防止欺诈行为。特许的批发商能够通过用于发行ECC的控制管理系统重新初始化ECC。 |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (接收信息) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory (是为了) external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1418351A CLAIM 1 . 电子信用卡-ECC是一种智能卡。它是一种能够以电子方式发送并接收信息 (receiving card information) 的电子设备。该设备用它的内部设备能够与主机通信，该主机是大型机或个人计算机(PC)。 CN1418351A CLAIM 4 . 如果进行了预定次数的尝试发送SAC以获得对它的操作的访问，则ECC被自毁。这是为了 (local memory) 在ECC被盗时防止欺诈行为。特许的批发商能够通过用于发行ECC的控制管理系统重新初始化ECC。 |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory (是为了) , defined by the subsequently presented card information . |
CN1418351A CLAIM 4 . 如果进行了预定次数的尝试发送SAC以获得对它的操作的访问，则ECC被自毁。这是为了 (local memory) 在ECC被盗时防止欺诈行为。特许的批发商能够通过用于发行ECC的控制管理系统重新初始化ECC。 |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (接收信息) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1418351A CLAIM 1 . 电子信用卡-ECC是一种智能卡。它是一种能够以电子方式发送并接收信息 (receiving card information) 的电子设备。该设备用它的内部设备能够与主机通信，该主机是大型机或个人计算机(PC)。 |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (接收信息) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory (是为了) external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1418351A CLAIM 1 . 电子信用卡-ECC是一种智能卡。它是一种能够以电子方式发送并接收信息 (receiving card information) 的电子设备。该设备用它的内部设备能够与主机通信，该主机是大型机或个人计算机(PC)。 CN1418351A CLAIM 4 . 如果进行了预定次数的尝试发送SAC以获得对它的操作的访问，则ECC被自毁。这是为了 (local memory) 在ECC被盗时防止欺诈行为。特许的批发商能够通过用于发行ECC的控制管理系统重新初始化ECC。 |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory (是为了) , defined by the subsequently presented card information . |
CN1418351A CLAIM 4 . 如果进行了预定次数的尝试发送SAC以获得对它的操作的访问，则ECC被自毁。这是为了 (local memory) 在ECC被盗时防止欺诈行为。特许的批发商能够通过用于发行ECC的控制管理系统重新初始化ECC。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CN1406365A Filed: 2001-02-15 Issued: 2003-03-26 用于识别和验证的方法和装置 (Original Assignee) Cypak AB (Current Assignee) Cypak AB 雅各布·埃伦斯瓦德, 斯蒂纳·格里普 |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (接收信息) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1406365A CLAIM 1 . 一种在通过一计算机网络通信的事务处理服务提供者和事务处理终端之间的电子事务处理过程中识别和验证移动电子事务处理装置的持有者的方法，所述移动事务处理装置包括：收发装置，用于向所述事务处理终端发送信息和从所述事务处理终端接收信息 (receiving card information) ；数据输入装置；数据处理装置；数据存储装置，存储了要由所述处理装置处理的秘密信息，这个秘密信息被用于通过所述收发装置在所述网络上经由事务处理终端与服务提供者通信以便确认事务处理；用于向所述移动电子事务处理装置提供电能的装置，所述方法包括：所述持有者利用所述输入装置输入一个标识输入；所述处理装置通过与存储在所述数据存储装置的基准标识比较来确定所述标识输入的可靠性；以及所述收发装置适用于仅仅在所述标识输入被确定为可靠时向所述事务处理终端发送除了所述基准标识和所述标识输入之外的所述被处理的秘密信息，以便确认所述事务处理。 |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (移动电子) from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1406365A CLAIM 1 . 一种在通过一计算机网络通信的事务处理服务提供者和事务处理终端之间的电子事务处理过程中识别和验证移动电子 (providing card information) 事务处理装置的持有者的方法，所述移动事务处理装置包括：收发装置，用于向所述事务处理终端发送信息和从所述事务处理终端接收信息；数据输入装置；数据处理装置；数据存储装置，存储了要由所述处理装置处理的秘密信息，这个秘密信息被用于通过所述收发装置在所述网络上经由事务处理终端与服务提供者通信以便确认事务处理；用于向所述移动电子事务处理装置提供电能的装置，所述方法包括：所述持有者利用所述输入装置输入一个标识输入；所述处理装置通过与存储在所述数据存储装置的基准标识比较来确定所述标识输入的可靠性；以及所述收发装置适用于仅仅在所述标识输入被确定为可靠时向所述事务处理终端发送除了所述基准标识和所述标识输入之外的所述被处理的秘密信息，以便确认所述事务处理。 |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (装置输入) from a keypad to the verification station ; and outputting at least some of the information input from the keypad . |
CN1406365A CLAIM 1 . 一种在通过一计算机网络通信的事务处理服务提供者和事务处理终端之间的电子事务处理过程中识别和验证移动电子事务处理装置的持有者的方法，所述移动事务处理装置包括：收发装置，用于向所述事务处理终端发送信息和从所述事务处理终端接收信息；数据输入装置；数据处理装置；数据存储装置，存储了要由所述处理装置处理的秘密信息，这个秘密信息被用于通过所述收发装置在所述网络上经由事务处理终端与服务提供者通信以便确认事务处理；用于向所述移动电子事务处理装置提供电能的装置，所述方法包括：所述持有者利用所述输入装置输入 (inputting information) 一个标识输入；所述处理装置通过与存储在所述数据存储装置的基准标识比较来确定所述标识输入的可靠性；以及所述收发装置适用于仅仅在所述标识输入被确定为可靠时向所述事务处理终端发送除了所述基准标识和所述标识输入之外的所述被处理的秘密信息，以便确认所述事务处理。 |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (接收信息) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1406365A CLAIM 1 . 一种在通过一计算机网络通信的事务处理服务提供者和事务处理终端之间的电子事务处理过程中识别和验证移动电子事务处理装置的持有者的方法，所述移动事务处理装置包括：收发装置，用于向所述事务处理终端发送信息和从所述事务处理终端接收信息 (receiving card information) ；数据输入装置；数据处理装置；数据存储装置，存储了要由所述处理装置处理的秘密信息，这个秘密信息被用于通过所述收发装置在所述网络上经由事务处理终端与服务提供者通信以便确认事务处理；用于向所述移动电子事务处理装置提供电能的装置，所述方法包括：所述持有者利用所述输入装置输入一个标识输入；所述处理装置通过与存储在所述数据存储装置的基准标识比较来确定所述标识输入的可靠性；以及所述收发装置适用于仅仅在所述标识输入被确定为可靠时向所述事务处理终端发送除了所述基准标识和所述标识输入之外的所述被处理的秘密信息，以便确认所述事务处理。 |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (接收信息) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1406365A CLAIM 1 . 一种在通过一计算机网络通信的事务处理服务提供者和事务处理终端之间的电子事务处理过程中识别和验证移动电子事务处理装置的持有者的方法，所述移动事务处理装置包括：收发装置，用于向所述事务处理终端发送信息和从所述事务处理终端接收信息 (receiving card information) ；数据输入装置；数据处理装置；数据存储装置，存储了要由所述处理装置处理的秘密信息，这个秘密信息被用于通过所述收发装置在所述网络上经由事务处理终端与服务提供者通信以便确认事务处理；用于向所述移动电子事务处理装置提供电能的装置，所述方法包括：所述持有者利用所述输入装置输入一个标识输入；所述处理装置通过与存储在所述数据存储装置的基准标识比较来确定所述标识输入的可靠性；以及所述收发装置适用于仅仅在所述标识输入被确定为可靠时向所述事务处理终端发送除了所述基准标识和所述标识输入之外的所述被处理的秘密信息，以便确认所述事务处理。 |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (接收信息) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1406365A CLAIM 1 . 一种在通过一计算机网络通信的事务处理服务提供者和事务处理终端之间的电子事务处理过程中识别和验证移动电子事务处理装置的持有者的方法，所述移动事务处理装置包括：收发装置，用于向所述事务处理终端发送信息和从所述事务处理终端接收信息 (receiving card information) ；数据输入装置；数据处理装置；数据存储装置，存储了要由所述处理装置处理的秘密信息，这个秘密信息被用于通过所述收发装置在所述网络上经由事务处理终端与服务提供者通信以便确认事务处理；用于向所述移动电子事务处理装置提供电能的装置，所述方法包括：所述持有者利用所述输入装置输入一个标识输入；所述处理装置通过与存储在所述数据存储装置的基准标识比较来确定所述标识输入的可靠性；以及所述收发装置适用于仅仅在所述标识输入被确定为可靠时向所述事务处理终端发送除了所述基准标识和所述标识输入之外的所述被处理的秘密信息，以便确认所述事务处理。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CN1365474A Filed: 2001-02-02 Issued: 2002-08-21 认证装置 (Original Assignee) Sony Corp (Current Assignee) Sony Corp 金卷裕史, 中村嘉秀, 佐竹清, 斋藤真, 桥本主税 |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (将从上) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (将从上) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (将从上) from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information (将从上) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (将从上) provided in the step (a) comprises a header and card data ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (将从上) from the verification station . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (将从上) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (将从上) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (将从上) to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (将从上) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information (将从上) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (将存储) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (将从上) , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 CN1365474A CLAIM 73 . 一种认证方法，其中，认证装置将用户的认证信息分割为第1认证信息及第2认证信息；将存储 (computer program) 上述第2认证信息的便携存储装置提供给上述用户；从可访问上述便携存储装置的终端装置向上述认证装置发送认证信息请求；上述认证装置在判断为上述认证信息请求是合法的用户发出的情况下，从上述认证装置向上述终端装置发送上述第1认证信息；上述终端装置用从上述认证装置接收到的上述第1认证信息、和从上述便携存储装置读出的上述第2认证信息来复原上述认证信息。 |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (将存储) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (将从上) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 CN1365474A CLAIM 73 . 一种认证方法，其中，认证装置将用户的认证信息分割为第1认证信息及第2认证信息；将存储 (computer program) 上述第2认证信息的便携存储装置提供给上述用户；从可访问上述便携存储装置的终端装置向上述认证装置发送认证信息请求；上述认证装置在判断为上述认证信息请求是合法的用户发出的情况下，从上述认证装置向上述终端装置发送上述第1认证信息；上述终端装置用从上述认证装置接收到的上述第1认证信息、和从上述便携存储装置读出的上述第2认证信息来复原上述认证信息。 |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (将存储) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (将从上) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
CN1365474A CLAIM 56 . 一种认证装置，保持与第1交易者有关的信息，一边和保持与第2交易者有关的信息的另一认证装置进行通信，一边进行与经网络进行的上述第1交易者和上述第2交易者之间的交易有关的认证，具有：接收部件，从上述第1交易者接收包含表示上述交易内容的信息、上述第1交易者的个人密钥信息以及标识上述第2交易者的信息的第1请求，从上述另一认证装置接收包含表示向上述第2交易者的支付方法的支付方法信息的响应；发送部件，按照上述第1请求，将从上 (card information) 述第1请求中除去上述个人密钥所得的第2请求发送到上述另一通信装置；计费部件，根据上述支付方法信息来管理与上述第1交易者和上述第2交易者之间的上述交易有关的支付。 CN1365474A CLAIM 73 . 一种认证方法，其中，认证装置将用户的认证信息分割为第1认证信息及第2认证信息；将存储 (computer program) 上述第2认证信息的便携存储装置提供给上述用户；从可访问上述便携存储装置的终端装置向上述认证装置发送认证信息请求；上述认证装置在判断为上述认证信息请求是合法的用户发出的情况下，从上述认证装置向上述终端装置发送上述第1认证信息；上述终端装置用从上述认证装置接收到的上述第1认证信息、和从上述便携存储装置读出的上述第2认证信息来复原上述认证信息。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP1204079A1 Filed: 2000-11-03 Issued: 2002-05-08 A portable data substrate (Original Assignee) STMicroelectronics SRL; SGS Thomson Microelectronics SRL (Current Assignee) STMicroelectronics SRL Marco Pasotti, Luciano Fumagalli, Pier Luigi Rolandi |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (personal data) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1204079A1 CLAIM 1 A portable data substrate with protection against unauthorized access , comprising : a first non-volatile memory (11) containing protected data , a second non-volatile memory (17) containing identification data of at least one user authorized to have access to the protected data , means (12) for the input of personal data (memory location) , and processing means (10) connected to the first memory , to the second memory , and to the input means in order to perform a procedure of identification and authorization for access to the protected data by a comparison between the personal data input and the identification data stored , characterized in that both the identification data and the personal data comprise data representing at least one fingerprint and the input means comprise a fingerprint sensor (12) which derives the personal data from at least one fingerprint of the tip of at least one finger applied to the sensor . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (personal data) , in said local memory , defined by the subsequently presented card information . |
EP1204079A1 CLAIM 1 A portable data substrate with protection against unauthorized access , comprising : a first non-volatile memory (11) containing protected data , a second non-volatile memory (17) containing identification data of at least one user authorized to have access to the protected data , means (12) for the input of personal data (memory location) , and processing means (10) connected to the first memory , to the second memory , and to the input means in order to perform a procedure of identification and authorization for access to the protected data by a comparison between the personal data input and the identification data stored , characterized in that both the identification data and the personal data comprise data representing at least one fingerprint and the input means comprise a fingerprint sensor (12) which derives the personal data from at least one fingerprint of the tip of at least one finger applied to the sensor . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (personal data) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1204079A1 CLAIM 1 A portable data substrate with protection against unauthorized access , comprising : a first non-volatile memory (11) containing protected data , a second non-volatile memory (17) containing identification data of at least one user authorized to have access to the protected data , means (12) for the input of personal data (memory location) , and processing means (10) connected to the first memory , to the second memory , and to the input means in order to perform a procedure of identification and authorization for access to the protected data by a comparison between the personal data input and the identification data stored , characterized in that both the identification data and the personal data comprise data representing at least one fingerprint and the input means comprise a fingerprint sensor (12) which derives the personal data from at least one fingerprint of the tip of at least one finger applied to the sensor . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (input means) from a keypad to the verification station ; and outputting at least some of the information input from the keypad . |
EP1204079A1 CLAIM 1 A portable data substrate with protection against unauthorized access , comprising : a first non-volatile memory (11) containing protected data , a second non-volatile memory (17) containing identification data of at least one user authorized to have access to the protected data , means (12) for the input of personal data , and processing means (10) connected to the first memory , to the second memory , and to the input means (inputting information) in order to perform a procedure of identification and authorization for access to the protected data by a comparison between the personal data input and the identification data stored , characterized in that both the identification data and the personal data comprise data representing at least one fingerprint and the input means comprise a fingerprint sensor (12) which derives the personal data from at least one fingerprint of the tip of at least one finger applied to the sensor . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (personal data) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1204079A1 CLAIM 1 A portable data substrate with protection against unauthorized access , comprising : a first non-volatile memory (11) containing protected data , a second non-volatile memory (17) containing identification data of at least one user authorized to have access to the protected data , means (12) for the input of personal data (memory location) , and processing means (10) connected to the first memory , to the second memory , and to the input means in order to perform a procedure of identification and authorization for access to the protected data by a comparison between the personal data input and the identification data stored , characterized in that both the identification data and the personal data comprise data representing at least one fingerprint and the input means comprise a fingerprint sensor (12) which derives the personal data from at least one fingerprint of the tip of at least one finger applied to the sensor . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (personal data) , in said local memory , defined by the subsequently presented card information . |
EP1204079A1 CLAIM 1 A portable data substrate with protection against unauthorized access , comprising : a first non-volatile memory (11) containing protected data , a second non-volatile memory (17) containing identification data of at least one user authorized to have access to the protected data , means (12) for the input of personal data (memory location) , and processing means (10) connected to the first memory , to the second memory , and to the input means in order to perform a procedure of identification and authorization for access to the protected data by a comparison between the personal data input and the identification data stored , characterized in that both the identification data and the personal data comprise data representing at least one fingerprint and the input means comprise a fingerprint sensor (12) which derives the personal data from at least one fingerprint of the tip of at least one finger applied to the sensor . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (personal data) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1204079A1 CLAIM 1 A portable data substrate with protection against unauthorized access , comprising : a first non-volatile memory (11) containing protected data , a second non-volatile memory (17) containing identification data of at least one user authorized to have access to the protected data , means (12) for the input of personal data (memory location) , and processing means (10) connected to the first memory , to the second memory , and to the input means in order to perform a procedure of identification and authorization for access to the protected data by a comparison between the personal data input and the identification data stored , characterized in that both the identification data and the personal data comprise data representing at least one fingerprint and the input means comprise a fingerprint sensor (12) which derives the personal data from at least one fingerprint of the tip of at least one finger applied to the sensor . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (personal data) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1204079A1 CLAIM 1 A portable data substrate with protection against unauthorized access , comprising : a first non-volatile memory (11) containing protected data , a second non-volatile memory (17) containing identification data of at least one user authorized to have access to the protected data , means (12) for the input of personal data (memory location) , and processing means (10) connected to the first memory , to the second memory , and to the input means in order to perform a procedure of identification and authorization for access to the protected data by a comparison between the personal data input and the identification data stored , characterized in that both the identification data and the personal data comprise data representing at least one fingerprint and the input means comprise a fingerprint sensor (12) which derives the personal data from at least one fingerprint of the tip of at least one finger applied to the sensor . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (personal data) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1204079A1 CLAIM 1 A portable data substrate with protection against unauthorized access , comprising : a first non-volatile memory (11) containing protected data , a second non-volatile memory (17) containing identification data of at least one user authorized to have access to the protected data , means (12) for the input of personal data (memory location) , and processing means (10) connected to the first memory , to the second memory , and to the input means in order to perform a procedure of identification and authorization for access to the protected data by a comparison between the personal data input and the identification data stored , characterized in that both the identification data and the personal data comprise data representing at least one fingerprint and the input means comprise a fingerprint sensor (12) which derives the personal data from at least one fingerprint of the tip of at least one finger applied to the sensor . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (personal data) , in said local memory , defined by the subsequently presented card information . |
EP1204079A1 CLAIM 1 A portable data substrate with protection against unauthorized access , comprising : a first non-volatile memory (11) containing protected data , a second non-volatile memory (17) containing identification data of at least one user authorized to have access to the protected data , means (12) for the input of personal data (memory location) , and processing means (10) connected to the first memory , to the second memory , and to the input means in order to perform a procedure of identification and authorization for access to the protected data by a comparison between the personal data input and the identification data stored , characterized in that both the identification data and the personal data comprise data representing at least one fingerprint and the input means comprise a fingerprint sensor (12) which derives the personal data from at least one fingerprint of the tip of at least one finger applied to the sensor . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP1083527A2 Filed: 2000-09-01 Issued: 2001-03-14 A universal magnetic stripe card (Original Assignee) AT&T Corp (Current Assignee) AT&T Corp William J. Infosino |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (storage device) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method (following steps) of claim 1 ; subsequently presenting card information (storage device) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . EP1083527A2 CLAIM 19 The method of claims 11 and 18 , wherein said step of storing said account identification data of said second and third cards into said database includes at least one of the following steps (enrolment method) : reading the account identification data from said second and third cards using said magnetic read head ; sending the account identification data of said second and third cards to said database via at least one of a telephone network and the internet . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (storage device) from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1083527A2 CLAIM 3 The method of claim 1 , wherein said step of receiving includes reading said account identification data of said first card from said at least one magnetic region of said first card , said at least one magnetic region comprising a magnetic stripe and said account identification data being stored on the magnetic stripe in such a way so as to be compatible with conventional magnetic stripe card reader (card reader) s . EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information (storage device) is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP1083527A2 CLAIM 2 The method of claim 1 , wherein said first card is a universal card and each of said second and third card is a conventional magnetic strip (magnetic strip) e card . EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . EP1083527A2 CLAIM 23 The card of claim 21 , further including : a fingerprint reader coupled to said memory , said device (solid state memory) for writing being responsive to said fingerprint reader ; and a processor coupled to said fingerprint reader and said memory , said memory storing a fingerprint , said processor being configured to compare a fingerprint read by said fingerprint reader with said fingerprint stored in the memory , said device for writing being responsive to whether the fingerprint read by said fingerprint reader matches said fingerprint stored in memory . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (storage device) provided in the step (a) comprises a header and card data (storage device) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (storage device) from the verification station . |
EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (storage device) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (storage device) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (storage device) to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (storage device) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information (storage device) is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP1083527A2 CLAIM 2 The method of claim 1 , wherein said first card is a universal card and each of said second and third card is a conventional magnetic strip (magnetic strip) e card . EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . EP1083527A2 CLAIM 23 The card of claim 21 , further including : a fingerprint reader coupled to said memory , said device (solid state memory) for writing being responsive to said fingerprint reader ; and a processor coupled to said fingerprint reader and said memory , said memory storing a fingerprint , said processor being configured to compare a fingerprint read by said fingerprint reader with said fingerprint stored in the memory , said device for writing being responsive to whether the fingerprint read by said fingerprint reader matches said fingerprint stored in memory . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (storage device) , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (storage device) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method (following steps) of claim 19 ; code for subsequently presenting card information (storage device) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP1083527A2 CLAIM 8 The method of claim 7 , wherein said step of passing a security test includes reading a fingerprint and comparing said fingerprint with a fingerprint stored in a storage device (card information, card data, providing card information) . EP1083527A2 CLAIM 19 The method of claims 11 and 18 , wherein said step of storing said account identification data of said second and third cards into said database includes at least one of the following steps (enrolment method) : reading the account identification data from said second and third cards using said magnetic read head ; sending the account identification data of said second and third cards to said database via at least one of a telephone network and the internet . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP1073025A2 Filed: 2000-07-27 Issued: 2001-01-31 System, method and computer program product for smart card to smart card transactions (Original Assignee) Nortel Networks Corp (Current Assignee) Nortel Networks Corp Ted B. Lowery, Walden Crabtree |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1073025A2 CLAIM 1 A smart card terminal for transferring value between smart cards comprising : a smart card reader (card reader) for establishing an operable connection between a smart card and the smart card terminal ; and processing means for deducting value from and adding value to a smart card , wherein a first smart card is input into said smart card reader and a value is deducted from said first smart card , followed by a second smart card inserted into said smart card reader and the value deducted from said first smart card is added to said second smart card . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (input means) from a keypad to the verification station ; and outputting at least some of the information input from the keypad . |
EP1073025A2 CLAIM 3 The smart card terminal of claim 1 or 2 further comprising input means (inputting information) for allowing a smart card holder to key in data including the value to be transferred between smart cards . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CN1398385A Filed: 1999-12-07 Issued: 2003-02-19 带识别装置的保密照片及该识别装置的验证装置和方法 (Original Assignee) Sun Microsystems Inc (Current Assignee) Sun Microsystems Inc 爱德华·卡雷尔·德容 |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (计算机程) from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1398385A CLAIM 15 . 一种识别装置(1)上照相图象(3)验证方法的计算机程 (providing card information) 序产品，所述识别装置(1)设置有：人的照相图象(3)和微处理器(8)，所述的微处理器(8)包括：处理器(7)，连接于处理器(7)、并且包括验证数据的存储器(9)，连接于所述处理器(7)、用来与外部设备进行通信的接口装置(5)，其中所述照相图象(3)包括隐写的隐藏信息，其内容与所述的验证数据一起允许对所述照相图象(3)进行验证，所述方法包括以下步骤：扫描照相图象(3)并且产生图象数据，按照预定的图象分析程序分析这些图象数据，以便产生所述隐藏信息，按照所述验证数据和所述隐藏信息，执行所述照相图象(3)的验证的至少一部分。 |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state (具有开口) memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CN1398385A CLAIM 11 . 根据权利要求8、9或10所述的一种终端，其特征在于所述终端具有开口 (solid state) (14)，其用于接收位于所述开口(14)中的所述识别装置(1)，所述图象扫描器(13)和所述终端接口(15)。 |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state (具有开口) memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CN1398385A CLAIM 11 . 根据权利要求8、9或10所述的一种终端，其特征在于所述终端具有开口 (solid state) (14)，其用于接收位于所述开口(14)中的所述识别装置(1)，所述图象扫描器(13)和所述终端接口(15)。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP1236181A1 Filed: 1999-12-07 Issued: 2002-09-04 Secure photo carrying identification device, as well as means and method for authenticating such an identification device (Original Assignee) SonionMicrotronic Nederland BV (Current Assignee) Sun Microsystems Inc Eduard Karel De Jong |
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| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method (following steps) of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP1236181A1 CLAIM 13 . A method for authenticating a photographic image (3) on an identification device (1) , said identification device (1) being provided with : • a photographic image of a person (3) and • a microprocessor (8) , the microprocessor (8) comprising : > ; a processor (7) , a memory (9) connected to the processor (7) and comprising authentication data , and > ; interface means (5) connected to said processor (7) for communicating with an external device , wherein said photographic image (3) comprises steganographically hidden information , the content of which together with said authentication data allows authentication of said photographic image (3) , said method comprising the following steps (enrolment method) : • scanning the photographic image (3) and generating image data , • analyzing these image data in accordance with a predetermined image analysis pro- cedure to derive said hidden information , and • carrying out said authentication of said photographic image (3) based on said hidden information and said authentication data . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (computer program) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP1236181A1 CLAIM 15 . A computer program (computer program) product for a method for authenticating a photographic image (3) on an identification device (1) , said identification device (1) being provided with : • a photographic image of a person (3) and • a microprocessor (8) , the microprocessor (8) comprising : a processor (7) , > ; a memory (9) connected to the processor (7) and comprising authentication data , and interface means (5) connected to said processor (7) for communicating with an external device , wherein said photographic image (3) comprises steganographically hidden information , the content of which together with said authentication data allows authentication of said photographic image (3) , said method comprising the following steps : • scanning the photographic image (3) and generating image data , • analyzing these image data in accordance with a predetermined image analysis pro- cedure to derive said hidden information , and • carrying out said authentication of said photographic image (3) based on said hidden information and said authentication data . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (computer program) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP1236181A1 CLAIM 15 . A computer program (computer program) product for a method for authenticating a photographic image (3) on an identification device (1) , said identification device (1) being provided with : • a photographic image of a person (3) and • a microprocessor (8) , the microprocessor (8) comprising : a processor (7) , > ; a memory (9) connected to the processor (7) and comprising authentication data , and interface means (5) connected to said processor (7) for communicating with an external device , wherein said photographic image (3) comprises steganographically hidden information , the content of which together with said authentication data allows authentication of said photographic image (3) , said method comprising the following steps : • scanning the photographic image (3) and generating image data , • analyzing these image data in accordance with a predetermined image analysis pro- cedure to derive said hidden information , and • carrying out said authentication of said photographic image (3) based on said hidden information and said authentication data . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (computer program) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method (following steps) of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP1236181A1 CLAIM 13 . A method for authenticating a photographic image (3) on an identification device (1) , said identification device (1) being provided with : • a photographic image of a person (3) and • a microprocessor (8) , the microprocessor (8) comprising : > ; a processor (7) , a memory (9) connected to the processor (7) and comprising authentication data , and > ; interface means (5) connected to said processor (7) for communicating with an external device , wherein said photographic image (3) comprises steganographically hidden information , the content of which together with said authentication data allows authentication of said photographic image (3) , said method comprising the following steps (enrolment method) : • scanning the photographic image (3) and generating image data , • analyzing these image data in accordance with a predetermined image analysis pro- cedure to derive said hidden information , and • carrying out said authentication of said photographic image (3) based on said hidden information and said authentication data . EP1236181A1 CLAIM 15 . A computer program (computer program) product for a method for authenticating a photographic image (3) on an identification device (1) , said identification device (1) being provided with : • a photographic image of a person (3) and • a microprocessor (8) , the microprocessor (8) comprising : a processor (7) , > ; a memory (9) connected to the processor (7) and comprising authentication data , and interface means (5) connected to said processor (7) for communicating with an external device , wherein said photographic image (3) comprises steganographically hidden information , the content of which together with said authentication data allows authentication of said photographic image (3) , said method comprising the following steps : • scanning the photographic image (3) and generating image data , • analyzing these image data in accordance with a predetermined image analysis pro- cedure to derive said hidden information , and • carrying out said authentication of said photographic image (3) based on said hidden information and said authentication data . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0994439A2 Filed: 1999-10-12 Issued: 2000-04-19 IC card (Original Assignee) Sony Corp (Current Assignee) Sony Corp Toshiyuki Imagawa |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (peripheral region, outputting data) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0994439A2 CLAIM 10 An IC card as set forth in claim 9 , wherein the electrostatic capacitance detection electrodes are positioned at peripheral region (memory location) s of the fingerprint detecting means . EP0994439A2 CLAIM 14 An IC card as set forth in claim 1 , wherein the data input/output means comprises : a data input/output controller for inputting outputting data (memory location) with the apparatus according to the allow signal input from the fingerprint data comparing means , and a high frequency block for modulating the data output from the data input/output controller to a high frequency signal and transmitting this as a high frequency electromagnetic wave to the outside apparatus by a wireless manner , and demodulating the high frequency signal transmitted from the outside apparatus to a high frequency signal and outputting the same to the data input/output controller . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (peripheral region, outputting data) , in said local memory , defined by the subsequently presented card information . |
EP0994439A2 CLAIM 10 An IC card as set forth in claim 9 , wherein the electrostatic capacitance detection electrodes are positioned at peripheral region (memory location) s of the fingerprint detecting means . EP0994439A2 CLAIM 14 An IC card as set forth in claim 1 , wherein the data input/output means comprises : a data input/output controller for inputting outputting data (memory location) with the apparatus according to the allow signal input from the fingerprint data comparing means , and a high frequency block for modulating the data output from the data input/output controller to a high frequency signal and transmitting this as a high frequency electromagnetic wave to the outside apparatus by a wireless manner , and demodulating the high frequency signal transmitted from the outside apparatus to a high frequency signal and outputting the same to the data input/output controller . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device (detecting element) to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (peripheral region, outputting data) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0994439A2 CLAIM 10 An IC card as set forth in claim 9 , wherein the electrostatic capacitance detection electrodes are positioned at peripheral region (memory location) s of the fingerprint detecting means . EP0994439A2 CLAIM 13 An IC card as set forth in claim 1 , wherein the fingerprint detecting means comprises an IC chip on which a plurality of electrostatic capacitance detecting element (card device) s are formed . EP0994439A2 CLAIM 14 An IC card as set forth in claim 1 , wherein the data input/output means comprises : a data input/output controller for inputting outputting data (memory location) with the apparatus according to the allow signal input from the fingerprint data comparing means , and a high frequency block for modulating the data output from the data input/output controller to a high frequency signal and transmitting this as a high frequency electromagnetic wave to the outside apparatus by a wireless manner , and demodulating the high frequency signal transmitted from the outside apparatus to a high frequency signal and outputting the same to the data input/output controller . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (detecting element) is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0994439A2 CLAIM 13 An IC card as set forth in claim 1 , wherein the fingerprint detecting means comprises an IC chip on which a plurality of electrostatic capacitance detecting element (card device) s are formed . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (detecting element) is not authorised authorized . |
EP0994439A2 CLAIM 13 An IC card as set forth in claim 1 , wherein the fingerprint detecting means comprises an IC chip on which a plurality of electrostatic capacitance detecting element (card device) s are formed . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (detecting element) reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (peripheral region, outputting data) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0994439A2 CLAIM 10 An IC card as set forth in claim 9 , wherein the electrostatic capacitance detection electrodes are positioned at peripheral region (memory location) s of the fingerprint detecting means . EP0994439A2 CLAIM 13 An IC card as set forth in claim 1 , wherein the fingerprint detecting means comprises an IC chip on which a plurality of electrostatic capacitance detecting element (card device) s are formed . EP0994439A2 CLAIM 14 An IC card as set forth in claim 1 , wherein the data input/output means comprises : a data input/output controller for inputting outputting data (memory location) with the apparatus according to the allow signal input from the fingerprint data comparing means , and a high frequency block for modulating the data output from the data input/output controller to a high frequency signal and transmitting this as a high frequency electromagnetic wave to the outside apparatus by a wireless manner , and demodulating the high frequency signal transmitted from the outside apparatus to a high frequency signal and outputting the same to the data input/output controller . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device (detecting element) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (peripheral region, outputting data) , in said local memory , defined by the subsequently presented card information . |
EP0994439A2 CLAIM 10 An IC card as set forth in claim 9 , wherein the electrostatic capacitance detection electrodes are positioned at peripheral region (memory location) s of the fingerprint detecting means . EP0994439A2 CLAIM 13 An IC card as set forth in claim 1 , wherein the fingerprint detecting means comprises an IC chip on which a plurality of electrostatic capacitance detecting element (card device) s are formed . EP0994439A2 CLAIM 14 An IC card as set forth in claim 1 , wherein the data input/output means comprises : a data input/output controller for inputting outputting data (memory location) with the apparatus according to the allow signal input from the fingerprint data comparing means , and a high frequency block for modulating the data output from the data input/output controller to a high frequency signal and transmitting this as a high frequency electromagnetic wave to the outside apparatus by a wireless manner , and demodulating the high frequency signal transmitted from the outside apparatus to a high frequency signal and outputting the same to the data input/output controller . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (detecting element) reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (peripheral region, outputting data) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0994439A2 CLAIM 10 An IC card as set forth in claim 9 , wherein the electrostatic capacitance detection electrodes are positioned at peripheral region (memory location) s of the fingerprint detecting means . EP0994439A2 CLAIM 13 An IC card as set forth in claim 1 , wherein the fingerprint detecting means comprises an IC chip on which a plurality of electrostatic capacitance detecting element (card device) s are formed . EP0994439A2 CLAIM 14 An IC card as set forth in claim 1 , wherein the data input/output means comprises : a data input/output controller for inputting outputting data (memory location) with the apparatus according to the allow signal input from the fingerprint data comparing means , and a high frequency block for modulating the data output from the data input/output controller to a high frequency signal and transmitting this as a high frequency electromagnetic wave to the outside apparatus by a wireless manner , and demodulating the high frequency signal transmitted from the outside apparatus to a high frequency signal and outputting the same to the data input/output controller . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (detecting element) reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0994439A2 CLAIM 13 An IC card as set forth in claim 1 , wherein the fingerprint detecting means comprises an IC chip on which a plurality of electrostatic capacitance detecting element (card device) s are formed . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device (detecting element) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (peripheral region, outputting data) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0994439A2 CLAIM 10 An IC card as set forth in claim 9 , wherein the electrostatic capacitance detection electrodes are positioned at peripheral region (memory location) s of the fingerprint detecting means . EP0994439A2 CLAIM 13 An IC card as set forth in claim 1 , wherein the fingerprint detecting means comprises an IC chip on which a plurality of electrostatic capacitance detecting element (card device) s are formed . EP0994439A2 CLAIM 14 An IC card as set forth in claim 1 , wherein the data input/output means comprises : a data input/output controller for inputting outputting data (memory location) with the apparatus according to the allow signal input from the fingerprint data comparing means , and a high frequency block for modulating the data output from the data input/output controller to a high frequency signal and transmitting this as a high frequency electromagnetic wave to the outside apparatus by a wireless manner , and demodulating the high frequency signal transmitted from the outside apparatus to a high frequency signal and outputting the same to the data input/output controller . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (peripheral region, outputting data) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0994439A2 CLAIM 10 An IC card as set forth in claim 9 , wherein the electrostatic capacitance detection electrodes are positioned at peripheral region (memory location) s of the fingerprint detecting means . EP0994439A2 CLAIM 14 An IC card as set forth in claim 1 , wherein the data input/output means comprises : a data input/output controller for inputting outputting data (memory location) with the apparatus according to the allow signal input from the fingerprint data comparing means , and a high frequency block for modulating the data output from the data input/output controller to a high frequency signal and transmitting this as a high frequency electromagnetic wave to the outside apparatus by a wireless manner , and demodulating the high frequency signal transmitted from the outside apparatus to a high frequency signal and outputting the same to the data input/output controller . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (peripheral region, outputting data) , in said local memory , defined by the subsequently presented card information . |
EP0994439A2 CLAIM 10 An IC card as set forth in claim 9 , wherein the electrostatic capacitance detection electrodes are positioned at peripheral region (memory location) s of the fingerprint detecting means . EP0994439A2 CLAIM 14 An IC card as set forth in claim 1 , wherein the data input/output means comprises : a data input/output controller for inputting outputting data (memory location) with the apparatus according to the allow signal input from the fingerprint data comparing means , and a high frequency block for modulating the data output from the data input/output controller to a high frequency signal and transmitting this as a high frequency electromagnetic wave to the outside apparatus by a wireless manner , and demodulating the high frequency signal transmitted from the outside apparatus to a high frequency signal and outputting the same to the data input/output controller . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0973118A2 Filed: 1999-07-03 Issued: 2000-01-19 Fingerprint checking system, fingerprint checking method and memory card used for the same (Original Assignee) LSI Card Corp (Current Assignee) LSI Card Corp Sinji c/o LSI Card Corporation Ohki |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0973118A2 CLAIM 1 A fingerprint checking system for checking registered fingerprint information and detected fingerprint information , characterized by comprising : a memory card (1) for registering encoded fingerprint information ; a fingerprint detecting section (4) for detecting fingerprint information ; a card reader (card reader) (2) for reading and decoding the fingerprint information registered in said memory card (1) ; and a deciding section (3) for deciding coincidence/non-coincidence of the detected fingerprint information and the read and decoded fingerprint information and for outputting a result of the decision . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data (writing information) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
EP0973118A2 CLAIM 6 The fingerprint checking system according to any of Claims 1 to 5 , wherein said memory card (1) is a non-contact type card capable of performing a process of reading and writing information (card data) between a reader and a writer in non-contact . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6397194B1 Filed: 1999-06-08 Issued: 2002-05-28 Receipt scanning system and method (Original Assignee) Image Data LLC (Current Assignee) ALTOR LLC ; Image Data LLC ; LexisNexis Risk Solutions GA Inc Robert C. Houvener, Ian P. Hoenisch |
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| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (authorized user) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6397194B1 CLAIM 1 . A transaction data processing system , especially configured to capture , store and retrieve transaction data , including a digital representation of a signature of a person initiating a transaction , said data processing system comprising : a transaction data scanner located at a point of use location , said scanner configured to scan a transaction document , said transaction document including transaction data including at least a signature of said person initiating said transaction ; a transaction data processor for processing said scanned transaction data into a data transaction record ; a remote database site having stored therein a database including said transaction data records ; a communications link , linking said transaction data processor and said remote database site ; and a display device at said point of use location for displaying information scanned by said scanner and information transmitted from said remote database site to said point of use location , wherein said remote database site further includes a database of digital photographic images of authorized user (key fob) s of financial accounts and a database processor for retrieving a financial account number from a transaction data record transmitted to said remote database site , retrieving at least one digital photographic image of at least one authorized user of said retrieved financial account number and for transmitting said at least one retrieved digital photographic image to said display device at said point of sale location . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader (data processor) for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6397194B1 CLAIM 1 . A transaction data processing system , especially configured to capture , store and retrieve transaction data , including a digital representation of a signature of a person initiating a transaction , said data processing system comprising : a transaction data scanner located at a point of use location , said scanner configured to scan a transaction document , said transaction document including transaction data including at least a signature of said person initiating said transaction ; a transaction data processor (card device reader) for processing said scanned transaction data into a data transaction record ; a remote database site having stored therein a database including said transaction data records ; a communications link , linking said transaction data processor and said remote database site ; and a display device at said point of use location for displaying information scanned by said scanner and information transmitted from said remote database site to said point of use location , wherein said remote database site further includes a database of digital photographic images of authorized users of financial accounts and a database processor for retrieving a financial account number from a transaction data record transmitted to said remote database site , retrieving at least one digital photographic image of at least one authorized user of said retrieved financial account number and for transmitting said at least one retrieved digital photographic image to said display device at said point of sale location . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader (data processor) and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6397194B1 CLAIM 1 . A transaction data processing system , especially configured to capture , store and retrieve transaction data , including a digital representation of a signature of a person initiating a transaction , said data processing system comprising : a transaction data scanner located at a point of use location , said scanner configured to scan a transaction document , said transaction document including transaction data including at least a signature of said person initiating said transaction ; a transaction data processor (card device reader) for processing said scanned transaction data into a data transaction record ; a remote database site having stored therein a database including said transaction data records ; a communications link , linking said transaction data processor and said remote database site ; and a display device at said point of use location for displaying information scanned by said scanner and information transmitted from said remote database site to said point of use location , wherein said remote database site further includes a database of digital photographic images of authorized users of financial accounts and a database processor for retrieving a financial account number from a transaction data record transmitted to said remote database site , retrieving at least one digital photographic image of at least one authorized user of said retrieved financial account number and for transmitting said at least one retrieved digital photographic image to said display device at said point of sale location . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader (data processor) for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6397194B1 CLAIM 1 . A transaction data processing system , especially configured to capture , store and retrieve transaction data , including a digital representation of a signature of a person initiating a transaction , said data processing system comprising : a transaction data scanner located at a point of use location , said scanner configured to scan a transaction document , said transaction document including transaction data including at least a signature of said person initiating said transaction ; a transaction data processor (card device reader) for processing said scanned transaction data into a data transaction record ; a remote database site having stored therein a database including said transaction data records ; a communications link , linking said transaction data processor and said remote database site ; and a display device at said point of use location for displaying information scanned by said scanner and information transmitted from said remote database site to said point of use location , wherein said remote database site further includes a database of digital photographic images of authorized users of financial accounts and a database processor for retrieving a financial account number from a transaction data record transmitted to said remote database site , retrieving at least one digital photographic image of at least one authorized user of said retrieved financial account number and for transmitting said at least one retrieved digital photographic image to said display device at said point of sale location . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader (data processor) is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (authorized user) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6397194B1 CLAIM 1 . A transaction data processing system , especially configured to capture , store and retrieve transaction data , including a digital representation of a signature of a person initiating a transaction , said data processing system comprising : a transaction data scanner located at a point of use location , said scanner configured to scan a transaction document , said transaction document including transaction data including at least a signature of said person initiating said transaction ; a transaction data processor (card device reader) for processing said scanned transaction data into a data transaction record ; a remote database site having stored therein a database including said transaction data records ; a communications link , linking said transaction data processor and said remote database site ; and a display device at said point of use location for displaying information scanned by said scanner and information transmitted from said remote database site to said point of use location , wherein said remote database site further includes a database of digital photographic images of authorized user (key fob) s of financial accounts and a database processor for retrieving a financial account number from a transaction data record transmitted to said remote database site , retrieving at least one digital photographic image of at least one authorized user of said retrieved financial account number and for transmitting said at least one retrieved digital photographic image to said display device at said point of sale location . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader (data processor) incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6397194B1 CLAIM 1 . A transaction data processing system , especially configured to capture , store and retrieve transaction data , including a digital representation of a signature of a person initiating a transaction , said data processing system comprising : a transaction data scanner located at a point of use location , said scanner configured to scan a transaction document , said transaction document including transaction data including at least a signature of said person initiating said transaction ; a transaction data processor (card device reader) for processing said scanned transaction data into a data transaction record ; a remote database site having stored therein a database including said transaction data records ; a communications link , linking said transaction data processor and said remote database site ; and a display device at said point of use location for displaying information scanned by said scanner and information transmitted from said remote database site to said point of use location , wherein said remote database site further includes a database of digital photographic images of authorized users of financial accounts and a database processor for retrieving a financial account number from a transaction data record transmitted to said remote database site , retrieving at least one digital photographic image of at least one authorized user of said retrieved financial account number and for transmitting said at least one retrieved digital photographic image to said display device at said point of sale location . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6850916B1 Filed: 1999-03-02 Issued: 2005-02-01 Portable electronic charge and authorization devices and methods therefor (Original Assignee) Esignx Corp (Current Assignee) Servstor Technologies LLC ; Callahan Cellular LLC ; Esignx Corp Ynjiun Paul Wang |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6850916B1 CLAIM 1 . A portable transaction arrangement for permitting a user to conduct a transaction vis-à-vis an electronic transaction system , comprising : a charge card terminal interfacing subsystem , including an emulation card having an emulation card interface , said emulation card interface emulating an interface of a charge card , said charge card being one of a magnetic stripe card and an electronic smart card (memory location) , said interface of said charge card facilitating communication between said charge card and a charge card terminal of said electronic transaction system ; and a portable emulation card configuring device arranged to be used in conjunction with said emulation card , including a memory having two portions , a first portion configured to store charge card data pertaining to a charge card of said user and second portion configured to store a user private key , and an authentication mechanism , said portable emulation card configuring device being configured to write from said memory said charge card data pertaining to said charge card of said user to said emulation card if said user is authenticated through said authentication mechanism , thereby allowing said emulation card to appear through said emulation card interface , after writing and for the purpose of conducting said transaction , like said charge card of said user to said charge card terminal and enabling said charge card terminal to read said charge card data from said emulation card to conduct said transaction ; and an electronic authorization interfacing subsystem , including first logic circuit configured to receive first digital data representative of a transaction request pertaining to said transaction from said electronic transaction system , second logic circuit configured to form second digital data responsive to said transaction request received by said first logic circuit if said transaction request is approved by said user , said second digital data representing encrypted data signifying an approval by said user of said transaction request ; and second digital data including encrypted transaction information being encrypted by said private key and includes at least one of a transaction time and a transaction amount pertaining to said charge card transaction , said encrypted transaction information being readable by said charge card terminal and renders said emulation card valid only for said charge card transaction ; and transmission circuitry coupled to said second logic circuit , said transmission circuitry being configured to transmit said second digital data from said portable transaction arrangement to said electronic transaction system if said user approves said transaction request . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US6850916B1 CLAIM 1 . A portable transaction arrangement for permitting a user to conduct a transaction vis-à-vis an electronic transaction system , comprising : a charge card terminal interfacing subsystem , including an emulation card having an emulation card interface , said emulation card interface emulating an interface of a charge card , said charge card being one of a magnetic stripe card and an electronic smart card (memory location) , said interface of said charge card facilitating communication between said charge card and a charge card terminal of said electronic transaction system ; and a portable emulation card configuring device arranged to be used in conjunction with said emulation card , including a memory having two portions , a first portion configured to store charge card data pertaining to a charge card of said user and second portion configured to store a user private key , and an authentication mechanism , said portable emulation card configuring device being configured to write from said memory said charge card data pertaining to said charge card of said user to said emulation card if said user is authenticated through said authentication mechanism , thereby allowing said emulation card to appear through said emulation card interface , after writing and for the purpose of conducting said transaction , like said charge card of said user to said charge card terminal and enabling said charge card terminal to read said charge card data from said emulation card to conduct said transaction ; and an electronic authorization interfacing subsystem , including first logic circuit configured to receive first digital data representative of a transaction request pertaining to said transaction from said electronic transaction system , second logic circuit configured to form second digital data responsive to said transaction request received by said first logic circuit if said transaction request is approved by said user , said second digital data representing encrypted data signifying an approval by said user of said transaction request ; and second digital data including encrypted transaction information being encrypted by said private key and includes at least one of a transaction time and a transaction amount pertaining to said charge card transaction , said encrypted transaction information being readable by said charge card terminal and renders said emulation card valid only for said charge card transaction ; and transmission circuitry coupled to said second logic circuit , said transmission circuitry being configured to transmit said second digital data from said portable transaction arrangement to said electronic transaction system if said user approves said transaction request . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6850916B1 CLAIM 1 . A portable transaction arrangement for permitting a user to conduct a transaction vis-à-vis an electronic transaction system , comprising : a charge card terminal interfacing subsystem , including an emulation card having an emulation card interface , said emulation card interface emulating an interface of a charge card , said charge card being one of a magnetic stripe card and an electronic smart card (memory location) , said interface of said charge card facilitating communication between said charge card and a charge card terminal of said electronic transaction system ; and a portable emulation card configuring device arranged to be used in conjunction with said emulation card , including a memory having two portions , a first portion configured to store charge card data pertaining to a charge card of said user and second portion configured to store a user private key , and an authentication mechanism , said portable emulation card configuring device being configured to write from said memory said charge card data pertaining to said charge card of said user to said emulation card if said user is authenticated through said authentication mechanism , thereby allowing said emulation card to appear through said emulation card interface , after writing and for the purpose of conducting said transaction , like said charge card of said user to said charge card terminal and enabling said charge card terminal to read said charge card data from said emulation card to conduct said transaction ; and an electronic authorization interfacing subsystem , including first logic circuit configured to receive first digital data representative of a transaction request pertaining to said transaction from said electronic transaction system , second logic circuit configured to form second digital data responsive to said transaction request received by said first logic circuit if said transaction request is approved by said user , said second digital data representing encrypted data signifying an approval by said user of said transaction request ; and second digital data including encrypted transaction information being encrypted by said private key and includes at least one of a transaction time and a transaction amount pertaining to said charge card transaction , said encrypted transaction information being readable by said charge card terminal and renders said emulation card valid only for said charge card transaction ; and transmission circuitry coupled to said second logic circuit , said transmission circuitry being configured to transmit said second digital data from said portable transaction arrangement to said electronic transaction system if said user approves said transaction request . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6850916B1 CLAIM 1 . A portable transaction arrangement for permitting a user to conduct a transaction vis-à-vis an electronic transaction system , comprising : a charge card terminal interfacing subsystem , including an emulation card having an emulation card interface , said emulation card interface emulating an interface of a charge card , said charge card being one of a magnetic strip (magnetic strip) e card and an electronic smart card , said interface of said charge card facilitating communication between said charge card and a charge card terminal of said electronic transaction system ; and a portable emulation card configuring device arranged to be used in conjunction with said emulation card , including a memory having two portions , a first portion configured to store charge card data pertaining to a charge card of said user and second portion configured to store a user private key , and an authentication mechanism , said portable emulation card configuring device being configured to write from said memory said charge card data pertaining to said charge card of said user to said emulation card if said user is authenticated through said authentication mechanism , thereby allowing said emulation card to appear through said emulation card interface , after writing and for the purpose of conducting said transaction , like said charge card of said user to said charge card terminal and enabling said charge card terminal to read said charge card data from said emulation card to conduct said transaction ; and an electronic authorization interfacing subsystem , including first logic circuit configured to receive first digital data representative of a transaction request pertaining to said transaction from said electronic transaction system , second logic circuit configured to form second digital data responsive to said transaction request received by said first logic circuit if said transaction request is approved by said user , said second digital data representing encrypted data signifying an approval by said user of said transaction request ; and second digital data including encrypted transaction information being encrypted by said private key and includes at least one of a transaction time and a transaction amount pertaining to said charge card transaction , said encrypted transaction information being readable by said charge card terminal and renders said emulation card valid only for said charge card transaction ; and transmission circuitry coupled to said second logic circuit , said transmission circuitry being configured to transmit said second digital data from said portable transaction arrangement to said electronic transaction system if said user approves said transaction request . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data (card data) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US6850916B1 CLAIM 1 . A portable transaction arrangement for permitting a user to conduct a transaction vis-à-vis an electronic transaction system , comprising : a charge card terminal interfacing subsystem , including an emulation card having an emulation card interface , said emulation card interface emulating an interface of a charge card , said charge card being one of a magnetic stripe card and an electronic smart card , said interface of said charge card facilitating communication between said charge card and a charge card terminal of said electronic transaction system ; and a portable emulation card configuring device arranged to be used in conjunction with said emulation card , including a memory having two portions , a first portion configured to store charge card data (card data) pertaining to a charge card of said user and second portion configured to store a user private key , and an authentication mechanism , said portable emulation card configuring device being configured to write from said memory said charge card data pertaining to said charge card of said user to said emulation card if said user is authenticated through said authentication mechanism , thereby allowing said emulation card to appear through said emulation card interface , after writing and for the purpose of conducting said transaction , like said charge card of said user to said charge card terminal and enabling said charge card terminal to read said charge card data from said emulation card to conduct said transaction ; and an electronic authorization interfacing subsystem , including first logic circuit configured to receive first digital data representative of a transaction request pertaining to said transaction from said electronic transaction system , second logic circuit configured to form second digital data responsive to said transaction request received by said first logic circuit if said transaction request is approved by said user , said second digital data representing encrypted data signifying an approval by said user of said transaction request ; and second digital data including encrypted transaction information being encrypted by said private key and includes at least one of a transaction time and a transaction amount pertaining to said charge card transaction , said encrypted transaction information being readable by said charge card terminal and renders said emulation card valid only for said charge card transaction ; and transmission circuitry coupled to said second logic circuit , said transmission circuitry being configured to transmit said second digital data from said portable transaction arrangement to said electronic transaction system if said user approves said transaction request . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6850916B1 CLAIM 1 . A portable transaction arrangement for permitting a user to conduct a transaction vis-à-vis an electronic transaction system , comprising : a charge card terminal interfacing subsystem , including an emulation card having an emulation card interface , said emulation card interface emulating an interface of a charge card , said charge card being one of a magnetic stripe card and an electronic smart card (memory location) , said interface of said charge card facilitating communication between said charge card and a charge card terminal of said electronic transaction system ; and a portable emulation card configuring device arranged to be used in conjunction with said emulation card , including a memory having two portions , a first portion configured to store charge card data pertaining to a charge card of said user and second portion configured to store a user private key , and an authentication mechanism , said portable emulation card configuring device being configured to write from said memory said charge card data pertaining to said charge card of said user to said emulation card if said user is authenticated through said authentication mechanism , thereby allowing said emulation card to appear through said emulation card interface , after writing and for the purpose of conducting said transaction , like said charge card of said user to said charge card terminal and enabling said charge card terminal to read said charge card data from said emulation card to conduct said transaction ; and an electronic authorization interfacing subsystem , including first logic circuit configured to receive first digital data representative of a transaction request pertaining to said transaction from said electronic transaction system , second logic circuit configured to form second digital data responsive to said transaction request received by said first logic circuit if said transaction request is approved by said user , said second digital data representing encrypted data signifying an approval by said user of said transaction request ; and second digital data including encrypted transaction information being encrypted by said private key and includes at least one of a transaction time and a transaction amount pertaining to said charge card transaction , said encrypted transaction information being readable by said charge card terminal and renders said emulation card valid only for said charge card transaction ; and transmission circuitry coupled to said second logic circuit , said transmission circuitry being configured to transmit said second digital data from said portable transaction arrangement to said electronic transaction system if said user approves said transaction request . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US6850916B1 CLAIM 1 . A portable transaction arrangement for permitting a user to conduct a transaction vis-à-vis an electronic transaction system , comprising : a charge card terminal interfacing subsystem , including an emulation card having an emulation card interface , said emulation card interface emulating an interface of a charge card , said charge card being one of a magnetic stripe card and an electronic smart card (memory location) , said interface of said charge card facilitating communication between said charge card and a charge card terminal of said electronic transaction system ; and a portable emulation card configuring device arranged to be used in conjunction with said emulation card , including a memory having two portions , a first portion configured to store charge card data pertaining to a charge card of said user and second portion configured to store a user private key , and an authentication mechanism , said portable emulation card configuring device being configured to write from said memory said charge card data pertaining to said charge card of said user to said emulation card if said user is authenticated through said authentication mechanism , thereby allowing said emulation card to appear through said emulation card interface , after writing and for the purpose of conducting said transaction , like said charge card of said user to said charge card terminal and enabling said charge card terminal to read said charge card data from said emulation card to conduct said transaction ; and an electronic authorization interfacing subsystem , including first logic circuit configured to receive first digital data representative of a transaction request pertaining to said transaction from said electronic transaction system , second logic circuit configured to form second digital data responsive to said transaction request received by said first logic circuit if said transaction request is approved by said user , said second digital data representing encrypted data signifying an approval by said user of said transaction request ; and second digital data including encrypted transaction information being encrypted by said private key and includes at least one of a transaction time and a transaction amount pertaining to said charge card transaction , said encrypted transaction information being readable by said charge card terminal and renders said emulation card valid only for said charge card transaction ; and transmission circuitry coupled to said second logic circuit , said transmission circuitry being configured to transmit said second digital data from said portable transaction arrangement to said electronic transaction system if said user approves said transaction request . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6850916B1 CLAIM 1 . A portable transaction arrangement for permitting a user to conduct a transaction vis-à-vis an electronic transaction system , comprising : a charge card terminal interfacing subsystem , including an emulation card having an emulation card interface , said emulation card interface emulating an interface of a charge card , said charge card being one of a magnetic stripe card and an electronic smart card (memory location) , said interface of said charge card facilitating communication between said charge card and a charge card terminal of said electronic transaction system ; and a portable emulation card configuring device arranged to be used in conjunction with said emulation card , including a memory having two portions , a first portion configured to store charge card data pertaining to a charge card of said user and second portion configured to store a user private key , and an authentication mechanism , said portable emulation card configuring device being configured to write from said memory said charge card data pertaining to said charge card of said user to said emulation card if said user is authenticated through said authentication mechanism , thereby allowing said emulation card to appear through said emulation card interface , after writing and for the purpose of conducting said transaction , like said charge card of said user to said charge card terminal and enabling said charge card terminal to read said charge card data from said emulation card to conduct said transaction ; and an electronic authorization interfacing subsystem , including first logic circuit configured to receive first digital data representative of a transaction request pertaining to said transaction from said electronic transaction system , second logic circuit configured to form second digital data responsive to said transaction request received by said first logic circuit if said transaction request is approved by said user , said second digital data representing encrypted data signifying an approval by said user of said transaction request ; and second digital data including encrypted transaction information being encrypted by said private key and includes at least one of a transaction time and a transaction amount pertaining to said charge card transaction , said encrypted transaction information being readable by said charge card terminal and renders said emulation card valid only for said charge card transaction ; and transmission circuitry coupled to said second logic circuit , said transmission circuitry being configured to transmit said second digital data from said portable transaction arrangement to said electronic transaction system if said user approves said transaction request . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6850916B1 CLAIM 1 . A portable transaction arrangement for permitting a user to conduct a transaction vis-à-vis an electronic transaction system , comprising : a charge card terminal interfacing subsystem , including an emulation card having an emulation card interface , said emulation card interface emulating an interface of a charge card , said charge card being one of a magnetic strip (magnetic strip) e card and an electronic smart card , said interface of said charge card facilitating communication between said charge card and a charge card terminal of said electronic transaction system ; and a portable emulation card configuring device arranged to be used in conjunction with said emulation card , including a memory having two portions , a first portion configured to store charge card data pertaining to a charge card of said user and second portion configured to store a user private key , and an authentication mechanism , said portable emulation card configuring device being configured to write from said memory said charge card data pertaining to said charge card of said user to said emulation card if said user is authenticated through said authentication mechanism , thereby allowing said emulation card to appear through said emulation card interface , after writing and for the purpose of conducting said transaction , like said charge card of said user to said charge card terminal and enabling said charge card terminal to read said charge card data from said emulation card to conduct said transaction ; and an electronic authorization interfacing subsystem , including first logic circuit configured to receive first digital data representative of a transaction request pertaining to said transaction from said electronic transaction system , second logic circuit configured to form second digital data responsive to said transaction request received by said first logic circuit if said transaction request is approved by said user , said second digital data representing encrypted data signifying an approval by said user of said transaction request ; and second digital data including encrypted transaction information being encrypted by said private key and includes at least one of a transaction time and a transaction amount pertaining to said charge card transaction , said encrypted transaction information being readable by said charge card terminal and renders said emulation card valid only for said charge card transaction ; and transmission circuitry coupled to said second logic circuit , said transmission circuitry being configured to transmit said second digital data from said portable transaction arrangement to said electronic transaction system if said user approves said transaction request . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6850916B1 CLAIM 1 . A portable transaction arrangement for permitting a user to conduct a transaction vis-à-vis an electronic transaction system , comprising : a charge card terminal interfacing subsystem , including an emulation card having an emulation card interface , said emulation card interface emulating an interface of a charge card , said charge card being one of a magnetic stripe card and an electronic smart card (memory location) , said interface of said charge card facilitating communication between said charge card and a charge card terminal of said electronic transaction system ; and a portable emulation card configuring device arranged to be used in conjunction with said emulation card , including a memory having two portions , a first portion configured to store charge card data pertaining to a charge card of said user and second portion configured to store a user private key , and an authentication mechanism , said portable emulation card configuring device being configured to write from said memory said charge card data pertaining to said charge card of said user to said emulation card if said user is authenticated through said authentication mechanism , thereby allowing said emulation card to appear through said emulation card interface , after writing and for the purpose of conducting said transaction , like said charge card of said user to said charge card terminal and enabling said charge card terminal to read said charge card data from said emulation card to conduct said transaction ; and an electronic authorization interfacing subsystem , including first logic circuit configured to receive first digital data representative of a transaction request pertaining to said transaction from said electronic transaction system , second logic circuit configured to form second digital data responsive to said transaction request received by said first logic circuit if said transaction request is approved by said user , said second digital data representing encrypted data signifying an approval by said user of said transaction request ; and second digital data including encrypted transaction information being encrypted by said private key and includes at least one of a transaction time and a transaction amount pertaining to said charge card transaction , said encrypted transaction information being readable by said charge card terminal and renders said emulation card valid only for said charge card transaction ; and transmission circuitry coupled to said second logic circuit , said transmission circuitry being configured to transmit said second digital data from said portable transaction arrangement to said electronic transaction system if said user approves said transaction request . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6850916B1 CLAIM 1 . A portable transaction arrangement for permitting a user to conduct a transaction vis-à-vis an electronic transaction system , comprising : a charge card terminal interfacing subsystem , including an emulation card having an emulation card interface , said emulation card interface emulating an interface of a charge card , said charge card being one of a magnetic stripe card and an electronic smart card (memory location) , said interface of said charge card facilitating communication between said charge card and a charge card terminal of said electronic transaction system ; and a portable emulation card configuring device arranged to be used in conjunction with said emulation card , including a memory having two portions , a first portion configured to store charge card data pertaining to a charge card of said user and second portion configured to store a user private key , and an authentication mechanism , said portable emulation card configuring device being configured to write from said memory said charge card data pertaining to said charge card of said user to said emulation card if said user is authenticated through said authentication mechanism , thereby allowing said emulation card to appear through said emulation card interface , after writing and for the purpose of conducting said transaction , like said charge card of said user to said charge card terminal and enabling said charge card terminal to read said charge card data from said emulation card to conduct said transaction ; and an electronic authorization interfacing subsystem , including first logic circuit configured to receive first digital data representative of a transaction request pertaining to said transaction from said electronic transaction system , second logic circuit configured to form second digital data responsive to said transaction request received by said first logic circuit if said transaction request is approved by said user , said second digital data representing encrypted data signifying an approval by said user of said transaction request ; and second digital data including encrypted transaction information being encrypted by said private key and includes at least one of a transaction time and a transaction amount pertaining to said charge card transaction , said encrypted transaction information being readable by said charge card terminal and renders said emulation card valid only for said charge card transaction ; and transmission circuitry coupled to said second logic circuit , said transmission circuitry being configured to transmit said second digital data from said portable transaction arrangement to said electronic transaction system if said user approves said transaction request . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US6850916B1 CLAIM 1 . A portable transaction arrangement for permitting a user to conduct a transaction vis-à-vis an electronic transaction system , comprising : a charge card terminal interfacing subsystem , including an emulation card having an emulation card interface , said emulation card interface emulating an interface of a charge card , said charge card being one of a magnetic stripe card and an electronic smart card (memory location) , said interface of said charge card facilitating communication between said charge card and a charge card terminal of said electronic transaction system ; and a portable emulation card configuring device arranged to be used in conjunction with said emulation card , including a memory having two portions , a first portion configured to store charge card data pertaining to a charge card of said user and second portion configured to store a user private key , and an authentication mechanism , said portable emulation card configuring device being configured to write from said memory said charge card data pertaining to said charge card of said user to said emulation card if said user is authenticated through said authentication mechanism , thereby allowing said emulation card to appear through said emulation card interface , after writing and for the purpose of conducting said transaction , like said charge card of said user to said charge card terminal and enabling said charge card terminal to read said charge card data from said emulation card to conduct said transaction ; and an electronic authorization interfacing subsystem , including first logic circuit configured to receive first digital data representative of a transaction request pertaining to said transaction from said electronic transaction system , second logic circuit configured to form second digital data responsive to said transaction request received by said first logic circuit if said transaction request is approved by said user , said second digital data representing encrypted data signifying an approval by said user of said transaction request ; and second digital data including encrypted transaction information being encrypted by said private key and includes at least one of a transaction time and a transaction amount pertaining to said charge card transaction , said encrypted transaction information being readable by said charge card terminal and renders said emulation card valid only for said charge card transaction ; and transmission circuitry coupled to said second logic circuit , said transmission circuitry being configured to transmit said second digital data from said portable transaction arrangement to said electronic transaction system if said user approves said transaction request . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6154879A Filed: 1999-02-05 Issued: 2000-11-28 Tokenless biometric ATM access system (Original Assignee) SmartTouch Inc (Current Assignee) INDIVOS Corp A DELAWARE CORPORATION ; Open Invention Network LLC ; Excel Innovations Inc David Ferrin Pare, Jr., Ned Hoffman, Jonathan Alexander Lee |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station (authentication information) , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6154879A CLAIM 16 . The method of claim 1 further comprising a biometric theft resolution step , wherein a biometric sorting number of the user is changed to prevent unauthorized access by individuals who have obtained the user' ; s personal authentication information (verification station) . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station (authentication information) . |
US6154879A CLAIM 16 . The method of claim 1 further comprising a biometric theft resolution step , wherein a biometric sorting number of the user is changed to prevent unauthorized access by individuals who have obtained the user' ; s personal authentication information (verification station) . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station (authentication information) . |
US6154879A CLAIM 16 . The method of claim 1 further comprising a biometric theft resolution step , wherein a biometric sorting number of the user is changed to prevent unauthorized access by individuals who have obtained the user' ; s personal authentication information (verification station) . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information from the verification station (authentication information) . |
US6154879A CLAIM 16 . The method of claim 1 further comprising a biometric theft resolution step , wherein a biometric sorting number of the user is changed to prevent unauthorized access by individuals who have obtained the user' ; s personal authentication information (verification station) . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station (authentication information) ; and outputting at least some of the information input from the keypad . |
US6154879A CLAIM 16 . The method of claim 1 further comprising a biometric theft resolution step , wherein a biometric sorting number of the user is changed to prevent unauthorized access by individuals who have obtained the user' ; s personal authentication information (verification station) . |
| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider (prevent unauthorized access) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
US6154879A CLAIM 16 . The method of claim 1 further comprising a biometric theft resolution step , wherein a biometric sorting number of the user is changed to prevent unauthorized access (service provider) by individuals who have obtained the user' ; s personal authentication information . |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider (prevent unauthorized access) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
US6154879A CLAIM 16 . The method of claim 1 further comprising a biometric theft resolution step , wherein a biometric sorting number of the user is changed to prevent unauthorized access (service provider) by individuals who have obtained the user' ; s personal authentication information . |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider (prevent unauthorized access) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
US6154879A CLAIM 16 . The method of claim 1 further comprising a biometric theft resolution step , wherein a biometric sorting number of the user is changed to prevent unauthorized access (service provider) by individuals who have obtained the user' ; s personal authentication information . |
| US8620039B2 CLAIM 15 . A verification station (authentication information) for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6154879A CLAIM 16 . The method of claim 1 further comprising a biometric theft resolution step , wherein a biometric sorting number of the user is changed to prevent unauthorized access by individuals who have obtained the user' ; s personal authentication information (verification station) . |
| US8620039B2 CLAIM 16 . A verification station (authentication information) according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6154879A CLAIM 16 . The method of claim 1 further comprising a biometric theft resolution step , wherein a biometric sorting number of the user is changed to prevent unauthorized access by individuals who have obtained the user' ; s personal authentication information (verification station) . |
| US8620039B2 CLAIM 17 . A verification station (authentication information) according to claim 15 , wherein the memory is incorporated in a tamper-proof manner in the verification station . |
US6154879A CLAIM 16 . The method of claim 1 further comprising a biometric theft resolution step , wherein a biometric sorting number of the user is changed to prevent unauthorized access by individuals who have obtained the user' ; s personal authentication information (verification station) . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station (authentication information) , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6154879A CLAIM 16 . The method of claim 1 further comprising a biometric theft resolution step , wherein a biometric sorting number of the user is changed to prevent unauthorized access by individuals who have obtained the user' ; s personal authentication information (verification station) . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0878780A2 Filed: 1998-04-11 Issued: 1998-11-18 User verification system (Original Assignee) NCR International Inc (Current Assignee) NCR International Inc Alexander W. Whytock |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0878780A2 CLAIM 6 A system according to any one of claims 1 to 4 , characterized by a smart card (memory location) reader (16) , and by a smart card arranged to store said matched spatial filter , said smart card being insertable into said card reader in order for said comparing means (70) to access said matched spatial filter . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
EP0878780A2 CLAIM 6 A system according to any one of claims 1 to 4 , characterized by a smart card (memory location) reader (16) , and by a smart card arranged to store said matched spatial filter , said smart card being insertable into said card reader in order for said comparing means (70) to access said matched spatial filter . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0878780A2 CLAIM 6 A system according to any one of claims 1 to 4 , characterized by a smart card reader (card reader) (16) , and by a smart card (memory location) arranged to store said matched spatial filter , said smart card being insertable into said card reader in order for said comparing means (70) to access said matched spatial filter . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0878780A2 CLAIM 6 A system according to any one of claims 1 to 4 , characterized by a smart card (memory location) reader (16) , and by a smart card arranged to store said matched spatial filter , said smart card being insertable into said card reader in order for said comparing means (70) to access said matched spatial filter . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
EP0878780A2 CLAIM 6 A system according to any one of claims 1 to 4 , characterized by a smart card (memory location) reader (16) , and by a smart card arranged to store said matched spatial filter , said smart card being insertable into said card reader in order for said comparing means (70) to access said matched spatial filter . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0878780A2 CLAIM 6 A system according to any one of claims 1 to 4 , characterized by a smart card (memory location) reader (16) , and by a smart card arranged to store said matched spatial filter , said smart card being insertable into said card reader in order for said comparing means (70) to access said matched spatial filter . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0878780A2 CLAIM 6 A system according to any one of claims 1 to 4 , characterized by a smart card (memory location) reader (16) , and by a smart card arranged to store said matched spatial filter , said smart card being insertable into said card reader in order for said comparing means (70) to access said matched spatial filter . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0878780A2 CLAIM 6 A system according to any one of claims 1 to 4 , characterized by a smart card (memory location) reader (16) , and by a smart card arranged to store said matched spatial filter , said smart card being insertable into said card reader in order for said comparing means (70) to access said matched spatial filter . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
EP0878780A2 CLAIM 6 A system according to any one of claims 1 to 4 , characterized by a smart card (memory location) reader (16) , and by a smart card arranged to store said matched spatial filter , said smart card being insertable into said card reader in order for said comparing means (70) to access said matched spatial filter . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0864996A2 Filed: 1998-03-12 Issued: 1998-09-16 Portable electronic device and method for personal identification (Original Assignee) Hitachi Ltd (Current Assignee) Hitachi Ltd Masaru Ohki, Takahiro Sakaguchi, Kazutaka Sato |
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| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (random number) adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0864996A2 CLAIM 18 The method for performing personal identification as claimed in claim 17 , wherein said portable electronic device scrambles said difference data by using generated random number (key fob) s generated thereby , sends said scrambled difference data to said data processing device , and deciphers said first identification results sent from said data processing device by using said random numbers . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (said position) from a keypad to the verification station ; and outputting at least some of the information input (information input) from the keypad . |
EP0864996A2 CLAIM 5 A method for performing personal identification of a portable electronic device through the effect of a data processing device and said portable electronic device for holding feature values of first biometric information as registered data , comprising the steps of : in said data processing device , extracting feature values of second biometric information input (information input) ted thereto (402) and sending said extracted feature values as features to said portable electronic device ; and in said portable electronic device , matching said features to said registered data (404) . EP0864996A2 CLAIM 9 The method for performing personal identification as claimed in claim 8 , wherein said data processing device cuts out a part of said features corresponding to said registered data held in said portable electronic device by said position (inputting information) ing (504) and sends said cut features to said portable electronic device . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (random number) adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0864996A2 CLAIM 18 The method for performing personal identification as claimed in claim 17 , wherein said portable electronic device scrambles said difference data by using generated random number (key fob) s generated thereby , sends said scrambled difference data to said data processing device , and deciphers said first identification results sent from said data processing device by using said random numbers . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0936583A1 Filed: 1998-02-16 Issued: 1999-08-18 A method and system for providing a communication terminal device with networking access control features and in particular with internet authentication and online shopping features (Original Assignee) Ali Hassan Al-Khaja Ali Hassan Al-Khaja |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (writing device, smart cards, ID number, card data) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (writing device, smart cards, ID number, card data) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station (reading module) , the method comprising the steps of : (a) providing card information (writing device, smart cards, ID number, card data) from a card device (writing device, smart cards, ID number, card data) to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 19 The system according to claim 17 or 18 , characterised in that the card reading device (3) is an internal card reading module (verification station) . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (writing device, smart cards, ID number, card data) is one of : a card in which the card information (writing device, smart cards, ID number, card data) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (online shopping) on the smart card ; and a key fob (virtual keyboard) adapted to provide the card information by transmitting a wireless signal to the verification station (reading module) . |
EP0936583A1 CLAIM 1 A method for providing a communication terminal device (1) with networking access control features and in particular with Internet authentication and online shopping (solid state memory) features comprising the steps of : inserting a first card (5) containing the user name , the password and the committed service provider or the organisation or company number into a card reading device (3) ; entering a PIN code ; and inserting a second card (6) which allows defined access to a network . EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 8 The method according to claim 7 , characterised in that the keyboard is a virtual keyboard (key fob) appearing on a display device (4) . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 19 The system according to claim 17 or 18 , characterised in that the card reading device (3) is an internal card reading module (verification station) . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (writing device, smart cards, ID number, card data) provided in the step (a) comprises a header and card data (writing device, smart cards, ID number, card data) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station (reading module) . |
EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 19 The system according to claim 17 or 18 , characterised in that the card reading device (3) is an internal card reading module (verification station) . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (writing device, smart cards, ID number, card data) from the verification station (reading module) . |
EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 19 The system according to claim 17 or 18 , characterised in that the card reading device (3) is an internal card reading module (verification station) . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station (reading module) ; and outputting at least some of the information input from the keypad . |
EP0936583A1 CLAIM 19 The system according to claim 17 or 18 , characterised in that the card reading device (3) is an internal card reading module (verification station) . |
| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider (service provider) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (work site, user name) to a service dependent upon receipt of the outputted information . |
EP0936583A1 CLAIM 1 A method for providing a communication terminal device (1) with networking access control features and in particular with Internet authentication and online shopping features comprising the steps of : inserting a first card (5) containing the user name (providing access) , the password and the committed service provider (service provider) or the organisation or company number into a card reading device (3) ; entering a PIN code ; and inserting a second card (6) which allows defined access to a network . EP0936583A1 CLAIM 6 The method according to any of the claims 1 - 5 , characterised in that the second used card (6) contains a defined preselected list of Internet or other network site (providing access) s and/or a list with network applications the user is allowed to run . |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider (service provider) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (work site, user name) to a service dependent upon receipt of the outputted information . |
EP0936583A1 CLAIM 1 A method for providing a communication terminal device (1) with networking access control features and in particular with Internet authentication and online shopping features comprising the steps of : inserting a first card (5) containing the user name (providing access) , the password and the committed service provider (service provider) or the organisation or company number into a card reading device (3) ; entering a PIN code ; and inserting a second card (6) which allows defined access to a network . EP0936583A1 CLAIM 6 The method according to any of the claims 1 - 5 , characterised in that the second used card (6) contains a defined preselected list of Internet or other network site (providing access) s and/or a list with network applications the user is allowed to run . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (writing device, smart cards, ID number, card data) is not authorised authorized . |
EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider (service provider) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (work site, user name) to a service dependent upon receipt of the outputted information . |
EP0936583A1 CLAIM 1 A method for providing a communication terminal device (1) with networking access control features and in particular with Internet authentication and online shopping features comprising the steps of : inserting a first card (5) containing the user name (providing access) , the password and the committed service provider (service provider) or the organisation or company number into a card reading device (3) ; entering a PIN code ; and inserting a second card (6) which allows defined access to a network . EP0936583A1 CLAIM 6 The method according to any of the claims 1 - 5 , characterised in that the second used card (6) contains a defined preselected list of Internet or other network site (providing access) s and/or a list with network applications the user is allowed to run . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (writing device, smart cards, ID number, card data) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (writing device, smart cards, ID number, card data) reader for receiving card information (writing device, smart cards, ID number, card data) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (writing device, smart cards, ID number, card data) to the card device (writing device, smart cards, ID number, card data) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 15 . A verification station (reading module) for securing a process , the verification station comprising : a card device (writing device, smart cards, ID number, card data) reader for receiving card information (writing device, smart cards, ID number, card data) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 19 The system according to claim 17 or 18 , characterised in that the card reading device (3) is an internal card reading module (verification station) . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 16 . A verification station (reading module) according to claim 15 , wherein the card device (writing device, smart cards, ID number, card data) reader is one of : a reader for a card in which the card information (writing device, smart cards, ID number, card data) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (online shopping) on the smart card ; and a receiver for a key fob (virtual keyboard) adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0936583A1 CLAIM 1 A method for providing a communication terminal device (1) with networking access control features and in particular with Internet authentication and online shopping (solid state memory) features comprising the steps of : inserting a first card (5) containing the user name , the password and the committed service provider or the organisation or company number into a card reading device (3) ; entering a PIN code ; and inserting a second card (6) which allows defined access to a network . EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 8 The method according to claim 7 , characterised in that the keyboard is a virtual keyboard (key fob) appearing on a display device (4) . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 19 The system according to claim 17 or 18 , characterised in that the card reading device (3) is an internal card reading module (verification station) . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 17 . A verification station (reading module) according to claim 15 , wherein the memory is incorporated in a tamper-proof manner in the verification station . |
EP0936583A1 CLAIM 19 The system according to claim 17 or 18 , characterised in that the card reading device (3) is an internal card reading module (verification station) . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (PIN code) for directing a processor to execute a method for securing a process at a verification station (reading module) , said program comprising : code for determining if card information (writing device, smart cards, ID number, card data) , provided to a card device (writing device, smart cards, ID number, card data) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0936583A1 CLAIM 1 A method for providing a communication terminal device (1) with networking access control features and in particular with Internet authentication and online shopping features comprising the steps of : inserting a first card (5) containing the user name , the password and the committed service provider or the organisation or company number into a card reading device (3) ; entering a PIN code (computer program) ; and inserting a second card (6) which allows defined access to a network . EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 19 The system according to claim 17 or 18 , characterised in that the card reading device (3) is an internal card reading module (verification station) . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (PIN code) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (writing device, smart cards, ID number, card data) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0936583A1 CLAIM 1 A method for providing a communication terminal device (1) with networking access control features and in particular with Internet authentication and online shopping features comprising the steps of : inserting a first card (5) containing the user name , the password and the committed service provider or the organisation or company number into a card reading device (3) ; entering a PIN code (computer program) ; and inserting a second card (6) which allows defined access to a network . EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (PIN code) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (writing device, smart cards, ID number, card data) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP0936583A1 CLAIM 1 A method for providing a communication terminal device (1) with networking access control features and in particular with Internet authentication and online shopping features comprising the steps of : inserting a first card (5) containing the user name , the password and the committed service provider or the organisation or company number into a card reading device (3) ; entering a PIN code (computer program) ; and inserting a second card (6) which allows defined access to a network . EP0936583A1 CLAIM 2 The method according to claim 1 , characterised in that the used cards (5 , 6) are smart cards (card data, card information, card device, receiving card information) and that the used card reading device (3) is a smart card reading device . EP0936583A1 CLAIM 9 The method according to claims 1 - 8 , with the additionally steps of : inserting a credit card (7) into the card reading device (3) ; entering a PIN code ; encrypting the data stored on the card (7) ; adding encrypted time and date information to the encrypted card data (card data, card information, card device, receiving card information) ; and sending the encrypted data to an online vendor or organization . EP0936583A1 CLAIM 10 The method according to claim 9 , characterised in that the credit card (7) is not accepted , if the ID number (card data, card information, card device, receiving card information) of the card is not found in the communication terminal device' ; s database . EP0936583A1 CLAIM 26 The method according to any of the claims 1 - 16 , characterised in that the card reading device (3) is a card reading/writing device (card data, card information, card device, receiving card information) . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0854456A1 Filed: 1997-12-08 Issued: 1998-07-22 Self service financial terminal (Original Assignee) NCR International Inc (Current Assignee) NCR International Inc Kenneth J. Peters, Steven A. Carnegie |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (storage device) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (writing data) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage device (card information, card data, providing card information) (34) . EP0854456A1 CLAIM 7 A method of operating a self service financial terminal , said terminal comprising a processor (21) , and a reader/writer (25) for a portable digital storage device (34) characterised by the steps of : - receiving a portable digital storage device in the reader/writer (28) receiving an instruction ; and writing data (memory location) to the portable digital storage device . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (storage device) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (writing data) , in said local memory , defined by the subsequently presented card information . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage device (card information, card data, providing card information) (34) . EP0854456A1 CLAIM 7 A method of operating a self service financial terminal , said terminal comprising a processor (21) , and a reader/writer (25) for a portable digital storage device (34) characterised by the steps of : - receiving a portable digital storage device in the reader/writer (28) receiving an instruction ; and writing data (memory location) to the portable digital storage device . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (storage device) from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (writing data) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage device (card information, card data, providing card information) (34) . EP0854456A1 CLAIM 2 A terminal according to claim 1 characterized by further comprising a card reader (card reader) (24) , and cash delivery means (26) . EP0854456A1 CLAIM 7 A method of operating a self service financial terminal , said terminal comprising a processor (21) , and a reader/writer (25) for a portable digital storage device (34) characterised by the steps of : - receiving a portable digital storage device in the reader/writer (28) receiving an instruction ; and writing data (memory location) to the portable digital storage device . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information (storage device) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage device (card information, card data, providing card information) (34) . EP0854456A1 CLAIM 8 A method according to claim 7 in which said terminal further comprises a card reader (24) , and cash delivery means (26) , characterized by receiving a data bearing card in the card reader (24) and validating the card ; and by writing to said device (solid state memory) (34) data relevant to the card . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (storage device) provided in the step (a) comprises a header and card data (storage device) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage device (card information, card data, providing card information) (34) . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (storage device) from the verification station . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage device (card information, card data, providing card information) (34) . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (storage device) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage device (card information, card data, providing card information) (34) . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (storage device) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (writing data) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage device (card information, card data, providing card information) (34) . EP0854456A1 CLAIM 7 A method of operating a self service financial terminal , said terminal comprising a processor (21) , and a reader/writer (25) for a portable digital storage device (34) characterised by the steps of : - receiving a portable digital storage device in the reader/writer (28) receiving an instruction ; and writing data (memory location) to the portable digital storage device . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (storage device) to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (writing data) , in said local memory , defined by the subsequently presented card information . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage device (card information, card data, providing card information) (34) . EP0854456A1 CLAIM 7 A method of operating a self service financial terminal , said terminal comprising a processor (21) , and a reader/writer (25) for a portable digital storage device (34) characterised by the steps of : - receiving a portable digital storage device in the reader/writer (28) receiving an instruction ; and writing data (memory location) to the portable digital storage device . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (storage device) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (writing data) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage device (card information, card data, providing card information) (34) . EP0854456A1 CLAIM 7 A method of operating a self service financial terminal , said terminal comprising a processor (21) , and a reader/writer (25) for a portable digital storage device (34) characterised by the steps of : - receiving a portable digital storage device in the reader/writer (28) receiving an instruction ; and writing data (memory location) to the portable digital storage device . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information (storage device) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage device (card information, card data, providing card information) (34) . EP0854456A1 CLAIM 8 A method according to claim 7 in which said terminal further comprises a card reader (24) , and cash delivery means (26) , characterized by receiving a data bearing card in the card reader (24) and validating the card ; and by writing to said device (solid state memory) (34) data relevant to the card . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (receive inputs) having recorded thereon a computer program (digital storage) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (storage device) , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (writing data) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage (computer program) device (34) . EP0854456A1 CLAIM 4 A terminal according to any preceding claim characterized by a file handler (36) connected to the encryption module (32) and arranged to receive inputs (readable medium) from at least one of a real-time clock (36) , a statement driver (38) , a document processing module driver (40) , a receipt driver (42) , a digital camera (44) , and a source of advertising material (46) . EP0854456A1 CLAIM 7 A method of operating a self service financial terminal , said terminal comprising a processor (21) , and a reader/writer (25) for a portable digital storage device (34) characterised by the steps of : - receiving a portable digital storage device in the reader/writer (28) receiving an instruction ; and writing data (memory location) to the portable digital storage device . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (receive inputs) having recorded thereon a computer program (digital storage) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (storage device) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (writing data) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage (computer program) device (34) . EP0854456A1 CLAIM 4 A terminal according to any preceding claim characterized by a file handler (36) connected to the encryption module (32) and arranged to receive inputs (readable medium) from at least one of a real-time clock (36) , a statement driver (38) , a document processing module driver (40) , a receipt driver (42) , a digital camera (44) , and a source of advertising material (46) . EP0854456A1 CLAIM 7 A method of operating a self service financial terminal , said terminal comprising a processor (21) , and a reader/writer (25) for a portable digital storage device (34) characterised by the steps of : - receiving a portable digital storage device in the reader/writer (28) receiving an instruction ; and writing data (memory location) to the portable digital storage device . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (receive inputs) having recorded thereon a computer program (digital storage) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (storage device) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (writing data) , in said local memory , defined by the subsequently presented card information . |
EP0854456A1 CLAIM 1 A self service financial terminal comprising a processor (21) characterized by a reader/writer (28) for a portable digital storage (computer program) device (34) . EP0854456A1 CLAIM 4 A terminal according to any preceding claim characterized by a file handler (36) connected to the encryption module (32) and arranged to receive inputs (readable medium) from at least one of a real-time clock (36) , a statement driver (38) , a document processing module driver (40) , a receipt driver (42) , a digital camera (44) , and a source of advertising material (46) . EP0854456A1 CLAIM 7 A method of operating a self service financial terminal , said terminal comprising a processor (21) , and a reader/writer (25) for a portable digital storage device (34) characterised by the steps of : - receiving a portable digital storage device in the reader/writer (28) receiving an instruction ; and writing data (memory location) to the portable digital storage device . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0851397A2 Filed: 1997-11-19 Issued: 1998-07-01 Card type recording medium, certifying method and apparatus for the recording medium, forming system for recording medium, enciphering system, decoder therefor, and recording medium (Original Assignee) NEC Corp (Current Assignee) NEC Corp Kazuhito Takai, Shiro Fujihara |
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| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0851397A2 CLAIM 17 A card type recording medium decoder for a recording medium on which enciphered ID information and an image pattern containing ID information are printed , comprising : a magnetic reader for reading the enciphered ID information from a magnetic strip (magnetic strip) e of said recording medium ; frequency domain transformation means for transforming the pattern of said magnetic card to frequency domain information by a magnetic head ; deciphering means for deciphering the enciphered ID information and outputting ID information ; image reading means for reading the image pattern ; frequency domain transformation means for transforming the image pattern to frequency domain ; a subtracter for subtracting from the frequency domain data frequency domain information to which the ID information is transformed ; and frequency domain inverse transformation means for restoring the frequency domain information generated by the subtraction of said subtracter to a two-dimensional image pattern . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0851397A2 CLAIM 17 A card type recording medium decoder for a recording medium on which enciphered ID information and an image pattern containing ID information are printed , comprising : a magnetic reader for reading the enciphered ID information from a magnetic strip (magnetic strip) e of said recording medium ; frequency domain transformation means for transforming the pattern of said magnetic card to frequency domain information by a magnetic head ; deciphering means for deciphering the enciphered ID information and outputting ID information ; image reading means for reading the image pattern ; frequency domain transformation means for transforming the image pattern to frequency domain ; a subtracter for subtracting from the frequency domain data frequency domain information to which the ID information is transformed ; and frequency domain inverse transformation means for restoring the frequency domain information generated by the subtraction of said subtracter to a two-dimensional image pattern . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (said recording medium, formation information) having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0851397A2 CLAIM 8 A method of certifying a card type recording medium which contains a data area where data containing ID information of a holder are recorded , and an image area where image data are recorded , in the image area being recorded second image data which are generated by transforming first image data specifying the holder to frequency-area data , adding the transformed frequency-area data with the ID information and inversely transforming the added data to image signals , comprising : a first step for restoring the ID information from said card type recording medium and reading data of the image area ; a second step for transforming the image-area data to the frequency-area data to generate first transformed image data ; a third step for gaining the same data as the first image data from a reading target other than said recording medium (readable medium) and transforming the image data thus gained to the frequency-area data to obtain second transformed image data ; and a fourth step for subtracting the second transformed image data from the first transformed image data to obtain differential data , and comparing the differential data with the ID information restored from said card type recording medium to judge whether said recording medium is justifiable . EP0851397A2 CLAIM 13 A card type recording medium enciphering system including enciphering means for enciphering ID information to be recorded on a magnetic card , and magnetic information forming means for recording the enciphered ID information as magnetic information on said magnetic card , comprising : frequency domain transformation means for transforming an original image pattern of a pattern of said magnetic card ; adding means for transforming ID information to be recorded on said magnetic card to transformation information (readable medium) in which the ID information is distributed on a frequency domain , and adding the transformation information with the information which is generated by the transformation of said frequency domain transformation means ; frequency domain inverse transformation means for restoring the information of the frequency domain generated by the addition of said adding means to a two-dimensional image pattern ; and image pattern print means for printing the image pattern generated by said frequency domain inverse transformation means on said magnetic card so that the image pattern is used as the pattern of said magnetic card . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (said recording medium, formation information) having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0851397A2 CLAIM 8 A method of certifying a card type recording medium which contains a data area where data containing ID information of a holder are recorded , and an image area where image data are recorded , in the image area being recorded second image data which are generated by transforming first image data specifying the holder to frequency-area data , adding the transformed frequency-area data with the ID information and inversely transforming the added data to image signals , comprising : a first step for restoring the ID information from said card type recording medium and reading data of the image area ; a second step for transforming the image-area data to the frequency-area data to generate first transformed image data ; a third step for gaining the same data as the first image data from a reading target other than said recording medium (readable medium) and transforming the image data thus gained to the frequency-area data to obtain second transformed image data ; and a fourth step for subtracting the second transformed image data from the first transformed image data to obtain differential data , and comparing the differential data with the ID information restored from said card type recording medium to judge whether said recording medium is justifiable . EP0851397A2 CLAIM 13 A card type recording medium enciphering system including enciphering means for enciphering ID information to be recorded on a magnetic card , and magnetic information forming means for recording the enciphered ID information as magnetic information on said magnetic card , comprising : frequency domain transformation means for transforming an original image pattern of a pattern of said magnetic card ; adding means for transforming ID information to be recorded on said magnetic card to transformation information (readable medium) in which the ID information is distributed on a frequency domain , and adding the transformation information with the information which is generated by the transformation of said frequency domain transformation means ; frequency domain inverse transformation means for restoring the information of the frequency domain generated by the addition of said adding means to a two-dimensional image pattern ; and image pattern print means for printing the image pattern generated by said frequency domain inverse transformation means on said magnetic card so that the image pattern is used as the pattern of said magnetic card . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (said recording medium, formation information) having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP0851397A2 CLAIM 8 A method of certifying a card type recording medium which contains a data area where data containing ID information of a holder are recorded , and an image area where image data are recorded , in the image area being recorded second image data which are generated by transforming first image data specifying the holder to frequency-area data , adding the transformed frequency-area data with the ID information and inversely transforming the added data to image signals , comprising : a first step for restoring the ID information from said card type recording medium and reading data of the image area ; a second step for transforming the image-area data to the frequency-area data to generate first transformed image data ; a third step for gaining the same data as the first image data from a reading target other than said recording medium (readable medium) and transforming the image data thus gained to the frequency-area data to obtain second transformed image data ; and a fourth step for subtracting the second transformed image data from the first transformed image data to obtain differential data , and comparing the differential data with the ID information restored from said card type recording medium to judge whether said recording medium is justifiable . EP0851397A2 CLAIM 13 A card type recording medium enciphering system including enciphering means for enciphering ID information to be recorded on a magnetic card , and magnetic information forming means for recording the enciphered ID information as magnetic information on said magnetic card , comprising : frequency domain transformation means for transforming an original image pattern of a pattern of said magnetic card ; adding means for transforming ID information to be recorded on said magnetic card to transformation information (readable medium) in which the ID information is distributed on a frequency domain , and adding the transformation information with the information which is generated by the transformation of said frequency domain transformation means ; frequency domain inverse transformation means for restoring the information of the frequency domain generated by the addition of said adding means to a two-dimensional image pattern ; and image pattern print means for printing the image pattern generated by said frequency domain inverse transformation means on said magnetic card so that the image pattern is used as the pattern of said magnetic card . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | WO9815924A2 Filed: 1997-09-29 Issued: 1998-04-16 Tokenless biometric automated teller machine access system (Original Assignee) Smarttouch David F. Pare, Ned Hoffman, Jonathan A. Lee |
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| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider (prevent unauthorized access) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
WO9815924A2 CLAIM 18 . The method of claim 1 further comprising a biometric theft resolution step , wherein the PIN of the customer is changed to prevent unauthorized access (service provider) by individuals who have obtained the customer' ; s personal authentication information . |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider (prevent unauthorized access) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
WO9815924A2 CLAIM 18 . The method of claim 1 further comprising a biometric theft resolution step , wherein the PIN of the customer is changed to prevent unauthorized access (service provider) by individuals who have obtained the customer' ; s personal authentication information . |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider (prevent unauthorized access) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
WO9815924A2 CLAIM 18 . The method of claim 1 further comprising a biometric theft resolution step , wherein the PIN of the customer is changed to prevent unauthorized access (service provider) by individuals who have obtained the customer' ; s personal authentication information . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation (allowed access) of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
WO9815924A2 CLAIM 28 . The system of claim 26 further comprising means for authenticating that the correct computer system was accessed , wherein a private code , distinct from the PIN and not used to gain access to the computer system , is gathered from the customer during the customer registration and is presented to only the customer after customer is allowed access (subsequent presentation) es , whereby the customer is assured that the authentic computer system was used to process the account access because a false computer system would not be able to present the customer' ; s private code . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0863491A1 Filed: 1997-03-03 Issued: 1998-09-09 Security check provision (Original Assignee) British Telecommunications PLC (Current Assignee) British Telecommunications PLC designation of the inventor has not yet been filed The |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (more storage) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0863491A1 CLAIM 17 An authentication apparatus comprising : a partial user data set input means ; an authentication signal output means ; one or more storage (memory location) media having recorded therein one or more stored data sets , and processor readable code executable to verify that a remote user is an authorised person , said code comprising : user partial data set input code executable to read a user partial data set via said input means ; acceptable data set acquisition code executable to provide one or more acceptable data sets on the basis of one or more of said stored data sets ; data set comparison code executable to establish whether the user partial data set and the acceptable data set are sufficiently similar to verify that the remote user is an authorised person ; and authentication signal generation code operable to cause an authentication signal to be output via said output means on said data sets being sufficiently similar . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (more storage) , in said local memory , defined by the subsequently presented card information . |
EP0863491A1 CLAIM 17 An authentication apparatus comprising : a partial user data set input means ; an authentication signal output means ; one or more storage (memory location) media having recorded therein one or more stored data sets , and processor readable code executable to verify that a remote user is an authorised person , said code comprising : user partial data set input code executable to read a user partial data set via said input means ; acceptable data set acquisition code executable to provide one or more acceptable data sets on the basis of one or more of said stored data sets ; data set comparison code executable to establish whether the user partial data set and the acceptable data set are sufficiently similar to verify that the remote user is an authorised person ; and authentication signal generation code operable to cause an authentication signal to be output via said output means on said data sets being sufficiently similar . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (more storage) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0863491A1 CLAIM 17 An authentication apparatus comprising : a partial user data set input means ; an authentication signal output means ; one or more storage (memory location) media having recorded therein one or more stored data sets , and processor readable code executable to verify that a remote user is an authorised person , said code comprising : user partial data set input code executable to read a user partial data set via said input means ; acceptable data set acquisition code executable to provide one or more acceptable data sets on the basis of one or more of said stored data sets ; data set comparison code executable to establish whether the user partial data set and the acceptable data set are sufficiently similar to verify that the remote user is an authorised person ; and authentication signal generation code operable to cause an authentication signal to be output via said output means on said data sets being sufficiently similar . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0863491A1 CLAIM 14 A portable device for use in enabling an authorised person to pass a security check , said device (solid state memory) comprising storage means storing an acceptable data set comprising elements selected from a user data set associated with said authorised user , without encoding any of the remaining elements in said user data set . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (input means) from a keypad to the verification station ; and outputting at least some of the information input from the keypad . |
EP0863491A1 CLAIM 17 An authentication apparatus comprising : a partial user data set input means (inputting information) ; an authentication signal output means ; one or more storage media having recorded therein one or more stored data sets , and processor readable code executable to verify that a remote user is an authorised person , said code comprising : user partial data set input code executable to read a user partial data set via said input means ; acceptable data set acquisition code executable to provide one or more acceptable data sets on the basis of one or more of said stored data sets ; data set comparison code executable to establish whether the user partial data set and the acceptable data set are sufficiently similar to verify that the remote user is an authorised person ; and authentication signal generation code operable to cause an authentication signal to be output via said output means on said data sets being sufficiently similar . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader (data capture) for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (more storage) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0863491A1 CLAIM 1 A method of providing an automatic security check , said method comprising the steps of : operating a user data capture (card device reader) device to : (a) obtain , from a user attempting to pass the security check , a user data set ; and (b) derive a user partial data set from the user data set , the derivation involving the selection of elements from the user data set ; transmitting said partial data set via a communications link to an authentication apparatus operable to provide one or more acceptable data sets ; operating said authentication apparatus to compare said user partial data set with said acceptable data set to determine whether said user is a person authorised to pass said security check . EP0863491A1 CLAIM 17 An authentication apparatus comprising : a partial user data set input means ; an authentication signal output means ; one or more storage (memory location) media having recorded therein one or more stored data sets , and processor readable code executable to verify that a remote user is an authorised person , said code comprising : user partial data set input code executable to read a user partial data set via said input means ; acceptable data set acquisition code executable to provide one or more acceptable data sets on the basis of one or more of said stored data sets ; data set comparison code executable to establish whether the user partial data set and the acceptable data set are sufficiently similar to verify that the remote user is an authorised person ; and authentication signal generation code operable to cause an authentication signal to be output via said output means on said data sets being sufficiently similar . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader (data capture) and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (more storage) , in said local memory , defined by the subsequently presented card information . |
EP0863491A1 CLAIM 1 A method of providing an automatic security check , said method comprising the steps of : operating a user data capture (card device reader) device to : (a) obtain , from a user attempting to pass the security check , a user data set ; and (b) derive a user partial data set from the user data set , the derivation involving the selection of elements from the user data set ; transmitting said partial data set via a communications link to an authentication apparatus operable to provide one or more acceptable data sets ; operating said authentication apparatus to compare said user partial data set with said acceptable data set to determine whether said user is a person authorised to pass said security check . EP0863491A1 CLAIM 17 An authentication apparatus comprising : a partial user data set input means ; an authentication signal output means ; one or more storage (memory location) media having recorded therein one or more stored data sets , and processor readable code executable to verify that a remote user is an authorised person , said code comprising : user partial data set input code executable to read a user partial data set via said input means ; acceptable data set acquisition code executable to provide one or more acceptable data sets on the basis of one or more of said stored data sets ; data set comparison code executable to establish whether the user partial data set and the acceptable data set are sufficiently similar to verify that the remote user is an authorised person ; and authentication signal generation code operable to cause an authentication signal to be output via said output means on said data sets being sufficiently similar . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader (data capture) for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (more storage) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0863491A1 CLAIM 1 A method of providing an automatic security check , said method comprising the steps of : operating a user data capture (card device reader) device to : (a) obtain , from a user attempting to pass the security check , a user data set ; and (b) derive a user partial data set from the user data set , the derivation involving the selection of elements from the user data set ; transmitting said partial data set via a communications link to an authentication apparatus operable to provide one or more acceptable data sets ; operating said authentication apparatus to compare said user partial data set with said acceptable data set to determine whether said user is a person authorised to pass said security check . EP0863491A1 CLAIM 17 An authentication apparatus comprising : a partial user data set input means ; an authentication signal output means ; one or more storage (memory location) media having recorded therein one or more stored data sets , and processor readable code executable to verify that a remote user is an authorised person , said code comprising : user partial data set input code executable to read a user partial data set via said input means ; acceptable data set acquisition code executable to provide one or more acceptable data sets on the basis of one or more of said stored data sets ; data set comparison code executable to establish whether the user partial data set and the acceptable data set are sufficiently similar to verify that the remote user is an authorised person ; and authentication signal generation code operable to cause an authentication signal to be output via said output means on said data sets being sufficiently similar . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader (data capture) is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0863491A1 CLAIM 1 A method of providing an automatic security check , said method comprising the steps of : operating a user data capture (card device reader) device to : (a) obtain , from a user attempting to pass the security check , a user data set ; and (b) derive a user partial data set from the user data set , the derivation involving the selection of elements from the user data set ; transmitting said partial data set via a communications link to an authentication apparatus operable to provide one or more acceptable data sets ; operating said authentication apparatus to compare said user partial data set with said acceptable data set to determine whether said user is a person authorised to pass said security check . EP0863491A1 CLAIM 14 A portable device for use in enabling an authorised person to pass a security check , said device (solid state memory) comprising storage means storing an acceptable data set comprising elements selected from a user data set associated with said authorised user , without encoding any of the remaining elements in said user data set . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader (data capture) incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (more storage) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0863491A1 CLAIM 1 A method of providing an automatic security check , said method comprising the steps of : operating a user data capture (card device reader) device to : (a) obtain , from a user attempting to pass the security check , a user data set ; and (b) derive a user partial data set from the user data set , the derivation involving the selection of elements from the user data set ; transmitting said partial data set via a communications link to an authentication apparatus operable to provide one or more acceptable data sets ; operating said authentication apparatus to compare said user partial data set with said acceptable data set to determine whether said user is a person authorised to pass said security check . EP0863491A1 CLAIM 17 An authentication apparatus comprising : a partial user data set input means ; an authentication signal output means ; one or more storage (memory location) media having recorded therein one or more stored data sets , and processor readable code executable to verify that a remote user is an authorised person , said code comprising : user partial data set input code executable to read a user partial data set via said input means ; acceptable data set acquisition code executable to provide one or more acceptable data sets on the basis of one or more of said stored data sets ; data set comparison code executable to establish whether the user partial data set and the acceptable data set are sufficiently similar to verify that the remote user is an authorised person ; and authentication signal generation code operable to cause an authentication signal to be output via said output means on said data sets being sufficiently similar . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (more storage) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0863491A1 CLAIM 17 An authentication apparatus comprising : a partial user data set input means ; an authentication signal output means ; one or more storage (memory location) media having recorded therein one or more stored data sets , and processor readable code executable to verify that a remote user is an authorised person , said code comprising : user partial data set input code executable to read a user partial data set via said input means ; acceptable data set acquisition code executable to provide one or more acceptable data sets on the basis of one or more of said stored data sets ; data set comparison code executable to establish whether the user partial data set and the acceptable data set are sufficiently similar to verify that the remote user is an authorised person ; and authentication signal generation code operable to cause an authentication signal to be output via said output means on said data sets being sufficiently similar . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (more storage) , in said local memory , defined by the subsequently presented card information . |
EP0863491A1 CLAIM 17 An authentication apparatus comprising : a partial user data set input means ; an authentication signal output means ; one or more storage (memory location) media having recorded therein one or more stored data sets , and processor readable code executable to verify that a remote user is an authorised person , said code comprising : user partial data set input code executable to read a user partial data set via said input means ; acceptable data set acquisition code executable to provide one or more acceptable data sets on the basis of one or more of said stored data sets ; data set comparison code executable to establish whether the user partial data set and the acceptable data set are sufficiently similar to verify that the remote user is an authorised person ; and authentication signal generation code operable to cause an authentication signal to be output via said output means on said data sets being sufficiently similar . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5764789A Filed: 1996-09-27 Issued: 1998-06-09 Tokenless biometric ATM access system (Original Assignee) SmartTouch LLC (Current Assignee) Open Invention Network LLC ; Excel Innovations Inc David Ferrin Pare, Jr., Ned Hoffman, Jonathan Alexander Lee |
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| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider (prevent unauthorized access) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
US5764789A CLAIM 18 . The method of claim 1 further comprising a biometric theft resolution step , wherein the PIN of the customer is changed to prevent unauthorized access (service provider) by individuals who have obtained the customer' ; s personal authentication information . |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider (prevent unauthorized access) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
US5764789A CLAIM 18 . The method of claim 1 further comprising a biometric theft resolution step , wherein the PIN of the customer is changed to prevent unauthorized access (service provider) by individuals who have obtained the customer' ; s personal authentication information . |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider (prevent unauthorized access) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
US5764789A CLAIM 18 . The method of claim 1 further comprising a biometric theft resolution step , wherein the PIN of the customer is changed to prevent unauthorized access (service provider) by individuals who have obtained the customer' ; s personal authentication information . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation (allowed access) of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US5764789A CLAIM 28 . The system of claim 26 further comprising means for authenticating that the correct computer system was accessed , wherein a private code , distinct from the PIN and not used to gain access to the computer system , is gathered from the customer during the customer registration and is presented to only the customer after customer is allowed access (subsequent presentation) es , whereby the customer is assured that the authentic computer system was used to process the account access because a false computer system would not be able to present the customer' ; s private code . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CN1191027A Filed: 1996-05-17 Issued: 1998-08-19 用于电子交易和电子传输授权的无代价券识别系统 (Original Assignee) 斯马特·塔奇公司 尼德·霍夫曼, 戴维·F·佩尔, 乔纳塞恩·A·李 |
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| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data (序列号) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
CN1191027A CLAIM 56 . 根据权利要求38的方法，其中尝试或登记步骤还设有唯一传输入代码，该代码具有唯一硬件识别代码和由每次传输时加一的自增序列号 (card data, access system) 。 |
| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider (通信装) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
CN1191027A CLAIM 11 . 根据权利要求4的装置，其中硬件部件还包括一个无线通信装 (service provider) 置。 |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider (通信装) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
CN1191027A CLAIM 11 . 根据权利要求4的装置，其中硬件部件还包括一个无线通信装 (service provider) 置。 |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider (通信装) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
CN1191027A CLAIM 11 . 根据权利要求4的装置，其中硬件部件还包括一个无线通信装 (service provider) 置。 |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system (序列号) comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
CN1191027A CLAIM 56 . 根据权利要求38的方法，其中尝试或登记步骤还设有唯一传输入代码，该代码具有唯一硬件识别代码和由每次传输时加一的自增序列号 (card data, access system) 。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CA2142227A1 Filed: 1995-02-10 Issued: 1996-08-11 Combination radiofrequency identification card - fingerprint identification system (Original Assignee) INFOTAG SYSTEMS INC. (Current Assignee) RFID SYSTEMS CORP Frank H. Lindqvist, Rudolf Hauke |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (frequency data) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CA2142227A1 CLAIM 1 . A method of verifying the identity of a person comprising : (a) presenting to a radiofrequency identification proximity reader of a specified frequency a portable radio frequency identification member containing a programmable memory means , said member incorporating in said memory means radio frequency data (memory location) of the specified frequency of the proximity reader and relevant digitized individual data and fingerprint data of said person , said radio frequency identification proximity reader reading said individual data and fingerprint data and transmitting said individual data and fingerprint data to a digital programmable com-puter means ; (b) presenting a fingerprint of said person to an electronic scanning means associated with said radio frequency identification proximity reader , said scanning means scanning said fingerprint and transmitting scanned fingerprint data to said digital programmable computing means ; and (c) digitally analyzing by means of said program-mable computing means said fingerprint data transmitted by said scanning means and said individual data and finger-print data transmitted by said radiofrequency identifica-tion proximity reader , and coordinating and verifying said fingerprint data transmitted by said scanning means and individual data and fingerprint data transmitted by said radiofrequency identification proximity reader , and pro-vided the data matches , indicating by said programmable computing means such a match to the person , or another person , and if the data does not match , indicating such mismatch to the person , or another person . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (frequency data) , in said local memory , defined by the subsequently presented card information . |
CA2142227A1 CLAIM 1 . A method of verifying the identity of a person comprising : (a) presenting to a radiofrequency identification proximity reader of a specified frequency a portable radio frequency identification member containing a programmable memory means , said member incorporating in said memory means radio frequency data (memory location) of the specified frequency of the proximity reader and relevant digitized individual data and fingerprint data of said person , said radio frequency identification proximity reader reading said individual data and fingerprint data and transmitting said individual data and fingerprint data to a digital programmable com-puter means ; (b) presenting a fingerprint of said person to an electronic scanning means associated with said radio frequency identification proximity reader , said scanning means scanning said fingerprint and transmitting scanned fingerprint data to said digital programmable computing means ; and (c) digitally analyzing by means of said program-mable computing means said fingerprint data transmitted by said scanning means and said individual data and finger-print data transmitted by said radiofrequency identifica-tion proximity reader , and coordinating and verifying said fingerprint data transmitted by said scanning means and individual data and fingerprint data transmitted by said radiofrequency identification proximity reader , and pro-vided the data matches , indicating by said programmable computing means such a match to the person , or another person , and if the data does not match , indicating such mismatch to the person , or another person . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (identification member, read only memory, said device) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (frequency data) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CA2142227A1 CLAIM 1 . A method of verifying the identity of a person comprising : (a) presenting to a radiofrequency identification proximity reader of a specified frequency a portable radio frequency identification member (card reader, card device reader, solid state, solid state memory) containing a programmable memory means , said member incorporating in said memory means radio frequency data (memory location) of the specified frequency of the proximity reader and relevant digitized individual data and fingerprint data of said person , said radio frequency identification proximity reader reading said individual data and fingerprint data and transmitting said individual data and fingerprint data to a digital programmable com-puter means ; (b) presenting a fingerprint of said person to an electronic scanning means associated with said radio frequency identification proximity reader , said scanning means scanning said fingerprint and transmitting scanned fingerprint data to said digital programmable computing means ; and (c) digitally analyzing by means of said program-mable computing means said fingerprint data transmitted by said scanning means and said individual data and finger-print data transmitted by said radiofrequency identifica-tion proximity reader , and coordinating and verifying said fingerprint data transmitted by said scanning means and individual data and fingerprint data transmitted by said radiofrequency identification proximity reader , and pro-vided the data matches , indicating by said programmable computing means such a match to the person , or another person , and if the data does not match , indicating such mismatch to the person , or another person . CA2142227A1 CLAIM 9 . A method as claimed in claim 7 wherein the silicon memory chip in the radio frequency identification card contains a read only memory (card reader, card device reader, solid state, solid state memory) area and an EEPROM area . CA2142227A1 CLAIM 14 . An apparatus as claimed in claim 13 wherein the identification card has a write once , read many optical memory device on the card , said device (card reader, card device reader, solid state, solid state memory) having therein memory pools which digitally record assorted information about the person . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state (identification member, read only memory, said device) memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CA2142227A1 CLAIM 1 . A method of verifying the identity of a person comprising : (a) presenting to a radiofrequency identification proximity reader of a specified frequency a portable radio frequency identification member (card reader, card device reader, solid state, solid state memory) containing a programmable memory means , said member incorporating in said memory means radio frequency data of the specified frequency of the proximity reader and relevant digitized individual data and fingerprint data of said person , said radio frequency identification proximity reader reading said individual data and fingerprint data and transmitting said individual data and fingerprint data to a digital programmable com-puter means ; (b) presenting a fingerprint of said person to an electronic scanning means associated with said radio frequency identification proximity reader , said scanning means scanning said fingerprint and transmitting scanned fingerprint data to said digital programmable computing means ; and (c) digitally analyzing by means of said program-mable computing means said fingerprint data transmitted by said scanning means and said individual data and finger-print data transmitted by said radiofrequency identifica-tion proximity reader , and coordinating and verifying said fingerprint data transmitted by said scanning means and individual data and fingerprint data transmitted by said radiofrequency identification proximity reader , and pro-vided the data matches , indicating by said programmable computing means such a match to the person , or another person , and if the data does not match , indicating such mismatch to the person , or another person . CA2142227A1 CLAIM 9 . A method as claimed in claim 7 wherein the silicon memory chip in the radio frequency identification card contains a read only memory (card reader, card device reader, solid state, solid state memory) area and an EEPROM area . CA2142227A1 CLAIM 14 . An apparatus as claimed in claim 13 wherein the identification card has a write once , read many optical memory device on the card , said device (card reader, card device reader, solid state, solid state memory) having therein memory pools which digitally record assorted information about the person . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader (identification member, read only memory, said device) for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (frequency data) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CA2142227A1 CLAIM 1 . A method of verifying the identity of a person comprising : (a) presenting to a radiofrequency identification proximity reader of a specified frequency a portable radio frequency identification member (card reader, card device reader, solid state, solid state memory) containing a programmable memory means , said member incorporating in said memory means radio frequency data (memory location) of the specified frequency of the proximity reader and relevant digitized individual data and fingerprint data of said person , said radio frequency identification proximity reader reading said individual data and fingerprint data and transmitting said individual data and fingerprint data to a digital programmable com-puter means ; (b) presenting a fingerprint of said person to an electronic scanning means associated with said radio frequency identification proximity reader , said scanning means scanning said fingerprint and transmitting scanned fingerprint data to said digital programmable computing means ; and (c) digitally analyzing by means of said program-mable computing means said fingerprint data transmitted by said scanning means and said individual data and finger-print data transmitted by said radiofrequency identifica-tion proximity reader , and coordinating and verifying said fingerprint data transmitted by said scanning means and individual data and fingerprint data transmitted by said radiofrequency identification proximity reader , and pro-vided the data matches , indicating by said programmable computing means such a match to the person , or another person , and if the data does not match , indicating such mismatch to the person , or another person . CA2142227A1 CLAIM 9 . A method as claimed in claim 7 wherein the silicon memory chip in the radio frequency identification card contains a read only memory (card reader, card device reader, solid state, solid state memory) area and an EEPROM area . CA2142227A1 CLAIM 14 . An apparatus as claimed in claim 13 wherein the identification card has a write once , read many optical memory device on the card , said device (card reader, card device reader, solid state, solid state memory) having therein memory pools which digitally record assorted information about the person . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader (identification member, read only memory, said device) and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (frequency data) , in said local memory , defined by the subsequently presented card information . |
CA2142227A1 CLAIM 1 . A method of verifying the identity of a person comprising : (a) presenting to a radiofrequency identification proximity reader of a specified frequency a portable radio frequency identification member (card reader, card device reader, solid state, solid state memory) containing a programmable memory means , said member incorporating in said memory means radio frequency data (memory location) of the specified frequency of the proximity reader and relevant digitized individual data and fingerprint data of said person , said radio frequency identification proximity reader reading said individual data and fingerprint data and transmitting said individual data and fingerprint data to a digital programmable com-puter means ; (b) presenting a fingerprint of said person to an electronic scanning means associated with said radio frequency identification proximity reader , said scanning means scanning said fingerprint and transmitting scanned fingerprint data to said digital programmable computing means ; and (c) digitally analyzing by means of said program-mable computing means said fingerprint data transmitted by said scanning means and said individual data and finger-print data transmitted by said radiofrequency identifica-tion proximity reader , and coordinating and verifying said fingerprint data transmitted by said scanning means and individual data and fingerprint data transmitted by said radiofrequency identification proximity reader , and pro-vided the data matches , indicating by said programmable computing means such a match to the person , or another person , and if the data does not match , indicating such mismatch to the person , or another person . CA2142227A1 CLAIM 9 . A method as claimed in claim 7 wherein the silicon memory chip in the radio frequency identification card contains a read only memory (card reader, card device reader, solid state, solid state memory) area and an EEPROM area . CA2142227A1 CLAIM 14 . An apparatus as claimed in claim 13 wherein the identification card has a write once , read many optical memory device on the card , said device (card reader, card device reader, solid state, solid state memory) having therein memory pools which digitally record assorted information about the person . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader (identification member, read only memory, said device) for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (frequency data) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CA2142227A1 CLAIM 1 . A method of verifying the identity of a person comprising : (a) presenting to a radiofrequency identification proximity reader of a specified frequency a portable radio frequency identification member (card reader, card device reader, solid state, solid state memory) containing a programmable memory means , said member incorporating in said memory means radio frequency data (memory location) of the specified frequency of the proximity reader and relevant digitized individual data and fingerprint data of said person , said radio frequency identification proximity reader reading said individual data and fingerprint data and transmitting said individual data and fingerprint data to a digital programmable com-puter means ; (b) presenting a fingerprint of said person to an electronic scanning means associated with said radio frequency identification proximity reader , said scanning means scanning said fingerprint and transmitting scanned fingerprint data to said digital programmable computing means ; and (c) digitally analyzing by means of said program-mable computing means said fingerprint data transmitted by said scanning means and said individual data and finger-print data transmitted by said radiofrequency identifica-tion proximity reader , and coordinating and verifying said fingerprint data transmitted by said scanning means and individual data and fingerprint data transmitted by said radiofrequency identification proximity reader , and pro-vided the data matches , indicating by said programmable computing means such a match to the person , or another person , and if the data does not match , indicating such mismatch to the person , or another person . CA2142227A1 CLAIM 9 . A method as claimed in claim 7 wherein the silicon memory chip in the radio frequency identification card contains a read only memory (card reader, card device reader, solid state, solid state memory) area and an EEPROM area . CA2142227A1 CLAIM 14 . An apparatus as claimed in claim 13 wherein the identification card has a write once , read many optical memory device on the card , said device (card reader, card device reader, solid state, solid state memory) having therein memory pools which digitally record assorted information about the person . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader (identification member, read only memory, said device) is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state (identification member, read only memory, said device) memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
CA2142227A1 CLAIM 1 . A method of verifying the identity of a person comprising : (a) presenting to a radiofrequency identification proximity reader of a specified frequency a portable radio frequency identification member (card reader, card device reader, solid state, solid state memory) containing a programmable memory means , said member incorporating in said memory means radio frequency data of the specified frequency of the proximity reader and relevant digitized individual data and fingerprint data of said person , said radio frequency identification proximity reader reading said individual data and fingerprint data and transmitting said individual data and fingerprint data to a digital programmable com-puter means ; (b) presenting a fingerprint of said person to an electronic scanning means associated with said radio frequency identification proximity reader , said scanning means scanning said fingerprint and transmitting scanned fingerprint data to said digital programmable computing means ; and (c) digitally analyzing by means of said program-mable computing means said fingerprint data transmitted by said scanning means and said individual data and finger-print data transmitted by said radiofrequency identifica-tion proximity reader , and coordinating and verifying said fingerprint data transmitted by said scanning means and individual data and fingerprint data transmitted by said radiofrequency identification proximity reader , and pro-vided the data matches , indicating by said programmable computing means such a match to the person , or another person , and if the data does not match , indicating such mismatch to the person , or another person . CA2142227A1 CLAIM 9 . A method as claimed in claim 7 wherein the silicon memory chip in the radio frequency identification card contains a read only memory (card reader, card device reader, solid state, solid state memory) area and an EEPROM area . CA2142227A1 CLAIM 14 . An apparatus as claimed in claim 13 wherein the identification card has a write once , read many optical memory device on the card , said device (card reader, card device reader, solid state, solid state memory) having therein memory pools which digitally record assorted information about the person . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (analysis program) having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader (identification member, read only memory, said device) incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (frequency data) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CA2142227A1 CLAIM 1 . A method of verifying the identity of a person comprising : (a) presenting to a radiofrequency identification proximity reader of a specified frequency a portable radio frequency identification member (card reader, card device reader, solid state, solid state memory) containing a programmable memory means , said member incorporating in said memory means radio frequency data (memory location) of the specified frequency of the proximity reader and relevant digitized individual data and fingerprint data of said person , said radio frequency identification proximity reader reading said individual data and fingerprint data and transmitting said individual data and fingerprint data to a digital programmable com-puter means ; (b) presenting a fingerprint of said person to an electronic scanning means associated with said radio frequency identification proximity reader , said scanning means scanning said fingerprint and transmitting scanned fingerprint data to said digital programmable computing means ; and (c) digitally analyzing by means of said program-mable computing means said fingerprint data transmitted by said scanning means and said individual data and finger-print data transmitted by said radiofrequency identifica-tion proximity reader , and coordinating and verifying said fingerprint data transmitted by said scanning means and individual data and fingerprint data transmitted by said radiofrequency identification proximity reader , and pro-vided the data matches , indicating by said programmable computing means such a match to the person , or another person , and if the data does not match , indicating such mismatch to the person , or another person . CA2142227A1 CLAIM 9 . A method as claimed in claim 7 wherein the silicon memory chip in the radio frequency identification card contains a read only memory (card reader, card device reader, solid state, solid state memory) area and an EEPROM area . CA2142227A1 CLAIM 13 . An apparatus for identifying and verifying the identity of a person comprising : (a) a housing ; (b) a computer means housed in the housing , or electronically connected to the housing , in which a digi-tized fingerprint identification system according to vector analysis is stored ; (c) a glass platen on a surface of the housing against which platen the fingerprint area of a finger of a person can be placed ; (d) electronic scanning means positioned behind the glass platen for scanning the fingerprint of the person and transmitting data from the scan to the computer means which reads the fingerprint of the person according to a vector analysis program (readable medium) which is stored in a computer memory in the computer means ; (e) a radio frequency identification proximity readable card containing a memory chip in which is recorded digitized vector analysis data of the fingerprint of the person ; (f) a radiofrequency identification proximity means located on the surface of the housing , the radiofre-quency identification means being capable of reading digitized data programmed in the memory chip embedded in the radiofrequency identification card ; and (g) a digitized program recorded in the computer memory of the computer means which conducts a comparison of data read by the electronic scanning means and converted to a vector analysis of the fingerprint of the person and with corresponding data stored in the radiofrequency activated silicon chip of the identification card . CA2142227A1 CLAIM 14 . An apparatus as claimed in claim 13 wherein the identification card has a write once , read many optical memory device on the card , said device (card reader, card device reader, solid state, solid state memory) having therein memory pools which digitally record assorted information about the person . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (analysis program) having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (frequency data) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CA2142227A1 CLAIM 1 . A method of verifying the identity of a person comprising : (a) presenting to a radiofrequency identification proximity reader of a specified frequency a portable radio frequency identification member containing a programmable memory means , said member incorporating in said memory means radio frequency data (memory location) of the specified frequency of the proximity reader and relevant digitized individual data and fingerprint data of said person , said radio frequency identification proximity reader reading said individual data and fingerprint data and transmitting said individual data and fingerprint data to a digital programmable com-puter means ; (b) presenting a fingerprint of said person to an electronic scanning means associated with said radio frequency identification proximity reader , said scanning means scanning said fingerprint and transmitting scanned fingerprint data to said digital programmable computing means ; and (c) digitally analyzing by means of said program-mable computing means said fingerprint data transmitted by said scanning means and said individual data and finger-print data transmitted by said radiofrequency identifica-tion proximity reader , and coordinating and verifying said fingerprint data transmitted by said scanning means and individual data and fingerprint data transmitted by said radiofrequency identification proximity reader , and pro-vided the data matches , indicating by said programmable computing means such a match to the person , or another person , and if the data does not match , indicating such mismatch to the person , or another person . CA2142227A1 CLAIM 13 . An apparatus for identifying and verifying the identity of a person comprising : (a) a housing ; (b) a computer means housed in the housing , or electronically connected to the housing , in which a digi-tized fingerprint identification system according to vector analysis is stored ; (c) a glass platen on a surface of the housing against which platen the fingerprint area of a finger of a person can be placed ; (d) electronic scanning means positioned behind the glass platen for scanning the fingerprint of the person and transmitting data from the scan to the computer means which reads the fingerprint of the person according to a vector analysis program (readable medium) which is stored in a computer memory in the computer means ; (e) a radio frequency identification proximity readable card containing a memory chip in which is recorded digitized vector analysis data of the fingerprint of the person ; (f) a radiofrequency identification proximity means located on the surface of the housing , the radiofre-quency identification means being capable of reading digitized data programmed in the memory chip embedded in the radiofrequency identification card ; and (g) a digitized program recorded in the computer memory of the computer means which conducts a comparison of data read by the electronic scanning means and converted to a vector analysis of the fingerprint of the person and with corresponding data stored in the radiofrequency activated silicon chip of the identification card . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (analysis program) having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (frequency data) , in said local memory , defined by the subsequently presented card information . |
CA2142227A1 CLAIM 1 . A method of verifying the identity of a person comprising : (a) presenting to a radiofrequency identification proximity reader of a specified frequency a portable radio frequency identification member containing a programmable memory means , said member incorporating in said memory means radio frequency data (memory location) of the specified frequency of the proximity reader and relevant digitized individual data and fingerprint data of said person , said radio frequency identification proximity reader reading said individual data and fingerprint data and transmitting said individual data and fingerprint data to a digital programmable com-puter means ; (b) presenting a fingerprint of said person to an electronic scanning means associated with said radio frequency identification proximity reader , said scanning means scanning said fingerprint and transmitting scanned fingerprint data to said digital programmable computing means ; and (c) digitally analyzing by means of said program-mable computing means said fingerprint data transmitted by said scanning means and said individual data and finger-print data transmitted by said radiofrequency identifica-tion proximity reader , and coordinating and verifying said fingerprint data transmitted by said scanning means and individual data and fingerprint data transmitted by said radiofrequency identification proximity reader , and pro-vided the data matches , indicating by said programmable computing means such a match to the person , or another person , and if the data does not match , indicating such mismatch to the person , or another person . CA2142227A1 CLAIM 13 . An apparatus for identifying and verifying the identity of a person comprising : (a) a housing ; (b) a computer means housed in the housing , or electronically connected to the housing , in which a digi-tized fingerprint identification system according to vector analysis is stored ; (c) a glass platen on a surface of the housing against which platen the fingerprint area of a finger of a person can be placed ; (d) electronic scanning means positioned behind the glass platen for scanning the fingerprint of the person and transmitting data from the scan to the computer means which reads the fingerprint of the person according to a vector analysis program (readable medium) which is stored in a computer memory in the computer means ; (e) a radio frequency identification proximity readable card containing a memory chip in which is recorded digitized vector analysis data of the fingerprint of the person ; (f) a radiofrequency identification proximity means located on the surface of the housing , the radiofre-quency identification means being capable of reading digitized data programmed in the memory chip embedded in the radiofrequency identification card ; and (g) a digitized program recorded in the computer memory of the computer means which conducts a comparison of data read by the electronic scanning means and converted to a vector analysis of the fingerprint of the person and with corresponding data stored in the radiofrequency activated silicon chip of the identification card . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0653717A2 Filed: 1994-11-07 Issued: 1995-05-17 Automatic cash transaction system (Original Assignee) Hitachi Ltd (Current Assignee) Hitachi Ltd Ryoko Sato, Ikuo Takeuchi |
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| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station ; and outputting at least some of the information input (inputted data) from the keypad . |
EP0653717A2 CLAIM 3 An automatic cash transaction system according to Claim 1 , wherein said terminal device (1) comprises : means (3) for inputting data relating to transaction of an user ; means (4) for storing the inputted data (information input) ; and means (7) for reading transaction data from said external storage means (5) on the basis of said inputted data , and wherein if transaction data inputted by the user exist in said means (4) for storing the inputted data , transaction data relating to said inputted data are selectively read and displayed , and if transaction data inputted by the user do not exist in said means (4) for storing the inputted data , a plurality of transaction data including transaction data relating to the inputted data are read and displayed . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes (transaction processing) . |
EP0653717A2 CLAIM 2 An automatic cash transaction system including a terminal device (1) for inputting transaction data , and a host computer (90) , connected to said terminal device via communication unit (11) , to receive transaction data inputted to said terminal device and execute transaction processing (audit purposes) , said host computer having transaction data storage means (93) for storing data relating to the processed transaction , wherein said terminal device (1) further comprising : means (2) for displaying transaction data stored in said transaction data storage means (93) and received from said host computer (90) via said communication unit (11) ; means (3) for selecting data of at least one transaction from displayed transaction data ; means (8) for storing the selected transaction data ; and means (9) for modifying at least a part of said selected transaction data ; and means for processing transaction in accordance with the modified transaction data . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0650146A1 Filed: 1994-10-24 Issued: 1995-04-26 Method and apparatus for transaction card verification (Original Assignee) Eastman Kodak Co (Current Assignee) Eastman Kodak Co Lawrence A. C/O Eastman Kodak Company Ray, Richard N. C/O Eastman Kodak Company Ellson |
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| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (authorized user) adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0650146A1 CLAIM 1 A transaction card validation system comprising : a transaction card having digital data recorded thereon representing the image of at least one authorized user (key fob) and authorizing data ; reader means for reading the digital data recorded on said transaction card ; algorithm means for providing an encryption algorithm for encoding portions of the digital data ; a first processor means for encoding the digital data read from said transaction card with the provided encryption algorithm ; means for displaying the digital image representing the authorized user ; a second processor means for receiving portions of the encoded digital data from said first processor ; and a storage means having stored therein digital data corresponding to the authorizing data recorded on said transaction card and encrypted with the provided encryption algorithm , said second processor means comparing the received portions of the encoded digital data from said first processor with the digital data from said storage means to provide a validation signal when a correspondence is detected . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station ; and outputting at least some of the information input (receiving port) from the keypad . |
EP0650146A1 CLAIM 1 A transaction card validation system comprising : a transaction card having digital data recorded thereon representing the image of at least one authorized user and authorizing data ; reader means for reading the digital data recorded on said transaction card ; algorithm means for providing an encryption algorithm for encoding portions of the digital data ; a first processor means for encoding the digital data read from said transaction card with the provided encryption algorithm ; means for displaying the digital image representing the authorized user ; a second processor means for receiving port (information input, access system) ions of the encoded digital data from said first processor ; and a storage means having stored therein digital data corresponding to the authorizing data recorded on said transaction card and encrypted with the provided encryption algorithm , said second processor means comparing the received portions of the encoded digital data from said first processor with the digital data from said storage means to provide a validation signal when a correspondence is detected . |
| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (compact disk) to a service dependent upon receipt of the outputted information . |
EP0650146A1 CLAIM 9 The transaction card verification system according to Claims 1 or 2 wherein said storage means is a photographic compact disk (providing access) system . |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (compact disk) to a service dependent upon receipt of the outputted information . |
EP0650146A1 CLAIM 9 The transaction card verification system according to Claims 1 or 2 wherein said storage means is a photographic compact disk (providing access) system . |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (compact disk) to a service dependent upon receipt of the outputted information . |
EP0650146A1 CLAIM 9 The transaction card verification system according to Claims 1 or 2 wherein said storage means is a photographic compact disk (providing access) system . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system (receiving port) comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP0650146A1 CLAIM 1 A transaction card validation system comprising : a transaction card having digital data recorded thereon representing the image of at least one authorized user and authorizing data ; reader means for reading the digital data recorded on said transaction card ; algorithm means for providing an encryption algorithm for encoding portions of the digital data ; a first processor means for encoding the digital data read from said transaction card with the provided encryption algorithm ; means for displaying the digital image representing the authorized user ; a second processor means for receiving port (information input, access system) ions of the encoded digital data from said first processor ; and a storage means having stored therein digital data corresponding to the authorizing data recorded on said transaction card and encrypted with the provided encryption algorithm , said second processor means comparing the received portions of the encoded digital data from said first processor with the digital data from said storage means to provide a validation signal when a correspondence is detected . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (authorized user) adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0650146A1 CLAIM 1 A transaction card validation system comprising : a transaction card having digital data recorded thereon representing the image of at least one authorized user (key fob) and authorizing data ; reader means for reading the digital data recorded on said transaction card ; algorithm means for providing an encryption algorithm for encoding portions of the digital data ; a first processor means for encoding the digital data read from said transaction card with the provided encryption algorithm ; means for displaying the digital image representing the authorized user ; a second processor means for receiving portions of the encoded digital data from said first processor ; and a storage means having stored therein digital data corresponding to the authorizing data recorded on said transaction card and encrypted with the provided encryption algorithm , said second processor means comparing the received portions of the encoded digital data from said first processor with the digital data from said storage means to provide a validation signal when a correspondence is detected . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0651357A1 Filed: 1994-09-19 Issued: 1995-05-03 Transaction processing system (Original Assignee) International Business Machines Corp (Current Assignee) International Business Machines Corp Christopher James Holloway |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0651357A1 CLAIM 9 A transaction processing system as claimed in any preceding claim wherein the transaction terminal comprises a smart card (memory location) (515) supplied by the user and a smart card reader , the smart card comprising means to store the characteristic data (517a) and logic for combining the characteristic data with the transaction data for use in generating the transaction message . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
EP0651357A1 CLAIM 9 A transaction processing system as claimed in any preceding claim wherein the transaction terminal comprises a smart card (memory location) (515) supplied by the user and a smart card reader , the smart card comprising means to store the characteristic data (517a) and logic for combining the characteristic data with the transaction data for use in generating the transaction message . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0651357A1 CLAIM 9 A transaction processing system as claimed in any preceding claim wherein the transaction terminal comprises a smart card (memory location) (515) supplied by the user and a smart card reader (card reader) , the smart card comprising means to store the characteristic data (517a) and logic for combining the characteristic data with the transaction data for use in generating the transaction message . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (random number) adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0651357A1 CLAIM 3 A transaction processing system as claimed in claim 1 or claim 2 wherein the user data (523) comprises a random number (key fob) combined with a digital representation (512a) of the characteristic image . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0651357A1 CLAIM 9 A transaction processing system as claimed in any preceding claim wherein the transaction terminal comprises a smart card (memory location) (515) supplied by the user and a smart card reader , the smart card comprising means to store the characteristic data (517a) and logic for combining the characteristic data with the transaction data for use in generating the transaction message . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
EP0651357A1 CLAIM 9 A transaction processing system as claimed in any preceding claim wherein the transaction terminal comprises a smart card (memory location) (515) supplied by the user and a smart card reader , the smart card comprising means to store the characteristic data (517a) and logic for combining the characteristic data with the transaction data for use in generating the transaction message . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0651357A1 CLAIM 9 A transaction processing system as claimed in any preceding claim wherein the transaction terminal comprises a smart card (memory location) (515) supplied by the user and a smart card reader , the smart card comprising means to store the characteristic data (517a) and logic for combining the characteristic data with the transaction data for use in generating the transaction message . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (random number) adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0651357A1 CLAIM 3 A transaction processing system as claimed in claim 1 or claim 2 wherein the user data (523) comprises a random number (key fob) combined with a digital representation (512a) of the characteristic image . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0651357A1 CLAIM 9 A transaction processing system as claimed in any preceding claim wherein the transaction terminal comprises a smart card (memory location) (515) supplied by the user and a smart card reader , the smart card comprising means to store the characteristic data (517a) and logic for combining the characteristic data with the transaction data for use in generating the transaction message . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0651357A1 CLAIM 9 A transaction processing system as claimed in any preceding claim wherein the transaction terminal comprises a smart card (memory location) (515) supplied by the user and a smart card reader , the smart card comprising means to store the characteristic data (517a) and logic for combining the characteristic data with the transaction data for use in generating the transaction message . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
EP0651357A1 CLAIM 9 A transaction processing system as claimed in any preceding claim wherein the transaction terminal comprises a smart card (memory location) (515) supplied by the user and a smart card reader , the smart card comprising means to store the characteristic data (517a) and logic for combining the characteristic data with the transaction data for use in generating the transaction message . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5457747A Filed: 1994-01-14 Issued: 1995-10-10 Anti-fraud verification system using a data card (Original Assignee) Drexler Technology Corp (Current Assignee) Assa Abloy AB Jerome Drexler, Christopher J. Dyball |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (writing data) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5457747A CLAIM 1 . A personal benefit card system comprising , a personal identification card having a first and a second data storage medium , said first medium capable of being written with data indelibly , said second medium capable of being written repeatedly , a verification terminal having means for acquiring biometric identification and common identification information from a person , for indelibly writing said first medium with said biometric identification information , for subsequently reading said biometric identification information of said first medium , for comparing said biometric identification information read from said first medium with that of a possessor of said card , and for writing data (memory location) on said second data storage medium in response to a favorable comparison , said data authorizing limited use of said card , an identification library having means for communicating with said verification terminal , means for storing said biometric identification and associated common identification information of a person , and means for comparing said information with previously stored information such that a duplication alert is sent to said verification terminal if said biometric identification matches a biometric identification previously stored and said associated common identification differs from an associated common identification previously stored , and a plurality of local benefit dispensing terminals having means for dispensing benefits in response to reading said data authorizing limited use of said card . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (writing data) , in said local memory , defined by the subsequently presented card information . |
US5457747A CLAIM 1 . A personal benefit card system comprising , a personal identification card having a first and a second data storage medium , said first medium capable of being written with data indelibly , said second medium capable of being written repeatedly , a verification terminal having means for acquiring biometric identification and common identification information from a person , for indelibly writing said first medium with said biometric identification information , for subsequently reading said biometric identification information of said first medium , for comparing said biometric identification information read from said first medium with that of a possessor of said card , and for writing data (memory location) on said second data storage medium in response to a favorable comparison , said data authorizing limited use of said card , an identification library having means for communicating with said verification terminal , means for storing said biometric identification and associated common identification information of a person , and means for comparing said information with previously stored information such that a duplication alert is sent to said verification terminal if said biometric identification matches a biometric identification previously stored and said associated common identification differs from an associated common identification previously stored , and a plurality of local benefit dispensing terminals having means for dispensing benefits in response to reading said data authorizing limited use of said card . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (writing data) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5457747A CLAIM 1 . A personal benefit card system comprising , a personal identification card having a first and a second data storage medium , said first medium capable of being written with data indelibly , said second medium capable of being written repeatedly , a verification terminal having means for acquiring biometric identification and common identification information from a person , for indelibly writing said first medium with said biometric identification information , for subsequently reading said biometric identification information of said first medium , for comparing said biometric identification information read from said first medium with that of a possessor of said card , and for writing data (memory location) on said second data storage medium in response to a favorable comparison , said data authorizing limited use of said card , an identification library having means for communicating with said verification terminal , means for storing said biometric identification and associated common identification information of a person , and means for comparing said information with previously stored information such that a duplication alert is sent to said verification terminal if said biometric identification matches a biometric identification previously stored and said associated common identification differs from an associated common identification previously stored , and a plurality of local benefit dispensing terminals having means for dispensing benefits in response to reading said data authorizing limited use of said card . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data (temporary storage, writing device) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US5457747A CLAIM 2 . The system of claim 1 further comprising a first card writing device (card data) having means for acquiring said biometric identification and common identification information of said person , for indelibly writing said first medium with said biometric identification and common identification information , and for communicating with said identification library . US5457747A CLAIM 12 . A personal benefit card system comprising , a card having a permanent storage medium disposed adjacent a temporary storage (card data) medium , a first writing device having means for acquiring biometric information of an individual and for indelibly writing a template of said biometric information on said permanent storage medium , a verification terminal having means for reading said template written on said card , for acquiring biometric information of an individual possessing said card , for comparing said template with said biometric information of said individual possessing said card and for writing data on said temporary storage medium allowing limited benefits , a plurality of benefit dispensing terminals having means for reading said data on said temporary storage medium and for dispensing benefits in accordance with said limited benefits , and a plurality of said verification terminals that number less than 10% of said benefit dispensing terminals . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (writing data) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5457747A CLAIM 1 . A personal benefit card system comprising , a personal identification card having a first and a second data storage medium , said first medium capable of being written with data indelibly , said second medium capable of being written repeatedly , a verification terminal having means for acquiring biometric identification and common identification information from a person , for indelibly writing said first medium with said biometric identification information , for subsequently reading said biometric identification information of said first medium , for comparing said biometric identification information read from said first medium with that of a possessor of said card , and for writing data (memory location) on said second data storage medium in response to a favorable comparison , said data authorizing limited use of said card , an identification library having means for communicating with said verification terminal , means for storing said biometric identification and associated common identification information of a person , and means for comparing said information with previously stored information such that a duplication alert is sent to said verification terminal if said biometric identification matches a biometric identification previously stored and said associated common identification differs from an associated common identification previously stored , and a plurality of local benefit dispensing terminals having means for dispensing benefits in response to reading said data authorizing limited use of said card . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (writing data) , in said local memory , defined by the subsequently presented card information . |
US5457747A CLAIM 1 . A personal benefit card system comprising , a personal identification card having a first and a second data storage medium , said first medium capable of being written with data indelibly , said second medium capable of being written repeatedly , a verification terminal having means for acquiring biometric identification and common identification information from a person , for indelibly writing said first medium with said biometric identification information , for subsequently reading said biometric identification information of said first medium , for comparing said biometric identification information read from said first medium with that of a possessor of said card , and for writing data (memory location) on said second data storage medium in response to a favorable comparison , said data authorizing limited use of said card , an identification library having means for communicating with said verification terminal , means for storing said biometric identification and associated common identification information of a person , and means for comparing said information with previously stored information such that a duplication alert is sent to said verification terminal if said biometric identification matches a biometric identification previously stored and said associated common identification differs from an associated common identification previously stored , and a plurality of local benefit dispensing terminals having means for dispensing benefits in response to reading said data authorizing limited use of said card . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (writing data) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5457747A CLAIM 1 . A personal benefit card system comprising , a personal identification card having a first and a second data storage medium , said first medium capable of being written with data indelibly , said second medium capable of being written repeatedly , a verification terminal having means for acquiring biometric identification and common identification information from a person , for indelibly writing said first medium with said biometric identification information , for subsequently reading said biometric identification information of said first medium , for comparing said biometric identification information read from said first medium with that of a possessor of said card , and for writing data (memory location) on said second data storage medium in response to a favorable comparison , said data authorizing limited use of said card , an identification library having means for communicating with said verification terminal , means for storing said biometric identification and associated common identification information of a person , and means for comparing said information with previously stored information such that a duplication alert is sent to said verification terminal if said biometric identification matches a biometric identification previously stored and said associated common identification differs from an associated common identification previously stored , and a plurality of local benefit dispensing terminals having means for dispensing benefits in response to reading said data authorizing limited use of said card . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (writing data) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5457747A CLAIM 1 . A personal benefit card system comprising , a personal identification card having a first and a second data storage medium , said first medium capable of being written with data indelibly , said second medium capable of being written repeatedly , a verification terminal having means for acquiring biometric identification and common identification information from a person , for indelibly writing said first medium with said biometric identification information , for subsequently reading said biometric identification information of said first medium , for comparing said biometric identification information read from said first medium with that of a possessor of said card , and for writing data (memory location) on said second data storage medium in response to a favorable comparison , said data authorizing limited use of said card , an identification library having means for communicating with said verification terminal , means for storing said biometric identification and associated common identification information of a person , and means for comparing said information with previously stored information such that a duplication alert is sent to said verification terminal if said biometric identification matches a biometric identification previously stored and said associated common identification differs from an associated common identification previously stored , and a plurality of local benefit dispensing terminals having means for dispensing benefits in response to reading said data authorizing limited use of said card . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (writing data) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5457747A CLAIM 1 . A personal benefit card system comprising , a personal identification card having a first and a second data storage medium , said first medium capable of being written with data indelibly , said second medium capable of being written repeatedly , a verification terminal having means for acquiring biometric identification and common identification information from a person , for indelibly writing said first medium with said biometric identification information , for subsequently reading said biometric identification information of said first medium , for comparing said biometric identification information read from said first medium with that of a possessor of said card , and for writing data (memory location) on said second data storage medium in response to a favorable comparison , said data authorizing limited use of said card , an identification library having means for communicating with said verification terminal , means for storing said biometric identification and associated common identification information of a person , and means for comparing said information with previously stored information such that a duplication alert is sent to said verification terminal if said biometric identification matches a biometric identification previously stored and said associated common identification differs from an associated common identification previously stored , and a plurality of local benefit dispensing terminals having means for dispensing benefits in response to reading said data authorizing limited use of said card . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (writing data) , in said local memory , defined by the subsequently presented card information . |
US5457747A CLAIM 1 . A personal benefit card system comprising , a personal identification card having a first and a second data storage medium , said first medium capable of being written with data indelibly , said second medium capable of being written repeatedly , a verification terminal having means for acquiring biometric identification and common identification information from a person , for indelibly writing said first medium with said biometric identification information , for subsequently reading said biometric identification information of said first medium , for comparing said biometric identification information read from said first medium with that of a possessor of said card , and for writing data (memory location) on said second data storage medium in response to a favorable comparison , said data authorizing limited use of said card , an identification library having means for communicating with said verification terminal , means for storing said biometric identification and associated common identification information of a person , and means for comparing said information with previously stored information such that a duplication alert is sent to said verification terminal if said biometric identification matches a biometric identification previously stored and said associated common identification differs from an associated common identification previously stored , and a plurality of local benefit dispensing terminals having means for dispensing benefits in response to reading said data authorizing limited use of said card . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | CN1091844A Filed: 1993-11-05 Issued: 1994-09-07 安全使用权控制系统 (Original Assignee) COMS21 Pty Ltd (Current Assignee) COMS21 Pty Ltd ; COMS21 Ltd G·A·格林 |
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| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider (通信装) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
CN1091844A CLAIM 18 . 一种控制多台博奕机操作的方法，多台博奕机通过通信装 (service provider) 置连接到中央计算机部件，通信装置用于从所述博奕机向所述中央计算机部件传送数据，所述方法包括：对所述博奕机的使用者提供具有数据处理部件的密钥部件，数据处理部件包括处理器装置和数据存储装置，用于接收与使用者相关的识别数据和代表由所述使用者持有的贷方金额的贷方数据，为每台所述博奕机提供使用权控制部件，所述使用权控制部个适于容纳所述密钥部件并且具有数据处理部件，所述数据处理部件包括处理器装置和数据存储装置，通过所述数据处理部件在所述使用权控制部件与所述密钥部件之间建立通信，以及当与所述使用者相关的财务事件完成时，增加或减少所述贷方数据。 |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider (通信装) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
CN1091844A CLAIM 18 . 一种控制多台博奕机操作的方法，多台博奕机通过通信装 (service provider) 置连接到中央计算机部件，通信装置用于从所述博奕机向所述中央计算机部件传送数据，所述方法包括：对所述博奕机的使用者提供具有数据处理部件的密钥部件，数据处理部件包括处理器装置和数据存储装置，用于接收与使用者相关的识别数据和代表由所述使用者持有的贷方金额的贷方数据，为每台所述博奕机提供使用权控制部件，所述使用权控制部个适于容纳所述密钥部件并且具有数据处理部件，所述数据处理部件包括处理器装置和数据存储装置，通过所述数据处理部件在所述使用权控制部件与所述密钥部件之间建立通信，以及当与所述使用者相关的财务事件完成时，增加或减少所述贷方数据。 |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider (通信装) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
CN1091844A CLAIM 18 . 一种控制多台博奕机操作的方法，多台博奕机通过通信装 (service provider) 置连接到中央计算机部件，通信装置用于从所述博奕机向所述中央计算机部件传送数据，所述方法包括：对所述博奕机的使用者提供具有数据处理部件的密钥部件，数据处理部件包括处理器装置和数据存储装置，用于接收与使用者相关的识别数据和代表由所述使用者持有的贷方金额的贷方数据，为每台所述博奕机提供使用权控制部件，所述使用权控制部个适于容纳所述密钥部件并且具有数据处理部件，所述数据处理部件包括处理器装置和数据存储装置，通过所述数据处理部件在所述使用权控制部件与所述密钥部件之间建立通信，以及当与所述使用者相关的财务事件完成时，增加或减少所述贷方数据。 |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (提供数据) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
CN1091844A CLAIM 16 . 根据权利要求10所述的用于多台博奕机的操作系统，其特征在于：所述博奕机包括更新接口装置，用于在现成博奕机中的处理器装置，或者在现成机器中的光学硬币检测器，螺线管开关和电动机，与所述博奕机中的使用权控制部件之间提供数据 (computer program) 传送。 |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (提供数据) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
CN1091844A CLAIM 16 . 根据权利要求10所述的用于多台博奕机的操作系统，其特征在于：所述博奕机包括更新接口装置，用于在现成博奕机中的处理器装置，或者在现成机器中的光学硬币检测器，螺线管开关和电动机，与所述博奕机中的使用权控制部件之间提供数据 (computer program) 传送。 |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (提供数据) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
CN1091844A CLAIM 16 . 根据权利要求10所述的用于多台博奕机的操作系统，其特征在于：所述博奕机包括更新接口装置，用于在现成博奕机中的处理器装置，或者在现成机器中的光学硬币检测器，螺线管开关和电动机，与所述博奕机中的使用权控制部件之间提供数据 (computer program) 传送。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0399718A1 Filed: 1990-05-15 Issued: 1990-11-28 A recognition procedure and an apparatus for carrying out the recognition procedure (Original Assignee) Products From Ideas Ltd (Current Assignee) Products From Ideas Ltd Stephen James Turner, John Bosco Lilley |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (output ports) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (recognition system) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0399718A1 CLAIM 1 . A recognition procedure including the steps of teaching a reference pattern to a machine-based recognition system (memory location) by writing a first binary value to each of a plurarity of addressable data stores at locations selected by applying respective sets of values to the addressable data stores , where the sets of values represent characteristics of the reference pattern , writing a second binary value to all locations not selected in the addressable data stores , and of measuring another pattern against the reference pattern by applying sets of values representing characteristics of the other pattern to respective addresses of the addressable data stores , reading the contents of those addresses selected , and applying the binary values read from the selected addresses to a network that is capable of providing an output signal representing a selected binary value as its output only when the first binary value is read from all of the selected locations , where the output signal represents the result of the measurement . EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (output ports) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (recognition system) , in said local memory , defined by the subsequently presented card information . |
EP0399718A1 CLAIM 1 . A recognition procedure including the steps of teaching a reference pattern to a machine-based recognition system (memory location) by writing a first binary value to each of a plurarity of addressable data stores at locations selected by applying respective sets of values to the addressable data stores , where the sets of values represent characteristics of the reference pattern , writing a second binary value to all locations not selected in the addressable data stores , and of measuring another pattern against the reference pattern by applying sets of values representing characteristics of the other pattern to respective addresses of the addressable data stores , reading the contents of those addresses selected , and applying the binary values read from the selected addresses to a network that is capable of providing an output signal representing a selected binary value as its output only when the first binary value is read from all of the selected locations , where the output signal represents the result of the measurement . EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (output ports) from a card device (output ports) to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (recognition system) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0399718A1 CLAIM 1 . A recognition procedure including the steps of teaching a reference pattern to a machine-based recognition system (memory location) by writing a first binary value to each of a plurarity of addressable data stores at locations selected by applying respective sets of values to the addressable data stores , where the sets of values represent characteristics of the reference pattern , writing a second binary value to all locations not selected in the addressable data stores , and of measuring another pattern against the reference pattern by applying sets of values representing characteristics of the other pattern to respective addresses of the addressable data stores , reading the contents of those addresses selected , and applying the binary values read from the selected addresses to a network that is capable of providing an output signal representing a selected binary value as its output only when the first binary value is read from all of the selected locations , where the output signal represents the result of the measurement . EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (output ports) is one of : a card in which the card information (output ports) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (output ports) provided in the step (a) comprises a header and card data ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (output ports) from the verification station . |
EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (input means) from a keypad to the verification station ; and outputting at least some of the information input from the keypad . |
EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports , and a read/write control port , input means (inputting information) for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (output ports) is not authorised authorized . |
EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (output ports) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (output ports) reader for receiving card information (output ports) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (recognition system) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0399718A1 CLAIM 1 . A recognition procedure including the steps of teaching a reference pattern to a machine-based recognition system (memory location) by writing a first binary value to each of a plurarity of addressable data stores at locations selected by applying respective sets of values to the addressable data stores , where the sets of values represent characteristics of the reference pattern , writing a second binary value to all locations not selected in the addressable data stores , and of measuring another pattern against the reference pattern by applying sets of values representing characteristics of the other pattern to respective addresses of the addressable data stores , reading the contents of those addresses selected , and applying the binary values read from the selected addresses to a network that is capable of providing an output signal representing a selected binary value as its output only when the first binary value is read from all of the selected locations , where the output signal represents the result of the measurement . EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (output ports) to the card device (output ports) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (recognition system) , in said local memory , defined by the subsequently presented card information . |
EP0399718A1 CLAIM 1 . A recognition procedure including the steps of teaching a reference pattern to a machine-based recognition system (memory location) by writing a first binary value to each of a plurarity of addressable data stores at locations selected by applying respective sets of values to the addressable data stores , where the sets of values represent characteristics of the reference pattern , writing a second binary value to all locations not selected in the addressable data stores , and of measuring another pattern against the reference pattern by applying sets of values representing characteristics of the other pattern to respective addresses of the addressable data stores , reading the contents of those addresses selected , and applying the binary values read from the selected addresses to a network that is capable of providing an output signal representing a selected binary value as its output only when the first binary value is read from all of the selected locations , where the output signal represents the result of the measurement . EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (output ports) reader for receiving card information (output ports) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (recognition system) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0399718A1 CLAIM 1 . A recognition procedure including the steps of teaching a reference pattern to a machine-based recognition system (memory location) by writing a first binary value to each of a plurarity of addressable data stores at locations selected by applying respective sets of values to the addressable data stores , where the sets of values represent characteristics of the reference pattern , writing a second binary value to all locations not selected in the addressable data stores , and of measuring another pattern against the reference pattern by applying sets of values representing characteristics of the other pattern to respective addresses of the addressable data stores , reading the contents of those addresses selected , and applying the binary values read from the selected addresses to a network that is capable of providing an output signal representing a selected binary value as its output only when the first binary value is read from all of the selected locations , where the output signal represents the result of the measurement . EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (output ports) reader is one of : a reader for a card in which the card information (output ports) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (output ports) , provided to a card device (output ports) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (recognition system) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0399718A1 CLAIM 1 . A recognition procedure including the steps of teaching a reference pattern to a machine-based recognition system (memory location) by writing a first binary value to each of a plurarity of addressable data stores at locations selected by applying respective sets of values to the addressable data stores , where the sets of values represent characteristics of the reference pattern , writing a second binary value to all locations not selected in the addressable data stores , and of measuring another pattern against the reference pattern by applying sets of values representing characteristics of the other pattern to respective addresses of the addressable data stores , reading the contents of those addresses selected , and applying the binary values read from the selected addresses to a network that is capable of providing an output signal representing a selected binary value as its output only when the first binary value is read from all of the selected locations , where the output signal represents the result of the measurement . EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (output ports) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (recognition system) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0399718A1 CLAIM 1 . A recognition procedure including the steps of teaching a reference pattern to a machine-based recognition system (memory location) by writing a first binary value to each of a plurarity of addressable data stores at locations selected by applying respective sets of values to the addressable data stores , where the sets of values represent characteristics of the reference pattern , writing a second binary value to all locations not selected in the addressable data stores , and of measuring another pattern against the reference pattern by applying sets of values representing characteristics of the other pattern to respective addresses of the addressable data stores , reading the contents of those addresses selected , and applying the binary values read from the selected addresses to a network that is capable of providing an output signal representing a selected binary value as its output only when the first binary value is read from all of the selected locations , where the output signal represents the result of the measurement . EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (output ports) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (recognition system) , in said local memory , defined by the subsequently presented card information . |
EP0399718A1 CLAIM 1 . A recognition procedure including the steps of teaching a reference pattern to a machine-based recognition system (memory location) by writing a first binary value to each of a plurarity of addressable data stores at locations selected by applying respective sets of values to the addressable data stores , where the sets of values represent characteristics of the reference pattern , writing a second binary value to all locations not selected in the addressable data stores , and of measuring another pattern against the reference pattern by applying sets of values representing characteristics of the other pattern to respective addresses of the addressable data stores , reading the contents of those addresses selected , and applying the binary values read from the selected addresses to a network that is capable of providing an output signal representing a selected binary value as its output only when the first binary value is read from all of the selected locations , where the output signal represents the result of the measurement . EP0399718A1 CLAIM 10 . An apparatus for carrying out a recognition procedure in which a reference pattern is memorised and a pattern to be examined is compared with the reference pattern , including : a plurality of addressable data stores each having address ports , data input and output ports (card information, card device, providing card information) , and a read/write control port , input means for receiving input values representing characteristics of a pattern to be memorised or examined and for presenting the input values as a plurality of sets of values to the address ports of respective ones of the addressable data stores , and , a network of logic elements connected to the data output ports of the addressable data stores , the network being capable of providing a selected binary value as its output only when a first binary value is provided by all of the data output ports of the addressable data stores , the apparatus being operable , when a pattern is being memorised , to load one address of each addressable data store with a first binary value and to load all other addresses with a second binary value , where the addresses that receive the first binary value are selected by the input values representing the characteristics of the pattern being memorised , and , when a pattern is being examined , to read the contents of one address of each addressable data store , where the addresses that are read are selected by the input values representing the characteristics of the pattern being examined , to apply the data read from the addressable data stores to the network of logic elements , and , to provide an output signal from the network of logic elements . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0393784A1 Filed: 1990-04-17 Issued: 1990-10-24 Multifunctional identification and information card (Original Assignee) Nederlandsche Apparatenfabriek NEDAP NV (Current Assignee) Nederlandsche Apparatenfabriek NEDAP NV Johannes Harm Lukas Hogen Esch |
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| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code (security data) ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal (one terminal) to the verification station . |
EP0393784A1 CLAIM 4 . An identification and information card as claimed in claim 1 , 2 or 3 , characterized by input means for the entry of individual-linked security data (bar code) concerning the bearer of the card , which security data , in operation , can be compared by the integrated electronic circuit with corresponding security data stored in the integrated electronic circuit without the security data reaching the data acquisition system . EP0393784A1 CLAIM 13 . A system as claimed in claim 12 , characterized by a central computer and at least one terminal (wireless signal) connected therewith , said terminal comprising the reader . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (input means) from a keypad to the verification station ; and outputting at least some of the information input from the keypad . |
EP0393784A1 CLAIM 4 . An identification and information card as claimed in claim 1 , 2 or 3 , characterized by input means (inputting information) for the entry of individual-linked security data concerning the bearer of the card , which security data , in operation , can be compared by the integrated electronic circuit with corresponding security data stored in the integrated electronic circuit without the security data reaching the data acquisition system . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation (comprises d) of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP0393784A1 CLAIM 5 . An identification and information card as claimed in claim 4 , characterized in that the stored security data comprises d (subsequent presentation) ata related to the knowledge and/or capability and/or physical characteristics of the bearer of the card . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code (security data) ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal (one terminal) to the verification station . |
EP0393784A1 CLAIM 4 . An identification and information card as claimed in claim 1 , 2 or 3 , characterized by input means for the entry of individual-linked security data (bar code) concerning the bearer of the card , which security data , in operation , can be compared by the integrated electronic circuit with corresponding security data stored in the integrated electronic circuit without the security data reaching the data acquisition system . EP0393784A1 CLAIM 13 . A system as claimed in claim 12 , characterized by a central computer and at least one terminal (wireless signal) connected therewith , said terminal comprising the reader . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP0379333A1 Filed: 1990-01-16 Issued: 1990-07-25 Secure data interchange system (Original Assignee) Marcel Albert Graves Marcel Albert Graves |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0379333A1 CLAIM 3 . The system of claim 1 or Claim 2 wherein the terminal device contains input means , output means , a scanning device for scanning a physical characteristic of a user , a card reader (card reader) , a microprocessor or other logic unit , memory and data transfer means . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal (one terminal) to the verification station . |
EP0379333A1 CLAIM 1 . a system for the interchange of information comprising at least one portable electronic device ; at least one terminal (wireless signal) device ; communication means to effect communications between the terminal device and the portable device ; the portable device containing verification means to verify that the terminal device is a valid one ; the terminal device containing verification means to verify that the portable device is a valid one and further verification means to verify that the user is authorized to use the system ; protection means to prevent tampering with a terminal and encryption means to encode and decode data at the interface between the portable device and the terminal device . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (input means) from a keypad to the verification station ; and outputting at least some of the information input from the keypad . |
EP0379333A1 CLAIM 3 . The system of claim 1 or Claim 2 wherein the terminal device contains input means (inputting information) , output means , a scanning device for scanning a physical characteristic of a user , a card reader , a microprocessor or other logic unit , memory and data transfer means . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal (one terminal) to the verification station . |
EP0379333A1 CLAIM 1 . a system for the interchange of information comprising at least one portable electronic device ; at least one terminal (wireless signal) device ; communication means to effect communications between the terminal device and the portable device ; the portable device containing verification means to verify that the terminal device is a valid one ; the terminal device containing verification means to verify that the portable device is a valid one and further verification means to verify that the user is authorized to use the system ; protection means to prevent tampering with a terminal and encryption means to encode and decode data at the interface between the portable device and the terminal device . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (computer program) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
EP0379333A1 CLAIM 6 . The system of any one of Claims 1 to 5 wherein the said verification means includes a computer program (computer program) or programs . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (computer program) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
EP0379333A1 CLAIM 6 . The system of any one of Claims 1 to 5 wherein the said verification means includes a computer program (computer program) or programs . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (computer program) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP0379333A1 CLAIM 6 . The system of any one of Claims 1 to 5 wherein the said verification means includes a computer program (computer program) or programs . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | EP1494164A2 Filed: 2004-01-26 Issued: 2005-01-05 Aircraft security system based on biometric data (Original Assignee) Michael Arnouse Michael Arnouse |
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| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (security device, authorized user, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP1494164A2 CLAIM 1 A security mechanism for identifying authorized user (key fob) s comprising : a controller operable by a user ; one or more security device (key fob) s to identify the user attempting to operate the controller ; and one or more monitoring devices to determine whether the user identified is authorized to operate the controller . EP1494164A2 CLAIM 8 A security system (key fob) for restricting operation of an aircraft comprising : one or more biometric devices for reading biometric information of a person attempting to operate the aircraft ; one or more monitoring systems in communication with the one or more biometric devices , the one or more monitoring systems comparing the biometric information read by the one or more biometric devices against stored biometric information concerning authorized persons to operate the aircraft ; and one or more control mechanisms in communication with the one or more monitoring systems to regulate operation of the aircraft based on whether or not an authorized person has been identified . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation (comprises d) of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
EP1494164A2 CLAIM 46 The aircraft of claim 40 , wherein the one or more control mechanisms comprises d (subsequent presentation) evices for restricting function of the rudder control if it is determined that the person is not authorized to fly the aircraft . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (security device, authorized user, security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
EP1494164A2 CLAIM 1 A security mechanism for identifying authorized user (key fob) s comprising : a controller operable by a user ; one or more security device (key fob) s to identify the user attempting to operate the controller ; and one or more monitoring devices to determine whether the user identified is authorized to operate the controller . EP1494164A2 CLAIM 8 A security system (key fob) for restricting operation of an aircraft comprising : one or more biometric devices for reading biometric information of a person attempting to operate the aircraft ; one or more monitoring systems in communication with the one or more biometric devices , the one or more monitoring systems comparing the biometric information read by the one or more biometric devices against stored biometric information concerning authorized persons to operate the aircraft ; and one or more control mechanisms in communication with the one or more monitoring systems to regulate operation of the aircraft based on whether or not an authorized person has been identified . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US20040059923A1 Filed: 2002-09-25 Issued: 2004-03-25 Systems and methods for authentication (Original Assignee) Shamrao Andrew Divaker Andrew ShamRao |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (storage device) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (storage device) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (storage device) from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information (storage device) is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (authentication system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . US20040059923A1 CLAIM 14 . The security apparatus of claim 1 , wherein the card further comprises a magnetic strip (magnetic strip) or computer chip positioned on the card . US20040059923A1 CLAIM 20 . The security apparatus of claim 1 , wherein the biometric authentication is done portably using a portable biometric authentication system (key fob) (PBAS) , locally using a local biometric authentication system (LBAS) , or centrally using a central biometric authentication system (CBAS) . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (storage device) provided in the step (a) comprises a header and card data (storage device) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (storage device) from the verification station . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (storage device) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (storage device) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (storage device) to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (storage device) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information (storage device) is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (authentication system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . US20040059923A1 CLAIM 14 . The security apparatus of claim 1 , wherein the card further comprises a magnetic strip (magnetic strip) or computer chip positioned on the card . US20040059923A1 CLAIM 20 . The security apparatus of claim 1 , wherein the biometric authentication is done portably using a portable biometric authentication system (key fob) (PBAS) , locally using a local biometric authentication system (LBAS) , or centrally using a central biometric authentication system (CBAS) . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (storage device) , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (storage device) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (storage device) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US20040059923A1 CLAIM 1 . A security apparatus , comprising : a removable data storage device (card information, card data, providing card information) to store biometric information ; and a security check unit including : a reader adapted to receive the removable data storage device ; a scanner adapted to scan user biometric information ; and a processor coupled to the reader and the scanner , the processor comparing the biometric information stored on the removable data storage device and the user biometric information from the scanner to allow access to a resource . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | JP2003296800A Filed: 2002-04-05 Issued: 2003-10-17 本人認証装置 (Original Assignee) Hitachi Building Systems Co Ltd; 株式会社日立ビルシステム Kaoru Yoshida, 薫 吉田 |
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| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal (どうか) to the verification station . |
JP2003296800A CLAIM 1 【請求項１】 ＩＤカードに格納されている情報を読取 るＩＤカード読取り手段と、このＩＤカード読取り手段 で読取った情報をあらかじめ記憶される情報と比較する ＩＤカード照合手段と、暗証番号を入力する暗証番号入 力手段と、この暗証番号入力手段で入力した複数の数値 とあらかじめ記憶される少なくとも１種類の暗証番号と を比較する暗証番号照合手段と、この暗証番号照合手段 での比較結果およびＩＤカード照合手段での比較結果の 少なくとも一方によって、前記ＩＤカード読取り手段お よび暗証番号入力手段で入力した情報が有効であるか無 効であるかを決定するようにした本人認証装置におい て、 前記ＩＤカード読取り手段の近傍に設置され、前記ＩＤ カードの利用者の顔を撮影するカメラと、このカメラで 撮影した顔画像を個人情報として変換する顔情報変換手 段と、少なくとも前記カメラであらかじめ撮影した少な くとも前記ＩＤカードの所有者の顔写真から変換した個 人情報をあらかじめ記憶する顔写真情報記憶手段と、前 記ＩＤカード照合手段での結果が有効のとき、前記ＩＤ カード読取り手段が読込んだ情報から前記顔写真情報記 憶手段に記憶される個人情報を少なくとも１つ選択する 個人情報選択手段と、この個人情報選択手段で選択した 個人情報と前記顔情報変換手段で変換した個人情報とを 比較する顔情報照合手段とを備え、この顔情報照合手段 での比較結果に応じて、前記ＩＤカードにより機器を操 作するかどうか (wireless signal) を決定することを特徴とする本人認証装 置。 |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station ; and outputting at least some of the information input (利用者) from the keypad . |
JP2003296800A CLAIM 1 【請求項１】 ＩＤカードに格納されている情報を読取 るＩＤカード読取り手段と、このＩＤカード読取り手段 で読取った情報をあらかじめ記憶される情報と比較する ＩＤカード照合手段と、暗証番号を入力する暗証番号入 力手段と、この暗証番号入力手段で入力した複数の数値 とあらかじめ記憶される少なくとも１種類の暗証番号と を比較する暗証番号照合手段と、この暗証番号照合手段 での比較結果およびＩＤカード照合手段での比較結果の 少なくとも一方によって、前記ＩＤカード読取り手段お よび暗証番号入力手段で入力した情報が有効であるか無 効であるかを決定するようにした本人認証装置におい て、 前記ＩＤカード読取り手段の近傍に設置され、前記ＩＤ カードの利用者 (information input) の顔を撮影するカメラと、このカメラで 撮影した顔画像を個人情報として変換する顔情報変換手 段と、少なくとも前記カメラであらかじめ撮影した少な くとも前記ＩＤカードの所有者の顔写真から変換した個 人情報をあらかじめ記憶する顔写真情報記憶手段と、前 記ＩＤカード照合手段での結果が有効のとき、前記ＩＤ カード読取り手段が読込んだ情報から前記顔写真情報記 憶手段に記憶される個人情報を少なくとも１つ選択する 個人情報選択手段と、この個人情報選択手段で選択した 個人情報と前記顔情報変換手段で変換した個人情報とを 比較する顔情報照合手段とを備え、この顔情報照合手段 での比較結果に応じて、前記ＩＤカードにより機器を操 作するかどうかを決定することを特徴とする本人認証装 置。 |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal (どうか) to the verification station . |
JP2003296800A CLAIM 1 【請求項１】 ＩＤカードに格納されている情報を読取 るＩＤカード読取り手段と、このＩＤカード読取り手段 で読取った情報をあらかじめ記憶される情報と比較する ＩＤカード照合手段と、暗証番号を入力する暗証番号入 力手段と、この暗証番号入力手段で入力した複数の数値 とあらかじめ記憶される少なくとも１種類の暗証番号と を比較する暗証番号照合手段と、この暗証番号照合手段 での比較結果およびＩＤカード照合手段での比較結果の 少なくとも一方によって、前記ＩＤカード読取り手段お よび暗証番号入力手段で入力した情報が有効であるか無 効であるかを決定するようにした本人認証装置におい て、 前記ＩＤカード読取り手段の近傍に設置され、前記ＩＤ カードの利用者の顔を撮影するカメラと、このカメラで 撮影した顔画像を個人情報として変換する顔情報変換手 段と、少なくとも前記カメラであらかじめ撮影した少な くとも前記ＩＤカードの所有者の顔写真から変換した個 人情報をあらかじめ記憶する顔写真情報記憶手段と、前 記ＩＤカード照合手段での結果が有効のとき、前記ＩＤ カード読取り手段が読込んだ情報から前記顔写真情報記 憶手段に記憶される個人情報を少なくとも１つ選択する 個人情報選択手段と、この個人情報選択手段で選択した 個人情報と前記顔情報変換手段で変換した個人情報とを 比較する顔情報照合手段とを備え、この顔情報照合手段 での比較結果に応じて、前記ＩＤカードにより機器を操 作するかどうか (wireless signal) を決定することを特徴とする本人認証装 置。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | JP2003132023A Filed: 2001-10-24 Issued: 2003-05-09 個人認証方法、個人認証装置および個人認証システム (Original Assignee) Toshiba Corp; 株式会社東芝 Isao Watanabe, 功 渡邉 |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card (個人認証方法) pointer system , the method comprising the steps of : receiving card information (データ送) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
JP2003132023A CLAIM 1 【請求項１】 各々評価値が設定された複数の認証手段 を用いて個人認証を実行することが可能な個人認証方法 (biometric card, biometric card pointer) であって、 前記複数の認証手段の中の少なくとも１つの認証手段で 実行された認証処理の総合的な評価値を当該認証手段に 設定された評価値に基づいて算出するステップと、 前記算出した総合的な評価値に基づき、前記認証処理に よる認証成立の有無を判定するステップとを有すること を特徴とする個人認証方法。 JP2003132023A CLAIM 6 【請求項６】 各種サービスを提供するサーバ装置と、 前記サーバ装置のサービスを受けるための端末装置と、 前記端末装置の利用者に対する前記サーバ装置の認証処 理を代行する認証装置とからなるネットワークシステム に適用される個人認証システムであって、 前記端末装置は、 前記認証処理に用いるデータを取得するための複数のデ ータ取得手段と、 前記複数のデータ取得手段により取得された少なくとも １つのデータを前記認証装置に送信するデータ送 (receiving card information) 信手段 とを具備し、 前記認証装置は、 複数の認証手段と、 前記複数の認証手段それぞれの評価値を設定する評価値 設定手段と、 前記複数の認証手段の中の少なくとも１つの認証手段の 総合的な評価値を前記評価値設定手段により設定された 評価値に基づいて算出する算出手段と、 前記算出手段により算出される総合的な評価値が予め定 められた評価値を越える組み合わせとなるように、前記 端末装置から送信されたデータを用いた認証処理を実行 する少なくとも１つの認証手段を前記複数の認証手段の 中から無作為に選択する選択手段と、 前記選択手段により選択された認証手段で前記端末装置 から送信されたデータを用いた認証処理を実行する認証 実行手段と、 前記認証実行手段の認証結果を前記端末装置に通知する 通知手段とを具備することを特徴とする個人認証システ ム。 |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station ; and outputting at least some of the information input (利用者) from the keypad . |
JP2003132023A CLAIM 5 【請求項５】 認証成立の条件として要求する総合的な 評価値の水準を利用者 (information input) ごとに設定する条件設定手段を具 備することを特徴とする請求項３または４記載の個人認 証装置。 |
| US8620039B2 CLAIM 13 . A biometric card (個人認証方法) pointer enrolment system comprising : a card device reader for receiving card information (データ送) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
JP2003132023A CLAIM 1 【請求項１】 各々評価値が設定された複数の認証手段 を用いて個人認証を実行することが可能な個人認証方法 (biometric card, biometric card pointer) であって、 前記複数の認証手段の中の少なくとも１つの認証手段で 実行された認証処理の総合的な評価値を当該認証手段に 設定された評価値に基づいて算出するステップと、 前記算出した総合的な評価値に基づき、前記認証処理に よる認証成立の有無を判定するステップとを有すること を特徴とする個人認証方法。 JP2003132023A CLAIM 6 【請求項６】 各種サービスを提供するサーバ装置と、 前記サーバ装置のサービスを受けるための端末装置と、 前記端末装置の利用者に対する前記サーバ装置の認証処 理を代行する認証装置とからなるネットワークシステム に適用される個人認証システムであって、 前記端末装置は、 前記認証処理に用いるデータを取得するための複数のデ ータ取得手段と、 前記複数のデータ取得手段により取得された少なくとも １つのデータを前記認証装置に送信するデータ送 (receiving card information) 信手段 とを具備し、 前記認証装置は、 複数の認証手段と、 前記複数の認証手段それぞれの評価値を設定する評価値 設定手段と、 前記複数の認証手段の中の少なくとも１つの認証手段の 総合的な評価値を前記評価値設定手段により設定された 評価値に基づいて算出する算出手段と、 前記算出手段により算出される総合的な評価値が予め定 められた評価値を越える組み合わせとなるように、前記 端末装置から送信されたデータを用いた認証処理を実行 する少なくとも１つの認証手段を前記複数の認証手段の 中から無作為に選択する選択手段と、 前記選択手段により選択された認証手段で前記端末装置 から送信されたデータを用いた認証処理を実行する認証 実行手段と、 前記認証実行手段の認証結果を前記端末装置に通知する 通知手段とを具備することを特徴とする個人認証システ ム。 |
| US8620039B2 CLAIM 14 . A biometric card (個人認証方法) pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
JP2003132023A CLAIM 1 【請求項１】 各々評価値が設定された複数の認証手段 を用いて個人認証を実行することが可能な個人認証方法 (biometric card, biometric card pointer) であって、 前記複数の認証手段の中の少なくとも１つの認証手段で 実行された認証処理の総合的な評価値を当該認証手段に 設定された評価値に基づいて算出するステップと、 前記算出した総合的な評価値に基づき、前記認証処理に よる認証成立の有無を判定するステップとを有すること を特徴とする個人認証方法。 |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (データ送) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
JP2003132023A CLAIM 6 【請求項６】 各種サービスを提供するサーバ装置と、 前記サーバ装置のサービスを受けるための端末装置と、 前記端末装置の利用者に対する前記サーバ装置の認証処 理を代行する認証装置とからなるネットワークシステム に適用される個人認証システムであって、 前記端末装置は、 前記認証処理に用いるデータを取得するための複数のデ ータ取得手段と、 前記複数のデータ取得手段により取得された少なくとも １つのデータを前記認証装置に送信するデータ送 (receiving card information) 信手段 とを具備し、 前記認証装置は、 複数の認証手段と、 前記複数の認証手段それぞれの評価値を設定する評価値 設定手段と、 前記複数の認証手段の中の少なくとも１つの認証手段の 総合的な評価値を前記評価値設定手段により設定された 評価値に基づいて算出する算出手段と、 前記算出手段により算出される総合的な評価値が予め定 められた評価値を越える組み合わせとなるように、前記 端末装置から送信されたデータを用いた認証処理を実行 する少なくとも１つの認証手段を前記複数の認証手段の 中から無作為に選択する選択手段と、 前記選択手段により選択された認証手段で前記端末装置 から送信されたデータを用いた認証処理を実行する認証 実行手段と、 前記認証実行手段の認証結果を前記端末装置に通知する 通知手段とを具備することを特徴とする個人認証システ ム。 |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card (個人認証方法) pointer system , the program comprising : code for receiving card information (データ送) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
JP2003132023A CLAIM 1 【請求項１】 各々評価値が設定された複数の認証手段 を用いて個人認証を実行することが可能な個人認証方法 (biometric card, biometric card pointer) であって、 前記複数の認証手段の中の少なくとも１つの認証手段で 実行された認証処理の総合的な評価値を当該認証手段に 設定された評価値に基づいて算出するステップと、 前記算出した総合的な評価値に基づき、前記認証処理に よる認証成立の有無を判定するステップとを有すること を特徴とする個人認証方法。 JP2003132023A CLAIM 6 【請求項６】 各種サービスを提供するサーバ装置と、 前記サーバ装置のサービスを受けるための端末装置と、 前記端末装置の利用者に対する前記サーバ装置の認証処 理を代行する認証装置とからなるネットワークシステム に適用される個人認証システムであって、 前記端末装置は、 前記認証処理に用いるデータを取得するための複数のデ ータ取得手段と、 前記複数のデータ取得手段により取得された少なくとも １つのデータを前記認証装置に送信するデータ送 (receiving card information) 信手段 とを具備し、 前記認証装置は、 複数の認証手段と、 前記複数の認証手段それぞれの評価値を設定する評価値 設定手段と、 前記複数の認証手段の中の少なくとも１つの認証手段の 総合的な評価値を前記評価値設定手段により設定された 評価値に基づいて算出する算出手段と、 前記算出手段により算出される総合的な評価値が予め定 められた評価値を越える組み合わせとなるように、前記 端末装置から送信されたデータを用いた認証処理を実行 する少なくとも１つの認証手段を前記複数の認証手段の 中から無作為に選択する選択手段と、 前記選択手段により選択された認証手段で前記端末装置 から送信されたデータを用いた認証処理を実行する認証 実行手段と、 前記認証実行手段の認証結果を前記端末装置に通知する 通知手段とを具備することを特徴とする個人認証システ ム。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | JP2002302016A Filed: 2001-04-09 Issued: 2002-10-15 車輌セキュリティシステム、車輌およびセキュリティセンタ (Original Assignee) Nippon Telegr & Teleph Corp <Ntt>; 日本電信電話株式会社 Oku Kuraki, 億 久良木, Katsuyuki Machida, 克之 町田, Tomoshi Shigematsu, 智志 重松, Hiroki Morimura, 浩季 森村 |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader (速度センサ) in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
JP2002302016A CLAIM 13 【請求項１３】 請求項１〜１２記載の車輌セキュリテ ィシステムにおいて、 前記車輌は、エンジンの回転を検出するエンジン回転セ ンサと、当該車輌の移動を検出する加速度センサ (biometric reader) の少な くともいずれか１つを有し、 前記車輌の制御部は、前記センサにより当該車輌の使用 を確認することを特徴とする車輌セキュリティシステ ム。 |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station ; and outputting at least some of the information input (利用者) from the keypad . |
JP2002302016A CLAIM 17 【請求項１７】 使用者から取得したその使用者の生体 情報に基づき前記使用者が当該車輌を使用可能な者とし て予め登録されている正規登録者であるか否か認証判定 しその認証判定結果を送信する電子認証鍵と、この電子 認証鍵から受信した認証判定結果が前記使用者の認証成 功を示す場合に当該車輌を使用可能とする制御部を有す る車輌と、この車輌と接続される通信網を介して前記車 輌の使用状態を管理するセキュリティセンタとから構成 され、生体情報を用いて車輌を使用する使用者を認証判 定し、その認証判定結果に基づき車輌の使用状態を把握 する車輌セキュリティシステムで用いられる車輌であっ て、 前記認証判定結果により前記利用者 (information input) が前記正規登録者で あると認証できていない未認証状態で当該車輌が使用さ れた場合に、その旨を示す未認証使用を前記通信網を介 して前記セキュリティセンタへ通知し、前記セキュリテ ィセンタで、前記車輌からの未認証使用の通知後に前記 車輌の使用について前記正規登録者が承知していること を確認できた場合は、前記車輌が正常使用されていると 判断させ、前記車輌の使用について前記正規登録者が承 知していることを確認できなかった場合は、前記車輌が 不正使用されていると判断させる制御部を備えることを 特徴とする車輌。 |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader (速度センサ) for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
JP2002302016A CLAIM 13 【請求項１３】 請求項１〜１２記載の車輌セキュリテ ィシステムにおいて、 前記車輌は、エンジンの回転を検出するエンジン回転セ ンサと、当該車輌の移動を検出する加速度センサ (biometric reader) の少な くともいずれか１つを有し、 前記車輌の制御部は、前記センサにより当該車輌の使用 を確認することを特徴とする車輌セキュリティシステ ム。 |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader (速度センサ) if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
JP2002302016A CLAIM 13 【請求項１３】 請求項１〜１２記載の車輌セキュリテ ィシステムにおいて、 前記車輌は、エンジンの回転を検出するエンジン回転セ ンサと、当該車輌の移動を検出する加速度センサ (biometric reader) の少な くともいずれか１つを有し、 前記車輌の制御部は、前記センサにより当該車輌の使用 を確認することを特徴とする車輌セキュリティシステ ム。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | JP2002288424A Filed: 2001-03-27 Issued: 2002-10-04 自動取引装置の取引制御方法 (Original Assignee) Oki Electric Ind Co Ltd; 沖電気工業株式会社 Emi Nonaka, 恵美 野中 |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station (照合データ) , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
JP2002288424A CLAIM 2 【請求項２】 カード読取部とランク設定部と該ランク 毎の取引制限テーブルと、バイオメトリクス入力部とを 備えた自動取引装置の取引制御方法において、現金自動 預払取引を行う場合に、（ａ）利用者は現金自動預払機 にカードを挿入し、（ｂ）前記現金自動預払機の画面の 案内にしたがって希望する取引を選択し、（ｃ）前記現 金自動預払機は挿入されたカード種類を識別後、記憶 し、（ｄ）同時に本人認証入力を促す案内を前記画面に 表示し、本人確認を行い、（ｅ）前記現金自動預払機は 前記カード種類と、入力された本人照合データ (verification station) から、ラ ンク付けを行い、該ランクを記憶し、（ｆ）該ランクに 応じた取引種別ならびに取引限度額を前記画面に表示 し、扱えない取引を選択していた場合は、取引不可を前 記利用者に通知して前記カードを返却することを特徴と する自動取引装置の取引制御方法。 |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station (照合データ) . |
JP2002288424A CLAIM 2 【請求項２】 カード読取部とランク設定部と該ランク 毎の取引制限テーブルと、バイオメトリクス入力部とを 備えた自動取引装置の取引制御方法において、現金自動 預払取引を行う場合に、（ａ）利用者は現金自動預払機 にカードを挿入し、（ｂ）前記現金自動預払機の画面の 案内にしたがって希望する取引を選択し、（ｃ）前記現 金自動預払機は挿入されたカード種類を識別後、記憶 し、（ｄ）同時に本人認証入力を促す案内を前記画面に 表示し、本人確認を行い、（ｅ）前記現金自動預払機は 前記カード種類と、入力された本人照合データ (verification station) から、ラ ンク付けを行い、該ランクを記憶し、（ｆ）該ランクに 応じた取引種別ならびに取引限度額を前記画面に表示 し、扱えない取引を選択していた場合は、取引不可を前 記利用者に通知して前記カードを返却することを特徴と する自動取引装置の取引制御方法。 |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station (照合データ) . |
JP2002288424A CLAIM 2 【請求項２】 カード読取部とランク設定部と該ランク 毎の取引制限テーブルと、バイオメトリクス入力部とを 備えた自動取引装置の取引制御方法において、現金自動 預払取引を行う場合に、（ａ）利用者は現金自動預払機 にカードを挿入し、（ｂ）前記現金自動預払機の画面の 案内にしたがって希望する取引を選択し、（ｃ）前記現 金自動預払機は挿入されたカード種類を識別後、記憶 し、（ｄ）同時に本人認証入力を促す案内を前記画面に 表示し、本人確認を行い、（ｅ）前記現金自動預払機は 前記カード種類と、入力された本人照合データ (verification station) から、ラ ンク付けを行い、該ランクを記憶し、（ｆ）該ランクに 応じた取引種別ならびに取引限度額を前記画面に表示 し、扱えない取引を選択していた場合は、取引不可を前 記利用者に通知して前記カードを返却することを特徴と する自動取引装置の取引制御方法。 |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information from the verification station (照合データ) . |
JP2002288424A CLAIM 2 【請求項２】 カード読取部とランク設定部と該ランク 毎の取引制限テーブルと、バイオメトリクス入力部とを 備えた自動取引装置の取引制御方法において、現金自動 預払取引を行う場合に、（ａ）利用者は現金自動預払機 にカードを挿入し、（ｂ）前記現金自動預払機の画面の 案内にしたがって希望する取引を選択し、（ｃ）前記現 金自動預払機は挿入されたカード種類を識別後、記憶 し、（ｄ）同時に本人認証入力を促す案内を前記画面に 表示し、本人確認を行い、（ｅ）前記現金自動預払機は 前記カード種類と、入力された本人照合データ (verification station) から、ラ ンク付けを行い、該ランクを記憶し、（ｆ）該ランクに 応じた取引種別ならびに取引限度額を前記画面に表示 し、扱えない取引を選択していた場合は、取引不可を前 記利用者に通知して前記カードを返却することを特徴と する自動取引装置の取引制御方法。 |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station (照合データ) ; and outputting at least some of the information input (利用者) from the keypad . |
JP2002288424A CLAIM 1 【請求項１】 カード読取部とランク設定部と該ランク 毎の取引制限テーブルと、バイオメトリクス入力部とを 備えた自動取引装置の取引制御方法において、現金自動 預払取引を行う場合に、（ａ）利用者 (information input) は現金自動預払機 の操作部で希望する取引を選択し、（ｂ）前記現金自動 預払機の画面の案内にしたがってカードを挿入し、 （ｃ）前記現金自動預払機は挿入されたカード種類を識 別後、記憶し、（ｄ）同時に本人認証入力を促す案内を 前記画面に表示し、本人確認を行い、（ｅ）前記現金自 動預払機は前記カード種類と、入力された本人照合デー タから、ランク付けを行い、該ランクを記憶し、（ｆ） 該ランクに応じた取引種別ならびに取引限度額を前記画 面に表示し、扱えない取引を選択していた場合は、取引 不可を前記利用者に通知して前記カードを返却すること を特徴とする自動取引装置の取引制御方法。 JP2002288424A CLAIM 2 【請求項２】 カード読取部とランク設定部と該ランク 毎の取引制限テーブルと、バイオメトリクス入力部とを 備えた自動取引装置の取引制御方法において、現金自動 預払取引を行う場合に、（ａ）利用者は現金自動預払機 にカードを挿入し、（ｂ）前記現金自動預払機の画面の 案内にしたがって希望する取引を選択し、（ｃ）前記現 金自動預払機は挿入されたカード種類を識別後、記憶 し、（ｄ）同時に本人認証入力を促す案内を前記画面に 表示し、本人確認を行い、（ｅ）前記現金自動預払機は 前記カード種類と、入力された本人照合データ (verification station) から、ラ ンク付けを行い、該ランクを記憶し、（ｆ）該ランクに 応じた取引種別ならびに取引限度額を前記画面に表示 し、扱えない取引を選択していた場合は、取引不可を前 記利用者に通知して前記カードを返却することを特徴と する自動取引装置の取引制御方法。 |
| US8620039B2 CLAIM 15 . A verification station (照合データ) for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
JP2002288424A CLAIM 2 【請求項２】 カード読取部とランク設定部と該ランク 毎の取引制限テーブルと、バイオメトリクス入力部とを 備えた自動取引装置の取引制御方法において、現金自動 預払取引を行う場合に、（ａ）利用者は現金自動預払機 にカードを挿入し、（ｂ）前記現金自動預払機の画面の 案内にしたがって希望する取引を選択し、（ｃ）前記現 金自動預払機は挿入されたカード種類を識別後、記憶 し、（ｄ）同時に本人認証入力を促す案内を前記画面に 表示し、本人確認を行い、（ｅ）前記現金自動預払機は 前記カード種類と、入力された本人照合データ (verification station) から、ラ ンク付けを行い、該ランクを記憶し、（ｆ）該ランクに 応じた取引種別ならびに取引限度額を前記画面に表示 し、扱えない取引を選択していた場合は、取引不可を前 記利用者に通知して前記カードを返却することを特徴と する自動取引装置の取引制御方法。 |
| US8620039B2 CLAIM 16 . A verification station (照合データ) according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
JP2002288424A CLAIM 2 【請求項２】 カード読取部とランク設定部と該ランク 毎の取引制限テーブルと、バイオメトリクス入力部とを 備えた自動取引装置の取引制御方法において、現金自動 預払取引を行う場合に、（ａ）利用者は現金自動預払機 にカードを挿入し、（ｂ）前記現金自動預払機の画面の 案内にしたがって希望する取引を選択し、（ｃ）前記現 金自動預払機は挿入されたカード種類を識別後、記憶 し、（ｄ）同時に本人認証入力を促す案内を前記画面に 表示し、本人確認を行い、（ｅ）前記現金自動預払機は 前記カード種類と、入力された本人照合データ (verification station) から、ラ ンク付けを行い、該ランクを記憶し、（ｆ）該ランクに 応じた取引種別ならびに取引限度額を前記画面に表示 し、扱えない取引を選択していた場合は、取引不可を前 記利用者に通知して前記カードを返却することを特徴と する自動取引装置の取引制御方法。 |
| US8620039B2 CLAIM 17 . A verification station (照合データ) according to claim 15 , wherein the memory is incorporated in a tamper-proof manner in the verification station . |
JP2002288424A CLAIM 2 【請求項２】 カード読取部とランク設定部と該ランク 毎の取引制限テーブルと、バイオメトリクス入力部とを 備えた自動取引装置の取引制御方法において、現金自動 預払取引を行う場合に、（ａ）利用者は現金自動預払機 にカードを挿入し、（ｂ）前記現金自動預払機の画面の 案内にしたがって希望する取引を選択し、（ｃ）前記現 金自動預払機は挿入されたカード種類を識別後、記憶 し、（ｄ）同時に本人認証入力を促す案内を前記画面に 表示し、本人確認を行い、（ｅ）前記現金自動預払機は 前記カード種類と、入力された本人照合データ (verification station) から、ラ ンク付けを行い、該ランクを記憶し、（ｆ）該ランクに 応じた取引種別ならびに取引限度額を前記画面に表示 し、扱えない取引を選択していた場合は、取引不可を前 記利用者に通知して前記カードを返却することを特徴と する自動取引装置の取引制御方法。 |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station (照合データ) , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
JP2002288424A CLAIM 2 【請求項２】 カード読取部とランク設定部と該ランク 毎の取引制限テーブルと、バイオメトリクス入力部とを 備えた自動取引装置の取引制御方法において、現金自動 預払取引を行う場合に、（ａ）利用者は現金自動預払機 にカードを挿入し、（ｂ）前記現金自動預払機の画面の 案内にしたがって希望する取引を選択し、（ｃ）前記現 金自動預払機は挿入されたカード種類を識別後、記憶 し、（ｄ）同時に本人認証入力を促す案内を前記画面に 表示し、本人確認を行い、（ｅ）前記現金自動預払機は 前記カード種類と、入力された本人照合データ (verification station) から、ラ ンク付けを行い、該ランクを記憶し、（ｆ）該ランクに 応じた取引種別ならびに取引限度額を前記画面に表示 し、扱えない取引を選択していた場合は、取引不可を前 記利用者に通知して前記カードを返却することを特徴と する自動取引装置の取引制御方法。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6557754B2 Filed: 2000-12-01 Issued: 2003-05-06 Apparatus and method of providing a dual mode card and reader (Original Assignee) Litronic Inc (Current Assignee) RDSK Inc Robert J. Gray, Lee Gudmundsen, Charles E. Frasier |
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| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (second voltage) to a service dependent upon receipt of the outputted information . |
US6557754B2 CLAIM 17 . The dual mode card of claim 15 , wherein when the reader interface circuit is coupled to a signal line of the card reader , a first voltage on the signal line indicates that the card reader operates in the first communication mode and a second voltage (providing access) on the signal line indicates that the card reader operates in the second communication mode . |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (second voltage) to a service dependent upon receipt of the outputted information . |
US6557754B2 CLAIM 17 . The dual mode card of claim 15 , wherein when the reader interface circuit is coupled to a signal line of the card reader , a first voltage on the signal line indicates that the card reader operates in the first communication mode and a second voltage (providing access) on the signal line indicates that the card reader operates in the second communication mode . |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (second voltage) to a service dependent upon receipt of the outputted information . |
US6557754B2 CLAIM 17 . The dual mode card of claim 15 , wherein when the reader interface circuit is coupled to a signal line of the card reader , a first voltage on the signal line indicates that the card reader operates in the first communication mode and a second voltage (providing access) on the signal line indicates that the card reader operates in the second communication mode . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation (comprises d) of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6557754B2 CLAIM 26 . The method of claim 25 , wherein detecting the communication mode of the card comprises d (subsequent presentation) etecting , by a card recognition logic , the communication mode of the card when the card is coupled to the dual mode card reader . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | JP2001351047A Filed: 2000-06-09 Issued: 2001-12-21 個人認証方法 (Original Assignee) Akesesu:Kk; 株式会社 アケセス Junichi Horie, 淳一 堀江, Kazue Fujiwara, 和江 藤原, Kazunori Kamo, 和徳 加茂 |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card (個人認証方法) pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
JP2001351047A CLAIM 1 【請求項１】 個人認証が必要となる対象者毎に、その 者の属性に関する照合基準データを複数の属性のそれぞ れについて予め記憶させておき、 個人認証が求められたときには、その者からそれぞれ自 己の属性として提示される複数のデータを、その者が自 己であると称する個人に関して予め記憶された該当する 属性の照合基準データのそれぞれと照合し、 それら複数の属性のそれぞれ毎の照合結果を総合するこ とにより、個人認証を行うようにした個人認証方法 (biometric card, biometric card pointer) 。 |
| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider (サーバ側) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
JP2001351047A CLAIM 5 【請求項５】 個人認証対象者側に設けられる個人認証 端末と、個人認証センタ側に設けられる個人認証サーバ と、それらを結ぶネットワークとを有し、 個人認証端末側には、 個人に関する属性データを複数種の属性について入力可 能な属性データ入力手段と、 入力された複数種の属性データ並びに当該個人の識別コ ードを含む個人認証要求を個人認証センタへと送信可能 な個人認証要求送信手段と、 個人認証センタから返送されてくる個人認証結果を受信 可能な個人認証結果受信手段と、 受信された個人認証結果を表示出力、印字出力、又はデ ータ出力可能な個人認証結果出力手段と、を含み、 個人認証サーバ側 (service provider) には、 個人認証が必要となる対象者毎に、その者の属性に関す る照合基準データを複数の属性のそれぞれについて予め 記憶させた記憶手段と、 個人認証端末から送信されてくる個人認証要求を受信す る個人認証要求受信手段と、 個人認証要求が受信されるのに応答して、当該要求に含 まれる複数種の属性データを、識別コートで指定の個人 に関して予め記憶された該当する属性の照合基準データ のそれぞれと照合すると共に、それら複数の属性のそれ ぞれ毎の照合結果を総合することにより個人認証処理を 行う個人認証処理実行手段と、 個人認証処理の実行結果として得られた個人認証結果を 個人認証端末へと返送する個人認証結果返送手段と、が 設けられ、 それにより、複数の属性毎の照合結果を総合することに より個人認証が行われるようにした個人認証システム。 |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider (サーバ側) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
JP2001351047A CLAIM 5 【請求項５】 個人認証対象者側に設けられる個人認証 端末と、個人認証センタ側に設けられる個人認証サーバ と、それらを結ぶネットワークとを有し、 個人認証端末側には、 個人に関する属性データを複数種の属性について入力可 能な属性データ入力手段と、 入力された複数種の属性データ並びに当該個人の識別コ ードを含む個人認証要求を個人認証センタへと送信可能 な個人認証要求送信手段と、 個人認証センタから返送されてくる個人認証結果を受信 可能な個人認証結果受信手段と、 受信された個人認証結果を表示出力、印字出力、又はデ ータ出力可能な個人認証結果出力手段と、を含み、 個人認証サーバ側 (service provider) には、 個人認証が必要となる対象者毎に、その者の属性に関す る照合基準データを複数の属性のそれぞれについて予め 記憶させた記憶手段と、 個人認証端末から送信されてくる個人認証要求を受信す る個人認証要求受信手段と、 個人認証要求が受信されるのに応答して、当該要求に含 まれる複数種の属性データを、識別コートで指定の個人 に関して予め記憶された該当する属性の照合基準データ のそれぞれと照合すると共に、それら複数の属性のそれ ぞれ毎の照合結果を総合することにより個人認証処理を 行う個人認証処理実行手段と、 個人認証処理の実行結果として得られた個人認証結果を 個人認証端末へと返送する個人認証結果返送手段と、が 設けられ、 それにより、複数の属性毎の照合結果を総合することに より個人認証が行われるようにした個人認証システム。 |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information (データ入) indicating that the user of the card device is not authorised authorized . |
JP2001351047A CLAIM 5 【請求項５】 個人認証対象者側に設けられる個人認証 端末と、個人認証センタ側に設けられる個人認証サーバ と、それらを結ぶネットワークとを有し、 個人認証端末側には、 個人に関する属性データを複数種の属性について入力可 能な属性データ入 (outputting information) 力手段と、 入力された複数種の属性データ並びに当該個人の識別コ ードを含む個人認証要求を個人認証センタへと送信可能 な個人認証要求送信手段と、 個人認証センタから返送されてくる個人認証結果を受信 可能な個人認証結果受信手段と、 受信された個人認証結果を表示出力、印字出力、又はデ ータ出力可能な個人認証結果出力手段と、を含み、 個人認証サーバ側には、 個人認証が必要となる対象者毎に、その者の属性に関す る照合基準データを複数の属性のそれぞれについて予め 記憶させた記憶手段と、 個人認証端末から送信されてくる個人認証要求を受信す る個人認証要求受信手段と、 個人認証要求が受信されるのに応答して、当該要求に含 まれる複数種の属性データを、識別コートで指定の個人 に関して予め記憶された該当する属性の照合基準データ のそれぞれと照合すると共に、それら複数の属性のそれ ぞれ毎の照合結果を総合することにより個人認証処理を 行う個人認証処理実行手段と、 個人認証処理の実行結果として得られた個人認証結果を 個人認証端末へと返送する個人認証結果返送手段と、が 設けられ、 それにより、複数の属性毎の照合結果を総合することに より個人認証が行われるようにした個人認証システム。 |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider (サーバ側) for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access to a service dependent upon receipt of the outputted information . |
JP2001351047A CLAIM 5 【請求項５】 個人認証対象者側に設けられる個人認証 端末と、個人認証センタ側に設けられる個人認証サーバ と、それらを結ぶネットワークとを有し、 個人認証端末側には、 個人に関する属性データを複数種の属性について入力可 能な属性データ入力手段と、 入力された複数種の属性データ並びに当該個人の識別コ ードを含む個人認証要求を個人認証センタへと送信可能 な個人認証要求送信手段と、 個人認証センタから返送されてくる個人認証結果を受信 可能な個人認証結果受信手段と、 受信された個人認証結果を表示出力、印字出力、又はデ ータ出力可能な個人認証結果出力手段と、を含み、 個人認証サーバ側 (service provider) には、 個人認証が必要となる対象者毎に、その者の属性に関す る照合基準データを複数の属性のそれぞれについて予め 記憶させた記憶手段と、 個人認証端末から送信されてくる個人認証要求を受信す る個人認証要求受信手段と、 個人認証要求が受信されるのに応答して、当該要求に含 まれる複数種の属性データを、識別コートで指定の個人 に関して予め記憶された該当する属性の照合基準データ のそれぞれと照合すると共に、それら複数の属性のそれ ぞれ毎の照合結果を総合することにより個人認証処理を 行う個人認証処理実行手段と、 個人認証処理の実行結果として得られた個人認証結果を 個人認証端末へと返送する個人認証結果返送手段と、が 設けられ、 それにより、複数の属性毎の照合結果を総合することに より個人認証が行われるようにした個人認証システム。 |
| US8620039B2 CLAIM 13 . A biometric card (個人認証方法) pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
JP2001351047A CLAIM 1 【請求項１】 個人認証が必要となる対象者毎に、その 者の属性に関する照合基準データを複数の属性のそれぞ れについて予め記憶させておき、 個人認証が求められたときには、その者からそれぞれ自 己の属性として提示される複数のデータを、その者が自 己であると称する個人に関して予め記憶された該当する 属性の照合基準データのそれぞれと照合し、 それら複数の属性のそれぞれ毎の照合結果を総合するこ とにより、個人認証を行うようにした個人認証方法 (biometric card, biometric card pointer) 。 |
| US8620039B2 CLAIM 14 . A biometric card (個人認証方法) pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
JP2001351047A CLAIM 1 【請求項１】 個人認証が必要となる対象者毎に、その 者の属性に関する照合基準データを複数の属性のそれぞ れについて予め記憶させておき、 個人認証が求められたときには、その者からそれぞれ自 己の属性として提示される複数のデータを、その者が自 己であると称する個人に関して予め記憶された該当する 属性の照合基準データのそれぞれと照合し、 それら複数の属性のそれぞれ毎の照合結果を総合するこ とにより、個人認証を行うようにした個人認証方法 (biometric card, biometric card pointer) 。 |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (要求送信) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
JP2001351047A CLAIM 5 【請求項５】 個人認証対象者側に設けられる個人認証 端末と、個人認証センタ側に設けられる個人認証サーバ と、それらを結ぶネットワークとを有し、 個人認証端末側には、 個人に関する属性データを複数種の属性について入力可 能な属性データ入力手段と、 入力された複数種の属性データ並びに当該個人の識別コ ードを含む個人認証要求を個人認証センタへと送信可能 な個人認証要求送信 (computer program) 手段と、 個人認証センタから返送されてくる個人認証結果を受信 可能な個人認証結果受信手段と、 受信された個人認証結果を表示出力、印字出力、又はデ ータ出力可能な個人認証結果出力手段と、を含み、 個人認証サーバ側には、 個人認証が必要となる対象者毎に、その者の属性に関す る照合基準データを複数の属性のそれぞれについて予め 記憶させた記憶手段と、 個人認証端末から送信されてくる個人認証要求を受信す る個人認証要求受信手段と、 個人認証要求が受信されるのに応答して、当該要求に含 まれる複数種の属性データを、識別コートで指定の個人 に関して予め記憶された該当する属性の照合基準データ のそれぞれと照合すると共に、それら複数の属性のそれ ぞれ毎の照合結果を総合することにより個人認証処理を 行う個人認証処理実行手段と、 個人認証処理の実行結果として得られた個人認証結果を 個人認証端末へと返送する個人認証結果返送手段と、が 設けられ、 それにより、複数の属性毎の照合結果を総合することに より個人認証が行われるようにした個人認証システム。 |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (要求送信) for directing a processor to execute a method of enrolling in a biometric card (個人認証方法) pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
JP2001351047A CLAIM 1 【請求項１】 個人認証が必要となる対象者毎に、その 者の属性に関する照合基準データを複数の属性のそれぞ れについて予め記憶させておき、 個人認証が求められたときには、その者からそれぞれ自 己の属性として提示される複数のデータを、その者が自 己であると称する個人に関して予め記憶された該当する 属性の照合基準データのそれぞれと照合し、 それら複数の属性のそれぞれ毎の照合結果を総合するこ とにより、個人認証を行うようにした個人認証方法 (biometric card, biometric card pointer) 。 JP2001351047A CLAIM 5 【請求項５】 個人認証対象者側に設けられる個人認証 端末と、個人認証センタ側に設けられる個人認証サーバ と、それらを結ぶネットワークとを有し、 個人認証端末側には、 個人に関する属性データを複数種の属性について入力可 能な属性データ入力手段と、 入力された複数種の属性データ並びに当該個人の識別コ ードを含む個人認証要求を個人認証センタへと送信可能 な個人認証要求送信 (computer program) 手段と、 個人認証センタから返送されてくる個人認証結果を受信 可能な個人認証結果受信手段と、 受信された個人認証結果を表示出力、印字出力、又はデ ータ出力可能な個人認証結果出力手段と、を含み、 個人認証サーバ側には、 個人認証が必要となる対象者毎に、その者の属性に関す る照合基準データを複数の属性のそれぞれについて予め 記憶させた記憶手段と、 個人認証端末から送信されてくる個人認証要求を受信す る個人認証要求受信手段と、 個人認証要求が受信されるのに応答して、当該要求に含 まれる複数種の属性データを、識別コートで指定の個人 に関して予め記憶された該当する属性の照合基準データ のそれぞれと照合すると共に、それら複数の属性のそれ ぞれ毎の照合結果を総合することにより個人認証処理を 行う個人認証処理実行手段と、 個人認証処理の実行結果として得られた個人認証結果を 個人認証端末へと返送する個人認証結果返送手段と、が 設けられ、 それにより、複数の属性毎の照合結果を総合することに より個人認証が行われるようにした個人認証システム。 |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (要求送信) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
JP2001351047A CLAIM 5 【請求項５】 個人認証対象者側に設けられる個人認証 端末と、個人認証センタ側に設けられる個人認証サーバ と、それらを結ぶネットワークとを有し、 個人認証端末側には、 個人に関する属性データを複数種の属性について入力可 能な属性データ入力手段と、 入力された複数種の属性データ並びに当該個人の識別コ ードを含む個人認証要求を個人認証センタへと送信可能 な個人認証要求送信 (computer program) 手段と、 個人認証センタから返送されてくる個人認証結果を受信 可能な個人認証結果受信手段と、 受信された個人認証結果を表示出力、印字出力、又はデ ータ出力可能な個人認証結果出力手段と、を含み、 個人認証サーバ側には、 個人認証が必要となる対象者毎に、その者の属性に関す る照合基準データを複数の属性のそれぞれについて予め 記憶させた記憶手段と、 個人認証端末から送信されてくる個人認証要求を受信す る個人認証要求受信手段と、 個人認証要求が受信されるのに応答して、当該要求に含 まれる複数種の属性データを、識別コートで指定の個人 に関して予め記憶された該当する属性の照合基準データ のそれぞれと照合すると共に、それら複数の属性のそれ ぞれ毎の照合結果を総合することにより個人認証処理を 行う個人認証処理実行手段と、 個人認証処理の実行結果として得られた個人認証結果を 個人認証端末へと返送する個人認証結果返送手段と、が 設けられ、 それにより、複数の属性毎の照合結果を総合することに より個人認証が行われるようにした個人認証システム。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6676016B1 Filed: 2000-05-04 Issued: 2004-01-13 Retail terminal configured as consumer gateway to electronic billing application (Original Assignee) NCR Corp (Current Assignee) NCR Corp Ernest C. Coskrey, IV |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6676016B1 CLAIM 4 . The retail terminal of claim 3 , wherein said card reader is one of a magnetic strip card reader and a smart card (memory location) reader . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US6676016B1 CLAIM 4 . The retail terminal of claim 3 , wherein said card reader is one of a magnetic strip card reader and a smart card (memory location) reader . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6676016B1 CLAIM 4 . The retail terminal of claim 3 , wherein said card reader is one of a magnetic strip card reader and a smart card (memory location) reader . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code (bar code) ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6676016B1 CLAIM 4 . The retail terminal of claim 3 , wherein said card reader is one of a magnetic strip (magnetic strip) card reader and a smart card reader . US6676016B1 CLAIM 6 . The retail terminal of claim 1 , wherein said scanner comprises a bar code (bar code, computer program) scanner , and said user login information is encoded onto the bill as a bar code . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6676016B1 CLAIM 4 . The retail terminal of claim 3 , wherein said card reader is one of a magnetic strip card reader and a smart card (memory location) reader . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US6676016B1 CLAIM 4 . The retail terminal of claim 3 , wherein said card reader is one of a magnetic strip card reader and a smart card (memory location) reader . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6676016B1 CLAIM 4 . The retail terminal of claim 3 , wherein said card reader is one of a magnetic strip card reader and a smart card (memory location) reader . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code (bar code) ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6676016B1 CLAIM 4 . The retail terminal of claim 3 , wherein said card reader is one of a magnetic strip (magnetic strip) card reader and a smart card reader . US6676016B1 CLAIM 6 . The retail terminal of claim 1 , wherein said scanner comprises a bar code (bar code, computer program) scanner , and said user login information is encoded onto the bill as a bar code . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6676016B1 CLAIM 4 . The retail terminal of claim 3 , wherein said card reader is one of a magnetic strip card reader and a smart card (memory location) reader . US6676016B1 CLAIM 6 . The retail terminal of claim 1 , wherein said scanner comprises a bar code (bar code, computer program) scanner , and said user login information is encoded onto the bill as a bar code . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6676016B1 CLAIM 4 . The retail terminal of claim 3 , wherein said card reader is one of a magnetic strip card reader and a smart card (memory location) reader . US6676016B1 CLAIM 6 . The retail terminal of claim 1 , wherein said scanner comprises a bar code (bar code, computer program) scanner , and said user login information is encoded onto the bill as a bar code . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US6676016B1 CLAIM 4 . The retail terminal of claim 3 , wherein said card reader is one of a magnetic strip card reader and a smart card (memory location) reader . US6676016B1 CLAIM 6 . The retail terminal of claim 1 , wherein said scanner comprises a bar code (bar code, computer program) scanner , and said user login information is encoded onto the bill as a bar code . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6373511B1 Filed: 2000-02-14 Issued: 2002-04-16 Combination terminal and printer (Original Assignee) IVI Checkmate Corp (Current Assignee) Ingenico Corp David Henry Groves, Yiu Kong Wong, Jerry Crosetti, Ki Sheung Yuen, Fraser Hardman |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (output ports) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (output ports) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (output ports) from a card device (output ports) to a card reader (memory cards, base portion) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . US6373511B1 CLAIM 2 . A transaction device as claimed in claim 1 wherein said printer module has a generally vertical orientation with said paper supply roll cavity adjacent a base portion (card reader, card data) of said printer module , and wherein a front edge of said printer module supports a rear edge of said terminal module and orientates said terminal module at said upwardly and rearwardly extending angle . US6373511B1 CLAIM 16 . A transaction device as claimed in claim 13 wherein said recessed cable connection cavity includes therein a further cavity having removable memory cards (card reader, card data) and said further cavity is closed by a removable cover . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (output ports) is one of : a card in which the card information (output ports) is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state (one end) memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . US6373511B1 CLAIM 18 . A transaction device as claimed in claim 1 wherein said printer module includes two extending side members at one end (solid state, access system) of said terminal module which define a channel therebetween which receives a paper discharge end of said printer nodule , said side members and said discharge end of said printer module including slide engaging members which assist in alignment of said modules for connection and reinforce the mechanical connection of said modules . US6373511B1 CLAIM 23 . A transaction device as claimed in claim 1 wherein said terminal module includes a slide slot for guiding and reading information on a magnetic strip (magnetic strip) e of a user card , said slide slot being positioned at one side of said terminal module and including a discharge transition ramp at a bottom portion of said slot for changing the angle of discharge of a user card leaving the bottom of said slot . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (output ports) provided in the step (a) comprises a header and card data (memory cards, base portion) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . US6373511B1 CLAIM 2 . A transaction device as claimed in claim 1 wherein said printer module has a generally vertical orientation with said paper supply roll cavity adjacent a base portion (card reader, card data) of said printer module , and wherein a front edge of said printer module supports a rear edge of said terminal module and orientates said terminal module at said upwardly and rearwardly extending angle . US6373511B1 CLAIM 16 . A transaction device as claimed in claim 13 wherein said recessed cable connection cavity includes therein a further cavity having removable memory cards (card reader, card data) and said further cavity is closed by a removable cover . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (output ports) from the verification station . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (output ports) is not authorised authorized . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (output ports) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (output ports) reader for receiving card information (output ports) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system (one end) comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (output ports) to the card device (output ports) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . US6373511B1 CLAIM 18 . A transaction device as claimed in claim 1 wherein said printer module includes two extending side members at one end (solid state, access system) of said terminal module which define a channel therebetween which receives a paper discharge end of said printer nodule , said side members and said discharge end of said printer module including slide engaging members which assist in alignment of said modules for connection and reinforce the mechanical connection of said modules . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (output ports) reader for receiving card information (output ports) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (output ports) reader is one of : a reader for a card in which the card information (output ports) is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state (one end) memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . US6373511B1 CLAIM 18 . A transaction device as claimed in claim 1 wherein said printer module includes two extending side members at one end (solid state, access system) of said terminal module which define a channel therebetween which receives a paper discharge end of said printer nodule , said side members and said discharge end of said printer module including slide engaging members which assist in alignment of said modules for connection and reinforce the mechanical connection of said modules . US6373511B1 CLAIM 23 . A transaction device as claimed in claim 1 wherein said terminal module includes a slide slot for guiding and reading information on a magnetic strip (magnetic strip) e of a user card , said slide slot being positioned at one side of said terminal module and including a discharge transition ramp at a bottom portion of said slot for changing the angle of discharge of a user card leaving the bottom of said slot . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (output ports) , provided to a card device (output ports) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen (readable medium) input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (output ports) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen (readable medium) input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (output ports) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6373511B1 CLAIM 1 . A transaction device comprising a terminal module and a printer module , said terminal module including a processor , touch screen (readable medium) input and display means , application memory means , data storage means , an electrical plug type connection for communicating with said printer module , and input and output ports (card information, card device, providing card information) ; said printer module including a paper supply roll cavity , a printing head , a paper drive arrangement , paper outlet and an electrical plug type connection for communicating with said terminal module , said terminal module and said printer module including a mechanical securement therebetween , said modules when mechanically secured and supported on a horizontal surface orientating said touch screen input and display means at an upwardly and rearwardly extending angle relative to horizontal ; and wherein said terminal module and said printer module when secured form an electrical cable access gap beneath said terminal module , and wherein said input and output ports are located on a bottom surface of said terminal module and are accessible through said cable access gap . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6340115B1 Filed: 1999-05-11 Issued: 2002-01-22 Card reader and method for completing transactions (Original Assignee) Symbol Technologies LLC (Current Assignee) Symbol Technologies LLC Jerome Swartz |
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| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code (bar code) ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6340115B1 CLAIM 2 . The arrangement according to claim 1 , wherein each transaction is associated uniquely with a bar code (bar code, computer program) symbol . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code (bar code) ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6340115B1 CLAIM 2 . The arrangement according to claim 1 , wherein each transaction is associated uniquely with a bar code (bar code, computer program) symbol . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (real time basis) having recorded thereon a computer program (bar code) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6340115B1 CLAIM 1 . An arrangement for processing transactions , comprising : a) a data base in which transaction attribute price information for each of the transactions is stored ; b) a hand-held reader aimable at a remotely located indicium having parts of different light reflectivity associated with a selected transaction to be identified , and manually triggerable for electro-optically reading the indicium by automatically repetitively sweeping a light beam in a scan plane across the indicium , by detecting light reflected from the indicium , and by generating an electrical signal corresponding to the detected light ; c) an interrogator for automatically transmitting the electrical signal and interrogating the data base on a real time basis (readable medium) for the attribute price information of the identified transaction , and for retrieving the attribute price information on a real time basis for the identified transaction ; and d) a card reading device slot for receiving a card to complete the identified transaction by charging a customer' ; s account for a payment based on the retrieved attribute price information , said card reading device slot being provided on the hand-held reader . US6340115B1 CLAIM 2 . The arrangement according to claim 1 , wherein each transaction is associated uniquely with a bar code (bar code, computer program) symbol . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (real time basis) having recorded thereon a computer program (bar code) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6340115B1 CLAIM 1 . An arrangement for processing transactions , comprising : a) a data base in which transaction attribute price information for each of the transactions is stored ; b) a hand-held reader aimable at a remotely located indicium having parts of different light reflectivity associated with a selected transaction to be identified , and manually triggerable for electro-optically reading the indicium by automatically repetitively sweeping a light beam in a scan plane across the indicium , by detecting light reflected from the indicium , and by generating an electrical signal corresponding to the detected light ; c) an interrogator for automatically transmitting the electrical signal and interrogating the data base on a real time basis (readable medium) for the attribute price information of the identified transaction , and for retrieving the attribute price information on a real time basis for the identified transaction ; and d) a card reading device slot for receiving a card to complete the identified transaction by charging a customer' ; s account for a payment based on the retrieved attribute price information , said card reading device slot being provided on the hand-held reader . US6340115B1 CLAIM 2 . The arrangement according to claim 1 , wherein each transaction is associated uniquely with a bar code (bar code, computer program) symbol . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (real time basis) having recorded thereon a computer program (bar code) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6340115B1 CLAIM 1 . An arrangement for processing transactions , comprising : a) a data base in which transaction attribute price information for each of the transactions is stored ; b) a hand-held reader aimable at a remotely located indicium having parts of different light reflectivity associated with a selected transaction to be identified , and manually triggerable for electro-optically reading the indicium by automatically repetitively sweeping a light beam in a scan plane across the indicium , by detecting light reflected from the indicium , and by generating an electrical signal corresponding to the detected light ; c) an interrogator for automatically transmitting the electrical signal and interrogating the data base on a real time basis (readable medium) for the attribute price information of the identified transaction , and for retrieving the attribute price information on a real time basis for the identified transaction ; and d) a card reading device slot for receiving a card to complete the identified transaction by charging a customer' ; s account for a payment based on the retrieved attribute price information , said card reading device slot being provided on the hand-held reader . US6340115B1 CLAIM 2 . The arrangement according to claim 1 , wherein each transaction is associated uniquely with a bar code (bar code, computer program) symbol . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6424249B1 Filed: 1999-02-11 Issued: 2002-07-23 Positive identity verification system and method including biometric user authentication (Original Assignee) Image Data LLC (Current Assignee) ALTOR LLC ; Image Data LLC ; LexisNexis Risk Solutions GA Inc Robert C. Houvener |
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| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method (fingerprint scanner) of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6424249B1 CLAIM 4 . The system for providing access integrity and audit capabilities to a positive identification system as claimed in claim 1 wherein said biometric access authority information units associated with said plurality of authorized system users comprise digital images of fingerprints of said system users and wherein said biometric scanner comprises a fingerprint scanner (enrolment method) . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station (system integrity) , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6424249B1 CLAIM 13 . A method of providing system integrity (verification station) and audit capabilities to a positive identification system including at least one point of identification terminal having a plurality of input devices , including a biometric scanner and an identification information unit input and at least one display device including a photographic image display device , and at least one remote database site including a system user biometric database and an identification database comprising identification information units for a plurality of persons to be identified and at least one digital photographic image of a person corresponding to each identification information unit , said method comprising the steps of : registering a plurality of authorized system users by accepting and storing at least one system user biometric access authority information unit and identification information from each authorized system user in said system user biometric database ; logging a system user onto said positive identification system by scanning a system user biometric identifier into said at least one point of identification terminal ; establishing communications between said point of identification terminal and said at least one database site ; transmitting said scanned system user biometric identifier to said at least one remote database site and comparing , at said at least one remote database site , said transmitted biometric identifier with said biometric identifiers stored at said system user biometric database at said remote database site ; granting access to said system user if a match exists between said transmitted biometric identifier and a stored biometric identifier ; accepting an identification information unit from a person being identified at said point of identification terminal and inputting said identification information unit into said said point of identification terminal ; transmitting said input identification information unit to said at least one remote database site ; searching said database of digital photographic images of person to be identified , retrieving at least one digital photographic image associated with said identification information unit transmitted to said remote database site and transmitting said at least one retrieved digital photographic image to said point of identification terminal ; displaying said at least one digital photographic image on said photographic image display device at said point of identification terminal ; comparing said at least one displayed digital photographic image with a physical characteristic of said person being identified ; acknowledging the verification of the identity of the person being identified if a match exists between at least one displayed digital photographic image and said physical characteristic of said person being identified ; and storing an indicator of the identity of the system user and an indicator of the identity of the person being identified in a transaction record . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station (system integrity) . |
US6424249B1 CLAIM 13 . A method of providing system integrity (verification station) and audit capabilities to a positive identification system including at least one point of identification terminal having a plurality of input devices , including a biometric scanner and an identification information unit input and at least one display device including a photographic image display device , and at least one remote database site including a system user biometric database and an identification database comprising identification information units for a plurality of persons to be identified and at least one digital photographic image of a person corresponding to each identification information unit , said method comprising the steps of : registering a plurality of authorized system users by accepting and storing at least one system user biometric access authority information unit and identification information from each authorized system user in said system user biometric database ; logging a system user onto said positive identification system by scanning a system user biometric identifier into said at least one point of identification terminal ; establishing communications between said point of identification terminal and said at least one database site ; transmitting said scanned system user biometric identifier to said at least one remote database site and comparing , at said at least one remote database site , said transmitted biometric identifier with said biometric identifiers stored at said system user biometric database at said remote database site ; granting access to said system user if a match exists between said transmitted biometric identifier and a stored biometric identifier ; accepting an identification information unit from a person being identified at said point of identification terminal and inputting said identification information unit into said said point of identification terminal ; transmitting said input identification information unit to said at least one remote database site ; searching said database of digital photographic images of person to be identified , retrieving at least one digital photographic image associated with said identification information unit transmitted to said remote database site and transmitting said at least one retrieved digital photographic image to said point of identification terminal ; displaying said at least one digital photographic image on said photographic image display device at said point of identification terminal ; comparing said at least one displayed digital photographic image with a physical characteristic of said person being identified ; acknowledging the verification of the identity of the person being identified if a match exists between at least one displayed digital photographic image and said physical characteristic of said person being identified ; and storing an indicator of the identity of the system user and an indicator of the identity of the person being identified in a transaction record . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station (system integrity) . |
US6424249B1 CLAIM 13 . A method of providing system integrity (verification station) and audit capabilities to a positive identification system including at least one point of identification terminal having a plurality of input devices , including a biometric scanner and an identification information unit input and at least one display device including a photographic image display device , and at least one remote database site including a system user biometric database and an identification database comprising identification information units for a plurality of persons to be identified and at least one digital photographic image of a person corresponding to each identification information unit , said method comprising the steps of : registering a plurality of authorized system users by accepting and storing at least one system user biometric access authority information unit and identification information from each authorized system user in said system user biometric database ; logging a system user onto said positive identification system by scanning a system user biometric identifier into said at least one point of identification terminal ; establishing communications between said point of identification terminal and said at least one database site ; transmitting said scanned system user biometric identifier to said at least one remote database site and comparing , at said at least one remote database site , said transmitted biometric identifier with said biometric identifiers stored at said system user biometric database at said remote database site ; granting access to said system user if a match exists between said transmitted biometric identifier and a stored biometric identifier ; accepting an identification information unit from a person being identified at said point of identification terminal and inputting said identification information unit into said said point of identification terminal ; transmitting said input identification information unit to said at least one remote database site ; searching said database of digital photographic images of person to be identified , retrieving at least one digital photographic image associated with said identification information unit transmitted to said remote database site and transmitting said at least one retrieved digital photographic image to said point of identification terminal ; displaying said at least one digital photographic image on said photographic image display device at said point of identification terminal ; comparing said at least one displayed digital photographic image with a physical characteristic of said person being identified ; acknowledging the verification of the identity of the person being identified if a match exists between at least one displayed digital photographic image and said physical characteristic of said person being identified ; and storing an indicator of the identity of the system user and an indicator of the identity of the person being identified in a transaction record . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information from the verification station (system integrity) . |
US6424249B1 CLAIM 13 . A method of providing system integrity (verification station) and audit capabilities to a positive identification system including at least one point of identification terminal having a plurality of input devices , including a biometric scanner and an identification information unit input and at least one display device including a photographic image display device , and at least one remote database site including a system user biometric database and an identification database comprising identification information units for a plurality of persons to be identified and at least one digital photographic image of a person corresponding to each identification information unit , said method comprising the steps of : registering a plurality of authorized system users by accepting and storing at least one system user biometric access authority information unit and identification information from each authorized system user in said system user biometric database ; logging a system user onto said positive identification system by scanning a system user biometric identifier into said at least one point of identification terminal ; establishing communications between said point of identification terminal and said at least one database site ; transmitting said scanned system user biometric identifier to said at least one remote database site and comparing , at said at least one remote database site , said transmitted biometric identifier with said biometric identifiers stored at said system user biometric database at said remote database site ; granting access to said system user if a match exists between said transmitted biometric identifier and a stored biometric identifier ; accepting an identification information unit from a person being identified at said point of identification terminal and inputting said identification information unit into said said point of identification terminal ; transmitting said input identification information unit to said at least one remote database site ; searching said database of digital photographic images of person to be identified , retrieving at least one digital photographic image associated with said identification information unit transmitted to said remote database site and transmitting said at least one retrieved digital photographic image to said point of identification terminal ; displaying said at least one digital photographic image on said photographic image display device at said point of identification terminal ; comparing said at least one displayed digital photographic image with a physical characteristic of said person being identified ; acknowledging the verification of the identity of the person being identified if a match exists between at least one displayed digital photographic image and said physical characteristic of said person being identified ; and storing an indicator of the identity of the system user and an indicator of the identity of the person being identified in a transaction record . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station (system integrity) ; and outputting at least some of the information input from the keypad . |
US6424249B1 CLAIM 13 . A method of providing system integrity (verification station) and audit capabilities to a positive identification system including at least one point of identification terminal having a plurality of input devices , including a biometric scanner and an identification information unit input and at least one display device including a photographic image display device , and at least one remote database site including a system user biometric database and an identification database comprising identification information units for a plurality of persons to be identified and at least one digital photographic image of a person corresponding to each identification information unit , said method comprising the steps of : registering a plurality of authorized system users by accepting and storing at least one system user biometric access authority information unit and identification information from each authorized system user in said system user biometric database ; logging a system user onto said positive identification system by scanning a system user biometric identifier into said at least one point of identification terminal ; establishing communications between said point of identification terminal and said at least one database site ; transmitting said scanned system user biometric identifier to said at least one remote database site and comparing , at said at least one remote database site , said transmitted biometric identifier with said biometric identifiers stored at said system user biometric database at said remote database site ; granting access to said system user if a match exists between said transmitted biometric identifier and a stored biometric identifier ; accepting an identification information unit from a person being identified at said point of identification terminal and inputting said identification information unit into said said point of identification terminal ; transmitting said input identification information unit to said at least one remote database site ; searching said database of digital photographic images of person to be identified , retrieving at least one digital photographic image associated with said identification information unit transmitted to said remote database site and transmitting said at least one retrieved digital photographic image to said point of identification terminal ; displaying said at least one digital photographic image on said photographic image display device at said point of identification terminal ; comparing said at least one displayed digital photographic image with a physical characteristic of said person being identified ; acknowledging the verification of the identity of the person being identified if a match exists between at least one displayed digital photographic image and said physical characteristic of said person being identified ; and storing an indicator of the identity of the system user and an indicator of the identity of the person being identified in a transaction record . |
| US8620039B2 CLAIM 15 . A verification station (system integrity) for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6424249B1 CLAIM 13 . A method of providing system integrity (verification station) and audit capabilities to a positive identification system including at least one point of identification terminal having a plurality of input devices , including a biometric scanner and an identification information unit input and at least one display device including a photographic image display device , and at least one remote database site including a system user biometric database and an identification database comprising identification information units for a plurality of persons to be identified and at least one digital photographic image of a person corresponding to each identification information unit , said method comprising the steps of : registering a plurality of authorized system users by accepting and storing at least one system user biometric access authority information unit and identification information from each authorized system user in said system user biometric database ; logging a system user onto said positive identification system by scanning a system user biometric identifier into said at least one point of identification terminal ; establishing communications between said point of identification terminal and said at least one database site ; transmitting said scanned system user biometric identifier to said at least one remote database site and comparing , at said at least one remote database site , said transmitted biometric identifier with said biometric identifiers stored at said system user biometric database at said remote database site ; granting access to said system user if a match exists between said transmitted biometric identifier and a stored biometric identifier ; accepting an identification information unit from a person being identified at said point of identification terminal and inputting said identification information unit into said said point of identification terminal ; transmitting said input identification information unit to said at least one remote database site ; searching said database of digital photographic images of person to be identified , retrieving at least one digital photographic image associated with said identification information unit transmitted to said remote database site and transmitting said at least one retrieved digital photographic image to said point of identification terminal ; displaying said at least one digital photographic image on said photographic image display device at said point of identification terminal ; comparing said at least one displayed digital photographic image with a physical characteristic of said person being identified ; acknowledging the verification of the identity of the person being identified if a match exists between at least one displayed digital photographic image and said physical characteristic of said person being identified ; and storing an indicator of the identity of the system user and an indicator of the identity of the person being identified in a transaction record . |
| US8620039B2 CLAIM 16 . A verification station (system integrity) according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6424249B1 CLAIM 13 . A method of providing system integrity (verification station) and audit capabilities to a positive identification system including at least one point of identification terminal having a plurality of input devices , including a biometric scanner and an identification information unit input and at least one display device including a photographic image display device , and at least one remote database site including a system user biometric database and an identification database comprising identification information units for a plurality of persons to be identified and at least one digital photographic image of a person corresponding to each identification information unit , said method comprising the steps of : registering a plurality of authorized system users by accepting and storing at least one system user biometric access authority information unit and identification information from each authorized system user in said system user biometric database ; logging a system user onto said positive identification system by scanning a system user biometric identifier into said at least one point of identification terminal ; establishing communications between said point of identification terminal and said at least one database site ; transmitting said scanned system user biometric identifier to said at least one remote database site and comparing , at said at least one remote database site , said transmitted biometric identifier with said biometric identifiers stored at said system user biometric database at said remote database site ; granting access to said system user if a match exists between said transmitted biometric identifier and a stored biometric identifier ; accepting an identification information unit from a person being identified at said point of identification terminal and inputting said identification information unit into said said point of identification terminal ; transmitting said input identification information unit to said at least one remote database site ; searching said database of digital photographic images of person to be identified , retrieving at least one digital photographic image associated with said identification information unit transmitted to said remote database site and transmitting said at least one retrieved digital photographic image to said point of identification terminal ; displaying said at least one digital photographic image on said photographic image display device at said point of identification terminal ; comparing said at least one displayed digital photographic image with a physical characteristic of said person being identified ; acknowledging the verification of the identity of the person being identified if a match exists between at least one displayed digital photographic image and said physical characteristic of said person being identified ; and storing an indicator of the identity of the system user and an indicator of the identity of the person being identified in a transaction record . |
| US8620039B2 CLAIM 17 . A verification station (system integrity) according to claim 15 , wherein the memory is incorporated in a tamper-proof manner in the verification station . |
US6424249B1 CLAIM 13 . A method of providing system integrity (verification station) and audit capabilities to a positive identification system including at least one point of identification terminal having a plurality of input devices , including a biometric scanner and an identification information unit input and at least one display device including a photographic image display device , and at least one remote database site including a system user biometric database and an identification database comprising identification information units for a plurality of persons to be identified and at least one digital photographic image of a person corresponding to each identification information unit , said method comprising the steps of : registering a plurality of authorized system users by accepting and storing at least one system user biometric access authority information unit and identification information from each authorized system user in said system user biometric database ; logging a system user onto said positive identification system by scanning a system user biometric identifier into said at least one point of identification terminal ; establishing communications between said point of identification terminal and said at least one database site ; transmitting said scanned system user biometric identifier to said at least one remote database site and comparing , at said at least one remote database site , said transmitted biometric identifier with said biometric identifiers stored at said system user biometric database at said remote database site ; granting access to said system user if a match exists between said transmitted biometric identifier and a stored biometric identifier ; accepting an identification information unit from a person being identified at said point of identification terminal and inputting said identification information unit into said said point of identification terminal ; transmitting said input identification information unit to said at least one remote database site ; searching said database of digital photographic images of person to be identified , retrieving at least one digital photographic image associated with said identification information unit transmitted to said remote database site and transmitting said at least one retrieved digital photographic image to said point of identification terminal ; displaying said at least one digital photographic image on said photographic image display device at said point of identification terminal ; comparing said at least one displayed digital photographic image with a physical characteristic of said person being identified ; acknowledging the verification of the identity of the person being identified if a match exists between at least one displayed digital photographic image and said physical characteristic of said person being identified ; and storing an indicator of the identity of the system user and an indicator of the identity of the person being identified in a transaction record . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station (system integrity) , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6424249B1 CLAIM 13 . A method of providing system integrity (verification station) and audit capabilities to a positive identification system including at least one point of identification terminal having a plurality of input devices , including a biometric scanner and an identification information unit input and at least one display device including a photographic image display device , and at least one remote database site including a system user biometric database and an identification database comprising identification information units for a plurality of persons to be identified and at least one digital photographic image of a person corresponding to each identification information unit , said method comprising the steps of : registering a plurality of authorized system users by accepting and storing at least one system user biometric access authority information unit and identification information from each authorized system user in said system user biometric database ; logging a system user onto said positive identification system by scanning a system user biometric identifier into said at least one point of identification terminal ; establishing communications between said point of identification terminal and said at least one database site ; transmitting said scanned system user biometric identifier to said at least one remote database site and comparing , at said at least one remote database site , said transmitted biometric identifier with said biometric identifiers stored at said system user biometric database at said remote database site ; granting access to said system user if a match exists between said transmitted biometric identifier and a stored biometric identifier ; accepting an identification information unit from a person being identified at said point of identification terminal and inputting said identification information unit into said said point of identification terminal ; transmitting said input identification information unit to said at least one remote database site ; searching said database of digital photographic images of person to be identified , retrieving at least one digital photographic image associated with said identification information unit transmitted to said remote database site and transmitting said at least one retrieved digital photographic image to said point of identification terminal ; displaying said at least one digital photographic image on said photographic image display device at said point of identification terminal ; comparing said at least one displayed digital photographic image with a physical characteristic of said person being identified ; acknowledging the verification of the identity of the person being identified if a match exists between at least one displayed digital photographic image and said physical characteristic of said person being identified ; and storing an indicator of the identity of the system user and an indicator of the identity of the person being identified in a transaction record . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method (fingerprint scanner) of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6424249B1 CLAIM 4 . The system for providing access integrity and audit capabilities to a positive identification system as claimed in claim 1 wherein said biometric access authority information units associated with said plurality of authorized system users comprise digital images of fingerprints of said system users and wherein said biometric scanner comprises a fingerprint scanner (enrolment method) . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6357662B1 Filed: 1999-02-09 Issued: 2002-03-19 Hand-held, dual-mode asset tracking reader with light-activated switch (Original Assignee) Intermec IP Corp (Current Assignee) Intermec IP Corp Patrick L. Helton, Christopher A. Wiklof |
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| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6357662B1 CLAIM 1 . A hand-held , dual-mode asset tracking reader comprising : a) a hollow case sized and shaped to be held in a user' ; s hand ; b) a reading device disposed within said case in a position for receiving information from an asset , said device (solid state memory) having an output outputting a signal representing received information ; c) a primary switch disposed within said case connected to said device , said switch being manually activatable by a user while gripping said case to initiate a reading process ; d) a secondary switch disposed within said case manually activatable by a user while gripping said case and activating said primary switch ; and e) logic disposed within said case connected to said device , said primary switch , and said secondary switch for taking a first action when said primary switch is activated by a user but said secondary switch is not activated and for taking a second action when both said primary switch and said secondary switch are activated by a user , said first action comprising processing said signal . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station ; and outputting at least some of the information input (said switch) from the keypad . |
US6357662B1 CLAIM 1 . A hand-held , dual-mode asset tracking reader comprising : a) a hollow case sized and shaped to be held in a user' ; s hand ; b) a reading device disposed within said case in a position for receiving information from an asset , said device having an output outputting a signal representing received information ; c) a primary switch disposed within said case connected to said device , said switch (information input) being manually activatable by a user while gripping said case to initiate a reading process ; d) a secondary switch disposed within said case manually activatable by a user while gripping said case and activating said primary switch ; and e) logic disposed within said case connected to said device , said primary switch , and said secondary switch for taking a first action when said primary switch is activated by a user but said secondary switch is not activated and for taking a second action when both said primary switch and said secondary switch are activated by a user , said first action comprising processing said signal . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6357662B1 CLAIM 1 . A hand-held , dual-mode asset tracking reader comprising : a) a hollow case sized and shaped to be held in a user' ; s hand ; b) a reading device disposed within said case in a position for receiving information from an asset , said device (solid state memory) having an output outputting a signal representing received information ; c) a primary switch disposed within said case connected to said device , said switch being manually activatable by a user while gripping said case to initiate a reading process ; d) a secondary switch disposed within said case manually activatable by a user while gripping said case and activating said primary switch ; and e) logic disposed within said case connected to said device , said primary switch , and said secondary switch for taking a first action when said primary switch is activated by a user but said secondary switch is not activated and for taking a second action when both said primary switch and said secondary switch are activated by a user , said first action comprising processing said signal . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6257486B1 Filed: 1998-11-23 Issued: 2001-07-10 Smart card pin system, card, and reader (Original Assignee) Cardis Res and Dev Ltd (Current Assignee) Cardis Enterprise International NV Mordechai Teicher, Robin Townend |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (smart cards, function f) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (smart cards, function f) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (smart cards, function f) from a card device (smart cards, function f) to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (smart cards, function f) is one of : a card in which the card information (smart cards, function f) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (authorized user) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . US6257486B1 CLAIM 24 . A method for authenticating the user of a smart card , the smart card being associated with a secret personal identification number and including a smart card authentication module having a smart card keypad wherein said smart card keypad excludes identifying indicia , the method comprising the steps of : (a) normally disabling the smart card authentication module ; (b) providing at least one reader operative to accepting the smart card ; (c) having the user present the smart card to said at least one reader ; (d) enabling the smart card authentication module while the smart card is presented to said at least one reader ; (e) providing identifying indicia for use with said smart card keypad ; (f) challenging the user to enter the secret personal identification number into the smart card keypad while the smart card is presented to said at least one reader ; (g) receiving a sequence of symbols via the smart card keypad ; (h) determining the user to be an authorized user (key fob) only if said sequence of symbols corresponds to the secret personal identification number ; and (i) rejecting attempts by the user to perform an authentication when the smart card is not presented to said at least one reader . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (smart cards, function f) provided in the step (a) comprises a header and card data (smart cards, function f) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (smart cards, function f) from the verification station . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (smart cards, function f) is not authorised authorized . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (smart cards, function f) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (smart cards, function f) reader for receiving card information (smart cards, function f) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (smart cards, function f) to the card device (smart cards, function f) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (smart cards, function f) reader for receiving card information (smart cards, function f) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (smart cards, function f) reader is one of : a reader for a card in which the card information (smart cards, function f) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (authorized user) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . US6257486B1 CLAIM 24 . A method for authenticating the user of a smart card , the smart card being associated with a secret personal identification number and including a smart card authentication module having a smart card keypad wherein said smart card keypad excludes identifying indicia , the method comprising the steps of : (a) normally disabling the smart card authentication module ; (b) providing at least one reader operative to accepting the smart card ; (c) having the user present the smart card to said at least one reader ; (d) enabling the smart card authentication module while the smart card is presented to said at least one reader ; (e) providing identifying indicia for use with said smart card keypad ; (f) challenging the user to enter the secret personal identification number into the smart card keypad while the smart card is presented to said at least one reader ; (g) receiving a sequence of symbols via the smart card keypad ; (h) determining the user to be an authorized user (key fob) only if said sequence of symbols corresponds to the secret personal identification number ; and (i) rejecting attempts by the user to perform an authentication when the smart card is not presented to said at least one reader . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (smart cards, function f) , provided to a card device (smart cards, function f) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (smart cards, function f) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (smart cards, function f) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6257486B1 CLAIM 1 . A system for authenticating a user , the system comprising : (a) a smart card for presentation by the user , said smart card being associated with a secret personal identification number and including an authentication module having a smart card keypad for receiving an entry of a sequence of symbols from the user , said authentication module also having an authentication unit for determining whether said sequence of symbols corresponds to said secret personal identification number , said authentication module being normally disabled , and wherein said smart card keypad excludes identifying indicia ; and (b) a reader operative to accepting smart cards (card information, card device, card data) and exchanging data therewith , the reader being operative to enable said authentication module upon receiving said smart card , said reader including identifying indicia to enable said entry of a sequence of symbols by said user upon said smart card being received by said reader . US6257486B1 CLAIM 21 . The smart card as in claim 19 , furthermore operative to receiving a transformation function f (card information, card device, card data) rom said reader and inverse transforming said entry according to said transformation function . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | WO9911021A2 Filed: 1998-08-26 Issued: 1999-03-04 Remote image capture with centralized processing and storage (Original Assignee) Csp Holdings, Llc Claudio R. Ballard |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (debit card, credit cards, smart cards, data capture) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (debit card, credit cards, smart cards, data capture) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (debit card, credit cards, smart cards, data capture) from a card device (debit card, credit cards, smart cards, data capture) to a card reader (debit card, credit cards, smart cards, data capture) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (debit card, credit cards, smart cards, data capture) is one of : a card in which the card information (debit card, credit cards, smart cards, data capture) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state (read only memory) memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . WO9911021A2 CLAIM 13 . A system as in claim 12 wherein said at least one optical storage jukebox comprises read only memory (solid state, solid state memory) technology including compact disc read only memory form factor metallic write once read many disc . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (debit card, credit cards, smart cards, data capture) provided in the step (a) comprises a header and card data (debit card, credit cards, smart cards, data capture) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (debit card, credit cards, smart cards, data capture) from the verification station . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (debit card, credit cards, smart cards, data capture) is not authorised authorized . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (debit card, credit cards, smart cards, data capture) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes (report generation) . |
WO9911021A2 CLAIM 1 . A system for central management , storage and report generation (audit purposes) of remotely captured paper transactions from documents and receipts comprising : one or more remote data access subsystems for capturing and sending paper transaction data comprising at least one data access controller for managing the capturing and sending of the transaction data ; at least one central data processing subsystem for processing , sending , verifying and storing the paper transaction data comprising a data management subsystem for managing the processing , sending and storing of the transaction data ; and at least one communication network for the transmission of the transaction data within and between said one or more data access subsystems and said at least one data processing subsystem . WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (debit card, credit cards, smart cards, data capture) reader for receiving card information (debit card, credit cards, smart cards, data capture) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (debit card, credit cards, smart cards, data capture) to the card device (debit card, credit cards, smart cards, data capture) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (debit card, credit cards, smart cards, data capture) reader for receiving card information (debit card, credit cards, smart cards, data capture) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (debit card, credit cards, smart cards, data capture) reader is one of : a reader for a card in which the card information (debit card, credit cards, smart cards, data capture) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state (read only memory) memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . WO9911021A2 CLAIM 13 . A system as in claim 12 wherein said at least one optical storage jukebox comprises read only memory (solid state, solid state memory) technology including compact disc read only memory form factor metallic write once read many disc . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (digital storage) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (debit card, credit cards, smart cards, data capture) , provided to a card device (debit card, credit cards, smart cards, data capture) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . WO9911021A2 CLAIM 5 . A system as in claim 4 wherein said one or more data access subsystems further comprise digital storage (computer program) for storing the tagged , encrypted , compressed bitmap image . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (digital storage) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (debit card, credit cards, smart cards, data capture) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . WO9911021A2 CLAIM 5 . A system as in claim 4 wherein said one or more data access subsystems further comprise digital storage (computer program) for storing the tagged , encrypted , compressed bitmap image . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (digital storage) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (debit card, credit cards, smart cards, data capture) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
WO9911021A2 CLAIM 3 . A system as in claim 2 wherein said one or more data access subsystems also capture electronic transactions from credit cards (card reader, card device, card data, card device reader, card information) , smart cards (card reader, card device, card data, card device reader, card information) and debit card (card reader, card device, card data, card device reader, card information) s , signature data or biometric data , further comprising : at least one card interface for capturing the electronic transaction data ; at least one signature interface for capturing an electronic signature ; and at least one biometric interface for capturing biometric data . WO9911021A2 CLAIM 4 . A system as in claim 3 wherein said at least one data access controller successively transforms the captured transaction data to a bitmap image , a compressed bitmap image , an encrypted , compressed bitmap image and an encrypted , compressed bitmap image tagged with information identifying a location and time of the transaction data capture (card reader, card device, card data, card device reader, card information) . WO9911021A2 CLAIM 5 . A system as in claim 4 wherein said one or more data access subsystems further comprise digital storage (computer program) for storing the tagged , encrypted , compressed bitmap image . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6196460B1 Filed: 1998-08-13 Issued: 2001-03-06 Age verification device (Original Assignee) Cardcom Inc (Current Assignee) Cardcom Inc Min Chul Shin |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (display control) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6196460B1 CLAIM 1 . An age verification device for reading date of birth information magnetically encoded on a driver' ; s license , said device comprising : a portable terminal having a card insertion slot ; a magnetic head within said terminal , said magnetic head being positioned at said card insertion slot in order to read date of birth information from the driver' ; s license , said magnetic head generating signals in response to the date of birth information read by said magnetic head ; an operational amplifier electrically coupled to said magnetic head , wherein said operational amplifier amplifies signals received from said magnetic head ; a microprocessor electrically coupled to said operational amplifier , wherein said microprocessor calculates the current age of the person who was issued the driver' ; s license from said amplified signals , said microprocessor determining if said current age is greater than a preselected minimum age ; a real time clock electrically coupled to said microprocessor , wherein said real time clock provides time and date information to said microprocessor in order for said microprocessor to calculate said current age ; a liquid crystal display on the exterior of said terminal , wherein said liquid crystal display graphically displays said current age from signals provided by a display control (memory location) electrically coupled to said microprocessor ; an audio output unit electrically coupled to said microprocessor , wherein said audio output unit produces an alarm sound under conditions comprising said current age being less than the minimum age ; a power supply electrically coupled to said microprocessor , wherein said power supply provides power to said microprocessor through a power supply regulator , said power supply regulator being capable of detecting a low power level in said power supply and sending a low power supply signal to said microprocessor ; and an operational switch electrically coupled to said microprocessor , wherein said operational switch generates an interrupt signal to switch said terminal from an idle mode to an active mode . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (display control) , in said local memory , defined by the subsequently presented card information . |
US6196460B1 CLAIM 1 . An age verification device for reading date of birth information magnetically encoded on a driver' ; s license , said device comprising : a portable terminal having a card insertion slot ; a magnetic head within said terminal , said magnetic head being positioned at said card insertion slot in order to read date of birth information from the driver' ; s license , said magnetic head generating signals in response to the date of birth information read by said magnetic head ; an operational amplifier electrically coupled to said magnetic head , wherein said operational amplifier amplifies signals received from said magnetic head ; a microprocessor electrically coupled to said operational amplifier , wherein said microprocessor calculates the current age of the person who was issued the driver' ; s license from said amplified signals , said microprocessor determining if said current age is greater than a preselected minimum age ; a real time clock electrically coupled to said microprocessor , wherein said real time clock provides time and date information to said microprocessor in order for said microprocessor to calculate said current age ; a liquid crystal display on the exterior of said terminal , wherein said liquid crystal display graphically displays said current age from signals provided by a display control (memory location) electrically coupled to said microprocessor ; an audio output unit electrically coupled to said microprocessor , wherein said audio output unit produces an alarm sound under conditions comprising said current age being less than the minimum age ; a power supply electrically coupled to said microprocessor , wherein said power supply provides power to said microprocessor through a power supply regulator , said power supply regulator being capable of detecting a low power level in said power supply and sending a low power supply signal to said microprocessor ; and an operational switch electrically coupled to said microprocessor , wherein said operational switch generates an interrupt signal to switch said terminal from an idle mode to an active mode . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (display control) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6196460B1 CLAIM 1 . An age verification device for reading date of birth information magnetically encoded on a driver' ; s license , said device comprising : a portable terminal having a card insertion slot ; a magnetic head within said terminal , said magnetic head being positioned at said card insertion slot in order to read date of birth information from the driver' ; s license , said magnetic head generating signals in response to the date of birth information read by said magnetic head ; an operational amplifier electrically coupled to said magnetic head , wherein said operational amplifier amplifies signals received from said magnetic head ; a microprocessor electrically coupled to said operational amplifier , wherein said microprocessor calculates the current age of the person who was issued the driver' ; s license from said amplified signals , said microprocessor determining if said current age is greater than a preselected minimum age ; a real time clock electrically coupled to said microprocessor , wherein said real time clock provides time and date information to said microprocessor in order for said microprocessor to calculate said current age ; a liquid crystal display on the exterior of said terminal , wherein said liquid crystal display graphically displays said current age from signals provided by a display control (memory location) electrically coupled to said microprocessor ; an audio output unit electrically coupled to said microprocessor , wherein said audio output unit produces an alarm sound under conditions comprising said current age being less than the minimum age ; a power supply electrically coupled to said microprocessor , wherein said power supply provides power to said microprocessor through a power supply regulator , said power supply regulator being capable of detecting a low power level in said power supply and sending a low power supply signal to said microprocessor ; and an operational switch electrically coupled to said microprocessor , wherein said operational switch generates an interrupt signal to switch said terminal from an idle mode to an active mode . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6196460B1 CLAIM 1 . An age verification device for reading date of birth information magnetically encoded on a driver' ; s license , said device (solid state memory) comprising : a portable terminal having a card insertion slot ; a magnetic head within said terminal , said magnetic head being positioned at said card insertion slot in order to read date of birth information from the driver' ; s license , said magnetic head generating signals in response to the date of birth information read by said magnetic head ; an operational amplifier electrically coupled to said magnetic head , wherein said operational amplifier amplifies signals received from said magnetic head ; a microprocessor electrically coupled to said operational amplifier , wherein said microprocessor calculates the current age of the person who was issued the driver' ; s license from said amplified signals , said microprocessor determining if said current age is greater than a preselected minimum age ; a real time clock electrically coupled to said microprocessor , wherein said real time clock provides time and date information to said microprocessor in order for said microprocessor to calculate said current age ; a liquid crystal display on the exterior of said terminal , wherein said liquid crystal display graphically displays said current age from signals provided by a display control electrically coupled to said microprocessor ; an audio output unit electrically coupled to said microprocessor , wherein said audio output unit produces an alarm sound under conditions comprising said current age being less than the minimum age ; a power supply electrically coupled to said microprocessor , wherein said power supply provides power to said microprocessor through a power supply regulator , said power supply regulator being capable of detecting a low power level in said power supply and sending a low power supply signal to said microprocessor ; and an operational switch electrically coupled to said microprocessor , wherein said operational switch generates an interrupt signal to switch said terminal from an idle mode to an active mode . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (display control) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6196460B1 CLAIM 1 . An age verification device for reading date of birth information magnetically encoded on a driver' ; s license , said device comprising : a portable terminal having a card insertion slot ; a magnetic head within said terminal , said magnetic head being positioned at said card insertion slot in order to read date of birth information from the driver' ; s license , said magnetic head generating signals in response to the date of birth information read by said magnetic head ; an operational amplifier electrically coupled to said magnetic head , wherein said operational amplifier amplifies signals received from said magnetic head ; a microprocessor electrically coupled to said operational amplifier , wherein said microprocessor calculates the current age of the person who was issued the driver' ; s license from said amplified signals , said microprocessor determining if said current age is greater than a preselected minimum age ; a real time clock electrically coupled to said microprocessor , wherein said real time clock provides time and date information to said microprocessor in order for said microprocessor to calculate said current age ; a liquid crystal display on the exterior of said terminal , wherein said liquid crystal display graphically displays said current age from signals provided by a display control (memory location) electrically coupled to said microprocessor ; an audio output unit electrically coupled to said microprocessor , wherein said audio output unit produces an alarm sound under conditions comprising said current age being less than the minimum age ; a power supply electrically coupled to said microprocessor , wherein said power supply provides power to said microprocessor through a power supply regulator , said power supply regulator being capable of detecting a low power level in said power supply and sending a low power supply signal to said microprocessor ; and an operational switch electrically coupled to said microprocessor , wherein said operational switch generates an interrupt signal to switch said terminal from an idle mode to an active mode . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (display control) , in said local memory , defined by the subsequently presented card information . |
US6196460B1 CLAIM 1 . An age verification device for reading date of birth information magnetically encoded on a driver' ; s license , said device comprising : a portable terminal having a card insertion slot ; a magnetic head within said terminal , said magnetic head being positioned at said card insertion slot in order to read date of birth information from the driver' ; s license , said magnetic head generating signals in response to the date of birth information read by said magnetic head ; an operational amplifier electrically coupled to said magnetic head , wherein said operational amplifier amplifies signals received from said magnetic head ; a microprocessor electrically coupled to said operational amplifier , wherein said microprocessor calculates the current age of the person who was issued the driver' ; s license from said amplified signals , said microprocessor determining if said current age is greater than a preselected minimum age ; a real time clock electrically coupled to said microprocessor , wherein said real time clock provides time and date information to said microprocessor in order for said microprocessor to calculate said current age ; a liquid crystal display on the exterior of said terminal , wherein said liquid crystal display graphically displays said current age from signals provided by a display control (memory location) electrically coupled to said microprocessor ; an audio output unit electrically coupled to said microprocessor , wherein said audio output unit produces an alarm sound under conditions comprising said current age being less than the minimum age ; a power supply electrically coupled to said microprocessor , wherein said power supply provides power to said microprocessor through a power supply regulator , said power supply regulator being capable of detecting a low power level in said power supply and sending a low power supply signal to said microprocessor ; and an operational switch electrically coupled to said microprocessor , wherein said operational switch generates an interrupt signal to switch said terminal from an idle mode to an active mode . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (display control) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6196460B1 CLAIM 1 . An age verification device for reading date of birth information magnetically encoded on a driver' ; s license , said device comprising : a portable terminal having a card insertion slot ; a magnetic head within said terminal , said magnetic head being positioned at said card insertion slot in order to read date of birth information from the driver' ; s license , said magnetic head generating signals in response to the date of birth information read by said magnetic head ; an operational amplifier electrically coupled to said magnetic head , wherein said operational amplifier amplifies signals received from said magnetic head ; a microprocessor electrically coupled to said operational amplifier , wherein said microprocessor calculates the current age of the person who was issued the driver' ; s license from said amplified signals , said microprocessor determining if said current age is greater than a preselected minimum age ; a real time clock electrically coupled to said microprocessor , wherein said real time clock provides time and date information to said microprocessor in order for said microprocessor to calculate said current age ; a liquid crystal display on the exterior of said terminal , wherein said liquid crystal display graphically displays said current age from signals provided by a display control (memory location) electrically coupled to said microprocessor ; an audio output unit electrically coupled to said microprocessor , wherein said audio output unit produces an alarm sound under conditions comprising said current age being less than the minimum age ; a power supply electrically coupled to said microprocessor , wherein said power supply provides power to said microprocessor through a power supply regulator , said power supply regulator being capable of detecting a low power level in said power supply and sending a low power supply signal to said microprocessor ; and an operational switch electrically coupled to said microprocessor , wherein said operational switch generates an interrupt signal to switch said terminal from an idle mode to an active mode . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6196460B1 CLAIM 1 . An age verification device for reading date of birth information magnetically encoded on a driver' ; s license , said device (solid state memory) comprising : a portable terminal having a card insertion slot ; a magnetic head within said terminal , said magnetic head being positioned at said card insertion slot in order to read date of birth information from the driver' ; s license , said magnetic head generating signals in response to the date of birth information read by said magnetic head ; an operational amplifier electrically coupled to said magnetic head , wherein said operational amplifier amplifies signals received from said magnetic head ; a microprocessor electrically coupled to said operational amplifier , wherein said microprocessor calculates the current age of the person who was issued the driver' ; s license from said amplified signals , said microprocessor determining if said current age is greater than a preselected minimum age ; a real time clock electrically coupled to said microprocessor , wherein said real time clock provides time and date information to said microprocessor in order for said microprocessor to calculate said current age ; a liquid crystal display on the exterior of said terminal , wherein said liquid crystal display graphically displays said current age from signals provided by a display control electrically coupled to said microprocessor ; an audio output unit electrically coupled to said microprocessor , wherein said audio output unit produces an alarm sound under conditions comprising said current age being less than the minimum age ; a power supply electrically coupled to said microprocessor , wherein said power supply provides power to said microprocessor through a power supply regulator , said power supply regulator being capable of detecting a low power level in said power supply and sending a low power supply signal to said microprocessor ; and an operational switch electrically coupled to said microprocessor , wherein said operational switch generates an interrupt signal to switch said terminal from an idle mode to an active mode . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (display control) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6196460B1 CLAIM 1 . An age verification device for reading date of birth information magnetically encoded on a driver' ; s license , said device comprising : a portable terminal having a card insertion slot ; a magnetic head within said terminal , said magnetic head being positioned at said card insertion slot in order to read date of birth information from the driver' ; s license , said magnetic head generating signals in response to the date of birth information read by said magnetic head ; an operational amplifier electrically coupled to said magnetic head , wherein said operational amplifier amplifies signals received from said magnetic head ; a microprocessor electrically coupled to said operational amplifier , wherein said microprocessor calculates the current age of the person who was issued the driver' ; s license from said amplified signals , said microprocessor determining if said current age is greater than a preselected minimum age ; a real time clock electrically coupled to said microprocessor , wherein said real time clock provides time and date information to said microprocessor in order for said microprocessor to calculate said current age ; a liquid crystal display on the exterior of said terminal , wherein said liquid crystal display graphically displays said current age from signals provided by a display control (memory location) electrically coupled to said microprocessor ; an audio output unit electrically coupled to said microprocessor , wherein said audio output unit produces an alarm sound under conditions comprising said current age being less than the minimum age ; a power supply electrically coupled to said microprocessor , wherein said power supply provides power to said microprocessor through a power supply regulator , said power supply regulator being capable of detecting a low power level in said power supply and sending a low power supply signal to said microprocessor ; and an operational switch electrically coupled to said microprocessor , wherein said operational switch generates an interrupt signal to switch said terminal from an idle mode to an active mode . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (display control) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6196460B1 CLAIM 1 . An age verification device for reading date of birth information magnetically encoded on a driver' ; s license , said device comprising : a portable terminal having a card insertion slot ; a magnetic head within said terminal , said magnetic head being positioned at said card insertion slot in order to read date of birth information from the driver' ; s license , said magnetic head generating signals in response to the date of birth information read by said magnetic head ; an operational amplifier electrically coupled to said magnetic head , wherein said operational amplifier amplifies signals received from said magnetic head ; a microprocessor electrically coupled to said operational amplifier , wherein said microprocessor calculates the current age of the person who was issued the driver' ; s license from said amplified signals , said microprocessor determining if said current age is greater than a preselected minimum age ; a real time clock electrically coupled to said microprocessor , wherein said real time clock provides time and date information to said microprocessor in order for said microprocessor to calculate said current age ; a liquid crystal display on the exterior of said terminal , wherein said liquid crystal display graphically displays said current age from signals provided by a display control (memory location) electrically coupled to said microprocessor ; an audio output unit electrically coupled to said microprocessor , wherein said audio output unit produces an alarm sound under conditions comprising said current age being less than the minimum age ; a power supply electrically coupled to said microprocessor , wherein said power supply provides power to said microprocessor through a power supply regulator , said power supply regulator being capable of detecting a low power level in said power supply and sending a low power supply signal to said microprocessor ; and an operational switch electrically coupled to said microprocessor , wherein said operational switch generates an interrupt signal to switch said terminal from an idle mode to an active mode . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (display control) , in said local memory , defined by the subsequently presented card information . |
US6196460B1 CLAIM 1 . An age verification device for reading date of birth information magnetically encoded on a driver' ; s license , said device comprising : a portable terminal having a card insertion slot ; a magnetic head within said terminal , said magnetic head being positioned at said card insertion slot in order to read date of birth information from the driver' ; s license , said magnetic head generating signals in response to the date of birth information read by said magnetic head ; an operational amplifier electrically coupled to said magnetic head , wherein said operational amplifier amplifies signals received from said magnetic head ; a microprocessor electrically coupled to said operational amplifier , wherein said microprocessor calculates the current age of the person who was issued the driver' ; s license from said amplified signals , said microprocessor determining if said current age is greater than a preselected minimum age ; a real time clock electrically coupled to said microprocessor , wherein said real time clock provides time and date information to said microprocessor in order for said microprocessor to calculate said current age ; a liquid crystal display on the exterior of said terminal , wherein said liquid crystal display graphically displays said current age from signals provided by a display control (memory location) electrically coupled to said microprocessor ; an audio output unit electrically coupled to said microprocessor , wherein said audio output unit produces an alarm sound under conditions comprising said current age being less than the minimum age ; a power supply electrically coupled to said microprocessor , wherein said power supply provides power to said microprocessor through a power supply regulator , said power supply regulator being capable of detecting a low power level in said power supply and sending a low power supply signal to said microprocessor ; and an operational switch electrically coupled to said microprocessor , wherein said operational switch generates an interrupt signal to switch said terminal from an idle mode to an active mode . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | JP2003067687A Filed: 1998-08-13 Issued: 2003-03-07 電子認証システムとそのカード (Original Assignee) Stance:Kk; 株式会社スタンス Hideichiro Ito, 秀一郎 伊藤 |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system (外部装置) , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
JP2003067687A CLAIM 5 【請求項５】 外部装置 (biometric card pointer system, biometric card pointer enrolment system) とデータの授受を行うコネクト 部と、個人データを記憶するメモリを備え、上記コネク ト部と外部装置との接続状態を検知し、上記メモリから 個人データを取り出すようにした電子認証カードにおい て、認識データを入力するためのデータ入力部と、該デ ータ入力部から入力された認識データと上記メモリに記 憶されたデータとを比較照合する比較演算部と、上記デ ータ入力部及び比較演算部に接続され、上記データ入力 部から入力された信号に基づいて、上記メモリ及び上記 比較演算部に信号を出力する制御部とを備え、該制御部 により、登録時、認識データを上記メモリに記憶する一 方、照合時、上記比較演算部において、認識データと上 記メモリに記憶された認識データを比較し、該両認識デ ータが合致した場合に、カードを使用可能な状態にする ことを特徴とする電子認証カード。 |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information (データ入) indicating that the user of the card device is not authorised authorized . |
JP2003067687A CLAIM 5 【請求項５】 外部装置とデータの授受を行うコネクト 部と、個人データを記憶するメモリを備え、上記コネク ト部と外部装置との接続状態を検知し、上記メモリから 個人データを取り出すようにした電子認証カードにおい て、認識データを入力するためのデータ入 (outputting information) 力部と、該デ ータ入力部から入力された認識データと上記メモリに記 憶されたデータとを比較照合する比較演算部と、上記デ ータ入力部及び比較演算部に接続され、上記データ入力 部から入力された信号に基づいて、上記メモリ及び上記 比較演算部に信号を出力する制御部とを備え、該制御部 により、登録時、認識データを上記メモリに記憶する一 方、照合時、上記比較演算部において、認識データと上 記メモリに記憶された認識データを比較し、該両認識デ ータが合致した場合に、カードを使用可能な状態にする ことを特徴とする電子認証カード。 |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system (外部装置) comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
JP2003067687A CLAIM 5 【請求項５】 外部装置 (biometric card pointer system, biometric card pointer enrolment system) とデータの授受を行うコネクト 部と、個人データを記憶するメモリを備え、上記コネク ト部と外部装置との接続状態を検知し、上記メモリから 個人データを取り出すようにした電子認証カードにおい て、認識データを入力するためのデータ入力部と、該デ ータ入力部から入力された認識データと上記メモリに記 憶されたデータとを比較照合する比較演算部と、上記デ ータ入力部及び比較演算部に接続され、上記データ入力 部から入力された信号に基づいて、上記メモリ及び上記 比較演算部に信号を出力する制御部とを備え、該制御部 により、登録時、認識データを上記メモリに記憶する一 方、照合時、上記比較演算部において、認識データと上 記メモリに記憶された認識データを比較し、該両認識デ ータが合致した場合に、カードを使用可能な状態にする ことを特徴とする電子認証カード。 |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system (外部装置) of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
JP2003067687A CLAIM 5 【請求項５】 外部装置 (biometric card pointer system, biometric card pointer enrolment system) とデータの授受を行うコネクト 部と、個人データを記憶するメモリを備え、上記コネク ト部と外部装置との接続状態を検知し、上記メモリから 個人データを取り出すようにした電子認証カードにおい て、認識データを入力するためのデータ入力部と、該デ ータ入力部から入力された認識データと上記メモリに記 憶されたデータとを比較照合する比較演算部と、上記デ ータ入力部及び比較演算部に接続され、上記データ入力 部から入力された信号に基づいて、上記メモリ及び上記 比較演算部に信号を出力する制御部とを備え、該制御部 により、登録時、認識データを上記メモリに記憶する一 方、照合時、上記比較演算部において、認識データと上 記メモリに記憶された認識データを比較し、該両認識デ ータが合致した場合に、カードを使用可能な状態にする ことを特徴とする電子認証カード。 |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system (外部装置) , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
JP2003067687A CLAIM 5 【請求項５】 外部装置 (biometric card pointer system, biometric card pointer enrolment system) とデータの授受を行うコネクト 部と、個人データを記憶するメモリを備え、上記コネク ト部と外部装置との接続状態を検知し、上記メモリから 個人データを取り出すようにした電子認証カードにおい て、認識データを入力するためのデータ入力部と、該デ ータ入力部から入力された認識データと上記メモリに記 憶されたデータとを比較照合する比較演算部と、上記デ ータ入力部及び比較演算部に接続され、上記データ入力 部から入力された信号に基づいて、上記メモリ及び上記 比較演算部に信号を出力する制御部とを備え、該制御部 により、登録時、認識データを上記メモリに記憶する一 方、照合時、上記比較演算部において、認識データと上 記メモリに記憶された認識データを比較し、該両認識デ ータが合致した場合に、カードを使用可能な状態にする ことを特徴とする電子認証カード。 |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6234389B1 Filed: 1998-04-29 Issued: 2001-05-22 PCMCIA-based point of sale transaction system (Original Assignee) Pos com Inc (Current Assignee) Pos com Inc Aziz Valliani, Nazim Kareemi, Eric Bunn |
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| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method (following steps) of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6234389B1 CLAIM 12 . A method of providing a portable point of sale transaction terminal for use with a card storing information , comprising the following steps (enrolment method) : (a) providing a hand-holdable computer device that includes a central processor unit (CPU) , memory , and a PCMCIA-complaint card slot connector ; (b) providing a portable point of sale module having a module housing that includes a PCMCIA-compliant connector sized to matingly engage said card slot connector in said computer device , said module including a touch-sensitive screen , attached to said module housing , upon which said computer device can display an image of a virtual pinpad responsive to contact from a user of said terminal during a transaction ; and (c) disposing within said module housing at least one of (i) a magnetic stripe reader able to read data stored on a magnetic stripe on said card , a smartcard reader able to read data stored in memory internal to said card , (iii) a pinpad unit , (iv) a printer unit , (v) a signature capture unit , and (vi) a fingerprint unit ; and (d) providing software storable in said memory that upon execution by said CPU will , at least , process data read from said card during a transaction made with said card , said memory including software executable by said CPU to process pinpad data entered by said user on said virtual pinpad during said transaction . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6234389B1 CLAIM 1 . For use with a computer device that includes a central processor unit (CPU) , memory , and a PCMCIA-complaint card slot connector , and for use with a card bearing magnetically stored information , a portable point of sale transaction module comprising : a module housing including a projecting member having a PCMCIA-compliant connector sized to matingly engage said card slot connector in said computer device ; a virtual pinpad unit , disposed in said housing , including a screen upon which a pinpad image responsive to user contact-entry during said transaction is displayed ; and a card reader (card reader) able to read data stored on a card in a manner selected from a group consisting of (i) data stored magnetically on at least one magnetic stripe on said card , and (ii) data stored in a solid state memory contained within said card , said card reader disposed in said module housing ; wherein software storable in said memory and executed by said CPU processes data read from said card by said card reader during a transaction made with said card and processed pinpad data entered by said user on said virtual pinpad , including user-entered personal identification number data entered during said transaction . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (solid state memory, said device) on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6234389B1 CLAIM 1 . For use with a computer device that includes a central processor unit (CPU) , memory , and a PCMCIA-complaint card slot connector , and for use with a card bearing magnetically stored information , a portable point of sale transaction module comprising : a module housing including a projecting member having a PCMCIA-compliant connector sized to matingly engage said card slot connector in said computer device ; a virtual pinpad unit , disposed in said housing , including a screen upon which a pinpad image responsive to user contact-entry during said transaction is displayed ; and a card reader able to read data stored on a card in a manner selected from a group consisting of (i) data stored magnetically on at least one magnetic stripe on said card , and (ii) data stored in a solid state memory (solid state memory) contained within said card , said card reader disposed in said module housing ; wherein software storable in said memory and executed by said CPU processes data read from said card by said card reader during a transaction made with said card and processed pinpad data entered by said user on said virtual pinpad , including user-entered personal identification number data entered during said transaction . US6234389B1 CLAIM 6 . The portable point of sale transaction module of claim 1 , wherein said module includes software and memory storing encryption keys to encrypt PIN data manually entered on said pinpad unit during said transaction , such that said PIN is not made available to said device (solid state memory) except in encrypted form , to promote security . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes (further use) . |
US6234389B1 CLAIM 13 . The method of claim 12 , wherein said CPU executes software in said memory enabling said touch-sensitive screen to be further use (audit purposes) d to capture a signature made by said user during said transaction . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (solid state memory, said device) on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6234389B1 CLAIM 1 . For use with a computer device that includes a central processor unit (CPU) , memory , and a PCMCIA-complaint card slot connector , and for use with a card bearing magnetically stored information , a portable point of sale transaction module comprising : a module housing including a projecting member having a PCMCIA-compliant connector sized to matingly engage said card slot connector in said computer device ; a virtual pinpad unit , disposed in said housing , including a screen upon which a pinpad image responsive to user contact-entry during said transaction is displayed ; and a card reader able to read data stored on a card in a manner selected from a group consisting of (i) data stored magnetically on at least one magnetic stripe on said card , and (ii) data stored in a solid state memory (solid state memory) contained within said card , said card reader disposed in said module housing ; wherein software storable in said memory and executed by said CPU processes data read from said card by said card reader during a transaction made with said card and processed pinpad data entered by said user on said virtual pinpad , including user-entered personal identification number data entered during said transaction . US6234389B1 CLAIM 6 . The portable point of sale transaction module of claim 1 , wherein said module includes software and memory storing encryption keys to encrypt PIN data manually entered on said pinpad unit during said transaction , such that said PIN is not made available to said device (solid state memory) except in encrypted form , to promote security . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method (following steps) of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6234389B1 CLAIM 12 . A method of providing a portable point of sale transaction terminal for use with a card storing information , comprising the following steps (enrolment method) : (a) providing a hand-holdable computer device that includes a central processor unit (CPU) , memory , and a PCMCIA-complaint card slot connector ; (b) providing a portable point of sale module having a module housing that includes a PCMCIA-compliant connector sized to matingly engage said card slot connector in said computer device , said module including a touch-sensitive screen , attached to said module housing , upon which said computer device can display an image of a virtual pinpad responsive to contact from a user of said terminal during a transaction ; and (c) disposing within said module housing at least one of (i) a magnetic stripe reader able to read data stored on a magnetic stripe on said card , a smartcard reader able to read data stored in memory internal to said card , (iii) a pinpad unit , (iv) a printer unit , (v) a signature capture unit , and (vi) a fingerprint unit ; and (d) providing software storable in said memory that upon execution by said CPU will , at least , process data read from said card during a transaction made with said card , said memory including software executable by said CPU to process pinpad data entered by said user on said virtual pinpad during said transaction . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6230970B1 Filed: 1998-04-22 Issued: 2001-05-15 Low-power hand-held transaction device (Original Assignee) E Comm Inc (Current Assignee) F Poszat HU LLC Joseph F. Walsh, David H. Boydston |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6230970B1 CLAIM 8 . The method of claim 7 wherein the hand-held device includes a smart card (memory location) reader input component for inputting information encoded electronically in a smart card . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US6230970B1 CLAIM 8 . The method of claim 7 wherein the hand-held device includes a smart card (memory location) reader input component for inputting information encoded electronically in a smart card . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6230970B1 CLAIM 8 . The method of claim 7 wherein the hand-held device includes a smart card reader (card reader) input component for inputting information encoded electronically in a smart card (memory location) . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data (multiple frequency) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US6230970B1 CLAIM 70 . The hand-held device of claim 47 further including a tone generator that sends multiple frequency (card data) tones that do not occur in voice-generated analog signals that serve as out-of-band signals to a receiving transceiver connected to the remote server computer . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (inputting information) from a keypad to the verification station ; and outputting at least some of the information input from the keypad . |
US6230970B1 CLAIM 8 . The method of claim 7 wherein the hand-held device includes a smart card reader input component for inputting information (inputting information) encoded electronically in a smart card . |
| US8620039B2 CLAIM 8 . A method according to claim 7 , wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (electrical energy storage device) to a service dependent upon receipt of the outputted information . |
US6230970B1 CLAIM 105 . The method of claim 94 wherein the input is collected and stored within the hand-held device prior to coupling the hand-held device to the telecommunications link while the hand-held device is operated from electrical energy stored within the hand-held device in electrical energy storage device (providing access) , the collected input later transmitted to the remote entity after the hand-held device is coupled to the telecommunications link . |
| US8620039B2 CLAIM 9 . A method according to any one of claims claim 6 , 7 and 8 wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (electrical energy storage device) to a service dependent upon receipt of the outputted information . |
US6230970B1 CLAIM 105 . The method of claim 94 wherein the input is collected and stored within the hand-held device prior to coupling the hand-held device to the telecommunications link while the hand-held device is operated from electrical energy stored within the hand-held device in electrical energy storage device (providing access) , the collected input later transmitted to the remote entity after the hand-held device is coupled to the telecommunications link . |
| US8620039B2 CLAIM 11 . A method according to claim 10 , wherein the information outputted is communicated to one of : a service provider for providing a service dependent upon receipt of the outputted information ; and an apparatus for providing access (electrical energy storage device) to a service dependent upon receipt of the outputted information . |
US6230970B1 CLAIM 105 . The method of claim 94 wherein the input is collected and stored within the hand-held device prior to coupling the hand-held device to the telecommunications link while the hand-held device is operated from electrical energy stored within the hand-held device in electrical energy storage device (providing access) , the collected input later transmitted to the remote entity after the hand-held device is coupled to the telecommunications link . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6230970B1 CLAIM 8 . The method of claim 7 wherein the hand-held device includes a smart card (memory location) reader input component for inputting information encoded electronically in a smart card . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US6230970B1 CLAIM 8 . The method of claim 7 wherein the hand-held device includes a smart card (memory location) reader input component for inputting information encoded electronically in a smart card . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6230970B1 CLAIM 8 . The method of claim 7 wherein the hand-held device includes a smart card (memory location) reader input component for inputting information encoded electronically in a smart card . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6230970B1 CLAIM 8 . The method of claim 7 wherein the hand-held device includes a smart card (memory location) reader input component for inputting information encoded electronically in a smart card . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6230970B1 CLAIM 8 . The method of claim 7 wherein the hand-held device includes a smart card (memory location) reader input component for inputting information encoded electronically in a smart card . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US6230970B1 CLAIM 8 . The method of claim 7 wherein the hand-held device includes a smart card (memory location) reader input component for inputting information encoded electronically in a smart card . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6016476A Filed: 1998-01-16 Issued: 2000-01-18 Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security (Original Assignee) International Business Machines Corp (Current Assignee) Toshiba Global Commerce Solutions Holdings Corp Stephane Herman Maes, Jan Sedivy |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6016476A CLAIM 1 . A portable information and transaction processing device , comprising : a central processing unit ; a memory device , operatively coupled to said central processing unit , for storing transaction information comprising one of financial information , personal information , and a combination thereof ; communication means for establishing a communication link with a central server of a service provider , disposed at a remote location , to download a temporary digital certificate issued by said service provider ; a user interface , operatively coupled to said central processing unit , for selecting at least a portion of said transaction information ; a card reader (card reader) ; a universal card having a unique card number designated to a subscribing user of said service provider , wherein the universal card is inserted into said card reader to receive said selected portion of said transaction information ; and programming means , executable by said central processing unit , for determining if said temporary digital certificate is valid , for writing said selected portion of said transaction information to said universal card if said temporary digital certificate is deemed valid , and for preventing said selected portion of said transaction information from being written to said universal card when said temporary digital certificate is deemed invalid . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a key fob (authorized user) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6016476A CLAIM 2 . The device according to claim 1 , further comprising verification means for verifying if a user of said device (solid state memory) is an authorized user (key fob) and wherein said programming means comprises means for preventing said selected portion of said transaction information from being written to said universal card if the user of said device is not verified . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes (transaction processing) . |
US6016476A CLAIM 1 . A portable information and transaction processing (audit purposes) device , comprising : a central processing unit ; a memory device , operatively coupled to said central processing unit , for storing transaction information comprising one of financial information , personal information , and a combination thereof ; communication means for establishing a communication link with a central server of a service provider , disposed at a remote location , to download a temporary digital certificate issued by said service provider ; a user interface , operatively coupled to said central processing unit , for selecting at least a portion of said transaction information ; a card reader ; a universal card having a unique card number designated to a subscribing user of said service provider , wherein the universal card is inserted into said card reader to receive said selected portion of said transaction information ; and programming means , executable by said central processing unit , for determining if said temporary digital certificate is valid , for writing said selected portion of said transaction information to said universal card if said temporary digital certificate is deemed valid , and for preventing said selected portion of said transaction information from being written to said universal card when said temporary digital certificate is deemed invalid . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory (said device) on the smart card ; and a receiver for a key fob (authorized user) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6016476A CLAIM 2 . The device according to claim 1 , further comprising verification means for verifying if a user of said device (solid state memory) is an authorized user (key fob) and wherein said programming means comprises means for preventing said selected portion of said transaction information from being written to said universal card if the user of said device is not verified . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | WO9825371A1 Filed: 1997-12-04 Issued: 1998-06-11 Portable electronic authorization devices and methods therefor (Original Assignee) Ynjiun Wang Ynjiun Wang |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (transmitting means) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
WO9825371A1 CLAIM 35 . The portable electronic authorization device of claim 21 further comprising tamper-proof enclosure means for enclosing said receiving means , said forming means , and said transmitting means (receiving card information) therein , said tamper-proof enclosure means being configured to prevent said user' ; s private key from being extracted from said portable electronic authorization device if said tamper-proof enclosure means has been tampered with . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip (parallel communication) ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
WO9825371A1 CLAIM 20 . The method of claim 1 wherein said transmitting said second digital data is performed via a contact-type parallel communication (magnetic strip) port associated with said portable electronic authorization device . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station ; and outputting at least some of the information input (said switch) from the keypad . |
WO9825371A1 CLAIM 55 . The portable electronic authorization device of claim 42 further comprising a switch coupled to said second logic circuit , said switch (information input) permitting said user to indicate through activating said switch that said transaction request is approved by said user . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (transmitting means) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
WO9825371A1 CLAIM 35 . The portable electronic authorization device of claim 21 further comprising tamper-proof enclosure means for enclosing said receiving means , said forming means , and said transmitting means (receiving card information) therein , said tamper-proof enclosure means being configured to prevent said user' ; s private key from being extracted from said portable electronic authorization device if said tamper-proof enclosure means has been tampered with . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation (comprises d) of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
WO9825371A1 CLAIM 44 . The portable electronic authorization device of claim 42 wherein said first digital data represents an encrypted version of said transaction request , said first digital data being encrypted using public key cryptography with a private key associated with a transaction partner , wherein said first logic circuit comprises d (subsequent presentation) ecrypting circuitry configured to decrypt said first digital data using a public key associated with said transaction partner . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (transmitting means) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
WO9825371A1 CLAIM 35 . The portable electronic authorization device of claim 21 further comprising tamper-proof enclosure means for enclosing said receiving means , said forming means , and said transmitting means (receiving card information) therein , said tamper-proof enclosure means being configured to prevent said user' ; s private key from being extracted from said portable electronic authorization device if said tamper-proof enclosure means has been tampered with . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip (parallel communication) ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
WO9825371A1 CLAIM 20 . The method of claim 1 wherein said transmitting said second digital data is performed via a contact-type parallel communication (magnetic strip) port associated with said portable electronic authorization device . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (transmitting means) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
WO9825371A1 CLAIM 35 . The portable electronic authorization device of claim 21 further comprising tamper-proof enclosure means for enclosing said receiving means , said forming means , and said transmitting means (receiving card information) therein , said tamper-proof enclosure means being configured to prevent said user' ; s private key from being extracted from said portable electronic authorization device if said tamper-proof enclosure means has been tampered with . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6679425B1 Filed: 1997-06-18 Issued: 2004-01-20 Systems, apparatus and processes to verify a person's age to determine if the person is authorized (Original Assignee) Express Tech Inc (Current Assignee) Express Tech Inc Clinton S. Sheppard, Donald R. McCombes |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device (serial data) to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6679425B1 CLAIM 11 . The apparatus of claim 6 , further comprising : (d) a serial data (card device) communication port electrically coupled to said microprocessor to output said age . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (serial data) is one of : a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6679425B1 CLAIM 1 . A process of determining whether a person is older than a first minimum age on a first date and whether said person is equal to or older than a second minimum age on said first date and notifying an operator , said person having a date of birth and an identification card having said date of birth encoded in a magnetic strip (magnetic strip) attached thereto , said person having an age , comprising : (a) magnetically reading said date of birth from said magnetic strip attached to said identification card ; (b) computing said age of said person by subtracting said date of birth from said first date ; (c) comparing said age to said first minimum age to determine whether said age is equal to said first minimum age and if said age is equal to said first minimum age , then notifying said operator that said person is said first minimum age ; (d) comparing said age to said first minimum age to determine whether said age is greater than said first minimum age and if said age is greater than said first minimum age , then notifying said operator that said person is older than said first minimum age , (e) comparing said age to said second minimum age to determine whether said age is equal to said second minimum age and if said age is equal to said second minimum age , then notifying said operator that said person is said second minimum age ; and (f) comparing said age to a second minimum age to determine whether said age is greater than said second minimum age and if said age is greater than said second minimum age , then notifying said operator that said person is older than said second minimum age . US6679425B1 CLAIM 11 . The apparatus of claim 6 , further comprising : (d) a serial data (card device) communication port electrically coupled to said microprocessor to output said age . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (serial data) is not authorised authorized . |
US6679425B1 CLAIM 11 . The apparatus of claim 6 , further comprising : (d) a serial data (card device) communication port electrically coupled to said microprocessor to output said age . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (serial data) reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6679425B1 CLAIM 11 . The apparatus of claim 6 , further comprising : (d) a serial data (card device) communication port electrically coupled to said microprocessor to output said age . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device (serial data) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6679425B1 CLAIM 11 . The apparatus of claim 6 , further comprising : (d) a serial data (card device) communication port electrically coupled to said microprocessor to output said age . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (serial data) reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6679425B1 CLAIM 11 . The apparatus of claim 6 , further comprising : (d) a serial data (card device) communication port electrically coupled to said microprocessor to output said age . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (serial data) reader is one of : a reader for a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US6679425B1 CLAIM 1 . A process of determining whether a person is older than a first minimum age on a first date and whether said person is equal to or older than a second minimum age on said first date and notifying an operator , said person having a date of birth and an identification card having said date of birth encoded in a magnetic strip (magnetic strip) attached thereto , said person having an age , comprising : (a) magnetically reading said date of birth from said magnetic strip attached to said identification card ; (b) computing said age of said person by subtracting said date of birth from said first date ; (c) comparing said age to said first minimum age to determine whether said age is equal to said first minimum age and if said age is equal to said first minimum age , then notifying said operator that said person is said first minimum age ; (d) comparing said age to said first minimum age to determine whether said age is greater than said first minimum age and if said age is greater than said first minimum age , then notifying said operator that said person is older than said first minimum age , (e) comparing said age to said second minimum age to determine whether said age is equal to said second minimum age and if said age is equal to said second minimum age , then notifying said operator that said person is said second minimum age ; and (f) comparing said age to a second minimum age to determine whether said age is greater than said second minimum age and if said age is greater than said second minimum age , then notifying said operator that said person is older than said second minimum age . US6679425B1 CLAIM 11 . The apparatus of claim 6 , further comprising : (d) a serial data (card device) communication port electrically coupled to said microprocessor to output said age . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device (serial data) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6679425B1 CLAIM 11 . The apparatus of claim 6 , further comprising : (d) a serial data (card device) communication port electrically coupled to said microprocessor to output said age . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6193152B1 Filed: 1997-05-09 Issued: 2001-02-27 Modular signature and data-capture system and point of transaction payment and reward system (Original Assignee) Receiptcity Com Inc (Current Assignee) Symbol Technologies LLC ; Receiptcity Com Inc ; Penware Inc Llavanya Fernando, Abbas Rafii, Nicholas Williams, Eric A. Bunn, Aziz Valliani |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (writing data) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6193152B1 CLAIM 1 . A self-contained modular signature capture device that has functionality without a host system and is useable during a transaction by a user to provide user-profile information , comprising : a writing/display unit including a pad responsive to writing thereon with a passive stylus , and including a liquid crystal display superimposed with said pad ; a central processor unit (CPU) coupled to read-only-memory (ROM) storing at least one software routine executable by said CPU for operating said device , and further coupled to random access memory (RAM) , and to said writing/display unit ; an ISA-compatible bus coupled to said CPU ; an ISA-compatible bus coupled to said CPU ; electronic circuitry , coupled to said bus and responsive to said writing so as to present on said display an image of said writing readable by said user ; interface circuitry , coupled to said bus , to permit operatively coupling at least one add-on accessory to said device ; a magnetic card sub-unit , coupled to said bus , to permit magnetically reading and writing data (memory location) to a card carrying at least two stripes of magnetic media ; and communication interface circuitry , coupled to said bus , to permit coupling said device to a communications link for data transfer to an electronic system , said data including user-profile data ; wherein during said transaction transferred said data enables said electronic system to select , based upon at least a purchase made during said transaction and upon any said user-profile data previously stored for said user , for immediate display and viewing by said user media relevant to said user' ; s user-profile . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method (following steps) of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (writing data) , in said local memory , defined by the subsequently presented card information . |
US6193152B1 CLAIM 1 . A self-contained modular signature capture device that has functionality without a host system and is useable during a transaction by a user to provide user-profile information , comprising : a writing/display unit including a pad responsive to writing thereon with a passive stylus , and including a liquid crystal display superimposed with said pad ; a central processor unit (CPU) coupled to read-only-memory (ROM) storing at least one software routine executable by said CPU for operating said device , and further coupled to random access memory (RAM) , and to said writing/display unit ; an ISA-compatible bus coupled to said CPU ; an ISA-compatible bus coupled to said CPU ; electronic circuitry , coupled to said bus and responsive to said writing so as to present on said display an image of said writing readable by said user ; interface circuitry , coupled to said bus , to permit operatively coupling at least one add-on accessory to said device ; a magnetic card sub-unit , coupled to said bus , to permit magnetically reading and writing data (memory location) to a card carrying at least two stripes of magnetic media ; and communication interface circuitry , coupled to said bus , to permit coupling said device to a communications link for data transfer to an electronic system , said data including user-profile data ; wherein during said transaction transferred said data enables said electronic system to select , based upon at least a purchase made during said transaction and upon any said user-profile data previously stored for said user , for immediate display and viewing by said user media relevant to said user' ; s user-profile . US6193152B1 CLAIM 17 . A method to enhance security of user identification during a transaction , and optionally to reward said user for making said transaction including displaying advertising material relevant to a profile maintained for said user that is updated by a present purchase made by said user during said transaction , the method including the following steps (enrolment method) : (a) providing at a point of said transaction a self-contained microprocessor-controlled modular signature capture device that includes a writing/display unit that includes a pad responsive to writing thereon with a stylus , and includes a display superimposed with said pad such that writing on said pad appears as an image on said display , said device including interface circuitry that permits operatively coupling with at least one add-on accessory , said further including communication interface circuitry enabling said device to be coupled to a communications link for data transfer to an electronic system ; (b) coupling a host electronic system via said communications link to said device , said host electronic system maintaining a user profile for users making purchases with devices provided at step (a) ; (c) entering purchase data for said transaction into said host electronic system , whereupon an amount due is determined , and whereupon said user profile for said user is updated ; (d) said user entering into said transaction introducing a PIN , previously stored within a user card readable by said device , into said device using said card ; (e) said user in realtime now entering a user PIN into said device ; (f) whereupon if said device confirms identity between said PIN introduced at step (d) and at step (e) said user is confirmed as owner of said card and said transaction may proceed further , but if said identity is not confirmed , said transaction is aborted ; (g) said device reading from said card said user' ; s account number and account location and communicating this information to said host electronic system ; (h) coupling said host electronic system to a central clearinghouse for confirmation substantially in realtime that said user' ; s said account number bears sufficient funds for said transaction ; (i) if sufficient funds in said account number are present and if said transaction is not otherwise aborted , debiting said account number by an amount for said transaction , and transferring said amount to an account of a provider of goods or services represented by said transaction ; and (j) said host electronic system selecting during said transaction , based upon said user profile for said user , media for immediate presentation to said user . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (writing data) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6193152B1 CLAIM 1 . A self-contained modular signature capture device that has functionality without a host system and is useable during a transaction by a user to provide user-profile information , comprising : a writing/display unit including a pad responsive to writing thereon with a passive stylus , and including a liquid crystal display superimposed with said pad ; a central processor unit (CPU) coupled to read-only-memory (ROM) storing at least one software routine executable by said CPU for operating said device , and further coupled to random access memory (RAM) , and to said writing/display unit ; an ISA-compatible bus coupled to said CPU ; an ISA-compatible bus coupled to said CPU ; electronic circuitry , coupled to said bus and responsive to said writing so as to present on said display an image of said writing readable by said user ; interface circuitry , coupled to said bus , to permit operatively coupling at least one add-on accessory to said device ; a magnetic card sub-unit , coupled to said bus , to permit magnetically reading and writing data (memory location) to a card carrying at least two stripes of magnetic media ; and communication interface circuitry , coupled to said bus , to permit coupling said device to a communications link for data transfer to an electronic system , said data including user-profile data ; wherein during said transaction transferred said data enables said electronic system to select , based upon at least a purchase made during said transaction and upon any said user-profile data previously stored for said user , for immediate display and viewing by said user media relevant to said user' ; s user-profile . US6193152B1 CLAIM 6 . The device of claim 1 , wherein said interface circuitry permits coupling said device to at least one add-on accessory selected from the group consisting of (a) a PIN entry unit , (b) a fingerprint unit that can examine at least a portion of a finger pressed against said accessory and cause to be generated a numerical token that is a PIN of said finger , (c) a printer for printing data provided to or generated by said device , (d) a smartcard reader (card reader) for reading and writing data to a smartcard inserted into said accessory , and (f) a check processor that receives a check and can print thereon a user' ; s signature previously written on said pad and can print thereon a dollar amount and payee information available to said device and that scan bank and user identification printed on said check . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (writing data) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6193152B1 CLAIM 1 . A self-contained modular signature capture device that has functionality without a host system and is useable during a transaction by a user to provide user-profile information , comprising : a writing/display unit including a pad responsive to writing thereon with a passive stylus , and including a liquid crystal display superimposed with said pad ; a central processor unit (CPU) coupled to read-only-memory (ROM) storing at least one software routine executable by said CPU for operating said device , and further coupled to random access memory (RAM) , and to said writing/display unit ; an ISA-compatible bus coupled to said CPU ; an ISA-compatible bus coupled to said CPU ; electronic circuitry , coupled to said bus and responsive to said writing so as to present on said display an image of said writing readable by said user ; interface circuitry , coupled to said bus , to permit operatively coupling at least one add-on accessory to said device ; a magnetic card sub-unit , coupled to said bus , to permit magnetically reading and writing data (memory location) to a card carrying at least two stripes of magnetic media ; and communication interface circuitry , coupled to said bus , to permit coupling said device to a communications link for data transfer to an electronic system , said data including user-profile data ; wherein during said transaction transferred said data enables said electronic system to select , based upon at least a purchase made during said transaction and upon any said user-profile data previously stored for said user , for immediate display and viewing by said user media relevant to said user' ; s user-profile . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (writing data) , in said local memory , defined by the subsequently presented card information . |
US6193152B1 CLAIM 1 . A self-contained modular signature capture device that has functionality without a host system and is useable during a transaction by a user to provide user-profile information , comprising : a writing/display unit including a pad responsive to writing thereon with a passive stylus , and including a liquid crystal display superimposed with said pad ; a central processor unit (CPU) coupled to read-only-memory (ROM) storing at least one software routine executable by said CPU for operating said device , and further coupled to random access memory (RAM) , and to said writing/display unit ; an ISA-compatible bus coupled to said CPU ; an ISA-compatible bus coupled to said CPU ; electronic circuitry , coupled to said bus and responsive to said writing so as to present on said display an image of said writing readable by said user ; interface circuitry , coupled to said bus , to permit operatively coupling at least one add-on accessory to said device ; a magnetic card sub-unit , coupled to said bus , to permit magnetically reading and writing data (memory location) to a card carrying at least two stripes of magnetic media ; and communication interface circuitry , coupled to said bus , to permit coupling said device to a communications link for data transfer to an electronic system , said data including user-profile data ; wherein during said transaction transferred said data enables said electronic system to select , based upon at least a purchase made during said transaction and upon any said user-profile data previously stored for said user , for immediate display and viewing by said user media relevant to said user' ; s user-profile . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (writing data) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6193152B1 CLAIM 1 . A self-contained modular signature capture device that has functionality without a host system and is useable during a transaction by a user to provide user-profile information , comprising : a writing/display unit including a pad responsive to writing thereon with a passive stylus , and including a liquid crystal display superimposed with said pad ; a central processor unit (CPU) coupled to read-only-memory (ROM) storing at least one software routine executable by said CPU for operating said device , and further coupled to random access memory (RAM) , and to said writing/display unit ; an ISA-compatible bus coupled to said CPU ; an ISA-compatible bus coupled to said CPU ; electronic circuitry , coupled to said bus and responsive to said writing so as to present on said display an image of said writing readable by said user ; interface circuitry , coupled to said bus , to permit operatively coupling at least one add-on accessory to said device ; a magnetic card sub-unit , coupled to said bus , to permit magnetically reading and writing data (memory location) to a card carrying at least two stripes of magnetic media ; and communication interface circuitry , coupled to said bus , to permit coupling said device to a communications link for data transfer to an electronic system , said data including user-profile data ; wherein during said transaction transferred said data enables said electronic system to select , based upon at least a purchase made during said transaction and upon any said user-profile data previously stored for said user , for immediate display and viewing by said user media relevant to said user' ; s user-profile . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (writing data) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6193152B1 CLAIM 1 . A self-contained modular signature capture device that has functionality without a host system and is useable during a transaction by a user to provide user-profile information , comprising : a writing/display unit including a pad responsive to writing thereon with a passive stylus , and including a liquid crystal display superimposed with said pad ; a central processor unit (CPU) coupled to read-only-memory (ROM) storing at least one software routine executable by said CPU for operating said device , and further coupled to random access memory (RAM) , and to said writing/display unit ; an ISA-compatible bus coupled to said CPU ; an ISA-compatible bus coupled to said CPU ; electronic circuitry , coupled to said bus and responsive to said writing so as to present on said display an image of said writing readable by said user ; interface circuitry , coupled to said bus , to permit operatively coupling at least one add-on accessory to said device ; a magnetic card sub-unit , coupled to said bus , to permit magnetically reading and writing data (memory location) to a card carrying at least two stripes of magnetic media ; and communication interface circuitry , coupled to said bus , to permit coupling said device to a communications link for data transfer to an electronic system , said data including user-profile data ; wherein during said transaction transferred said data enables said electronic system to select , based upon at least a purchase made during said transaction and upon any said user-profile data previously stored for said user , for immediate display and viewing by said user media relevant to said user' ; s user-profile . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (writing data) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6193152B1 CLAIM 1 . A self-contained modular signature capture device that has functionality without a host system and is useable during a transaction by a user to provide user-profile information , comprising : a writing/display unit including a pad responsive to writing thereon with a passive stylus , and including a liquid crystal display superimposed with said pad ; a central processor unit (CPU) coupled to read-only-memory (ROM) storing at least one software routine executable by said CPU for operating said device , and further coupled to random access memory (RAM) , and to said writing/display unit ; an ISA-compatible bus coupled to said CPU ; an ISA-compatible bus coupled to said CPU ; electronic circuitry , coupled to said bus and responsive to said writing so as to present on said display an image of said writing readable by said user ; interface circuitry , coupled to said bus , to permit operatively coupling at least one add-on accessory to said device ; a magnetic card sub-unit , coupled to said bus , to permit magnetically reading and writing data (memory location) to a card carrying at least two stripes of magnetic media ; and communication interface circuitry , coupled to said bus , to permit coupling said device to a communications link for data transfer to an electronic system , said data including user-profile data ; wherein during said transaction transferred said data enables said electronic system to select , based upon at least a purchase made during said transaction and upon any said user-profile data previously stored for said user , for immediate display and viewing by said user media relevant to said user' ; s user-profile . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method (following steps) of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (writing data) , in said local memory , defined by the subsequently presented card information . |
US6193152B1 CLAIM 1 . A self-contained modular signature capture device that has functionality without a host system and is useable during a transaction by a user to provide user-profile information , comprising : a writing/display unit including a pad responsive to writing thereon with a passive stylus , and including a liquid crystal display superimposed with said pad ; a central processor unit (CPU) coupled to read-only-memory (ROM) storing at least one software routine executable by said CPU for operating said device , and further coupled to random access memory (RAM) , and to said writing/display unit ; an ISA-compatible bus coupled to said CPU ; an ISA-compatible bus coupled to said CPU ; electronic circuitry , coupled to said bus and responsive to said writing so as to present on said display an image of said writing readable by said user ; interface circuitry , coupled to said bus , to permit operatively coupling at least one add-on accessory to said device ; a magnetic card sub-unit , coupled to said bus , to permit magnetically reading and writing data (memory location) to a card carrying at least two stripes of magnetic media ; and communication interface circuitry , coupled to said bus , to permit coupling said device to a communications link for data transfer to an electronic system , said data including user-profile data ; wherein during said transaction transferred said data enables said electronic system to select , based upon at least a purchase made during said transaction and upon any said user-profile data previously stored for said user , for immediate display and viewing by said user media relevant to said user' ; s user-profile . US6193152B1 CLAIM 17 . A method to enhance security of user identification during a transaction , and optionally to reward said user for making said transaction including displaying advertising material relevant to a profile maintained for said user that is updated by a present purchase made by said user during said transaction , the method including the following steps (enrolment method) : (a) providing at a point of said transaction a self-contained microprocessor-controlled modular signature capture device that includes a writing/display unit that includes a pad responsive to writing thereon with a stylus , and includes a display superimposed with said pad such that writing on said pad appears as an image on said display , said device including interface circuitry that permits operatively coupling with at least one add-on accessory , said further including communication interface circuitry enabling said device to be coupled to a communications link for data transfer to an electronic system ; (b) coupling a host electronic system via said communications link to said device , said host electronic system maintaining a user profile for users making purchases with devices provided at step (a) ; (c) entering purchase data for said transaction into said host electronic system , whereupon an amount due is determined , and whereupon said user profile for said user is updated ; (d) said user entering into said transaction introducing a PIN , previously stored within a user card readable by said device , into said device using said card ; (e) said user in realtime now entering a user PIN into said device ; (f) whereupon if said device confirms identity between said PIN introduced at step (d) and at step (e) said user is confirmed as owner of said card and said transaction may proceed further , but if said identity is not confirmed , said transaction is aborted ; (g) said device reading from said card said user' ; s account number and account location and communicating this information to said host electronic system ; (h) coupling said host electronic system to a central clearinghouse for confirmation substantially in realtime that said user' ; s said account number bears sufficient funds for said transaction ; (i) if sufficient funds in said account number are present and if said transaction is not otherwise aborted , debiting said account number by an amount for said transaction , and transferring said amount to an account of a provider of goods or services represented by said transaction ; and (j) said host electronic system selecting during said transaction , based upon said user profile for said user , media for immediate presentation to said user . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5864125A Filed: 1997-01-08 Issued: 1999-01-26 Navigation system data entry card having imprinted pictorial and bar code navigation information (Original Assignee) Szabo; Laszlo Laszlo Szabo |
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| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method (predetermined destination) of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US5864125A CLAIM 1 . A data input card for navigation devices to facilitate approaching a predetermined destination (enrolment method, information input) point , said card having a top surface , said top surface being divided into at least two distinct fields , the first of said fields being arranged on a predetermined portion of said top surface and comprising a bar code with bars having a predetermined orientation relative to said first field , said bar code representing data related at least to the geographical coordinates of said destination point , and the second of said fields being provided with printed information perceptible to the human eye and relating to one of said destination point and a physical establishment at said destination point . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code (bar code) ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5864125A CLAIM 1 . A data input card for navigation devices to facilitate approaching a predetermined destination point , said card having a top surface , said top surface being divided into at least two distinct fields , the first of said fields being arranged on a predetermined portion of said top surface and comprising a bar code (bar code, computer program) with bars having a predetermined orientation relative to said first field , said bar code representing data related at least to the geographical coordinates of said destination point , and the second of said fields being provided with printed information perceptible to the human eye and relating to one of said destination point and a physical establishment at said destination point . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station ; and outputting at least some of the information input (predetermined destination) from the keypad . |
US5864125A CLAIM 1 . A data input card for navigation devices to facilitate approaching a predetermined destination (enrolment method, information input) point , said card having a top surface , said top surface being divided into at least two distinct fields , the first of said fields being arranged on a predetermined portion of said top surface and comprising a bar code with bars having a predetermined orientation relative to said first field , said bar code representing data related at least to the geographical coordinates of said destination point , and the second of said fields being provided with printed information perceptible to the human eye and relating to one of said destination point and a physical establishment at said destination point . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code (bar code) ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5864125A CLAIM 1 . A data input card for navigation devices to facilitate approaching a predetermined destination point , said card having a top surface , said top surface being divided into at least two distinct fields , the first of said fields being arranged on a predetermined portion of said top surface and comprising a bar code (bar code, computer program) with bars having a predetermined orientation relative to said first field , said bar code representing data related at least to the geographical coordinates of said destination point , and the second of said fields being provided with printed information perceptible to the human eye and relating to one of said destination point and a physical establishment at said destination point . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5864125A CLAIM 1 . A data input card for navigation devices to facilitate approaching a predetermined destination point , said card having a top surface , said top surface being divided into at least two distinct fields , the first of said fields being arranged on a predetermined portion of said top surface and comprising a bar code (bar code, computer program) with bars having a predetermined orientation relative to said first field , said bar code representing data related at least to the geographical coordinates of said destination point , and the second of said fields being provided with printed information perceptible to the human eye and relating to one of said destination point and a physical establishment at said destination point . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5864125A CLAIM 1 . A data input card for navigation devices to facilitate approaching a predetermined destination point , said card having a top surface , said top surface being divided into at least two distinct fields , the first of said fields being arranged on a predetermined portion of said top surface and comprising a bar code (bar code, computer program) with bars having a predetermined orientation relative to said first field , said bar code representing data related at least to the geographical coordinates of said destination point , and the second of said fields being provided with printed information perceptible to the human eye and relating to one of said destination point and a physical establishment at said destination point . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program (bar code) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method (predetermined destination) of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US5864125A CLAIM 1 . A data input card for navigation devices to facilitate approaching a predetermined destination (enrolment method, information input) point , said card having a top surface , said top surface being divided into at least two distinct fields , the first of said fields being arranged on a predetermined portion of said top surface and comprising a bar code (bar code, computer program) with bars having a predetermined orientation relative to said first field , said bar code representing data related at least to the geographical coordinates of said destination point , and the second of said fields being provided with printed information perceptible to the human eye and relating to one of said destination point and a physical establishment at said destination point . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6065679A Filed: 1996-09-06 Issued: 2000-05-23 Modular transaction terminal (Original Assignee) IVI Checkmate Inc (Current Assignee) Ingenico Inc Stephen Alan Levie, Bradley Dale Brown, Gregory John Loxtercamp, Michael E. Hermansen, Emmett E. O'Hare, Ahmad Ghanbarzadeh |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station (reading module, processor bus) , the method comprising the steps of : (a) providing card information from a card device to a card reader (smart card interface, card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6065679A CLAIM 1 . A modular Point-Of-Sale (POS) terminal apparatus comprising : a core unit comprising a printed wiring board including a processor and associated basic memory , a keypad for inputting data , an integral display for displaying data from the processor , and plural hardware-based interfaces that , in use , support optional modules which may be connected to said core unit , said core unit hardware-based interfaces including : a hardware-based magnetic stripe card reader (card reader) interface for , in use , supporting a magnetic stripe card reading module (verification station) , a hardware-based smart card module interface for , in uses , supporting a smart card module , a hardware-based memory interface for , in use , supporting an expansion memory module , a hardware-based security module interface for , in use , supporting a security module , and a hardware-based data exchange interface for providing data exchange with a communication unit printed wiring board ; and a communication unit including : a top cover having an opening facing the core unit ; said communication unit printed wiring board including an interface connector extending through the opening to connect to the core unit hardware-based data exchange interface ; and a bottom cover , wherein the top cover and the bottom cover define a housing capable of retaining plural optional modules . US6065679A CLAIM 20 . A modular terminal apparatus as in claim 19 wherein said application specific integrated circuit includes : reset and power status circuitry , display interface circuitry for interfacing with said display , keypad interface circuitry for interfacing with said keypad , a processor bus (verification station) interface unit , said hardware-based memory interface including memory management and write-protection circuitry , a memory bus interface unit , a programmable interrupt controller , said hardware-based magnetic stripe card reader interface , said hardware-based smart card interface (card reader) , said hardware-based security module interface , said hardware-based data exchange interface , a time division multiplexor channel , and a byte bus channel . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (cryptographic keys, based security) adapted to provide the card information by transmitting a wireless signal (static random access) to the verification station (reading module, processor bus) . |
US6065679A CLAIM 1 . A modular Point-Of-Sale (POS) terminal apparatus comprising : a core unit comprising a printed wiring board including a processor and associated basic memory , a keypad for inputting data , an integral display for displaying data from the processor , and plural hardware-based interfaces that , in use , support optional modules which may be connected to said core unit , said core unit hardware-based interfaces including : a hardware-based magnetic strip (magnetic strip) e card reader interface for , in use , supporting a magnetic stripe card reading module (verification station) , a hardware-based smart card module interface for , in uses , supporting a smart card module , a hardware-based memory interface for , in use , supporting an expansion memory module , a hardware-based security (key fob) module interface for , in use , supporting a security module , and a hardware-based data exchange interface for providing data exchange with a communication unit printed wiring board ; and a communication unit including : a top cover having an opening facing the core unit ; said communication unit printed wiring board including an interface connector extending through the opening to connect to the core unit hardware-based data exchange interface ; and a bottom cover , wherein the top cover and the bottom cover define a housing capable of retaining plural optional modules . US6065679A CLAIM 10 . A modular terminal apparatus as in claim 1 wherein said core unit hardware-based memory interface is configured to interface with static random access (wireless signal) memory and flash memory . US6065679A CLAIM 20 . A modular terminal apparatus as in claim 19 wherein said application specific integrated circuit includes : reset and power status circuitry , display interface circuitry for interfacing with said display , keypad interface circuitry for interfacing with said keypad , a processor bus (verification station) interface unit , said hardware-based memory interface including memory management and write-protection circuitry , a memory bus interface unit , a programmable interrupt controller , said hardware-based magnetic stripe card reader interface , said hardware-based smart card interface , said hardware-based security module interface , said hardware-based data exchange interface , a time division multiplexor channel , and a byte bus channel . US6065679A CLAIM 23 . A modular terminal apparatus as in claim 21 wherein said secure memory stores cryptographic keys (key fob) , and said security module performs encryption/decryption based on said keys . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data (terminal communication, interface unit, peripheral device) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station (reading module, processor bus) . |
US6065679A CLAIM 1 . A modular Point-Of-Sale (POS) terminal apparatus comprising : a core unit comprising a printed wiring board including a processor and associated basic memory , a keypad for inputting data , an integral display for displaying data from the processor , and plural hardware-based interfaces that , in use , support optional modules which may be connected to said core unit , said core unit hardware-based interfaces including : a hardware-based magnetic stripe card reader interface for , in use , supporting a magnetic stripe card reading module (verification station) , a hardware-based smart card module interface for , in uses , supporting a smart card module , a hardware-based memory interface for , in use , supporting an expansion memory module , a hardware-based security module interface for , in use , supporting a security module , and a hardware-based data exchange interface for providing data exchange with a communication unit printed wiring board ; and a communication unit including : a top cover having an opening facing the core unit ; said communication unit printed wiring board including an interface connector extending through the opening to connect to the core unit hardware-based data exchange interface ; and a bottom cover , wherein the top cover and the bottom cover define a housing capable of retaining plural optional modules . US6065679A CLAIM 8 . A modular terminal apparatus as in claim 1 wherein said communication unit printed wiring board includes a first communication interface coupled to said interface connector for data exchange with the core printed wiring board hardware-based data exchange interface , multiple further communication interfaces for data exchange with said externally connected peripheral device (card data, information input, outputting information, inputting information) s , and further communication interfaces for data exchange with said plural optional modules . US6065679A CLAIM 17 . A modular terminal apparatus as in claim 16 wherein said byte bus provides a transaction based data communication allowing for terminal communication (card data, information input, outputting information, inputting information) expandability . US6065679A CLAIM 20 . A modular terminal apparatus as in claim 19 wherein said application specific integrated circuit includes : reset and power status circuitry , display interface circuitry for interfacing with said display , keypad interface circuitry for interfacing with said keypad , a processor bus (verification station) interface unit (card data, information input, outputting information, inputting information) , said hardware-based memory interface including memory management and write-protection circuitry , a memory bus interface unit , a programmable interrupt controller , said hardware-based magnetic stripe card reader interface , said hardware-based smart card interface , said hardware-based security module interface , said hardware-based data exchange interface , a time division multiplexor channel , and a byte bus channel . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information from the verification station (reading module, processor bus) . |
US6065679A CLAIM 1 . A modular Point-Of-Sale (POS) terminal apparatus comprising : a core unit comprising a printed wiring board including a processor and associated basic memory , a keypad for inputting data , an integral display for displaying data from the processor , and plural hardware-based interfaces that , in use , support optional modules which may be connected to said core unit , said core unit hardware-based interfaces including : a hardware-based magnetic stripe card reader interface for , in use , supporting a magnetic stripe card reading module (verification station) , a hardware-based smart card module interface for , in uses , supporting a smart card module , a hardware-based memory interface for , in use , supporting an expansion memory module , a hardware-based security module interface for , in use , supporting a security module , and a hardware-based data exchange interface for providing data exchange with a communication unit printed wiring board ; and a communication unit including : a top cover having an opening facing the core unit ; said communication unit printed wiring board including an interface connector extending through the opening to connect to the core unit hardware-based data exchange interface ; and a bottom cover , wherein the top cover and the bottom cover define a housing capable of retaining plural optional modules . US6065679A CLAIM 20 . A modular terminal apparatus as in claim 19 wherein said application specific integrated circuit includes : reset and power status circuitry , display interface circuitry for interfacing with said display , keypad interface circuitry for interfacing with said keypad , a processor bus (verification station) interface unit , said hardware-based memory interface including memory management and write-protection circuitry , a memory bus interface unit , a programmable interrupt controller , said hardware-based magnetic stripe card reader interface , said hardware-based smart card interface , said hardware-based security module interface , said hardware-based data exchange interface , a time division multiplexor channel , and a byte bus channel . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (terminal communication, interface unit, peripheral device) from a keypad to the verification station (reading module, processor bus) ; and outputting at least some of the information input (terminal communication, interface unit, peripheral device) from the keypad . |
US6065679A CLAIM 1 . A modular Point-Of-Sale (POS) terminal apparatus comprising : a core unit comprising a printed wiring board including a processor and associated basic memory , a keypad for inputting data , an integral display for displaying data from the processor , and plural hardware-based interfaces that , in use , support optional modules which may be connected to said core unit , said core unit hardware-based interfaces including : a hardware-based magnetic stripe card reader interface for , in use , supporting a magnetic stripe card reading module (verification station) , a hardware-based smart card module interface for , in uses , supporting a smart card module , a hardware-based memory interface for , in use , supporting an expansion memory module , a hardware-based security module interface for , in use , supporting a security module , and a hardware-based data exchange interface for providing data exchange with a communication unit printed wiring board ; and a communication unit including : a top cover having an opening facing the core unit ; said communication unit printed wiring board including an interface connector extending through the opening to connect to the core unit hardware-based data exchange interface ; and a bottom cover , wherein the top cover and the bottom cover define a housing capable of retaining plural optional modules . US6065679A CLAIM 8 . A modular terminal apparatus as in claim 1 wherein said communication unit printed wiring board includes a first communication interface coupled to said interface connector for data exchange with the core printed wiring board hardware-based data exchange interface , multiple further communication interfaces for data exchange with said externally connected peripheral device (card data, information input, outputting information, inputting information) s , and further communication interfaces for data exchange with said plural optional modules . US6065679A CLAIM 17 . A modular terminal apparatus as in claim 16 wherein said byte bus provides a transaction based data communication allowing for terminal communication (card data, information input, outputting information, inputting information) expandability . US6065679A CLAIM 20 . A modular terminal apparatus as in claim 19 wherein said application specific integrated circuit includes : reset and power status circuitry , display interface circuitry for interfacing with said display , keypad interface circuitry for interfacing with said keypad , a processor bus (verification station) interface unit (card data, information input, outputting information, inputting information) , said hardware-based memory interface including memory management and write-protection circuitry , a memory bus interface unit , a programmable interrupt controller , said hardware-based magnetic stripe card reader interface , said hardware-based smart card interface , said hardware-based security module interface , said hardware-based data exchange interface , a time division multiplexor channel , and a byte bus channel . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information (terminal communication, interface unit, peripheral device) indicating that the user of the card device is not authorised authorized . |
US6065679A CLAIM 8 . A modular terminal apparatus as in claim 1 wherein said communication unit printed wiring board includes a first communication interface coupled to said interface connector for data exchange with the core printed wiring board hardware-based data exchange interface , multiple further communication interfaces for data exchange with said externally connected peripheral device (card data, information input, outputting information, inputting information) s , and further communication interfaces for data exchange with said plural optional modules . US6065679A CLAIM 17 . A modular terminal apparatus as in claim 16 wherein said byte bus provides a transaction based data communication allowing for terminal communication (card data, information input, outputting information, inputting information) expandability . US6065679A CLAIM 20 . A modular terminal apparatus as in claim 19 wherein said application specific integrated circuit includes : reset and power status circuitry , display interface circuitry for interfacing with said display , keypad interface circuitry for interfacing with said keypad , a processor bus interface unit (card data, information input, outputting information, inputting information) , said hardware-based memory interface including memory management and write-protection circuitry , a memory bus interface unit , a programmable interrupt controller , said hardware-based magnetic stripe card reader interface , said hardware-based smart card interface , said hardware-based security module interface , said hardware-based data exchange interface , a time division multiplexor channel , and a byte bus channel . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system (bus interface) comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6065679A CLAIM 18 . A modular terminal apparatus as in claim 16 wherein said byte bus interface (access system) s to the processor through only two signal lines . |
| US8620039B2 CLAIM 15 . A verification station (reading module, processor bus) for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6065679A CLAIM 1 . A modular Point-Of-Sale (POS) terminal apparatus comprising : a core unit comprising a printed wiring board including a processor and associated basic memory , a keypad for inputting data , an integral display for displaying data from the processor , and plural hardware-based interfaces that , in use , support optional modules which may be connected to said core unit , said core unit hardware-based interfaces including : a hardware-based magnetic stripe card reader interface for , in use , supporting a magnetic stripe card reading module (verification station) , a hardware-based smart card module interface for , in uses , supporting a smart card module , a hardware-based memory interface for , in use , supporting an expansion memory module , a hardware-based security module interface for , in use , supporting a security module , and a hardware-based data exchange interface for providing data exchange with a communication unit printed wiring board ; and a communication unit including : a top cover having an opening facing the core unit ; said communication unit printed wiring board including an interface connector extending through the opening to connect to the core unit hardware-based data exchange interface ; and a bottom cover , wherein the top cover and the bottom cover define a housing capable of retaining plural optional modules . US6065679A CLAIM 20 . A modular terminal apparatus as in claim 19 wherein said application specific integrated circuit includes : reset and power status circuitry , display interface circuitry for interfacing with said display , keypad interface circuitry for interfacing with said keypad , a processor bus (verification station) interface unit , said hardware-based memory interface including memory management and write-protection circuitry , a memory bus interface unit , a programmable interrupt controller , said hardware-based magnetic stripe card reader interface , said hardware-based smart card interface , said hardware-based security module interface , said hardware-based data exchange interface , a time division multiplexor channel , and a byte bus channel . |
| US8620039B2 CLAIM 16 . A verification station (reading module, processor bus) according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (cryptographic keys, based security) adapted to provide the card information by transmitting a wireless signal (static random access) to the verification station . |
US6065679A CLAIM 1 . A modular Point-Of-Sale (POS) terminal apparatus comprising : a core unit comprising a printed wiring board including a processor and associated basic memory , a keypad for inputting data , an integral display for displaying data from the processor , and plural hardware-based interfaces that , in use , support optional modules which may be connected to said core unit , said core unit hardware-based interfaces including : a hardware-based magnetic strip (magnetic strip) e card reader interface for , in use , supporting a magnetic stripe card reading module (verification station) , a hardware-based smart card module interface for , in uses , supporting a smart card module , a hardware-based memory interface for , in use , supporting an expansion memory module , a hardware-based security (key fob) module interface for , in use , supporting a security module , and a hardware-based data exchange interface for providing data exchange with a communication unit printed wiring board ; and a communication unit including : a top cover having an opening facing the core unit ; said communication unit printed wiring board including an interface connector extending through the opening to connect to the core unit hardware-based data exchange interface ; and a bottom cover , wherein the top cover and the bottom cover define a housing capable of retaining plural optional modules . US6065679A CLAIM 10 . A modular terminal apparatus as in claim 1 wherein said core unit hardware-based memory interface is configured to interface with static random access (wireless signal) memory and flash memory . US6065679A CLAIM 20 . A modular terminal apparatus as in claim 19 wherein said application specific integrated circuit includes : reset and power status circuitry , display interface circuitry for interfacing with said display , keypad interface circuitry for interfacing with said keypad , a processor bus (verification station) interface unit , said hardware-based memory interface including memory management and write-protection circuitry , a memory bus interface unit , a programmable interrupt controller , said hardware-based magnetic stripe card reader interface , said hardware-based smart card interface , said hardware-based security module interface , said hardware-based data exchange interface , a time division multiplexor channel , and a byte bus channel . US6065679A CLAIM 23 . A modular terminal apparatus as in claim 21 wherein said secure memory stores cryptographic keys (key fob) , and said security module performs encryption/decryption based on said keys . |
| US8620039B2 CLAIM 17 . A verification station (reading module, processor bus) according to claim 15 , wherein the memory is incorporated in a tamper-proof manner in the verification station . |
US6065679A CLAIM 1 . A modular Point-Of-Sale (POS) terminal apparatus comprising : a core unit comprising a printed wiring board including a processor and associated basic memory , a keypad for inputting data , an integral display for displaying data from the processor , and plural hardware-based interfaces that , in use , support optional modules which may be connected to said core unit , said core unit hardware-based interfaces including : a hardware-based magnetic stripe card reader interface for , in use , supporting a magnetic stripe card reading module (verification station) , a hardware-based smart card module interface for , in uses , supporting a smart card module , a hardware-based memory interface for , in use , supporting an expansion memory module , a hardware-based security module interface for , in use , supporting a security module , and a hardware-based data exchange interface for providing data exchange with a communication unit printed wiring board ; and a communication unit including : a top cover having an opening facing the core unit ; said communication unit printed wiring board including an interface connector extending through the opening to connect to the core unit hardware-based data exchange interface ; and a bottom cover , wherein the top cover and the bottom cover define a housing capable of retaining plural optional modules . US6065679A CLAIM 20 . A modular terminal apparatus as in claim 19 wherein said application specific integrated circuit includes : reset and power status circuitry , display interface circuitry for interfacing with said display , keypad interface circuitry for interfacing with said keypad , a processor bus (verification station) interface unit , said hardware-based memory interface including memory management and write-protection circuitry , a memory bus interface unit , a programmable interrupt controller , said hardware-based magnetic stripe card reader interface , said hardware-based smart card interface , said hardware-based security module interface , said hardware-based data exchange interface , a time division multiplexor channel , and a byte bus channel . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station (reading module, processor bus) , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6065679A CLAIM 1 . A modular Point-Of-Sale (POS) terminal apparatus comprising : a core unit comprising a printed wiring board including a processor and associated basic memory , a keypad for inputting data , an integral display for displaying data from the processor , and plural hardware-based interfaces that , in use , support optional modules which may be connected to said core unit , said core unit hardware-based interfaces including : a hardware-based magnetic stripe card reader interface for , in use , supporting a magnetic stripe card reading module (verification station) , a hardware-based smart card module interface for , in uses , supporting a smart card module , a hardware-based memory interface for , in use , supporting an expansion memory module , a hardware-based security module interface for , in use , supporting a security module , and a hardware-based data exchange interface for providing data exchange with a communication unit printed wiring board ; and a communication unit including : a top cover having an opening facing the core unit ; said communication unit printed wiring board including an interface connector extending through the opening to connect to the core unit hardware-based data exchange interface ; and a bottom cover , wherein the top cover and the bottom cover define a housing capable of retaining plural optional modules . US6065679A CLAIM 20 . A modular terminal apparatus as in claim 19 wherein said application specific integrated circuit includes : reset and power status circuitry , display interface circuitry for interfacing with said display , keypad interface circuitry for interfacing with said keypad , a processor bus (verification station) interface unit , said hardware-based memory interface including memory management and write-protection circuitry , a memory bus interface unit , a programmable interrupt controller , said hardware-based magnetic stripe card reader interface , said hardware-based smart card interface , said hardware-based security module interface , said hardware-based data exchange interface , a time division multiplexor channel , and a byte bus channel . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US6512840B1 Filed: 1996-05-30 Issued: 2003-01-28 Digital encoding of personal signatures (Original Assignee) Sun Microsystems Inc (Current Assignee) Oracle America Inc Bruce Tognazzini |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6512840B1 CLAIM 4 . Vending apparatus for processing payment information comprising : a . a touch screen signature pad for capturing an electronic replica of a signature and for displaying information about an account ; b . a card reader (card reader) ; c . a transmitter for sending an electronic replica of a signature from said touch screen display and a card number from said reader to a central computer ; and d . a receiver for receiving payment information from said central computer . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US6512840B1 CLAIM 1 . A system for comparison of a signature with a stored copy of an authorized signature , comprising : a . a network ; b . a central computer , connected to said network , having stored thereon a one or more electronic replicas of respective authorized signatures for at least one account and configured to compare signatures ; c . a portable device , having a docking port , containing a touch screen (readable medium) display for displaying information related to said account and serving as a signature pad for capturing an electronic replica of a signature ; and d . a computer , having a docking port for receiving said portable device , configured for downloading a captured electronic replica of a signature from said portable device and for sending said electronic replica to said central computer over said network for comparison with an authorized signature . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US6512840B1 CLAIM 1 . A system for comparison of a signature with a stored copy of an authorized signature , comprising : a . a network ; b . a central computer , connected to said network , having stored thereon a one or more electronic replicas of respective authorized signatures for at least one account and configured to compare signatures ; c . a portable device , having a docking port , containing a touch screen (readable medium) display for displaying information related to said account and serving as a signature pad for capturing an electronic replica of a signature ; and d . a computer , having a docking port for receiving said portable device , configured for downloading a captured electronic replica of a signature from said portable device and for sending said electronic replica to said central computer over said network for comparison with an authorized signature . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US6512840B1 CLAIM 1 . A system for comparison of a signature with a stored copy of an authorized signature , comprising : a . a network ; b . a central computer , connected to said network , having stored thereon a one or more electronic replicas of respective authorized signatures for at least one account and configured to compare signatures ; c . a portable device , having a docking port , containing a touch screen (readable medium) display for displaying information related to said account and serving as a signature pad for capturing an electronic replica of a signature ; and d . a computer , having a docking port for receiving said portable device , configured for downloading a captured electronic replica of a signature from said portable device and for sending said electronic replica to said central computer over said network for comparison with an authorized signature . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5740232A Filed: 1996-04-15 Issued: 1998-04-14 Smart card based system for telephone-securized transactions (Original Assignee) Francais Ministre des PTT; France Telecom SA; Cogecom (Current Assignee) Francais Ministre des PTT ; Cogecom ; Orange SA Jean-Claude Pailles, Jacques Delaballe |
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| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal (one terminal) to the verification station . |
US5740232A CLAIM 1 . A smart card based system for telephone-securized transactions comprising : a telephone terminal (wireless signal) comprising , a loudspeaker , and a transmitter , said telephone terminal being connected to a server by way of a telephone network ; a smart card configured to calculate security parameters using a security function operation mechanism stored therein ; and a portable securing device configured to connect to the smart card and to secure a transaction between a user of the portable securing device and the server by performing a bidirection information exchange operation between the server and the smart card , said portable securing device comprising , a keypad , a display , an internal sound signal transmitter that is configured to produce acoustic energy therefrom that is directly received by said transmitter of said telephone terminal ; a bus configured to couple the smart card to the keypad , the display , and the internal sound signal transmitter , wherein , said information exchange operation using a communications channel from said server to said smart card comprising , a link between said server and said loudspeaker where said server produces voice signals indicative of data produced at said loudspeaker and recognizable by said user , and a link between said user and said keypad where said user enters said data on said keypad in response to said data being produced at said loudspeaker , said keypad passing said data via said bus to said smart card , and said information exchange operation using another communications channel from said smart card to said server comprising , a link between said internal sound signal transmitter and said transmitter of said telephone terminal , and a link between said telephone terminal and said server . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal (one terminal) to the verification station . |
US5740232A CLAIM 1 . A smart card based system for telephone-securized transactions comprising : a telephone terminal (wireless signal) comprising , a loudspeaker , and a transmitter , said telephone terminal being connected to a server by way of a telephone network ; a smart card configured to calculate security parameters using a security function operation mechanism stored therein ; and a portable securing device configured to connect to the smart card and to secure a transaction between a user of the portable securing device and the server by performing a bidirection information exchange operation between the server and the smart card , said portable securing device comprising , a keypad , a display , an internal sound signal transmitter that is configured to produce acoustic energy therefrom that is directly received by said transmitter of said telephone terminal ; a bus configured to couple the smart card to the keypad , the display , and the internal sound signal transmitter , wherein , said information exchange operation using a communications channel from said server to said smart card comprising , a link between said server and said loudspeaker where said server produces voice signals indicative of data produced at said loudspeaker and recognizable by said user , and a link between said user and said keypad where said user enters said data on said keypad in response to said data being produced at said loudspeaker , said keypad passing said data via said bus to said smart card , and said information exchange operation using another communications channel from said smart card to said server comprising , a link between said internal sound signal transmitter and said transmitter of said telephone terminal , and a link between said telephone terminal and said server . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5895902A Filed: 1995-11-08 Issued: 1999-04-20 Method of contributions management, and device and networks therefor (Original Assignee) Ziarno; Witold A. (Current Assignee) PIERUN Corp Witold A. Ziarno |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (card reader, debit card) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . US5895902A CLAIM 13 . A contributions management network to obtain monetary contributions from a plurality of contributors , comprising a portable , contributor data input dependant , non-contributor external data source independent , self-powered , hand-held contribution acceptance device sized and weighted for manual passing thereof between successive contributors and for receiving of contributions made on said contributions acceptance device passable manually from one potential contributor to another potential contributor , said contributions accepting device having a software routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors , said contributions accepting device having a reader for reading indicia on a magetically striped or smart card (memory location) record medium , means on said contributions acceptance device responsive to activation of entry keys for recording information corresponding to designated numerical amounts of respective contributions made by corresponding contributors identified by indicia of a respective record medium and , storage means on said contributions acceptance device for automatically storing information recorded of the numerical amounts of individual designated contributions correlated to the indicia read on said record medium corresponding to a respective contributor and information of the respective numerical amount of the respective contributor made for eventual batch off-loading thereof to a contributions management device whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authirization ; a contributions management device coactive with said contributions acceptance device for acceptance and storing the contributions off-loaded from said contributions acceptance device , said contributions management device having a software routine for receiving and storing contributions free of information unrelated to said contributions or said contributors from a contributions acceptance device ; and , a communication link between said contributions management device and said contributions acceptance device for transmitting said off-loaded contributions from said contributions acceptance device to said contributions management device . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (card reader, debit card) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . US5895902A CLAIM 13 . A contributions management network to obtain monetary contributions from a plurality of contributors , comprising a portable , contributor data input dependant , non-contributor external data source independent , self-powered , hand-held contribution acceptance device sized and weighted for manual passing thereof between successive contributors and for receiving of contributions made on said contributions acceptance device passable manually from one potential contributor to another potential contributor , said contributions accepting device having a software routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors , said contributions accepting device having a reader for reading indicia on a magetically striped or smart card (memory location) record medium , means on said contributions acceptance device responsive to activation of entry keys for recording information corresponding to designated numerical amounts of respective contributions made by corresponding contributors identified by indicia of a respective record medium and , storage means on said contributions acceptance device for automatically storing information recorded of the numerical amounts of individual designated contributions correlated to the indicia read on said record medium corresponding to a respective contributor and information of the respective numerical amount of the respective contributor made for eventual batch off-loading thereof to a contributions management device whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authirization ; a contributions management device coactive with said contributions acceptance device for acceptance and storing the contributions off-loaded from said contributions acceptance device , said contributions management device having a software routine for receiving and storing contributions free of information unrelated to said contributions or said contributors from a contributions acceptance device ; and , a communication link between said contributions management device and said contributions acceptance device for transmitting said off-loaded contributions from said contributions acceptance device to said contributions management device . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (card reader, debit card) from a card device (card reader, debit card) to a card reader (card reader, debit card) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . US5895902A CLAIM 13 . A contributions management network to obtain monetary contributions from a plurality of contributors , comprising a portable , contributor data input dependant , non-contributor external data source independent , self-powered , hand-held contribution acceptance device sized and weighted for manual passing thereof between successive contributors and for receiving of contributions made on said contributions acceptance device passable manually from one potential contributor to another potential contributor , said contributions accepting device having a software routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors , said contributions accepting device having a reader for reading indicia on a magetically striped or smart card (memory location) record medium , means on said contributions acceptance device responsive to activation of entry keys for recording information corresponding to designated numerical amounts of respective contributions made by corresponding contributors identified by indicia of a respective record medium and , storage means on said contributions acceptance device for automatically storing information recorded of the numerical amounts of individual designated contributions correlated to the indicia read on said record medium corresponding to a respective contributor and information of the respective numerical amount of the respective contributor made for eventual batch off-loading thereof to a contributions management device whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authirization ; a contributions management device coactive with said contributions acceptance device for acceptance and storing the contributions off-loaded from said contributions acceptance device , said contributions management device having a software routine for receiving and storing contributions free of information unrelated to said contributions or said contributors from a contributions acceptance device ; and , a communication link between said contributions management device and said contributions acceptance device for transmitting said off-loaded contributions from said contributions acceptance device to said contributions management device . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (card reader, debit card) is one of : a card in which the card information (card reader, debit card) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (card reader, debit card) provided in the step (a) comprises a header and card data (card reader, debit card) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (card reader, debit card) from the verification station . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (input means, amount data) from a keypad to the verification station ; and outputting at least some of the information input (information input) from the keypad . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader on said terminal a credit card or debit card having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data (inputting information) and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . US5895902A CLAIM 3 . The method in accordance with claim 1 in which said method is free of product or service information input (information input) recordation and processing . US5895902A CLAIM 78 . The contributions management network in accordance with claim 74 in which said contribution acceptance devices are geographically remotely located and comprise input means (inputting information) , said input means selected from the group consisting of a keyboard and touch sensitive screen ; at least one microprocessor ; and , a display . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (card reader, debit card) is not authorised authorized . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (card reader, debit card) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (card reader, debit card) reader for receiving card information (card reader, debit card) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . US5895902A CLAIM 13 . A contributions management network to obtain monetary contributions from a plurality of contributors , comprising a portable , contributor data input dependant , non-contributor external data source independent , self-powered , hand-held contribution acceptance device sized and weighted for manual passing thereof between successive contributors and for receiving of contributions made on said contributions acceptance device passable manually from one potential contributor to another potential contributor , said contributions accepting device having a software routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors , said contributions accepting device having a reader for reading indicia on a magetically striped or smart card (memory location) record medium , means on said contributions acceptance device responsive to activation of entry keys for recording information corresponding to designated numerical amounts of respective contributions made by corresponding contributors identified by indicia of a respective record medium and , storage means on said contributions acceptance device for automatically storing information recorded of the numerical amounts of individual designated contributions correlated to the indicia read on said record medium corresponding to a respective contributor and information of the respective numerical amount of the respective contributor made for eventual batch off-loading thereof to a contributions management device whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authirization ; a contributions management device coactive with said contributions acceptance device for acceptance and storing the contributions off-loaded from said contributions acceptance device , said contributions management device having a software routine for receiving and storing contributions free of information unrelated to said contributions or said contributors from a contributions acceptance device ; and , a communication link between said contributions management device and said contributions acceptance device for transmitting said off-loaded contributions from said contributions acceptance device to said contributions management device . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (card reader, debit card) to the card device (card reader, debit card) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . US5895902A CLAIM 13 . A contributions management network to obtain monetary contributions from a plurality of contributors , comprising a portable , contributor data input dependant , non-contributor external data source independent , self-powered , hand-held contribution acceptance device sized and weighted for manual passing thereof between successive contributors and for receiving of contributions made on said contributions acceptance device passable manually from one potential contributor to another potential contributor , said contributions accepting device having a software routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors , said contributions accepting device having a reader for reading indicia on a magetically striped or smart card (memory location) record medium , means on said contributions acceptance device responsive to activation of entry keys for recording information corresponding to designated numerical amounts of respective contributions made by corresponding contributors identified by indicia of a respective record medium and , storage means on said contributions acceptance device for automatically storing information recorded of the numerical amounts of individual designated contributions correlated to the indicia read on said record medium corresponding to a respective contributor and information of the respective numerical amount of the respective contributor made for eventual batch off-loading thereof to a contributions management device whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authirization ; a contributions management device coactive with said contributions acceptance device for acceptance and storing the contributions off-loaded from said contributions acceptance device , said contributions management device having a software routine for receiving and storing contributions free of information unrelated to said contributions or said contributors from a contributions acceptance device ; and , a communication link between said contributions management device and said contributions acceptance device for transmitting said off-loaded contributions from said contributions acceptance device to said contributions management device . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (card reader, debit card) reader for receiving card information (card reader, debit card) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . US5895902A CLAIM 13 . A contributions management network to obtain monetary contributions from a plurality of contributors , comprising a portable , contributor data input dependant , non-contributor external data source independent , self-powered , hand-held contribution acceptance device sized and weighted for manual passing thereof between successive contributors and for receiving of contributions made on said contributions acceptance device passable manually from one potential contributor to another potential contributor , said contributions accepting device having a software routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors , said contributions accepting device having a reader for reading indicia on a magetically striped or smart card (memory location) record medium , means on said contributions acceptance device responsive to activation of entry keys for recording information corresponding to designated numerical amounts of respective contributions made by corresponding contributors identified by indicia of a respective record medium and , storage means on said contributions acceptance device for automatically storing information recorded of the numerical amounts of individual designated contributions correlated to the indicia read on said record medium corresponding to a respective contributor and information of the respective numerical amount of the respective contributor made for eventual batch off-loading thereof to a contributions management device whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authirization ; a contributions management device coactive with said contributions acceptance device for acceptance and storing the contributions off-loaded from said contributions acceptance device , said contributions management device having a software routine for receiving and storing contributions free of information unrelated to said contributions or said contributors from a contributions acceptance device ; and , a communication link between said contributions management device and said contributions acceptance device for transmitting said off-loaded contributions from said contributions acceptance device to said contributions management device . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (card reader, debit card) reader is one of : a reader for a card in which the card information (card reader, debit card) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program (intermediate data) for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (card reader, debit card) , provided to a card device (card reader, debit card) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (smart card) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . US5895902A CLAIM 13 . A contributions management network to obtain monetary contributions from a plurality of contributors , comprising a portable , contributor data input dependant , non-contributor external data source independent , self-powered , hand-held contribution acceptance device sized and weighted for manual passing thereof between successive contributors and for receiving of contributions made on said contributions acceptance device passable manually from one potential contributor to another potential contributor , said contributions accepting device having a software routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors , said contributions accepting device having a reader for reading indicia on a magetically striped or smart card (memory location) record medium , means on said contributions acceptance device responsive to activation of entry keys for recording information corresponding to designated numerical amounts of respective contributions made by corresponding contributors identified by indicia of a respective record medium and , storage means on said contributions acceptance device for automatically storing information recorded of the numerical amounts of individual designated contributions correlated to the indicia read on said record medium corresponding to a respective contributor and information of the respective numerical amount of the respective contributor made for eventual batch off-loading thereof to a contributions management device whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authirization ; a contributions management device coactive with said contributions acceptance device for acceptance and storing the contributions off-loaded from said contributions acceptance device , said contributions management device having a software routine for receiving and storing contributions free of information unrelated to said contributions or said contributors from a contributions acceptance device ; and , a communication link between said contributions management device and said contributions acceptance device for transmitting said off-loaded contributions from said contributions acceptance device to said contributions management device . US5895902A CLAIM 22 . The device in accordance with claim 14 in which said device comprises a data input touch screen (readable medium) . US5895902A CLAIM 84 . Apparatus for successively making contribution data inputs by a multiplicity of individual contributors comprising : an intermediate data (computer program) input transfer device independant , portable , self-powered , contributor data input dependant , non-contributor external data source independent , electronic donations management terminal sized and weighted for manual passing thereof between successive contributors having contribution input entry means , and having means for temporarily recording and storing successive contribution inputs entered by said successive contributors on said input entry means , and said electronic donations management terminal providing for batch off-loading of said contributions whereby recordation of each of the contributions is uninterrupted by verification of validation and/or authorization . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program (intermediate data) for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (card reader, debit card) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (smart card) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . US5895902A CLAIM 13 . A contributions management network to obtain monetary contributions from a plurality of contributors , comprising a portable , contributor data input dependant , non-contributor external data source independent , self-powered , hand-held contribution acceptance device sized and weighted for manual passing thereof between successive contributors and for receiving of contributions made on said contributions acceptance device passable manually from one potential contributor to another potential contributor , said contributions accepting device having a software routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors , said contributions accepting device having a reader for reading indicia on a magetically striped or smart card (memory location) record medium , means on said contributions acceptance device responsive to activation of entry keys for recording information corresponding to designated numerical amounts of respective contributions made by corresponding contributors identified by indicia of a respective record medium and , storage means on said contributions acceptance device for automatically storing information recorded of the numerical amounts of individual designated contributions correlated to the indicia read on said record medium corresponding to a respective contributor and information of the respective numerical amount of the respective contributor made for eventual batch off-loading thereof to a contributions management device whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authirization ; a contributions management device coactive with said contributions acceptance device for acceptance and storing the contributions off-loaded from said contributions acceptance device , said contributions management device having a software routine for receiving and storing contributions free of information unrelated to said contributions or said contributors from a contributions acceptance device ; and , a communication link between said contributions management device and said contributions acceptance device for transmitting said off-loaded contributions from said contributions acceptance device to said contributions management device . US5895902A CLAIM 22 . The device in accordance with claim 14 in which said device comprises a data input touch screen (readable medium) . US5895902A CLAIM 84 . Apparatus for successively making contribution data inputs by a multiplicity of individual contributors comprising : an intermediate data (computer program) input transfer device independant , portable , self-powered , contributor data input dependant , non-contributor external data source independent , electronic donations management terminal sized and weighted for manual passing thereof between successive contributors having contribution input entry means , and having means for temporarily recording and storing successive contribution inputs entered by said successive contributors on said input entry means , and said electronic donations management terminal providing for batch off-loading of said contributions whereby recordation of each of the contributions is uninterrupted by verification of validation and/or authorization . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (touch screen) having recorded thereon a computer program (intermediate data) for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (card reader, debit card) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (smart card) , in said local memory , defined by the subsequently presented card information . |
US5895902A CLAIM 1 . A method of simplifying , inducing and making relatively effortless for attendees to make successive monetary contributions during a contribution session or drive comprising : providing the attendees with a portable , handheld , self-powered electronic contributions management terminal for making a plurality of monetary contributions thereon sequentially free of input of additional information and immediately recording data and information of each sequential monetary contribution each said electronic contributions management terminal having a routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors ; each successive contributor making a monetary contribution designating a respective monetary amount in said terminal by manipulation of data entry operators the terminal and presenting to a card reader (card reader, card information, card device, card data, card device reader) on said terminal a credit card or debit card (card reader, card information, card device, card data, card device reader) having identification information identifying the respective contributor for reading by said card reader ; immediately recording in the contributions management terminal the designated monetary amount entry of the individual monetary contributions correlated to identification information on the card of the respective contributor ; and , immediately storing for eventual off-loading the recorded monetary amount data and contributor information , and said electronic contributions management terminal providing for batch off-loading of said data and information whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authorization . US5895902A CLAIM 13 . A contributions management network to obtain monetary contributions from a plurality of contributors , comprising a portable , contributor data input dependant , non-contributor external data source independent , self-powered , hand-held contribution acceptance device sized and weighted for manual passing thereof between successive contributors and for receiving of contributions made on said contributions acceptance device passable manually from one potential contributor to another potential contributor , said contributions accepting device having a software routine for accepting a plurality of successive contributions free of any information unrelated to said contributions or said contributors , said contributions accepting device having a reader for reading indicia on a magetically striped or smart card (memory location) record medium , means on said contributions acceptance device responsive to activation of entry keys for recording information corresponding to designated numerical amounts of respective contributions made by corresponding contributors identified by indicia of a respective record medium and , storage means on said contributions acceptance device for automatically storing information recorded of the numerical amounts of individual designated contributions correlated to the indicia read on said record medium corresponding to a respective contributor and information of the respective numerical amount of the respective contributor made for eventual batch off-loading thereof to a contributions management device whereby recordation of each of the contribution is uninterrupted by verification of validation and/or authirization ; a contributions management device coactive with said contributions acceptance device for acceptance and storing the contributions off-loaded from said contributions acceptance device , said contributions management device having a software routine for receiving and storing contributions free of information unrelated to said contributions or said contributors from a contributions acceptance device ; and , a communication link between said contributions management device and said contributions acceptance device for transmitting said off-loaded contributions from said contributions acceptance device to said contributions management device . US5895902A CLAIM 22 . The device in accordance with claim 14 in which said device comprises a data input touch screen (readable medium) . US5895902A CLAIM 84 . Apparatus for successively making contribution data inputs by a multiplicity of individual contributors comprising : an intermediate data (computer program) input transfer device independant , portable , self-powered , contributor data input dependant , non-contributor external data source independent , electronic donations management terminal sized and weighted for manual passing thereof between successive contributors having contribution input entry means , and having means for temporarily recording and storing successive contribution inputs entered by said successive contributors on said input entry means , and said electronic donations management terminal providing for batch off-loading of said contributions whereby recordation of each of the contributions is uninterrupted by verification of validation and/or authorization . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5640002A Filed: 1995-08-15 Issued: 1997-06-17 Portable RF ID tag and barcode reader (Original Assignee) SCAN-EM CORP (Current Assignee) RUPPERT JONATHAN P Jonathan Paul Ruppert, Ronald Craig Fish, Thomas Allan Yap, Ronald Merle Ames |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (smart card interface) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5640002A CLAIM 8 . A method of using a portable information gathering device , said information gathering device comprising : a housing small enough to be carried by hand ; barcode scan engine mounted in said housing which is capable of scanning barcodes and decoding and outputting alphanumeric characters encoded in said barcodes ; a display mounted in said housing ; a memory mounted in said housing ; a touchscreen input device mounted in said housing and superimposed over said display for receiving user input ; a microcomputer mounted in said housing and coupled to and programmed to control said barcode scan engine , said display , said memory and said touchscreen input device , and programmed to receive decoded alphanumeric characters from said barcode scan engine and store them in said memory , and programmed to display data on said display and to receive data from said touchscreen input device and use said data received from said touchscreen input device to control operations of said microcomputer ; and further comprising a RF ID tag reader coupled to and controlled by said microcomputer , and wherein said microcomputer is programmed to control transmissions by said RF ID tag reader to interrogate RF ID tags on items within range of said RF ID tag reader and receive data from said RF ID tag reader derived from transmissions from said RF ID tag and store said data in memory ; and further comprising a PCMCIA/credit card/smart card slot and a slot interface means for communicating with either a PCMCIA card , a credit card with a magnetic stripe or a smart card , said slot interface means including a smart card interface (card reader) means coupled to said microcomputer , and wherein said microcomputer is programmed to control said slot interface means to extract data from or write data to a smart card or PCMCIA card placed in said PCMCINA/credit card/smart card slot or to read data from the magnetic stripe of a credit card placed in said PCMCIA/credit card/smart card ; said method comprising the steps of : gathering information about products in a store using said portable information gathering device by physically carrying said portable information gathering device to the locations of various products or displays of products to be purchased and either scanning barcodes on the products to be purchased or their packages or interrogating an RF ID tag embedded in a product or attached to or embedded in the package of the product , and storing the gathered information in said memory of said portable information gathering device ; after shopping is completed , downloading the information gathered from said products from said memory to a host computer ; receiving and displaying on said display of said portable information gathering device data from said host computer regarding the descriptions of the items to be purchased and the order total ; receiving payment for said products ; sending a security tag deactivation signal from said host computer to security tag deactivation apparatus ; deactivating all RF ID tag security tags on the products which have been paid for using said security tag deactivation apparatus upon receipt of said security tag deactivation signal ; monitoring all exits from said store for transition therethrough of any RF ID type security tag which has not been deactivated using a means for monitoring for active security tags . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5640002A CLAIM 1 . A portable information gathering apparatus comprising : a housing small enough to be carried by hand ; a barcode scan engine mounted in said housing which is capable of scanning barcodes and decoding and outputting alphanumeric characters encoded in said barcodes ; a display mounted in said housing ; a memory mounted in said housing ; a touchscreen input device mounted in said housing and superimposed over said display for receiving user input ; a microcomputer mounted in said housing and coupled to and programmed to control said barcode scan engine , said display , said memory and said touchscreen input device , and programmed to receive decoded alphanumeric characters from said barcode scan engine and store them in said memory , and programmed to display data on said display and to receive data from said touchscreen input device and use said data received from said touchscreen input device to control operation of said microcomputer ; an RF ID tag reader coupled to and controlled by said microcomputer , wherein said RF ID tag reader comprises a transmitter which can send RF transmissions which both supply power and commands to a passive , RF ID tag in the form of an integrated circuit which has no power supply of its own , said RF transmissions being processed in said passive RF ID tag to supply power to a receiver and a transmitter in said ID tag , said commands causing said transmitter in said RF ID tag to transmit product information back to a receiver in said RF ID tag reader using power from said RF transmissions originating in said RF ID tag reader , and wherein said microcomputer is programmed to control transmissions by said RF ID tag reader to interrogate RF ID tags and receive product information from said RF ID tag reader derived from transmissions from said RF ID tag and store said product information in memory , and wherein said microcomputer is also programmed to control said RF ID tag reader to send a RF transmission to cause said RF ID tags on items that have been paid for to write data therein indicating said items have been paid for such that said RF ID tags do not cause activation of store alarms under control of RF ID tag readers functioning as part of store security system (key fob) s at store exits when said items are transported out said store exits . US5640002A CLAIM 8 . A method of using a portable information gathering device , said information gathering device comprising : a housing small enough to be carried by hand ; barcode scan engine mounted in said housing which is capable of scanning barcodes and decoding and outputting alphanumeric characters encoded in said barcodes ; a display mounted in said housing ; a memory mounted in said housing ; a touchscreen input device mounted in said housing and superimposed over said display for receiving user input ; a microcomputer mounted in said housing and coupled to and programmed to control said barcode scan engine , said display , said memory and said touchscreen input device , and programmed to receive decoded alphanumeric characters from said barcode scan engine and store them in said memory , and programmed to display data on said display and to receive data from said touchscreen input device and use said data received from said touchscreen input device to control operations of said microcomputer ; and further comprising a RF ID tag reader coupled to and controlled by said microcomputer , and wherein said microcomputer is programmed to control transmissions by said RF ID tag reader to interrogate RF ID tags on items within range of said RF ID tag reader and receive data from said RF ID tag reader derived from transmissions from said RF ID tag and store said data in memory ; and further comprising a PCMCIA/credit card/smart card slot and a slot interface means for communicating with either a PCMCIA card , a credit card with a magnetic strip (magnetic strip) e or a smart card , said slot interface means including a smart card interface means coupled to said microcomputer , and wherein said microcomputer is programmed to control said slot interface means to extract data from or write data to a smart card or PCMCIA card placed in said PCMCINA/credit card/smart card slot or to read data from the magnetic stripe of a credit card placed in said PCMCIA/credit card/smart card ; said method comprising the steps of : gathering information about products in a store using said portable information gathering device by physically carrying said portable information gathering device to the locations of various products or displays of products to be purchased and either scanning barcodes on the products to be purchased or their packages or interrogating an RF ID tag embedded in a product or attached to or embedded in the package of the product , and storing the gathered information in said memory of said portable information gathering device ; after shopping is completed , downloading the information gathered from said products from said memory to a host computer ; receiving and displaying on said display of said portable information gathering device data from said host computer regarding the descriptions of the items to be purchased and the order total ; receiving payment for said products ; sending a security tag deactivation signal from said host computer to security tag deactivation apparatus ; deactivating all RF ID tag security tags on the products which have been paid for using said security tag deactivation apparatus upon receipt of said security tag deactivation signal ; monitoring all exits from said store for transition therethrough of any RF ID type security tag which has not been deactivated using a means for monitoring for active security tags . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information (output data, code sensor) indicating that the user of the card device is not authorised authorized . |
US5640002A CLAIM 3 . The apparatus of claim 1 further comprising an infrared transceiver coupled to and controlled by said microcomputer , and wherein said microcomputer is programmed to control said infrared transceiver to send data by modulated infrared radiation and to control said infrared transceiver to output data (outputting information) for storage in said memory which has been received as modulated infrared radiation . US5640002A CLAIM 6 . A portable information gathering apparatus comprising : a housing small enough to be carried by hand ; a barcode scan engine mounted in said housing which is capable of scanning barcodes and decoding and outputting alphanumeric characters encoded in said barcodes : a display mounted in said housing : a memory mounted in said housing : a touchscreen input device mounted in said housing and superimposed over said display for receiving user input : a microcomputer mounted in said housing and coupled to and programmed to control said barcode scan engine , said display , said memory and said touchscreen input device , and programmed to receive decoded alphanumeric characters from said barcode scan engine and store them in said memory , and programmed to display data on said display and to receive data from said touchscreen input device and use said data received from said touchscreen input device to control operations of said microcomputer ; and further comprising an infrared transceiver coupled to and controlled by said microcomputer , and wherein said microcomputer is programmed to control said infrared transceiver to send data by modulated infrared radiation and to control said infrared transceiver to output data for storage in said memory which has been received as modulated infrared radiation ; and wherein said portable information gathering apparatus has a rechargeable battery and electrical contacts coupled to said rechargeable battery through which charging current may be supplied to recharge said battery , and further comprising a detachable base unit which mates with said portable information gathering apparatus and which has electrical contacts which make electrical contact with said electrical contacts on said portable information gathering apparatus when said base unit is mated with said portable information gathering apparatus , said base unit having a power converter hiving a DC output coupled to said electrical contacts on said base unit and having an input for receiving AC power from an electrical utility , said power converter for converting said AC power to DC voltage across said electrical contacts on said base unit which is adequate to charge said rechargeable battery and to power the circuitry in said portable information gathering apparatus : and wherein said base unit has a local area network interface circuit for coupling said base unit to a host computer elsewhere on a local area network , and has an infrared transceiver coupled to said local area network interface circuit and located in said base unit so as to be in line of sight communication with said infrared transceiver in said portable information gathering apparatus , said microcomputer also being programmed to download information to said host computer via said infrared transceiver and said local area network interface upon receiving a download command ; and wherein said base unit has a desktop support unit which is rotatably coupled to a charging mount which mates with said portable information gathering apparatus , said charging mount containing said electrical contacts for charging said portable information gathering apparatus as well as powering the circuits therein , said charging mount being rotatable relative to said desktop support unit under the influence of a knob , and wherein said barcode scanning engine has a barcode sensor (outputting information) which receives light reflected from a barcode through a window in the top of said housing , and wherein said charging mount mates with said housing in such a way and is sufficiently rotatable as to rotate said personal information gathering device to a horizontal orientation such that light reflected from a barcode travelling parallel to the surface of the earth can be sensed by said barcode sensor . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (security system) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5640002A CLAIM 1 . A portable information gathering apparatus comprising : a housing small enough to be carried by hand ; a barcode scan engine mounted in said housing which is capable of scanning barcodes and decoding and outputting alphanumeric characters encoded in said barcodes ; a display mounted in said housing ; a memory mounted in said housing ; a touchscreen input device mounted in said housing and superimposed over said display for receiving user input ; a microcomputer mounted in said housing and coupled to and programmed to control said barcode scan engine , said display , said memory and said touchscreen input device , and programmed to receive decoded alphanumeric characters from said barcode scan engine and store them in said memory , and programmed to display data on said display and to receive data from said touchscreen input device and use said data received from said touchscreen input device to control operation of said microcomputer ; an RF ID tag reader coupled to and controlled by said microcomputer , wherein said RF ID tag reader comprises a transmitter which can send RF transmissions which both supply power and commands to a passive , RF ID tag in the form of an integrated circuit which has no power supply of its own , said RF transmissions being processed in said passive RF ID tag to supply power to a receiver and a transmitter in said ID tag , said commands causing said transmitter in said RF ID tag to transmit product information back to a receiver in said RF ID tag reader using power from said RF transmissions originating in said RF ID tag reader , and wherein said microcomputer is programmed to control transmissions by said RF ID tag reader to interrogate RF ID tags and receive product information from said RF ID tag reader derived from transmissions from said RF ID tag and store said product information in memory , and wherein said microcomputer is also programmed to control said RF ID tag reader to send a RF transmission to cause said RF ID tags on items that have been paid for to write data therein indicating said items have been paid for such that said RF ID tags do not cause activation of store alarms under control of RF ID tag readers functioning as part of store security system (key fob) s at store exits when said items are transported out said store exits . US5640002A CLAIM 8 . A method of using a portable information gathering device , said information gathering device comprising : a housing small enough to be carried by hand ; barcode scan engine mounted in said housing which is capable of scanning barcodes and decoding and outputting alphanumeric characters encoded in said barcodes ; a display mounted in said housing ; a memory mounted in said housing ; a touchscreen input device mounted in said housing and superimposed over said display for receiving user input ; a microcomputer mounted in said housing and coupled to and programmed to control said barcode scan engine , said display , said memory and said touchscreen input device , and programmed to receive decoded alphanumeric characters from said barcode scan engine and store them in said memory , and programmed to display data on said display and to receive data from said touchscreen input device and use said data received from said touchscreen input device to control operations of said microcomputer ; and further comprising a RF ID tag reader coupled to and controlled by said microcomputer , and wherein said microcomputer is programmed to control transmissions by said RF ID tag reader to interrogate RF ID tags on items within range of said RF ID tag reader and receive data from said RF ID tag reader derived from transmissions from said RF ID tag and store said data in memory ; and further comprising a PCMCIA/credit card/smart card slot and a slot interface means for communicating with either a PCMCIA card , a credit card with a magnetic strip (magnetic strip) e or a smart card , said slot interface means including a smart card interface means coupled to said microcomputer , and wherein said microcomputer is programmed to control said slot interface means to extract data from or write data to a smart card or PCMCIA card placed in said PCMCINA/credit card/smart card slot or to read data from the magnetic stripe of a credit card placed in said PCMCIA/credit card/smart card ; said method comprising the steps of : gathering information about products in a store using said portable information gathering device by physically carrying said portable information gathering device to the locations of various products or displays of products to be purchased and either scanning barcodes on the products to be purchased or their packages or interrogating an RF ID tag embedded in a product or attached to or embedded in the package of the product , and storing the gathered information in said memory of said portable information gathering device ; after shopping is completed , downloading the information gathered from said products from said memory to a host computer ; receiving and displaying on said display of said portable information gathering device data from said host computer regarding the descriptions of the items to be purchased and the order total ; receiving payment for said products ; sending a security tag deactivation signal from said host computer to security tag deactivation apparatus ; deactivating all RF ID tag security tags on the products which have been paid for using said security tag deactivation apparatus upon receipt of said security tag deactivation signal ; monitoring all exits from said store for transition therethrough of any RF ID type security tag which has not been deactivated using a means for monitoring for active security tags . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5613012A Filed: 1995-05-17 Issued: 1997-03-18 Tokenless identification system for authorization of electronic transactions and electronic transmissions (Original Assignee) SmartTouch LLC (Current Assignee) INDIVOS Corp A DELAWARE CORPORATION ; Open Invention Network LLC ; Excel Innovations Inc Ned Hoffman, David F. Pare, Jr., Jonathan A. Lee |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (smart cards, debit card) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (smart cards, debit card) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (smart cards, debit card) from a card device (smart cards, debit card) to a card reader (smart cards, debit card) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (smart cards, debit card) is one of : a card in which the card information (smart cards, debit card) is encoded in a magnetic strip (magnetic strip) ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (authorized user) adapted to provide the card information by transmitting a wireless signal (one terminal) to the verification station . |
US5613012A CLAIM 1 . A voluntary tokenless identification computer system for determining an individual' ; s identity from an examination of at least one biometric sample and a personal identification code gathered during a bid step , and comparison with previously recorded biometric sample and personal identification code gathered during a registration step , wherein the system is authenticated to the individual , said system comprising : a . at least one computer ; b . first gathering and display means for voluntary input of at least one biometric sample , personal identification code , and a private code from an individual during the registration step , wherein the private code is not used for gaining access to the system ; c . second gathering and display means for voluntary input of at least one biometric sample and personal identification code , from an individual during a bid step ; d . first interconnecting means for interconnecting said first and second gathering and display means to said computer for transmitting the gathered biometric sample , personal identification code , or private code from said first and second gathering means to said computer ; e . means for comparison of biometric sample and personal identification code gathered during the bid step with the biometric samples and personal identification codes gathered during the registration step , for producing an evaluation ; f . execution means within said computer for storage of data and processing and execution of commands for producing a determination ; g . means for output of said evaluation , determination , or private code from said computer ; and h . system authentication means wherein the private code gathered during the registration step , is displayed to the authorized user (key fob) of the system during the output step to authenticate that the computer system was accessed . US5613012A CLAIM 4 . The apparatus of claim 1 , the first and second gathering and display means further comprising : a . at least one biometric input means for gathering biometric samples further comprising a hardware and software component ; b . at least one terminal (wireless signal) means that is functionally partially or fully integrated with the biometric input means for input of and appending additional data ; c . at least one data entry means for input of a personal identification code wherein the data entry means is integrated either with the biometric input means or the terminal means ; and d . second interconnecting means for interconnecting said biometric input means , data entry means and said terminal . US5613012A CLAIM 16 . The apparatus of claim 4 wherein the hardware component further comprises means for reading magnetic strip (magnetic strip) cards . US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (smart cards, debit card) provided in the step (a) comprises a header and card data (smart cards, debit card) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (smart cards, debit card) from the verification station . |
US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (encryption code) from a keypad to the verification station ; and outputting at least some of the information input from the keypad . |
US5613012A CLAIM 21 . The device of claim 4 wherein the first set of software and associated data further comprise : a . biometric encoding algorithm ; and b . encryption code (inputting information) . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (smart cards, debit card) is not authorised authorized . |
US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (smart cards, debit card) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (smart cards, debit card) reader for receiving card information (smart cards, debit card) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation (comprises d) of card information (smart cards, debit card) to the card device (smart cards, debit card) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US5613012A CLAIM 9 . The apparatus of claim 4 wherein the hardware component further comprises d (subsequent presentation) isplay means for display of data . US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (smart cards, debit card) reader for receiving card information (smart cards, debit card) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (smart cards, debit card) reader is one of : a reader for a card in which the card information (smart cards, debit card) is encoded in a magnetic strip (magnetic strip) ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (authorized user) adapted to provide the card information by transmitting a wireless signal (one terminal) to the verification station . |
US5613012A CLAIM 1 . A voluntary tokenless identification computer system for determining an individual' ; s identity from an examination of at least one biometric sample and a personal identification code gathered during a bid step , and comparison with previously recorded biometric sample and personal identification code gathered during a registration step , wherein the system is authenticated to the individual , said system comprising : a . at least one computer ; b . first gathering and display means for voluntary input of at least one biometric sample , personal identification code , and a private code from an individual during the registration step , wherein the private code is not used for gaining access to the system ; c . second gathering and display means for voluntary input of at least one biometric sample and personal identification code , from an individual during a bid step ; d . first interconnecting means for interconnecting said first and second gathering and display means to said computer for transmitting the gathered biometric sample , personal identification code , or private code from said first and second gathering means to said computer ; e . means for comparison of biometric sample and personal identification code gathered during the bid step with the biometric samples and personal identification codes gathered during the registration step , for producing an evaluation ; f . execution means within said computer for storage of data and processing and execution of commands for producing a determination ; g . means for output of said evaluation , determination , or private code from said computer ; and h . system authentication means wherein the private code gathered during the registration step , is displayed to the authorized user (key fob) of the system during the output step to authenticate that the computer system was accessed . US5613012A CLAIM 4 . The apparatus of claim 1 , the first and second gathering and display means further comprising : a . at least one biometric input means for gathering biometric samples further comprising a hardware and software component ; b . at least one terminal (wireless signal) means that is functionally partially or fully integrated with the biometric input means for input of and appending additional data ; c . at least one data entry means for input of a personal identification code wherein the data entry means is integrated either with the biometric input means or the terminal means ; and d . second interconnecting means for interconnecting said biometric input means , data entry means and said terminal . US5613012A CLAIM 16 . The apparatus of claim 4 wherein the hardware component further comprises means for reading magnetic strip (magnetic strip) cards . US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (smart cards, debit card) , provided to a card device (smart cards, debit card) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (smart cards, debit card) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (smart cards, debit card) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US5613012A CLAIM 24 . The apparatus of claim 4 wherein said terminal is selected from the group of facsimile machines , telephones , television remote control , personal computers , credit/debit card (card information, card device, card data, card reader, card device reader) processors , cash registers , automated teller machines , wireless personal computers . US5613012A CLAIM 123 . A method for voluntary and tokenless identification of individuals using a computer system , said method comprising the steps of : a . a registration step wherein ; i . at least one registration biometric sample for an individual is gathered ; ii . a biometric basket code is selected that identifies a biometric basket , wherein there are at least two biometric baskets in the computer system and each basket contains less than the total number of biometric samples registered with the computer system ; iii . the computer system attempts to store the registration biometric sample in the biometric basket , producing a storage result ; whereupon for a failed storage result , a different biometric basket is selected and storage is attempted again until a successful storage result is obtained ; b . a bid step wherein at least one bid biometric sample and a biometric basket code for an individual is gathered , wherein the biometric basket code identifies the biometric basket to be searched , wherein portable memory devices such as magnetic stripe cards or smart cards (card information, card device, card data, card reader, card device reader) are not used ; c . a comparison step wherein the bid biometric sample is compared to each stored biometric within the biometric basket to be searched , for producing either a successful or failed identification result ; d . an execution step wherein a command is processed and executed to produce a determination ; and e . output step wherein said identification result or determination is externalized and displayed . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5577109A Filed: 1995-03-20 Issued: 1996-11-19 Pre-paid card system and method (Original Assignee) Call Processing Inc (Current Assignee) TGIP Inc Charles J. Stimson, Brady S. Beshear |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (predetermined locations) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5577109A CLAIM 7 . A method to enable customers to purchase calling cards at predetermined locations (memory location) and to use such calling cards to access a telephone network having at least one telephone , each of said calling cards having a security number associated therewith that must be entered at a telephone to obtain access to the telephone network , comprising the steps of : in response to one or more predetermined requests , transferring information from a data terminal to a remote host computer having a database , the information including data identifying a calling card to be activated or recharged ; associating , at the host computer , an amount of call authorization to a security number of the calling card using the information transferred ; transmitting a verification message from the host computer to the data terminal ; maintaining in the database a record for each calling card security number having a call authorization amount associated therewith , the record including a balance ; and using the balance in the record associated with the security number for monitoring call progress ; and terminating access to the telephone network when the balance is exhausted . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (predetermined locations) , in said local memory , defined by the subsequently presented card information . |
US5577109A CLAIM 7 . A method to enable customers to purchase calling cards at predetermined locations (memory location) and to use such calling cards to access a telephone network having at least one telephone , each of said calling cards having a security number associated therewith that must be entered at a telephone to obtain access to the telephone network , comprising the steps of : in response to one or more predetermined requests , transferring information from a data terminal to a remote host computer having a database , the information including data identifying a calling card to be activated or recharged ; associating , at the host computer , an amount of call authorization to a security number of the calling card using the information transferred ; transmitting a verification message from the host computer to the data terminal ; maintaining in the database a record for each calling card security number having a call authorization amount associated therewith , the record including a balance ; and using the balance in the record associated with the security number for monitoring call progress ; and terminating access to the telephone network when the balance is exhausted . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (predetermined locations) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5577109A CLAIM 7 . A method to enable customers to purchase calling cards at predetermined locations (memory location) and to use such calling cards to access a telephone network having at least one telephone , each of said calling cards having a security number associated therewith that must be entered at a telephone to obtain access to the telephone network , comprising the steps of : in response to one or more predetermined requests , transferring information from a data terminal to a remote host computer having a database , the information including data identifying a calling card to be activated or recharged ; associating , at the host computer , an amount of call authorization to a security number of the calling card using the information transferred ; transmitting a verification message from the host computer to the data terminal ; maintaining in the database a record for each calling card security number having a call authorization amount associated therewith , the record including a balance ; and using the balance in the record associated with the security number for monitoring call progress ; and terminating access to the telephone network when the balance is exhausted . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information provided in the step (a) comprises a header and card data (credit balance) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US5577109A CLAIM 9 . A method , using one or more remote communications devices connectable to a host computer having a database , to enable customers to acquire credit to be used to purchase good or services , comprising the steps of : in response to one or more requests , transferring information from a communications device to the host computer , the information including data identifying a card to be activated or recharged , the card having an identifying number ; associating , at the host computer , an amount of purchase authorization to the identifying number of the card using the information transferred from the communications device ; maintaining in the database a record for each card identifying number having an purchase authorization amount associated therewith , the record including a credit balance (card data) ; and adjusting the credit balance in the record associated with the identifying number as goods or services are purchased . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (predetermined locations) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5577109A CLAIM 7 . A method to enable customers to purchase calling cards at predetermined locations (memory location) and to use such calling cards to access a telephone network having at least one telephone , each of said calling cards having a security number associated therewith that must be entered at a telephone to obtain access to the telephone network , comprising the steps of : in response to one or more predetermined requests , transferring information from a data terminal to a remote host computer having a database , the information including data identifying a calling card to be activated or recharged ; associating , at the host computer , an amount of call authorization to a security number of the calling card using the information transferred ; transmitting a verification message from the host computer to the data terminal ; maintaining in the database a record for each calling card security number having a call authorization amount associated therewith , the record including a balance ; and using the balance in the record associated with the security number for monitoring call progress ; and terminating access to the telephone network when the balance is exhausted . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (predetermined locations) , in said local memory , defined by the subsequently presented card information . |
US5577109A CLAIM 7 . A method to enable customers to purchase calling cards at predetermined locations (memory location) and to use such calling cards to access a telephone network having at least one telephone , each of said calling cards having a security number associated therewith that must be entered at a telephone to obtain access to the telephone network , comprising the steps of : in response to one or more predetermined requests , transferring information from a data terminal to a remote host computer having a database , the information including data identifying a calling card to be activated or recharged ; associating , at the host computer , an amount of call authorization to a security number of the calling card using the information transferred ; transmitting a verification message from the host computer to the data terminal ; maintaining in the database a record for each calling card security number having a call authorization amount associated therewith , the record including a balance ; and using the balance in the record associated with the security number for monitoring call progress ; and terminating access to the telephone network when the balance is exhausted . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (predetermined locations) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5577109A CLAIM 7 . A method to enable customers to purchase calling cards at predetermined locations (memory location) and to use such calling cards to access a telephone network having at least one telephone , each of said calling cards having a security number associated therewith that must be entered at a telephone to obtain access to the telephone network , comprising the steps of : in response to one or more predetermined requests , transferring information from a data terminal to a remote host computer having a database , the information including data identifying a calling card to be activated or recharged ; associating , at the host computer , an amount of call authorization to a security number of the calling card using the information transferred ; transmitting a verification message from the host computer to the data terminal ; maintaining in the database a record for each calling card security number having a call authorization amount associated therewith , the record including a balance ; and using the balance in the record associated with the security number for monitoring call progress ; and terminating access to the telephone network when the balance is exhausted . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (predetermined locations) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5577109A CLAIM 7 . A method to enable customers to purchase calling cards at predetermined locations (memory location) and to use such calling cards to access a telephone network having at least one telephone , each of said calling cards having a security number associated therewith that must be entered at a telephone to obtain access to the telephone network , comprising the steps of : in response to one or more predetermined requests , transferring information from a data terminal to a remote host computer having a database , the information including data identifying a calling card to be activated or recharged ; associating , at the host computer , an amount of call authorization to a security number of the calling card using the information transferred ; transmitting a verification message from the host computer to the data terminal ; maintaining in the database a record for each calling card security number having a call authorization amount associated therewith , the record including a balance ; and using the balance in the record associated with the security number for monitoring call progress ; and terminating access to the telephone network when the balance is exhausted . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (predetermined locations) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5577109A CLAIM 7 . A method to enable customers to purchase calling cards at predetermined locations (memory location) and to use such calling cards to access a telephone network having at least one telephone , each of said calling cards having a security number associated therewith that must be entered at a telephone to obtain access to the telephone network , comprising the steps of : in response to one or more predetermined requests , transferring information from a data terminal to a remote host computer having a database , the information including data identifying a calling card to be activated or recharged ; associating , at the host computer , an amount of call authorization to a security number of the calling card using the information transferred ; transmitting a verification message from the host computer to the data terminal ; maintaining in the database a record for each calling card security number having a call authorization amount associated therewith , the record including a balance ; and using the balance in the record associated with the security number for monitoring call progress ; and terminating access to the telephone network when the balance is exhausted . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (predetermined locations) , in said local memory , defined by the subsequently presented card information . |
US5577109A CLAIM 7 . A method to enable customers to purchase calling cards at predetermined locations (memory location) and to use such calling cards to access a telephone network having at least one telephone , each of said calling cards having a security number associated therewith that must be entered at a telephone to obtain access to the telephone network , comprising the steps of : in response to one or more predetermined requests , transferring information from a data terminal to a remote host computer having a database , the information including data identifying a calling card to be activated or recharged ; associating , at the host computer , an amount of call authorization to a security number of the calling card using the information transferred ; transmitting a verification message from the host computer to the data terminal ; maintaining in the database a record for each calling card security number having a call authorization amount associated therewith , the record including a balance ; and using the balance in the record associated with the security number for monitoring call progress ; and terminating access to the telephone network when the balance is exhausted . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5604342A Filed: 1995-01-20 Issued: 1997-02-18 Noncontact card and card system (Original Assignee) Renesas Design Corp; Mitsubishi Electric Corp (Current Assignee) Renesas Design Corp ; Mitsubishi Electric Corp Shuzo Fujioka |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (transmitting antenna) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5604342A CLAIM 1 . A card reader/writer comprising : a UART for converting a digital signal in serial form into parallel form and vice versa ; a send circuit for modulating a digital signal in serial form from said UART and converting it into a send electrical signal ; a transmitting antenna (receiving card information) for transmitting the send electrical signal as a radio wave ; a receiving antenna for converting a received radio wave into a received electrical signal ; a receive circuit for demodulating a received electrical signal and converting it into a digital signal ; and a control unit for controlling said card reader/writer and for setting an interval between a trigger signal and a start flag to at least one frame . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader (card reader) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5604342A CLAIM 1 . A card reader (card reader) /writer comprising : a UART for converting a digital signal in serial form into parallel form and vice versa ; a send circuit for modulating a digital signal in serial form from said UART and converting it into a send electrical signal ; a transmitting antenna for transmitting the send electrical signal as a radio wave ; a receiving antenna for converting a received radio wave into a received electrical signal ; a receive circuit for demodulating a received electrical signal and converting it into a digital signal ; and a control unit for controlling said card reader/writer and for setting an interval between a trigger signal and a start flag to at least one frame . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information from a keypad to the verification station ; and outputting at least some of the information input (said switch) from the keypad . |
US5604342A CLAIM 5 . The card reader/writer according to claim 4 , wherein said switch (information input) ing circuit disconnects said receiving antenna and said receive circuit with a timing , that prevents switching noise from being transmitted to said receive circuit . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (transmitting antenna) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5604342A CLAIM 1 . A card reader/writer comprising : a UART for converting a digital signal in serial form into parallel form and vice versa ; a send circuit for modulating a digital signal in serial form from said UART and converting it into a send electrical signal ; a transmitting antenna (receiving card information) for transmitting the send electrical signal as a radio wave ; a receiving antenna for converting a received radio wave into a received electrical signal ; a receive circuit for demodulating a received electrical signal and converting it into a digital signal ; and a control unit for controlling said card reader/writer and for setting an interval between a trigger signal and a start flag to at least one frame . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (transmitting antenna) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5604342A CLAIM 1 . A card reader/writer comprising : a UART for converting a digital signal in serial form into parallel form and vice versa ; a send circuit for modulating a digital signal in serial form from said UART and converting it into a send electrical signal ; a transmitting antenna (receiving card information) for transmitting the send electrical signal as a radio wave ; a receiving antenna for converting a received radio wave into a received electrical signal ; a receive circuit for demodulating a received electrical signal and converting it into a digital signal ; and a control unit for controlling said card reader/writer and for setting an interval between a trigger signal and a start flag to at least one frame . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (transmitting antenna) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5604342A CLAIM 1 . A card reader/writer comprising : a UART for converting a digital signal in serial form into parallel form and vice versa ; a send circuit for modulating a digital signal in serial form from said UART and converting it into a send electrical signal ; a transmitting antenna (receiving card information) for transmitting the send electrical signal as a radio wave ; a receiving antenna for converting a received radio wave into a received electrical signal ; a receive circuit for demodulating a received electrical signal and converting it into a digital signal ; and a control unit for controlling said card reader/writer and for setting an interval between a trigger signal and a start flag to at least one frame . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5625695A Filed: 1994-11-30 Issued: 1997-04-29 Process for generating DSA signatures with low-cost portable apparatuses (Original Assignee) Gemplus Card International SA (Current Assignee) Thales DIS France SA David M'Raihi, David Naccache |
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| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method (following steps) of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US5625695A CLAIM 7 . Process according to claim 6 , further comprising the following steps (enrolment method) performed by the portable apparatus : extracting J and r from the non-volatile memory , expanding the J to obtain i on Z2 bytes , receiving the message m from the signature verification device , computing s=(m+x r) i mod q , sending s and r to the verifier and invalidating the pair {r , J} , deleting it from the non-volatile memory , and while the signature verification device is verifying the validity of the pair {r , s} , drawing a new random number J of Z1 bytes and expanding the number J so as to obtain a number i of Z2 bytes , back-computing ##EQU22## mod q , computing r=(g k mod p) nod q and overwriting the non-volatile memory with the new coupon {r , J} . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (random number) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5625695A CLAIM 2 . Process according to claim 1 , wherein the digital signatures are generated using the DSA algorithm , and wherein the step of preparing a plurality of additional coupons includes the steps of drawing a random number (key fob) J of Z1 bytes , and expanding the number J into a Z2-byte number i , computing ##EQU21## mod q , and computing r=(g k mod p) mod q , and wherein the step of enciphering the plurality of additional coupons includes the step of computing c=DES (card -- key , J) , and wherein the step of sending the plurality of additional coupons from the signature verification device to the apparatus includes the steps of the signature verification device sending c and r to the apparatus , the apparatus deciphering the plurality of additional coupons by computing J=DES -1 (card -- key , c) , and the apparatus saving J and r in the non-volatile memory , c and r thus forming the coupon in enciphered format and J and r forming the coupon in deciphered format . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (random number) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5625695A CLAIM 2 . Process according to claim 1 , wherein the digital signatures are generated using the DSA algorithm , and wherein the step of preparing a plurality of additional coupons includes the steps of drawing a random number (key fob) J of Z1 bytes , and expanding the number J into a Z2-byte number i , computing ##EQU21## mod q , and computing r=(g k mod p) mod q , and wherein the step of enciphering the plurality of additional coupons includes the step of computing c=DES (card -- key , J) , and wherein the step of sending the plurality of additional coupons from the signature verification device to the apparatus includes the steps of the signature verification device sending c and r to the apparatus , the apparatus deciphering the plurality of additional coupons by computing J=DES -1 (card -- key , c) , and the apparatus saving J and r in the non-volatile memory , c and r thus forming the coupon in enciphered format and J and r forming the coupon in deciphered format . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method (following steps) of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US5625695A CLAIM 7 . Process according to claim 6 , further comprising the following steps (enrolment method) performed by the portable apparatus : extracting J and r from the non-volatile memory , expanding the J to obtain i on Z2 bytes , receiving the message m from the signature verification device , computing s=(m+x r) i mod q , sending s and r to the verifier and invalidating the pair {r , J} , deleting it from the non-volatile memory , and while the signature verification device is verifying the validity of the pair {r , s} , drawing a new random number J of Z1 bytes and expanding the number J so as to obtain a number i of Z2 bytes , back-computing ##EQU22## mod q , computing r=(g k mod p) nod q and overwriting the non-volatile memory with the new coupon {r , J} . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5748737A Filed: 1994-11-14 Issued: 1998-05-05 Multimedia electronic wallet with generic card (Original Assignee) Daggar; Robert N. Robert N. Daggar |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (card information) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (writing data) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5748737A CLAIM 1 . A compact electronic wallet comprising : user interface means for receiving input including medium selection and transaction initiation commands from a user of the electronic wallet ; processor means connected with said user interface means for controlling the operation of the electronic wallet in response to said user input ; smart card interface means connected with said processor means for transferring data between the electronic wallet and processing circuitry on a multimedia transaction card ; and magnetic medium interface means connected with said processor means for writing data (memory location) to a magnetic medium on the multimedia transaction card . US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (card information) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (writing data) , in said local memory , defined by the subsequently presented card information . |
US5748737A CLAIM 1 . A compact electronic wallet comprising : user interface means for receiving input including medium selection and transaction initiation commands from a user of the electronic wallet ; processor means connected with said user interface means for controlling the operation of the electronic wallet in response to said user input ; smart card interface means connected with said processor means for transferring data between the electronic wallet and processing circuitry on a multimedia transaction card ; and magnetic medium interface means connected with said processor means for writing data (memory location) to a magnetic medium on the multimedia transaction card . US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (card information) from a card device to a card reader (smart card interface) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (writing data) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5748737A CLAIM 1 . A compact electronic wallet comprising : user interface means for receiving input including medium selection and transaction initiation commands from a user of the electronic wallet ; processor means connected with said user interface means for controlling the operation of the electronic wallet in response to said user input ; smart card interface (card reader) means connected with said processor means for transferring data between the electronic wallet and processing circuitry on a multimedia transaction card ; and magnetic medium interface means connected with said processor means for writing data (memory location) to a magnetic medium on the multimedia transaction card . US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information (card information) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (card information) provided in the step (a) comprises a header and card data ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (card information) from the verification station . |
US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 CLAIM 7 . A method according to claim 6 , wherein at least one of the steps (db) and (eb) comprise at least one of the further steps of : inputting information (said position) from a keypad to the verification station ; and outputting at least some of the information input (thin film) from the keypad . |
US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position (inputting information) information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . US5748737A CLAIM 9 . The electronic wallet of claim 8 wherein said first portion of the magnetic medium contains a magnetic positioning clock and said magnetic medium position detecting means includes a thin film (information input) magnetoresistive head that detects said magnetic positioning clock . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (card information) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information (card information) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (writing data) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5748737A CLAIM 1 . A compact electronic wallet comprising : user interface means for receiving input including medium selection and transaction initiation commands from a user of the electronic wallet ; processor means connected with said user interface means for controlling the operation of the electronic wallet in response to said user input ; smart card interface means connected with said processor means for transferring data between the electronic wallet and processing circuitry on a multimedia transaction card ; and magnetic medium interface means connected with said processor means for writing data (memory location) to a magnetic medium on the multimedia transaction card . US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information (card information) to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (writing data) , in said local memory , defined by the subsequently presented card information . |
US5748737A CLAIM 1 . A compact electronic wallet comprising : user interface means for receiving input including medium selection and transaction initiation commands from a user of the electronic wallet ; processor means connected with said user interface means for controlling the operation of the electronic wallet in response to said user input ; smart card interface means connected with said processor means for transferring data between the electronic wallet and processing circuitry on a multimedia transaction card ; and magnetic medium interface means connected with said processor means for writing data (memory location) to a magnetic medium on the multimedia transaction card . US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information (card information) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (writing data) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5748737A CLAIM 1 . A compact electronic wallet comprising : user interface means for receiving input including medium selection and transaction initiation commands from a user of the electronic wallet ; processor means connected with said user interface means for controlling the operation of the electronic wallet in response to said user input ; smart card interface means connected with said processor means for transferring data between the electronic wallet and processing circuitry on a multimedia transaction card ; and magnetic medium interface means connected with said processor means for writing data (memory location) to a magnetic medium on the multimedia transaction card . US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information (card information) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium (transferring data) having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (card information) , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (writing data) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5748737A CLAIM 1 . A compact electronic wallet comprising : user interface means for receiving input including medium selection and transaction initiation commands from a user of the electronic wallet ; processor means connected with said user interface means for controlling the operation of the electronic wallet in response to said user input ; smart card interface means connected with said processor means for transferring data (readable medium) between the electronic wallet and processing circuitry on a multimedia transaction card ; and magnetic medium interface means connected with said processor means for writing data (memory location) to a magnetic medium on the multimedia transaction card . US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium (transferring data) having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (card information) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (writing data) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5748737A CLAIM 1 . A compact electronic wallet comprising : user interface means for receiving input including medium selection and transaction initiation commands from a user of the electronic wallet ; processor means connected with said user interface means for controlling the operation of the electronic wallet in response to said user input ; smart card interface means connected with said processor means for transferring data (readable medium) between the electronic wallet and processing circuitry on a multimedia transaction card ; and magnetic medium interface means connected with said processor means for writing data (memory location) to a magnetic medium on the multimedia transaction card . US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium (transferring data) having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (card information) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (writing data) , in said local memory , defined by the subsequently presented card information . |
US5748737A CLAIM 1 . A compact electronic wallet comprising : user interface means for receiving input including medium selection and transaction initiation commands from a user of the electronic wallet ; processor means connected with said user interface means for controlling the operation of the electronic wallet in response to said user input ; smart card interface means connected with said processor means for transferring data (readable medium) between the electronic wallet and processing circuitry on a multimedia transaction card ; and magnetic medium interface means connected with said processor means for writing data (memory location) to a magnetic medium on the multimedia transaction card . US5748737A CLAIM 7 . The electronic wallet of claim 1 wherein said digital card information (card information) is formatted to correspond to predetermined physical positions within the magnetic medium and said magnetic medium interface means comprises : magnetic medium position detecting means for detecting the position of the magnetic medium contained on the multimedia transaction card and for generating position information corresponding to said detected position ; and magnetic medium writing means for receiving said data to be written to the magnetic medium and for writing said data to the magnetic medium carried on the multimedia transaction card ; wherein said processor means further operates to read said position information from said magnetic medium position detecting means and to transfer said data corresponding to said position information to said magnetic medium writing means . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5485510A Filed: 1994-09-01 Issued: 1996-01-16 Secure credit/debit card authorization (Original Assignee) AT&T Corp (Current Assignee) Citicorp USA Inc Raymond O. Colbert |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information (debit card) ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information (debit card) and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information (debit card) from a card device (debit card) to a card reader (debit card) in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (debit card) is one of : a card in which the card information (debit card) is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 CLAIM 5 . A method according to claim 3 , wherein : the card information (debit card) provided in the step (a) comprises a header and card data (debit card) ; and the steps (c) , (d) and (e) are only performed if the header indicates that the card belongs to a set of cards associated with the verification station . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 CLAIM 6 . A method according to claim 3 , wherein the performance of the process in the steps (db) and (eb) comprises outputting at least part of the inputted card information (debit card) from the verification station . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (debit card) is not authorised authorized . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 CLAIM 12 . A method according to claim 3 , comprising the further steps of : (f) storing the card information (debit card) provided by successive instances of the step (a) ; and (g) outputting the information stored in the step (f) for audit purposes . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (debit card) reader for receiving card information (debit card) ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation (comprises d) of card information (debit card) to the card device (debit card) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . US5485510A CLAIM 3 . The method of claims 1 or 2 wherein the data received in the database further comprises d (subsequent presentation) ata for verifying the identity of the holder of the CDC . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (debit card) reader for receiving card information (debit card) from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (debit card) reader is one of : a reader for a card in which the card information (debit card) is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information (debit card) , provided to a card device (debit card) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information (debit card) ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information (debit card) and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US5485510A CLAIM 1 . In a database system for authorizing a credit/debit card (card information, card device, card reader, card data, card device reader) (CDC) expenditure , a method for authorizing credit/debit for a purchase of goods or services comprises : receiving data in the database over a first telecommunications connection to the database from a CDC holder at a first location , the data identifying a specific CDC ; determining whether the CDC is authorized to incur an expenditure ; transmitting an authorization to incur the expenditure over a second telecommunications connection from the database to a vendor at a second location , wherein transmitting the authorization is responsive to a determination that the CDC is authorized to incur the expenditure and includes a limit of allowed expenditure generated by the database for a transaction ; and wherein the data identifying the CDC is not provided to the vendor . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5629981A Filed: 1994-07-29 Issued: 1997-05-13 Information management and security system (Original Assignee) Texas Instruments Inc (Current Assignee) Texas Instruments Inc Virupax M. Nerlikar |
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| US8620039B2 CLAIM 1 . A method of enrolling in a biometric card pointer system , the method comprising the steps of : receiving card information ; receiving the biometric signature ; defining , dependent upon the received card information , a memory location (second locations, two locations) in a local memory external to the card ; determining if the defined memory location is unoccupied ; and storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5629981A CLAIM 31 . A method of securely communicating information between two locations (memory location) comprising : requesting an information transfer from a first location to a second location ; interrogating a radio frequency identification (RFID) transponder at said second location from a radio frequency (RF) transceiver at said second location ; transmitting an identification code from said RFID transponder at said second location to said RF transceiver at the said second location ; transmitting said identification code from said second location to a third location , said third location remote from said first and second locations (memory location) ; comparing the authorization of said identification code with authorized identification codes stored in memory at said third location ; communicating an authorization signal from said third location ; and transmitting the requested information in packets to said second location after the authorization is verified , each of the packets of information including a header , the information to be transferred and a footer wherein the header includes an identification number for a user at the first location , an identification number for a receiver at the second location , a date/time stamp and a location stamp . |
| US8620039B2 CLAIM 2 . A method of obtaining verified access to a process , the method comprising the steps of : storing a biometric signature according to the enrolment method of claim 1 ; subsequently presenting card information and a biometric signature ; and verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (second locations, two locations) , in said local memory , defined by the subsequently presented card information . |
US5629981A CLAIM 31 . A method of securely communicating information between two locations (memory location) comprising : requesting an information transfer from a first location to a second location ; interrogating a radio frequency identification (RFID) transponder at said second location from a radio frequency (RF) transceiver at said second location ; transmitting an identification code from said RFID transponder at said second location to said RF transceiver at the said second location ; transmitting said identification code from said second location to a third location , said third location remote from said first and second locations (memory location) ; comparing the authorization of said identification code with authorized identification codes stored in memory at said third location ; communicating an authorization signal from said third location ; and transmitting the requested information in packets to said second location after the authorization is verified , each of the packets of information including a header , the information to be transferred and a footer wherein the header includes an identification number for a user at the first location , an identification number for a receiver at the second location , a date/time stamp and a location stamp . |
| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location (second locations, two locations) defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5629981A CLAIM 31 . A method of securely communicating information between two locations (memory location) comprising : requesting an information transfer from a first location to a second location ; interrogating a radio frequency identification (RFID) transponder at said second location from a radio frequency (RF) transceiver at said second location ; transmitting an identification code from said RFID transponder at said second location to said RF transceiver at the said second location ; transmitting said identification code from said second location to a third location , said third location remote from said first and second locations (memory location) ; comparing the authorization of said identification code with authorized identification codes stored in memory at said third location ; communicating an authorization signal from said third location ; and transmitting the requested information in packets to said second location after the authorization is verified , each of the packets of information including a header , the information to be transferred and a footer wherein the header includes an identification number for a user at the first location , an identification number for a receiver at the second location , a date/time stamp and a location stamp . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob (authorized user, random number) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5629981A CLAIM 9 . An information management and security system as set forth in claim 8 , wherein said encryption means comprises a random number (key fob) seeding . US5629981A CLAIM 28 . A method of securing access to a terminal device , said method comprising the steps of : providing an authorized user (key fob) with a security badge which includes a personal computer card , a read/write transponder , a mass memory and a input/output data circuit , said transponder electronically storing an identification code ; and associating a transceiver with said terminal device , said transceiver being operable to communicate with said terminal device ; wherein said authorized user gains access to said terminal device by : (a) bringing said security badge within a selected distance of said transceiver , said security badge located so that it is not physically visible so that said transponder is not within line-of-sight with said transceiver ; (b) transmitting an interrogation signal from said transceiver ; (c) receiving said interrogation signal at said security badge and storing said interrogation signal within a charge storage device within said security badge ; (d) transmitting said identification code from said security badge to said transceiver wherein the transmitting is powered by energy derived from said charge storage device ; (e) receiving said identification code at said transceiver ; and (f) verifying said identification code ; wherein steps (b)-(f) are performed without said transponder being physically visible . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information (output data) indicating that the user of the card device is not authorised authorized . |
US5629981A CLAIM 3 . An information management and security system as set forth in claim 1 , wherein said transponder comprises a Personal Computer card having an transponder , mass memory , and input/output data (outputting information) means . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location (second locations, two locations) in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5629981A CLAIM 31 . A method of securely communicating information between two locations (memory location) comprising : requesting an information transfer from a first location to a second location ; interrogating a radio frequency identification (RFID) transponder at said second location from a radio frequency (RF) transceiver at said second location ; transmitting an identification code from said RFID transponder at said second location to said RF transceiver at the said second location ; transmitting said identification code from said second location to a third location , said third location remote from said first and second locations (memory location) ; comparing the authorization of said identification code with authorized identification codes stored in memory at said third location ; communicating an authorization signal from said third location ; and transmitting the requested information in packets to said second location after the authorization is verified , each of the packets of information including a header , the information to be transferred and a footer wherein the header includes an identification number for a user at the first location , an identification number for a receiver at the second location , a date/time stamp and a location stamp . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location (second locations, two locations) , in said local memory , defined by the subsequently presented card information . |
US5629981A CLAIM 31 . A method of securely communicating information between two locations (memory location) comprising : requesting an information transfer from a first location to a second location ; interrogating a radio frequency identification (RFID) transponder at said second location from a radio frequency (RF) transceiver at said second location ; transmitting an identification code from said RFID transponder at said second location to said RF transceiver at the said second location ; transmitting said identification code from said second location to a third location , said third location remote from said first and second locations (memory location) ; comparing the authorization of said identification code with authorized identification codes stored in memory at said third location ; communicating an authorization signal from said third location ; and transmitting the requested information in packets to said second location after the authorization is verified , each of the packets of information including a header , the information to be transferred and a footer wherein the header includes an identification number for a user at the first location , an identification number for a receiver at the second location , a date/time stamp and a location stamp . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location (second locations, two locations) defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5629981A CLAIM 31 . A method of securely communicating information between two locations (memory location) comprising : requesting an information transfer from a first location to a second location ; interrogating a radio frequency identification (RFID) transponder at said second location from a radio frequency (RF) transceiver at said second location ; transmitting an identification code from said RFID transponder at said second location to said RF transceiver at the said second location ; transmitting said identification code from said second location to a third location , said third location remote from said first and second locations (memory location) ; comparing the authorization of said identification code with authorized identification codes stored in memory at said third location ; communicating an authorization signal from said third location ; and transmitting the requested information in packets to said second location after the authorization is verified , each of the packets of information including a header , the information to be transferred and a footer wherein the header includes an identification number for a user at the first location , an identification number for a receiver at the second location , a date/time stamp and a location stamp . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob (authorized user, random number) adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5629981A CLAIM 9 . An information management and security system as set forth in claim 8 , wherein said encryption means comprises a random number (key fob) seeding . US5629981A CLAIM 28 . A method of securing access to a terminal device , said method comprising the steps of : providing an authorized user (key fob) with a security badge which includes a personal computer card , a read/write transponder , a mass memory and a input/output data circuit , said transponder electronically storing an identification code ; and associating a transceiver with said terminal device , said transceiver being operable to communicate with said terminal device ; wherein said authorized user gains access to said terminal device by : (a) bringing said security badge within a selected distance of said transceiver , said security badge located so that it is not physically visible so that said transponder is not within line-of-sight with said transceiver ; (b) transmitting an interrogation signal from said transceiver ; (c) receiving said interrogation signal at said security badge and storing said interrogation signal within a charge storage device within said security badge ; (d) transmitting said identification code from said security badge to said transceiver wherein the transmitting is powered by energy derived from said charge storage device ; (e) receiving said identification code at said transceiver ; and (f) verifying said identification code ; wherein steps (b)-(f) are performed without said transponder being physically visible . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location (second locations, two locations) defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5629981A CLAIM 31 . A method of securely communicating information between two locations (memory location) comprising : requesting an information transfer from a first location to a second location ; interrogating a radio frequency identification (RFID) transponder at said second location from a radio frequency (RF) transceiver at said second location ; transmitting an identification code from said RFID transponder at said second location to said RF transceiver at the said second location ; transmitting said identification code from said second location to a third location , said third location remote from said first and second locations (memory location) ; comparing the authorization of said identification code with authorized identification codes stored in memory at said third location ; communicating an authorization signal from said third location ; and transmitting the requested information in packets to said second location after the authorization is verified , each of the packets of information including a header , the information to be transferred and a footer wherein the header includes an identification number for a user at the first location , an identification number for a receiver at the second location , a date/time stamp and a location stamp . |
| US8620039B2 CLAIM 19 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of enrolling in a biometric card pointer system , the program comprising : code for receiving card information ; code for receiving the biometric signature ; code for defining , dependent upon the received card information , a memory location (second locations, two locations) in a local memory external to the card ; code for determining if the defined memory location is unoccupied ; and code for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5629981A CLAIM 31 . A method of securely communicating information between two locations (memory location) comprising : requesting an information transfer from a first location to a second location ; interrogating a radio frequency identification (RFID) transponder at said second location from a radio frequency (RF) transceiver at said second location ; transmitting an identification code from said RFID transponder at said second location to said RF transceiver at the said second location ; transmitting said identification code from said second location to a third location , said third location remote from said first and second locations (memory location) ; comparing the authorization of said identification code with authorized identification codes stored in memory at said third location ; communicating an authorization signal from said third location ; and transmitting the requested information in packets to said second location after the authorization is verified , each of the packets of information including a header , the information to be transferred and a footer wherein the header includes an identification number for a user at the first location , an identification number for a receiver at the second location , a date/time stamp and a location stamp . |
| US8620039B2 CLAIM 20 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method of obtaining verified access to a process , the program comprising : code for storing a biometric signature according to the enrolment method of claim 19 ; code for subsequently presenting card information and a biometric signature ; and code for verifying the subsequently presented presentation of the card information and the biometric signature if the subsequently presented biometric signature matches the biometric signature at the memory location (second locations, two locations) , in said local memory , defined by the subsequently presented card information . |
US5629981A CLAIM 31 . A method of securely communicating information between two locations (memory location) comprising : requesting an information transfer from a first location to a second location ; interrogating a radio frequency identification (RFID) transponder at said second location from a radio frequency (RF) transceiver at said second location ; transmitting an identification code from said RFID transponder at said second location to said RF transceiver at the said second location ; transmitting said identification code from said second location to a third location , said third location remote from said first and second locations (memory location) ; comparing the authorization of said identification code with authorized identification codes stored in memory at said third location ; communicating an authorization signal from said third location ; and transmitting the requested information in packets to said second location after the authorization is verified , each of the packets of information including a header , the information to be transferred and a footer wherein the header includes an identification number for a user at the first location , an identification number for a receiver at the second location , a date/time stamp and a location stamp . |
| US8620039B2 Filed: 2005-08-12 Issued: 2013-12-31 Card device security using biometrics (Original Assignee) Securicom (NSW) Pty Ltd (Current Assignee) Cpc Patent Technologies Pty Ltd Christopher John Burke | US5625370A Filed: 1994-07-25 Issued: 1997-04-29 Identification system antenna with impedance transformer (Original Assignee) Texas Instruments Inc (Current Assignee) Texas Instruments Inc Loek J. D'Hont |
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| US8620039B2 CLAIM 3 . A method of securing a process at a verification station , the method comprising the steps of : (a) providing card information from a card device (electrically conductive) to a card reader in the verification station ; (b) inputting a biometric signature of a user of the card device to a biometric reader in the verification station ; (c) determining if the provided card information has been previously provided to the verification station ; (d) if the provided card information has not been previously provided to the verification station ; (da) storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and (db) performing the process dependent upon the received card information ; (e) if the provided card information has been previously provided to the verification station ; (ea) comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; (eb) if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and (ec) if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5625370A CLAIM 1 . An electromagnetic device comprising : a magnetic core formed in a first loop and a second loop ; an electrical winding package surrounding said magnetic core ; and a strip of electrically conductive (card device) material disposed such that said strip passes through both said first loop and said second loop and overlies said electrical winding package , said strip having a width and a thickness wherein said width is substantially greater than said thickness , said strip also having a first end and a second end . |
| US8620039B2 CLAIM 4 . A method according to claim 3 , wherein the card device (electrically conductive) is one of : a card in which the card information is encoded in a magnetic strip ; a card in which the card information is encoded in a bar code ; a smart card in which the card information is stored in a solid state memory on the smart card ; and a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5625370A CLAIM 1 . An electromagnetic device comprising : a magnetic core formed in a first loop and a second loop ; an electrical winding package surrounding said magnetic core ; and a strip of electrically conductive (card device) material disposed such that said strip passes through both said first loop and said second loop and overlies said electrical winding package , said strip having a width and a thickness wherein said width is substantially greater than said thickness , said strip also having a first end and a second end . |
| US8620039B2 CLAIM 10 . A method according to claim 3 , wherein the step (ec) further comprises outputting information indicating that the user of the card device (electrically conductive) is not authorised authorized . |
US5625370A CLAIM 1 . An electromagnetic device comprising : a magnetic core formed in a first loop and a second loop ; an electrical winding package surrounding said magnetic core ; and a strip of electrically conductive (card device) material disposed such that said strip passes through both said first loop and said second loop and overlies said electrical winding package , said strip having a width and a thickness wherein said width is substantially greater than said thickness , said strip also having a first end and a second end . |
| US8620039B2 CLAIM 13 . A biometric card pointer enrolment system comprising : a card device (electrically conductive) reader for receiving card information ; a biometric reader for receiving the biometric signature ; means for defining , dependent upon the received card information , a memory location in a local memory external to the card ; means for determining if the defined memory location is unoccupied ; and means for storing , if the memory location is unoccupied , the biometric signature at the defined memory location . |
US5625370A CLAIM 1 . An electromagnetic device comprising : a magnetic core formed in a first loop and a second loop ; an electrical winding package surrounding said magnetic core ; and a strip of electrically conductive (card device) material disposed such that said strip passes through both said first loop and said second loop and overlies said electrical winding package , said strip having a width and a thickness wherein said width is substantially greater than said thickness , said strip also having a first end and a second end . US5625370A CLAIM 11 . An impedance transformer (card device reader) comprising : a magnetic core including two side-members laterally spaced in a first direction , said side-members connected by a laterally extending member , said magnetic core defining at least two magnetic flux path loops ; an electrical winding surrounding a portion of said laterally extending member and operable to produce a magnetic flux along said magnetic flux path loop ; and a strip of electrically conductive material disposed such that said strip passes through said two magnetic flux path loops and over said electrical winding , said strip having a width and a thickness wherein said width is substantially greater than said thickness . |
| US8620039B2 CLAIM 14 . A biometric card pointer verified access system comprising : the biometric card pointer enrolment system of claim 13 ; and means for verifying (i) a subsequent presentation of card information to the card device (electrically conductive) reader and (ii) a subsequent presentation of a biometric signature to the biometric reader if said subsequently presented biometric signature matches the biometric signature at the memory location , in said local memory , defined by the subsequently presented card information . |
US5625370A CLAIM 1 . An electromagnetic device comprising : a magnetic core formed in a first loop and a second loop ; an electrical winding package surrounding said magnetic core ; and a strip of electrically conductive (card device) material disposed such that said strip passes through both said first loop and said second loop and overlies said electrical winding package , said strip having a width and a thickness wherein said width is substantially greater than said thickness , said strip also having a first end and a second end . US5625370A CLAIM 11 . An impedance transformer (card device reader) comprising : a magnetic core including two side-members laterally spaced in a first direction , said side-members connected by a laterally extending member , said magnetic core defining at least two magnetic flux path loops ; an electrical winding surrounding a portion of said laterally extending member and operable to produce a magnetic flux along said magnetic flux path loop ; and a strip of electrically conductive material disposed such that said strip passes through said two magnetic flux path loops and over said electrical winding , said strip having a width and a thickness wherein said width is substantially greater than said thickness . |
| US8620039B2 CLAIM 15 . A verification station for securing a process , the verification station comprising : a card device (electrically conductive) reader for receiving card information from a card device coupled to the verification station ; a biometric signature reader for receiving a biometric signature provided to the verification station ; means for determining if the provided card information has been previously provided to the verification station ; means , if the provided card information has not been previously provided to the verification station , for : storing the inputted biometric signature in a memory at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; means , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5625370A CLAIM 1 . An electromagnetic device comprising : a magnetic core formed in a first loop and a second loop ; an electrical winding package surrounding said magnetic core ; and a strip of electrically conductive (card device) material disposed such that said strip passes through both said first loop and said second loop and overlies said electrical winding package , said strip having a width and a thickness wherein said width is substantially greater than said thickness , said strip also having a first end and a second end . US5625370A CLAIM 11 . An impedance transformer (card device reader) comprising : a magnetic core including two side-members laterally spaced in a first direction , said side-members connected by a laterally extending member , said magnetic core defining at least two magnetic flux path loops ; an electrical winding surrounding a portion of said laterally extending member and operable to produce a magnetic flux along said magnetic flux path loop ; and a strip of electrically conductive material disposed such that said strip passes through said two magnetic flux path loops and over said electrical winding , said strip having a width and a thickness wherein said width is substantially greater than said thickness . |
| US8620039B2 CLAIM 16 . A verification station according to claim 15 , wherein the card device (electrically conductive) reader is one of : a reader for a card in which the card information is encoded in a magnetic strip ; a reader for a card in which the card information is encoded in a bar code ; a reader for a smart card in which the card information is stored in a solid state memory on the smart card ; and a receiver for a key fob adapted to provide the card information by transmitting a wireless signal to the verification station . |
US5625370A CLAIM 1 . An electromagnetic device comprising : a magnetic core formed in a first loop and a second loop ; an electrical winding package surrounding said magnetic core ; and a strip of electrically conductive (card device) material disposed such that said strip passes through both said first loop and said second loop and overlies said electrical winding package , said strip having a width and a thickness wherein said width is substantially greater than said thickness , said strip also having a first end and a second end . US5625370A CLAIM 11 . An impedance transformer (card device reader) comprising : a magnetic core including two side-members laterally spaced in a first direction , said side-members connected by a laterally extending member , said magnetic core defining at least two magnetic flux path loops ; an electrical winding surrounding a portion of said laterally extending member and operable to produce a magnetic flux along said magnetic flux path loop ; and a strip of electrically conductive material disposed such that said strip passes through said two magnetic flux path loops and over said electrical winding , said strip having a width and a thickness wherein said width is substantially greater than said thickness . |
| US8620039B2 CLAIM 18 . A non-transitory computer readable medium having recorded thereon a computer program for directing a processor to execute a method for securing a process at a verification station , said program comprising : code for determining if card information , provided to a card device (electrically conductive) reader incorporated into the verification station , has been previously provided to the verification station ; code , if the provided card information has not been previously provided to the verification station , for : storing a biometric signature , inputted to a biometric signature reader incorporated into the verification station , in a memory incorporated into the verification station , at a memory location defined by the provided card information ; and performing the process dependent upon the received card information ; code , if the provided card information has been previously provided to the verification station , for : comparing the inputted biometric signature to the biometric signature stored in the memory at the memory location defined by the provided card information ; if the inputted biometric signature matches the stored biometric signature , performing the process dependent upon the received card information ; and if the inputted biometric signature does not match the stored biometric signature , not performing the process dependent upon the received card information . |
US5625370A CLAIM 1 . An electromagnetic device comprising : a magnetic core formed in a first loop and a second loop ; an electrical winding package surrounding said magnetic core ; and a strip of electrically conductive (card device) material disposed such that said strip passes through both said first loop and said second loop and overlies said electrical winding package , said strip having a width and a thickness wherein said width is substantially greater than said thickness , said strip also having a first end and a second end . US5625370A CLAIM 11 . An impedance transformer (card device reader) comprising : a magnetic core including two side-members laterally spaced in a first direction , said side-members connected by a laterally extending member , said magnetic core defining at least two magnetic flux path loops ; an electrical winding surrounding a portion of said laterally extending member and operable to produce a magnetic flux along said magnetic flux path loop ; and a strip of electrically conductive material disposed such that said strip passes through said two magnetic flux path loops and over said electrical winding , said strip having a width and a thickness wherein said width is substantially greater than said thickness . |